Best Woodstown, New Jersey Auto Insurance in 2024
The average Woodstown, NJ auto insurance rates are $435 per month. The minimum auto insurance in Woodstown is at least 15/30/5 in coverage to comply with New Jersey auto insurance laws. To find the best cheap auto insurance in Woodstown, New Jersey, compare quotes from multiple companies.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
UPDATED: Nov 20, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 20, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The minimum auto insurance required in Woodstown, New Jersey is 15/30/5
- The cheapest auto insurance company in Woodstown is Geico
- Average auto insurance rates in Woodstown, NJ for senior drivers are $3,247 per year
Woodstown, New Jersey auto insurance requirements are 15/30/5 according to New Jersey auto insurance laws. Finding cheap auto insurance in Woodstown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Woodstown, New Jersey, including driving record, credit, commute time, and more.
Compare auto insurance in Woodstown to other New Jersey cities, including Bayonne auto insurance rates, Jersey City auto insurance rates, and Newark auto insurance rates to see how Woodstown, New Jersey auto insurance rates stack up.
Before you buy Woodstown, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Woodstown, New Jersey auto insurance quotes.
Minimum Auto Insurance in Woodstown, New Jersey
Woodstown, New Jersey auto insurance laws require that you have at least the New Jersey minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Woodstown, New Jersey.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Cheap Woodstown, New Jersey Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Woodstown, New Jersey are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,268 | $3,253 | $3,174 | $3,174 | $10,224 | $12,474 | $3,842 | $3,948 |
| Farmers | $4,678 | $4,718 | $4,563 | $4,448 | $13,479 | $15,472 | $5,539 | $5,588 |
| Geico | $2,090 | $2,046 | $2,033 | $2,033 | $3,754 | $3,774 | $2,389 | $2,345 |
| Liberty Mutual | $4,453 | $4,453 | $4,888 | $4,888 | $11,481 | $13,021 | $4,888 | $5,605 |
| Progressive | $2,009 | $1,852 | $1,813 | $1,878 | $8,968 | $9,730 | $2,368 | $2,227 |
| State Farm | $4,094 | $4,094 | $3,706 | $3,706 | $13,378 | $17,175 | $4,665 | $5,211 |
| Travelers | $2,766 | $2,703 | $2,564 | $2,596 | $6,306 | $7,147 | $2,710 | $2,698 |
Cheap Woodstown, New Jersey Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Woodstown, New Jersey is a challenge. Take a look at the annual teen auto insurance rates in Woodstown, New Jersey.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,224 | $12,474 |
| Farmers | $13,479 | $15,472 |
| Geico | $3,754 | $3,774 |
| Liberty Mutual | $11,481 | $13,021 |
| Progressive | $8,968 | $9,730 |
| State Farm | $13,378 | $17,175 |
| Travelers | $6,306 | $7,147 |
Cheap Woodstown, New Jersey Auto Insurance for Seniors
What are senior auto insurance rates in Woodstown, New Jersey? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,174 | $3,174 |
| Farmers | $4,563 | $4,448 |
| Geico | $2,033 | $2,033 |
| Liberty Mutual | $4,888 | $4,888 |
| Progressive | $1,813 | $1,878 |
| State Farm | $3,706 | $3,706 |
| Travelers | $2,564 | $2,596 |
Cheap Woodstown, New Jersey Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Woodstown, New Jersey compared to the annual auto insurance rates with a clean record in Woodstown, New Jersey.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,068 | $6,766 | $5,898 | $4,947 |
| Farmers | $5,683 | $9,597 | $7,844 | $6,118 |
| Geico | $1,992 | $2,615 | $3,633 | $1,992 |
| Liberty Mutual | $6,443 | $7,376 | $6,576 | $6,443 |
| Progressive | $3,295 | $4,469 | $3,795 | $3,862 |
| State Farm | $3,811 | $6,929 | $11,135 | $6,140 |
| Travelers | $2,844 | $4,199 | $4,058 | $3,644 |
Cheap Woodstown, New Jersey Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Woodstown, New Jersey is not easy. Compare the annual rates for DUI auto insurance in Woodstown, New Jersey to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,898 |
| Farmers | $7,844 |
| Geico | $3,633 |
| Liberty Mutual | $6,576 |
| Progressive | $3,795 |
| State Farm | $11,135 |
| Travelers | $4,058 |
Cheap Woodstown, New Jersey Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Woodstown, New Jersey annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,558 | $4,861 | $3,841 |
| Farmers | $8,752 | $6,785 | $6,395 |
| Geico | $3,844 | $2,218 | $1,611 |
| Liberty Mutual | $8,503 | $6,305 | $5,322 |
| Progressive | $4,329 | $3,767 | $3,470 |
| State Farm | $10,129 | $6,114 | $4,769 |
