MIC General Auto Insurance Review (2024)

Conducting a MIC General auto insurance review was confusing since it is an affiliate of GMAC, now National General.

MIC General was originally formed in 1925 and was the first to offer comprehensive coverage to the masses in 1973. The company’s A.M. Best rating was recently downgraded to an A-.

General Motors is the Detroit company that recently endured economic changes because of the country’s recession.

Insurance companies often diversify, merge, and make changes to maintain their financial standing in the insurance community.

You can get online auto insurance quotes today by simply entering your ZIP code here.

What You Should Know About Mic General

MIC General and GMAC want their policyholders to be educated about their auto insurance policy and to be prepared for what they might need or face should they have to file a claim.

Your agent or customer service representative will offer ways to save on your policy so you will not have to guess.

MIC General and GMAC want to build a long-term relationship with their policyholders so they will not have to flip-flop between companies. They also offer homeowners coverage so you can streamline your policies for convenience.

The company’s website offers a lot of information for your review and is worth checking out.

MIC General Auto Insurance Careers

Careers at MIC General will likely be a career with GMAC depending on where you are located. If you are interested in the insurance industry, there are many opportunities.

Employment with this company may be scarce considering the recent changes in the company’s financial status.

MIC and GMAC use My Staffing Pro software to collect applications from potential candidates. You can register on the company’s site for upcoming possibilities by entering your desired state and work category.

The company mostly utilizes people who specialize in financial areas like accounting, actuary, and finance. However, they also employ people for such areas as:

• Customer service
• Sales
• Facility management
• Legal
• Marketing
• Product development
• Information technology

Once you have registered, you can go back and look at your application history as well as apply for other positions.

Notification links and feeds are also on this page so you can connect with your smartphone to keep abreast of new developments.

MIC General Auto Insurance Ratings

MIC General Insurance Company was last rated by A.M. Best with an A+. They aren’t accredited by the Better Business Bureau (BBB). However, now that National General Insurance owns MIC General, they are accredited by the BBB with an A+ rating. A rating of B+ is also a good insurance rating. It was difficult to find any newer information on.

MIC General Insurance History

MIC General Insurance is based out of Winston-Salem, NC. They haven’t been an active company for a while, which is why it was hard to find information on the company. Years ago, GMAC, or General Motors, acquired MIC General. Since then, National General Insurance acquired both. Allstate Corporation acquired National General Insurance and its subsidiaries in January 2021.  The reason why Allstate purchased and acquired National General was to expand its market presence and diversify its product offerings.

The MIC General Insurance phone number is no longer active.

Let’s dive into some more details to clarify what company does what.

National General Insurance, also known as NGIC, is seen as a reliable insurance company. They offer a variety of insurance products including home, auto, and specialty lines.

National General is associated with non-standard insurance. This type of insurance refers to insurance policies for individuals who may have difficulty obtaining coverage through standard insurance companies.

You can pay your National General car insurance from the National General website and then log into your policyholder account. There is also a quick-pay option.

Generally, you can pay your car insurance either online or through the company’s mobile app if they have one. If you do utilize online payments you should have similar options on your mobile and desktop version.

Allstate is a publicly traded company, so rest assured that no one bought them out. National General Insurance is owned by Allstate though. National General does not offer Accident Forgiveness even though that’s associated most with Allstate.

Mic General Insurance Coverage Options

The difference between general and auto insurance is that while general insurance covers more of a range of liabilities and assets, auto insurance addresses the risks associated with vehicles and driving. The companies with the cheapest car insurance often take into account driving history, age, location, and type of vehicle. Determining who has the best and most affordable car insurance can vary on the individual’s circumstances and preferences. Normally, the company with the cheapest car insurance take all of the above into account.

The products offered by MIC General Insurance are not limited to auto insurance exclusively but RV coverage, motorcycle policies, and coveage for special circumstances. At one point MIC Life Insurance was an option too.

Those circumstances are simple:

• Commercial Coverage
• GMAC Motor Club
• Mexico Insurance
• Collector Cars

These types of coverage are exclusively for ground transportation as opposed to watercraft and aircraft coverage. Be sure to check out the ratings. Three insurance rating companies are Moody’s, A.M. Best, and J. D. Power.

Commercial Auto Insurance

Commercial insurance is available for your business that involves travel or any type of ground transportation through MIC General Insurance Corporation.

Your business may involve trucks or vans, in addition to fleets of vehicles. MIC General is also available to cover your charter or tour buses.

GMAC Motor Club is available with roadside assistance in the event you break down.

Towing options can be made part of your MIC General policy in addition to rental reimbursement.

Other travel options are also extended to policyholders who opt for the GMAC Motor Club advantage.

Mexico Auto Insurance

If you are planning a trip to Mexico for business or pleasure, MIC General Insurance Corporation has special coverage to protect you while you are traveling south of the Mexican border.

With MIC car insurance, travelers can rest assured that their journeys are safeguarded against unexpected mishaps.

Mexico insurance is necessary for those who live in Texas, Arizona, and California who make frequent trips to this country for whatever reason.

Similar options are available to people who travel back and forth to Canada. MIC Insurance Company had special coverage if you traveled to Canada, so while the coverage options are now under National General, check out their specific products and services to see if they have what you need.

Specialty Auto Insurance

Specialty vehicles such as muscle cars, exotic, luxury, and antiques fall in this category.

These policyholders usually pay less than standard rates to the surprise of many because they do not use these specialty vehicles on a daily basis.

They will often only drive them on Sundays, or to and from car shows.

MIC Specialty Insurance is now part of the National General Insurance Company. Now that National General is owned by Allstate, there may be more options available for specialty auto insurance.