Wawanesa Auto Insurance Review (2024)
Wawanesa auto insurance is cheap for many good drivers, but the company has received a lot of customer complaints.
Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Nov 1, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Wawanesa Insurance
Average Monthly Rate For Good Drivers
$133A.M. Best Rating:
A (Excellent)Complaint Level:
HighPros
- Cheaper rates for drivers with a good driving record
- Transparency concerning traffic violations that will hinder people from receiving coverage
Cons
- Limited coverage availability
- A significant number of customer complaints
- Wawanesa offers competitive car insurance rates to people with good driving records
- The company has received a significant number of customer complaints
- Coverage with Wawanesa is only available in California and Oregon
If you’re searching for the best car insurance companies in California or Oregon, you may want to consider Wawanesa auto insurance. Wawanesa offers competitive car insurance rates to people with good driving records.
Unfortunately, Wawanesa coverage is only available in California and Oregon. If you live elsewhere, you’ll have to purchase auto insurance with another provider. Additionally, Wawanesa has received a significant number of customer complaints over the past few years.
What You Should Know About Wawanesa Insurance
Wawanesa has an A (Excellent) financial strength rating with A.M. Best. The company also has an A+ rating from the Better Business Bureau.
Unfortunately, Wawanesa auto insurance reviews from customers cite issues with customer service and the overall claims process. According to the National Association of Insurance Commissioners (NAIC), Wawanesa received more than the expected number of complaints from customers over the past three years.
If you’re considering purchasing a policy with Wawanesa, you may want to read customer reviews online to learn more about what past and present customers think of the company.
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Wawanesa Insurance Coverage Options
Wawanesa offers the following coverage options to its policyholders:
- Bodily injury liability
- Property damage liability
- Comprehensive coverage
- Collision coverage
- Personal injury protection (Oregon only)
- Medical payments (California only)
- Uninsured motorist bodily injury
- Uninsured motorist property damage
- Uninsured motorist collision waiver (California only)
- Underinsured motorist bodily injury (California only)
- Vehicle manufacturer replacement parts
- Special vehicle equipment coverage
- Roadside assistance
- Car rental coverage
You can purchase a full coverage policy with Wawanesa, including collision and comprehensive coverages. Additionally, the company offers add-on options, such as roadside assistance and special equipment coverage, to help you customize your policy.
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Wawanesa Insurance Rates Breakdown
The average cost of a full coverage policy with Wawanesa is $1,599 annually, which is lower than the national average of $1,674 annually.
Liability-only coverage with Wawanesa costs around $652 annually, which is nearly $100 more than the national average.
You can get a Wawanesa car insurance quote online or over the phone to better understand how much you would pay for coverage. Your driving record and other factors will impact your insurance premiums.
How does your driving record affect your rates?
As you might have expected, speeding tickets will increase your insurance rates.
Drivers may see an even larger rate increase after a car accident. See how the top insurance companies raise rates after an accident.
Drivers will see the largest increase in rates if they receive a DUI while driving under the influence. We’ve put together a list of companies that offer DUI insurance and what each charge.
You can get an idea of how much that will be by looking at the table below.
You can see why it pays to keep a clean driving record.
How does your age and credit score affect your car insurance rates?
Your age plays a significant factor in how much you pay for car insurance. A teenage driver is going to see higher rates because they’re new to the road and have very little experience.
You will see your rates begin to decrease when you turn 25 as long as you keep a clean driving record.
Once drivers turn 65 years old and are determined to be seniors, they can expect the rates to increase again.
Your credit score can also impart your car insurance rates. Not all insurance companies look at credit scores but the ones that do see drivers with poor credit to be high risk. Take a look at how your rates fluctuate depending on your credit score.
With so many factors influencing your insurance rates, it is always recommended that you get at least three quotes from three different insurance companies before making your decision.
Wawanesa Insurance Discounts Available
California drivers can apply for the following six auto insurance discounts with Wawanesa:
- Good driver
- Multi-car
- Loyalty
- Multi-policy
- Mature driver course
- Affinity groups
If you live in Oregon, Wawanesa offers even more discounts:
- Driver training
- Insurance score
- Mature driver course
- Multi-car
- Vehicle recovery system
- Automatic payments
- Loyalty
- Military
- Multi-policy
- Continuous insurance
Discounts can help you save a significant amount on your car insurance coverage. If you believe you may qualify for one or more discounts in your state, check with a Wawanesa representative to see how much you could save.
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Frequently Asked Questions
How can I get a car insurance quote from Wawanesa?
Wawanesa offers quotes over the phone or via the company website.
Where does Wawanesa offer coverage?
Wawanesa only sells insurance products in California and Oregon.
How can I file a claim with Wawanesa?
You can submit a claim with Wawanesa over the phone or on the company website.
Can I customize my coverage with Wawanesa Insurance?
Yes, Wawanesa Insurance allows policyholders to customize their coverage. In addition to standard coverage options, they offer additional features like roadside assistance, special equipment coverage, and car rental coverage. You can work with a Wawanesa representative to tailor your policy to your specific needs.
Does Wawanesa Insurance offer roadside assistance?
Yes, Wawanesa Insurance offers roadside assistance as an optional coverage. This service can provide assistance for common roadside issues like flat tires, dead batteries, and towing.
How does a driving record affect insurance rates with Wawanesa?
Your driving record plays a significant role in determining your insurance rates with Wawanesa. Traffic violations, accidents, or a DUI can result in higher rates. Maintaining a clean driving record can help keep your premiums lower.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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