Best Sheboygan, Wisconsin Auto Insurance in 2024
The average Sheboygan, WI auto insurance rates are $208 per month. The minimum auto insurance in Sheboygan is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Sheboygan, Wisconsin, compare quotes from multiple companies.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
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UPDATED: Sep 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Sheboygan, WI for senior drivers are $1,363 per year
- The most expensive auto insurance company in Sheboygan for teen drivers is Farmers
- The minimum auto insurance required in Sheboygan, Wisconsin is 25/50/10
Sheboygan, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Sheboygan can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sheboygan, Wisconsin, including driving record, credit, commute time, and more.
Compare auto insurance in Sheboygan to other Wisconsin cities, including Kenosha auto insurance rates, Appleton auto insurance rates, and Janesville auto insurance rates to see how Sheboygan, Wisconsin auto insurance rates stack up.
Before you buy Sheboygan, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sheboygan, Wisconsin auto insurance quotes.
Minimum Auto Insurance in Sheboygan, Wisconsin
Sheboygan, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sheboygan, Wisconsin.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Sheboygan, Wisconsin Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Sheboygan, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,020 | $2,124 | $1,872 | $2,063 | $6,583 | $8,421 | $2,045 | $2,217 |
| American Family | $780 | $809 | $760 | $760 | $2,510 | $2,739 | $925 | $978 |
| Farmers | $1,693 | $1,691 | $1,493 | $1,589 | $8,439 | $8,755 | $1,928 | $2,010 |
| Geico | $1,107 | $1,238 | $1,180 | $1,385 | $3,788 | $4,072 | $1,021 | $1,040 |
| Liberty Mutual | $1,428 | $1,553 | $1,154 | $1,305 | $5,129 | $5,744 | $1,517 | $1,637 |
| Nationwide | $2,606 | $2,734 | $2,181 | $2,291 | $5,565 | $8,589 | $3,190 | $3,734 |
| Progressive | $1,380 | $1,296 | $1,134 | $1,189 | $5,585 | $6,272 | $1,653 | $1,793 |
| State Farm | $1,212 | $1,212 | $1,093 | $1,093 | $3,673 | $4,623 | $1,371 | $1,572 |
| USAA | $1,083 | $1,077 | $989 | $1,000 | $2,778 | $3,203 | $1,395 | $1,523 |
Cheap Sheboygan, Wisconsin Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Sheboygan, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Sheboygan, Wisconsin.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,583 | $8,421 |
| American Family | $2,510 | $2,739 |
| Farmers | $8,439 | $8,755 |
| Geico | $3,788 | $4,072 |
| Liberty Mutual | $5,129 | $5,744 |
| Nationwide | $5,565 | $8,589 |
| Progressive | $5,585 | $6,272 |
| State Farm | $3,673 | $4,623 |
| USAA | $2,778 | $3,203 |
Cheap Sheboygan, Wisconsin Auto Insurance for Seniors
What are senior auto insurance rates in Sheboygan, Wisconsin? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,872 | $2,063 |
| American Family | $760 | $760 |
| Farmers | $1,493 | $1,589 |
| Geico | $1,180 | $1,385 |
| Liberty Mutual | $1,154 | $1,305 |
| Nationwide | $2,181 | $2,291 |
| Progressive | $1,134 | $1,189 |
| State Farm | $1,093 | $1,093 |
| USAA | $989 | $1,000 |
Cheap Sheboygan, Wisconsin Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sheboygan, Wisconsin compared to the annual auto insurance rates with a clean record in Sheboygan, Wisconsin.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,790 | $3,831 | $3,588 | $3,464 |
| American Family | $1,229 | $1,300 | $1,300 | $1,300 |
| Farmers | $3,002 | $3,808 | $3,598 | $3,392 |
| Geico | $1,270 | $2,077 | $2,434 | $1,634 |
| Liberty Mutual | $1,853 | $2,658 | $2,742 | $2,481 |
| Nationwide | $3,266 | $3,776 | $4,626 | $3,776 |
| Progressive | $2,318 | $2,830 | $2,412 | $2,590 |
| State Farm | $1,808 | $2,154 | $1,981 | $1,981 |
| USAA | $1,279 | $1,613 | $2,173 | $1,459 |
Cheap Sheboygan, Wisconsin Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Sheboygan, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Sheboygan, Wisconsin to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,588 |
| American Family | $1,300 |
| Farmers | $3,598 |
| Geico | $2,434 |
| Liberty Mutual | $2,742 |
| Nationwide | $4,626 |
| Progressive | $2,412 |
| State Farm | $1,981 |
| USAA | $2,173 |
Cheap Sheboygan, Wisconsin Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Sheboygan, Wisconsin annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,480 | $3,090 | $2,685 |
| American Family | $1,725 | $1,128 | $995 |
