NerdWallet Review for 2025 (Reliable Insurance Quotes?)

Explore the NerdWallet review to see how its quote tool redirects users to third-party sites, limiting direct access to auto insurance rates.

Drivers comparing quotes from Allstate, USAA, Liberty Mutual, and Progressive must complete multiple forms to get prices.

NerdWallet Rating

NerdWallet’s value resides in its financial tools, which include credit score tracking and loan comparison capabilities designed specifically for budget-conscious customers.

Its affiliate arrangements increase traffic but limit insurer options on the marketplace. BBB customer evaluations have an average rating of 2.0 out of 5 stars from over 80 ratings.

Simply enter your ZIP code into our no-cost comparison tool to begin exploring your alternatives for auto insurance.

How NerdWallet Handles Insurance Quote Access

NerdWallet’s expanding role in financial comparison tools is evident in its rapid growth and strategic positioning. Tim Chen and Jacob Gibson started the company in 2009, and since then, it has grown into a multi-million dollar financial platform that provides in-depth advice on banking, investing, credit, mortgages, loans, insurance, and vacation planning.

NerdWallet Company Overview

NerdWallet now serves over 160 million users annually and has strengthened its presence in the small business market through the acquisition of Fundera, a financial hub supporting 28 million small and mid-sized businesses. It also completed a $120 million acquisition of On the Barrelhead, a data-driven platform that helps personalize credit-based recommendations for both consumers and SMBs.

These tools now fully integrate into NerdWallet’s existing tech and brand, expanding its reach and usability across key financial decision points. Based in San Francisco, NerdWallet has 758 employees and earns $538.9 million annually. It offers tools like credit score, loan, and net-worth calculators, with NerdWallet Compare, Inc. handling product comparisons.

To get multiple insurance quotes with NerdWallet, you just start by filling out a quick online form. You’ll need to enter basic personal info like your ZIP code, age, vehicle type, driving history, and marital status. From there, NerdWallet will redirect you to third-party websites that will finalize the quote process.

This setup allows users to access top carriers like Allstate, Liberty Mutual, Progressive, and USAA, but it can feel repetitive since you may have to re-enter details on external forms. While that adds a few steps, many users still rely on it to explore NerdWallet best auto insurance options from trusted national brands.

NerdWallet is based in San Francisco, with 758 employees and $538.9M in revenue. It offers financial tools like loan, credit score, and net-worth calculators, and helps users get multiple auto insurance quotes through its comparison platform powered by NerdWallet Compare, Inc.

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NerdWallet: Breakdown of Rewards, Tools, and Insurer Access

NerdWallet doesn’t sell insurance directly, but it connects users to top insurers offering standard coverage types—liability, collision, and comprehensive auto insurance—through its quote comparison tool. The table below breaks down key features like coverage access, rewards, and claims support, along with specific data tied to NerdWallet’s platform and services.

Through NerdWallet best car insurance partners, users can access quotes from major insurers like Allstate, Liberty Mutual, and USAA, but all claims must be filed with the insurer, as NerdWallet has no claims handling system.

It doesn’t offer policy bundling or custom endorsements directly but guides users through options for each. NerdWallet’s platform supports side-by-side comparisons on over 100 credit cards, tracking rewards like 5% cashback on rotating categories or up to 75,000 bonus points on travel cards.

The site also includes tools such as a credit score dashboard updated weekly and a net-worth calculator with asset input options. While you won’t find built-in coverage customization here, NerdWallet.com streamlines the research process and helps users make smarter choices before they choose an auto insurance company.

How NerdWallet Collects Its Information

Now that you know how NerdWallet makes its money, it’s time to discuss in more detail where NerdWallet’s information comes from. As we stated before, NerdWallet insurance operates through affiliate partnerships. Currently, NerdWallet is partnered with the following list of car insurance companies:

• Allstate
• Esurance
• Liberty Mutual
• Progressive
• USAA

This is a short list compared to other quote comparison companies, but to be fair, NerdWallet’s main focus is credit cards, not auto insurance. If you’ve ever heard ads or seen commercials like the one below, then you know that NerdWallet promotes credit card comparison, not auto insurance comparison. Most of them are among the top auto insurance companies.

Even though NerdWallet focuses less on auto insurance, there are still some top insurers on its list, such as Allstate, Liberty Mutual, Progressive, and USAA.

Nerdwallet Reviews and User Insights

Where consumers access NerdWallet greatly impacts customer happiness. Feedback from PC users is noticeably unsatisfactory, in contrast to the positive experiences reported by mobile users. See how well our customers rated us on reputable third-party sites in the table below.

NerdWallet Third-Party Platform Customer Ratings

NerdWallet nails it on mobile—scoring 4.8 out of 5.0 on the App Store from over 115,000 users and 4.5 from nearly 30,000 on Google Play. PCMag gives it a solid 4.0, praising its financial tools and clean design. TrustPilot drops down to 3.7, with users frustrated by multiple redirects and the lack of direct quotes.

WalletHub presents the lowest score—just 1.5 out of 5.0 from over 10 reviewers—calling out limited insurer access and too many third-party redirects. Despite an A+ BBB rating, these numbers suggest NerdWallet performs best on mobile and struggles to meet expectations when it comes to delivering direct, seamless quote experiences online—especially if you’re trying to quickly choose an auto insurance company.

