Protective Auto Insurance Review (2024)

Protective auto insurance is actually a sub-category under the Protective Life Corporation. Protective Insurance is, firstly, a life insurance agency.

Protective Insurance sells investment products and a variety of insurance products in the U.S.

The company was founded in 1907 and sells many of its products through subsidiaries. We’ll discuss those companies, their products, and their claims processes in the guide below.

Protective Insurance Corporation receives positive reviews for its reliable coverage and responsive customer service. Many customers praise the efficiency and helpfulness of the Protective Insurance Customer Service teams. The company’s strong Protective Insurance rating reflects the financial stability of the company and its ability to meet diverse needs. Additionally, Protective Life has earned a high A.M. Best rating and continues to stay in the A+ to A- range regularly.

It’s always best to get multiple quotes from the best companies and to find the cheapest price for auto insurance. Enter your ZIP code below to get your FREE online auto insurance quotes today.

What You Should Know About Protective Insurance Company

Protective Life Insurance has a rich history from its founding in 1907. Over the years, this company has earned recognition and trust in the insurance industry. Protective Life Corporation Reviews highlight its strong financial stability and variety of services.

The Protective Life Insurance Annuity Reviews reflect its expertise in retirement solutions. With a reputable track record, this company has earned a favorable BBB rating for its commitment to customer satisfaction. See below for the Protective Life Insurance Company A. M. Best rating.

The Protective Life Insurance Company is known for its customer service and it’s often highlighted in company reviews. Accessibility, Knowledgeable Representatives, Prompt Responses, and ease of claims support are a few reasons why.

Filing an auto claim with Protective Insurance is easy and convenient. If you don’t want to submit information online, you can connect with the Protective Insurance Claims department by dialing their phone number 1-800-424-1592.  Protective Car Insurance claims can be processed the same way or from the home page of the company website. You can also refer to your physical claim with Protective Insurance Company to access information.

Despite its size and age, there aren’t many consumer reviews for this company online. It does have good financial ratings, as you can see in the table below.

Protective Insurance has a Better Business Bureau Rating of A+.

The good news is that there are no problems with the company that we could find. There aren’t any pending lawsuits, records of state fines, etc.

It’s also a financially stable company. The Protective Insurance Company’s A.M. Best rating is an A+, the second highest rating that a company can receive.

This video talks a little about A.M. Best ratings.

If you’re looking for the type of insurance products offered by this company, you can feel confident in its financial future.

Protective Insurance Claims

If you have to file an auto insurance claim, you have two options.

• Go online and fill out the necessary forms to start your claim.
• Call the company directly to speak with a customer service representative about your claim.

Knowing how to file an auto insurance claim is important, as it is one of the first steps you should take after an accident or other incident with your vehicle. This ensures that the claims process can get started faster.

For all other claims, you can download the forms online and then email, snail mail, fax, or simply bring them to your local agent.

The information you’ll need to file your claim will depend on what type of claim you’re filing.

Protective Insurance Company Insurance Coverage Options

Protective Life sells the following types of products:

• Life insurance
• Annuities
• Asset protection

Auto insurance falls under the asset protection category on the company’s website, should you want to buy Protective auto insurance.

Protective Asset Protection

Protective Asset Protection is a prominent provider of finance and insurance products and services, specializing in the automotive, marine, RV, and power sport industries. Protective Asset Protection reviews on various platforms offer insights into customer experiences with their products and services.

For inquiries, you can contact the Protective Asset Protection phone number directly to speak with a representative. When considering their offerings be sure to review the services under Protective Asset Protection to understand what their plans involved. Get the ultimate coverage with Protective Asset Protection.

In the event of a total loss or theft, GAP, or Guaranteed Asset Protection, may be able to help if there’s any money owed on the asset. GAP car insurance reviews can provide more insights as to whether it’s a good option for you. It was difficult to find a direct phone number for Protective Gap Insurance, but if you already have an account, that’s the easiest way to get into the system to find out more information to see if Protective GAP Insurance is right for you.

Protective’s Vehicle Protection Plan is a comprehensive coverage option for your advanced auto needs. There are five different coverage levels to help you better meet the needs of your vehicle today.

Protective Property & Casualty Insurance Company is part of the Protective Insurance family, providing additional coverage options for your property and casualty needs.

In addition to various types of auto insurance coverage for your car or truck, the Protective car insurance company also offers:

• A limited warranty program
• An engine warranty program
• GAP insurance
• Tire and wheel road hazard coverage
• Roadside assistance

Protective Insurance’s products are available to both consumers and businesses, and the company also offers auto insurance products to auto dealers, garage owners, and so on. Check out the Protective warranty reviews and other ratings with Protective Asset Protection.

Is a warranty to protect your Protective Asset what you need?

Protective Locations

Protective Insurance products are available in the U.S. and in Canada.

The company’s regional offices are located in:

• Alabama
• California
• Illinois
• Georgia
• Kansas
• Missouri
• Minnesota
• Nebraska
• North Carolina
• Ohio
• Tennessee
• Virginia

Some of the more prominent locations for Protective auto insurance are in Fayetteville, Hope Mills, and Laurinburg, NC. There is no Protective Life Insurance office in Carmel, IN. That’s another company with a similar name.

The company also has an office in Quebec.

Protective Insurance Subsidiaries and Agents

According to its website, the subsidiaries of Protective Life include:

• Protective Life and Annuity Insurance Company
• West Coast Life Insurance Company
• MONY Life Insurance Company
• Protective Property and Casualty Insurance Company
• United States Warranty Corporation

Protective Choice Life Insurance is a service provided by Protective Life Insurance Company. Reviews of Protective Choice Life Insurance provide valuable insights into the overall satisfaction with the offerings. From customizable coverage to flexible premiums and conversion options, Protective Choice offers a little bit for everyone’s needs.

West Coast Life Insurance,  a subsidiary of Protective Life Insurance, has garnered attention in the insurance industry. West Coast Life Insurance ratings reflect a history of providing reliable Life Insurance. One of the highlights of the West Coast Life Insurance reviews is the strong financial stability and customer service. West Coast Life continues to offer insurance solutions that focus on the diverse needs of its policyholders.

For more information on Protective Life complaints and customer service, contact your local agent.

Protective agency auto insurance agents are independent auto insurance agents. There is no direct Protective Insurance Company phone number for them until you start communicating about products and services.

Because Protective only has offices in 13 cities, it has agents who work out of their homes so that they can be available all over the U.S.

When you speak to an agent that sells Protective products, they only sell Protective products, even though technically they are independent agents.

These agents are experts on Protective products and won’t try to sell you products from other companies.

A vehicle protection plan from Protective reviews all of the comprehensive coverage options that you choose for your policy. Reviews of the Protective of Protective Insurance Company showcase the company’s strong reputation, customer-centric approach and it’s contribution to a positive standing in the insurance industry.

Overall, Protective Insurance is often viewed as a good company with a range of insurance products, including auto protection insurance. Protective Life Insurance reviews show that this company can meet diverse customer needs.

Protective Insurance Company Insurance Rates Breakdown

There are two problems with getting quotes from Protective.

The first one is that the company doesn’t offer a quote tool on its website. The second issue is that Protective claims to sell products throughout the U.S. but doesn’t specify where in the U.S.

While the company only has offices in a handful of states, the team works remotely so that they can offer services to all States.

It’s always good to shop around with different companies for the best rates. We can help. Now that you’ve finished this Protective auto insurance review, enter your ZIP code into our FREE quote tool and get quotes from multiple insurers.