| Farmers | $3,886 | $3,305 | $3,158 |
| Geico | $2,429 | $1,736 | $1,396 |
| Liberty Mutual | $3,496 | $2,129 | $1,675 |
| Nationwide | $4,340 | $3,622 | $3,622 |
| Progressive | $2,862 | $2,457 | $2,294 |
| State Farm | $2,955 | $1,697 | $1,292 |
| USAA | $2,492 | $1,332 | $1,069 |
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Cheap Sheboygan, Wisconsin Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Sheboygan, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Sheboygan, Wisconsin to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 53081 | $2,446 |
| 53083 | $2,473 |
Cheap Sheboygan, Wisconsin Auto Insurance Rates By Commute
Commute length and annual mileage affect Sheboygan, Wisconsin auto insurance. Find the cheapest annual Sheboygan, Wisconsin auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,337 | $3,500 |
| American Family | $1,261 | $1,304 |
| Farmers | $3,450 | $3,450 |
| Geico | $1,818 | $1,890 |
| Liberty Mutual | $2,433 | $2,433 |
| Nationwide | $3,861 | $3,861 |
| Progressive | $2,538 | $2,538 |
| State Farm | $1,931 | $2,031 |
| USAA | $1,610 | $1,652 |
Cheap Sheboygan, Wisconsin Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Sheboygan, Wisconsin? Check out the comparison of annual Sheboygan, Wisconsin auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,276 | $3,410 | $3,569 |
| American Family | $1,259 | $1,295 | $1,295 |
| Farmers | $3,147 | $3,421 | $3,782 |
| Geico | $1,694 | $1,852 | $2,015 |
| Liberty Mutual | $2,228 | $2,458 | $2,614 |
| Nationwide | $3,723 | $3,862 | $3,998 |
| Progressive | $2,357 | $2,564 | $2,693 |
| State Farm | $1,851 | $1,989 | $2,104 |
| USAA | $1,564 | $1,633 | $1,697 |
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Best By Category: Cheapest Auto Insurance in Sheboygan, Wisconsin
Compare the cheapest auto insurance companies in Sheboygan, Wisconsin in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | American Family |
| Seniors | American Family |
| Clean Record | American Family |
| With 1 Accident | American Family |
| With 1 DUI | American Family |
| With 1 Speeding Violation | American Family |
The Cheapest Sheboygan, Wisconsin Auto Insurance Companies
What auto insurance companies in Sheboygan, Wisconsin are the cheapest? Compare the top Sheboygan, Wisconsin auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,418 |
| American Family | $1,283 |
| Farmers | $3,450 |
| Geico | $1,854 |
| Liberty Mutual | $2,433 |
| Nationwide | $3,861 |
| Progressive | $2,538 |
| State Farm | $1,981 |
| USAA | $1,631 |
What affects auto insurance rates in Sheboygan, Wisconsin?
There are a lot of reasons why auto insurance rates in Sheboygan, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sheboygan, Wisconsin. Many local factors may affect your Sheboygan auto insurance rates.
Sheboygan Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Sheboygan, Wisconsin auto theft statistics, there have been 22 auto thefts in the city.
Sheboygan Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sheboygan, Wisconsin commute length is 15.3 minutes according to City-Data.
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Compare Sheboygan, Wisconsin Auto Insurance Quotes
Before you buy Sheboygan, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sheboygan, Wisconsin auto insurance quotes.
Frequently Asked Questions
What are the minimum auto insurance requirements in Sheboygan, Wisconsin?
Sheboygan, Wisconsin auto insurance laws require a minimum coverage of 25/50/10 to be financially responsible in the event of an accident.
How can I find cheap auto insurance in Sheboygan, Wisconsin?
To find the best cheap auto insurance in Sheboygan, Wisconsin, it is recommended to compare quotes from multiple companies. Enter your ZIP code to use the free quote tool and compare rates.
How much is the average auto insurance rate in Sheboygan, Wisconsin?
The average auto insurance rate in Sheboygan, Wisconsin is $208 per month.
How does age, gender, and marital status affect auto insurance rates in Sheboygan, Wisconsin?
Auto insurance rates in Sheboygan, Wisconsin are influenced by age, gender, and marital status. Demographics play a role in determining the annual cost of insurance.
Are there any discounts available for teen drivers in Sheboygan, Wisconsin?
Finding cheap teen auto insurance in Sheboygan, Wisconsin can be challenging. Teen drivers generally have higher insurance rates due to their lack of experience.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.