| Travelers | $4,921 | $3,631 | $2,507 |
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Cheap Woodstown, New Jersey Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Woodstown, New Jersey can vary. Compare the annual cost of auto insurance by ZIP code in Woodstown, New Jersey to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 8098 | $4,939 |
Cheap Woodstown, New Jersey Auto Insurance Rates By Commute
Commute length and annual mileage affect Woodstown, New Jersey auto insurance. Find the cheapest annual Woodstown, New Jersey auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,410 | $5,430 |
| Farmers | $7,311 | $7,311 |
| Geico | $2,537 | $2,579 |
| Liberty Mutual | $6,645 | $6,774 |
| Progressive | $3,856 | $3,856 |
| State Farm | $6,824 | $7,183 |
| Travelers | $3,686 | $3,686 |
Cheap Woodstown, New Jersey Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Woodstown, New Jersey? Check out the comparison of annual Woodstown, New Jersey auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,978 | $5,503 | $5,779 |
| Farmers | $6,525 | $7,257 | $8,149 |
| Geico | $2,285 | $2,606 | $2,783 |
| Liberty Mutual | $5,971 | $6,921 | $7,238 |
| Progressive | $3,465 | $3,917 | $4,185 |
| State Farm | $6,515 | $7,094 | $7,401 |
| Travelers | $3,385 | $3,689 | $3,985 |
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Best By Category: Cheapest Auto Insurance in Woodstown, New Jersey
Compare the cheapest auto insurance companies in Woodstown, New Jersey in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Progressive |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Geico |
| With 1 Speeding Violation | Geico |
The Cheapest Woodstown, New Jersey Auto Insurance Companies
What auto insurance companies in Woodstown, New Jersey are the cheapest? Compare the top Woodstown, New Jersey auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,420 |
| Farmers | $7,311 |
| Geico | $2,558 |
| Liberty Mutual | $6,710 |
| Progressive | $3,856 |
| State Farm | $7,004 |
| Travelers | $3,686 |
What affects auto insurance rates in Woodstown, New Jersey?
There are a lot of reasons why auto insurance rates in Woodstown, New Jersey are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Woodstown, New Jersey. Many local factors may affect your Woodstown auto insurance rates.
Woodstown Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Woodstown, New Jersey commute length is 28.0 minutes according to City-Data.
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Compare Woodstown, New Jersey Auto Insurance Quotes
Before you buy Woodstown, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Woodstown, New Jersey auto insurance quotes.
Frequently Asked Questions
Is it possible to find cheaper auto insurance rates in Woodstown, New Jersey?
Yes, it is possible to find cheaper auto insurance rates in Woodstown, NJ. By comparing quotes from multiple insurance companies, you can find the best deal that suits your needs and budget.
What factors affect auto insurance rates in Woodstown, New Jersey?
Several factors can impact your auto insurance rates in Woodstown, NJ. These include your driving record, age, gender, marital status, credit history, the type of vehicle you drive, the coverage level you choose, and even your ZIP code.
How can I lower my auto insurance rates in Woodstown, New Jersey?
To lower your auto insurance rates in Woodstown, NJ, you can consider maintaining a clean driving record, improving your credit score, opting for a higher deductible, bundling your policies, and taking advantage of available discounts offered by insurance companies.
Can I add additional coverage to my Woodstown, New Jersey auto insurance policy?
Yes, you can often add additional coverage options to your Woodstown, NJ auto insurance policy. Some common optional coverages include comprehensive coverage, collision coverage, uninsured/underinsured motorist coverage, and roadside assistance.
How can I save on auto insurance for a teen driver in Woodstown, New Jersey?
Insuring a teen driver can be expensive, but there are ways to save on auto insurance in Woodstown, NJ. Some options include adding the teen driver to a family policy, taking advantage of good student discounts, and considering a safe driving course for your teen.
Can I change my auto insurance coverage in Woodstown, New Jersey at any time?
Yes, you have the flexibility to change your auto insurance coverage in Woodstown, NJ at any time. However, it’s important to consider the terms of your current policy, any cancellation
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.