What is the Steer Clear program from State Farm?

Good driver discounts from State Farm Steer Clear can lower teen insurance rates by 20%. The Stear Clear driving school is free and consists of five modules the driver must complete in six months, along with logging a set number of driving hours.

State Farm auto insurance is cheaper than many top companies, but drivers must be under 25 with no at-fault accidents or moving violations to qualify for Steer Clear. 

While drivers in all 50 states can buy State Farm insurance, Steer Clear is not available everywhere. Keep reading to learn how to get a Steer Clear certificate in your state. Enter your ZIP code to get free auto insurance quotes in your state.

State Farm Steer Clear Program Reviews

Is State Farm Steer Clear worth it? State Farm Steer Clear reviews consistently find the provider to be one of the best car insurance companies for young drivers, and Steer Clear offers even more savings. State Farm gives drivers six months to complete the program and allows family members over age 25 to monitor the young driver’s progress.

Drivers must be under 25 with a valid driver’s license and no at-fault accidents or moving violations in the last three years.

What is State Farm Steer Clear? Steer Clear is like the State Farm driving school and teaches safe driving skills, such as how to merge onto an interstate and avoid distracted driving. It also offers a discount for learning those much-needed skills.

What is the State Farm Steer Clear discount? Young drivers can earn up to a 20% discount for participating.

How does Steer Clear work? Visit StateFarm.com or download the app to complete the modules. Once finished, drivers submit a statement of qualification, and State Farm issues a Steer Clear certificate. You can send the certificate to a State Farm agent for an auto insurance discount of up to 20%, but the discount varies by driver and policy.

However, the program isn’t available everywhere, and not all drivers qualify. Drivers who don’t qualify for Steer Clear may try the Drive Safe and Save program to earn a car insurance discount based on driving behaviors.

State Farm Steer Clear Course Modules

Each Steer Clear module focuses on safe driving techniques that young drivers should master to avoid accidents. Drivers must complete all five modules to earn a discount.

We can’t give you the State Farm Steer Clear program answers, but we can prepare you for what the State Farm teenage driver program involves.

State Farm Steer Clear modules include:

• Getting Ready to Drive. This module includes basic information about adjusting vehicle parts, such as your steering wheel, mirrors, seat, and seat belt. Additionally, it goes over car maintenance and safety features.
• Focus and Distraction. Module 2 explains what distracted driving is, delves into impaired driving, and teaches drivers how to scan for hazards.
• Residential and City Roads. This module includes anticipating and communicating with other drivers, how to back up, and navigating parking lots and intersections.
• Highway Driving. Module 4 teaches how to enter and exit a highway, maintain speed and distance, and lane control. It also teaches how to change lanes and check blind spots.
• Special Driving Situations. This module details certain driving situations, such as driving at night, in bad weather, and rural areas. It also explains how to handle various emergencies and car trouble.

Each module contains vital information for young drivers. Learning these valuable skills ensures drivers can drive safely in multiple situations.

Pros and Cons of the Steer Clear App from State Farm

In general, users like the Steer Clear app. Steer Clear State Farm reviews are positive, and the app earned a 3.6/5 rating in the Google Play Store and a 4.7/5 rating in the Apple App Store.

While some users report problems with the app, it’s free, and State Farm doesn’t raise rates if you don’t complete the program or drive poorly while monitored. So the only downside to participating in Steer Clear is the possible frustration of problems with the app itself.

Pros of using the Steer Clear app include:

• Ease of use
• Insightful information for new drivers
• Easy-to-follow modules
• Ability to track driving and improvements
• Immediate feedback from driving trips to allow drivers to correct bad driving quickly

Cons of using the Steer Clear app include:

• Information is similar to that needed to acquire a learner’s permit
• App doesn’t record trip information correctly
• Bumping your phone creates errors with the app
• App may reset during a trip
• App doesn’t differentiate between sudden stops for emergencies and hard braking

What does the Steer Clear app track? Does steer clear track speed? It tracks speed, turning and other vehicle maneuvers, and conveniently logs trip length.

It not only tracks real-time driving but provides a score based on your driving habits. The app also guides drivers through the driver education modules covering crucial topics like Bluetooth usage, combating distracted driving from texting or games, and navigating special driving scenarios.

The app is simple to use and provides valuable information for new drivers. However, the difficulties of getting the app to record correctly may make some drivers skip this program.

How to Sign Up for State Farm Steer Clear Online

How do you get the State Farm Steer Clear app? State Farm offers drivers multiple ways to get the Steer Clear app. The first step is to visit the company website and sign up for the State Farm driver safety course. Then, acquire the Steer Clear app.

State Farm drivers can download the Steer Clear app from the Google Play Store or the Apple App Store. If you don’t want to use your app store, you can text STEER to 42407. State Farm will text you a link to download the app.

Drivers that don’t want to use an app can complete the modules online and manually log trip information.

However you get the Steer Clear program, State Farm gives users a code that their family members over 25 can use to track progress, view scores, and see trips. In addition, they can leave feedback through the app.

State Farm Teenage Drivers Benefit Most From Steer Clear

There are many reasons why car insurance is expensive for young drivers, like the lack of experience behind the wheel. However, since young drivers pay so much for car insurance, it’s critical to lower rates when possible.

Steer Clear is the best State Farm app for new drivers to earn a discount on their car insurance. Any driver under 25 with a valid driver’s license and no at-fault accidents or moving violations for three years can participate and earn a discount.

Drivers under 19 must complete at least 20 trips, and 15 must be with a supervising driver over 25. Drivers over 19 must complete five trips with or without supervision. In addition, you must have a valid driving license and complete the program within six months.

Steer Clear State Farm Discount for Young Drivers

What is the Steer Clear discount? This is an opportunity for teen drivers to save money with online driving courses tailored for those under 25. By completing these modules and logging driving hours, teens are rewarded with discounts to lower premiums.

How much is the Steer Clear discount? Young drivers can save between 15%-20% on auto insurance. This is an exclusive State Farm teenage driver discount.

Combined with the Steer Clear discount amount, these online courses provide opportunities that foster healthy financial choices and responsibility.

Young drivers may also qualify for other discounts, such as State Farm student discounts, including college students away at school, and driver’s education discounts. Additionally, drivers who stay on their parent or guardian’s insurance can take advantage of multi-car savings.

Drivers over 25 or those who don’t qualify for Steer Clear or other State Farm teen driving savings may find discounts through State Farm Drive Safe & Save. This telematics program monitors driving behaviors like speeding and offers a State Farm safe driver discount. Get the pros and cons of Drive Safe and Save in our review.

How to Lower Your Auto Insurance with State Farm Steer Clear

The State Farm Steer Clear program is an easy way to improve young drivers’ safe driving skills and simultaneously save money on car insurance. This unique State Farm new driver app is available in most states for drivers under 25 with no at-fault accidents or moving violations in the last three years.

The Steer Clear app is free through your app store or by texting State Farm. Once downloaded, drivers complete modules and drive at least five hours in 10 trips.

How much does Steer Clear save? Drivers earn up to 20% in State Farm driver ed discounts for completing the program and meeting all requirements.

If you’re curious about how much you can save on car insurance from companies in your area, enter your ZIP code below.