On Reddit, there are already opinions on NerdWallet’s merit, particularly when compared to Mint. While NerdWallet is fantastic for tracking spending in the aggregate, one Reddit user says it’s not the ideal app for tracking monthly expenses or creating detailed budgets.

NerdWallet is a solid (free) Mint replacement for people who don’t care about bills and budgeting
byu/redkemper inmintuit

Budgeting may not be your first concern, but this option is great for people who want to keep tabs on their credit, get a general idea of how much money they’re spending, and compare different financial situations.

NerdWallet vs. LendingTree

If you’re wondering which platform people actually like using, these third-party reviews lay it all out. From app ratings to quote tools, NerdWallet car insurance comparison and LendingTree get mixed feedback depending on where users are logging in.

NerdWallet vs. LendingTree: Third-Party Customer Ratings

NerdWallet gets a strong 4.8 out of 5.0 on the App Store with over 115,000 reviews—LendingTree matches the score, but with only 37,000 reviews, so NerdWallet has more weight behind it. On Google Play, NerdWallet edges out again at 4.5 with nearly 30,000 ratings, while LendingTree trails slightly at 4.3 from just 9,000 users.

PCMag gives NerdWallet a solid 4.0, calling out its clean layout and easy-to-use tools, which makes it easier to evaluate insurance quote options and financial products in one place. LendingTree drops to 3.3 due to slow page loads and more aggressive pop-ups. TrustPilot flips things—LendingTree scores 4.2 for quick results, while NerdWallet trails at 3.7 due to redirect complaints.

WalletHub isn’t kind to either one—NerdWallet gets 1.5, and LendingTree drops to 1.0, both slammed for third-party redirects and lack of control once you’re off their site. So, if you’re into clean tools and mobile apps, NerdWallet wins—but if you just want fast results and less browsing, LendingTree might be your speed.

NerdWallet vs. Insurify

When comparing coverage tools, user reviews reveal big differences in how NerdWallet insurance comparison and Insurify perform across devices and platforms. The table below breaks down real user feedback to see where each platform stands.

NerdWallet vs. Insurify: Third-Party Customer Ratings

NerdWallet pulls ahead on mobile, scoring 4.8 out of 5.0 from 115,000+ App Store users and 4.5 from nearly 30,000 on Google Play. Insurify, by comparison, earns just 3.4 on both platforms with only 141 reviews—indicating far less mobile traction and app usage. NerdWallet also holds a 4.0 from PCMag, while Insurify has no rating listed there.

On TrustPilot, however, the Insurify auto insurance review scores a strong 4.7 from over 2,000 users. It’s praised for delivering quotes in under 2 minutes and showing real-time side-by-side results. NerdWallet sits at 3.7, with users mentioning frustration over multiple redirects before they can evaluate insurance quote offers.

WalletHub shows a sharper contrast: NerdWallet drops to 1.5, while Insurify climbs to 4.1 from 70+ users who liked its cleaner interface and simpler quote flow. So if app design and extra tools matter more, NerdWallet’s the choice—but for speed, fewer steps, and faster quote access, Insurify clearly takes the win.

Pros and Cons of NerdWallet

Pros

• High iOS User Satisfaction: NerdWallet earns 4.8 out of 5.0 from over 115,000 App Store users, making it one of the highest-rated financial apps available.
• Access to Major Auto Insurers: Users can get multiple auto insurance quotes from top-rated carriers, including Allstate, Liberty Mutual, Progressive, and USAA—all ranked among the top U.S. auto insurers by market share.
• Packed With Useful Tools: NerdWallet’s got everything from a weekly credit score tracker to a net-worth calculator and 100+ credit card comparisons, all in one place.

Cons

• Too Many Redirects: Instead of giving you quotes directly, NerdWallet sends you to third-party sites where you’ll have to enter your info all over again.
• Poor WalletHub Feedback: It holds a low 1.5 out of 5.0 on WalletHub, with users saying it’s hard to get a free auto insurance quote online due to limited insurer transparency and inconsistent results across partner sites.

Free Auto Insurance Comparison

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NerdWallet Delivers Streamlined Quote Comparisons

For consumers seeking an all-in-one financial tool with superb mobile usability, the NerdWallet review reveals it’s a good fit. With almost 115,000 reviews on the App Store and a 4.8 out of 5.0 rating, its top-rated app is one clear advantage.

On the downside, getting a quote can be frustrating since you’re redirected to partner sites. NerdWallet car insurance is best suited for tech-savvy users focused on credit tracking and loan comparisons, as well as those who want to get free auto insurance quotes online with access to major carriers like Allstate and USAA.

It’s also a helpful starting point if you’re trying to figure out how to check if an auto insurance company is legitimate, thanks to its vetted partner list. With NerdWallet insurance quotes, users can explore multiple insurer options quickly—even if the process includes third-party redirects.

What sets it apart is its integration of over 100 credit card comparisons and weekly credit score updates. Be sure to compare multiple auto insurance companies online to lock in the best rate. Use our free comparison tool to get the best auto insurance prices available right now.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption