Best Ameriprise Auto Insurance Discounts in 2025 (Save 30% With These Deals!)
The best Ameriprise auto insurance discounts can save you up to 30%, including the multi-policy, multi-vehicle, and good driver discounts. These offers reward safe driving, bundling, and insuring multiple cars, making it easy to lower your auto insurance premiums while maintaining comprehensive coverage.
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Laura Berry
Former Licensed Insurance Producer
Laura Berry has experience as a licensed producer selling life, health, and property insurance coverage for both Allstate and State Farm. She has dedicated many hours to helping her clients understand the insurance marketplace so they could find the best car, home, and life insurance products for their circumstances. While she currently helps businesses take advantage of the federal R&D tax...
Former Licensed Insurance Producer
UPDATED: Dec 31, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 31, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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The best Ameriprise auto insurance discounts can save you up to 30%, offering valuable savings through options like the multi-vehicle, multi-policy, and good driver discounts.
These discounts reward safe driving, bundling, and insuring multiple vehicles, helping reduce premiums while maintaining comprehensive auto insurance coverage. In 2019, American Family Insurance acquired Ameriprise Auto & Home Insurance and rebranded it as CONNECT.
Our Top 10 Picks: Best Ameriprise Auto Insurance Discounts
| Discount Name | Rank | Savings | How to Qualify |
|---|---|---|---|
| Bundling | #1 | 30% | Bundle auto and home insurance policies. |
| Multi-Vehicle | #2 | 25% | Insure more than one vehicle on the same policy. |
| Good Driver | #3 | 20% | Maintain a clean driving record with no violations. |
| Safety Features | #4 | 15% | Equip your car with advanced safety features. |
| Anti-Theft | #5 | 15% | Install an approved anti-theft device in your car. |
| Paid-in-Full | #6 | 10% | Pay the full premium upfront without installments. |
| Good Student | #7 | 10% | Be a student with a qualifying GPA or higher. |
| Low Mileage | #8 | 10% | Drive fewer miles annually than the average. |
| Paperless Billing | #9 | 5% | Enroll in electronic billing and document delivery. |
| Defensive Driving | #10 | 5% | Complete an approved defensive driving course. |
With over 30 years of experience, CONNECT offers tailored auto, home, and umbrella insurance for Ameriprise Financial clients, providing exclusive discounts and comprehensive coverage.
Enter your ZIP code into our free quote tool to compare auto insurance quotes from all the leading providers at once.
- Save up to 30% with the best Ameriprise auto insurance discounts for bundling
- Multi-vehicle and multi-policy discounts help lower premiums for qualifying drivers
- Get comprehensive coverage with savings for good drivers and loyal customers
Save on Auto Insurance with CONNECT: Best Ameriprise Discounts
Looking for Ameriprise insurance discounts? Since 2019, CONNECT, a division of American Family Insurance, has been offering the same savings to Ameriprise Financial customers. If you’re wondering, how much car insurance do I need, these options can assist in finding the right balance between cost and coverage to meet your needs.
Ameriprise auto insurance discounts can help you save on your premiums. From offering discounts for bundling multiple policies to providing financial incentives for adopting safe driving habits, these savings can quickly add up and lead to much lower monthly rates.
We summarize the most attractive discounts and what they can do for you. Check out this table to see potential savings on Ameriprise liability coverage with various discounts
Top Ameriprise Savings: Min. Coverage Auto Insurance Monthly Rates
| Discount Name |  |
|---|---|
| Bundling | $100 |
| Multi-Vehicle | $110 |
| Good Driver | $90 |
| Vehicle Safety | $95 |
| Anti-Theft | $88 |
| Paid-in-Full | $98 |
| Good Student | $94 |
| Low Mileage | $85 |
| Paperless Billing | $80 |
| Defensive Driving | $86 |
These discounts, available through Ameriprise Financial Services, LLC. and Ameriprise Financial Institutions Group, help you lower your coverage costs while maintaining comprehensive protection. What is the average auto insurance cost per month? Compare your options and see how much you can save.
With discounts like bundling, multi-vehicle, and good driver incentives, you can enjoy monthly rates starting as low as $80. Ameriprise offers up to 30% off for bundling, along with savings for vehicle safety features, anti-theft systems, and more.
To ensure you have the right coverage, consider your vehicle's value and driving habits, and file a claim easily through the Ameriprise platform or by contacting their claims department directly.Justin Wright Licensed Insurance Agent
Your auto insurance rates may be lowered by securing discounts offered by the state of California while you continue to carry necessary coverage. Discover more choices at Ameriprise and get the best rate for you while saving today.
Good Driver Ameriprise Discount
Ameriprise’s good driver discount rewards safe drivers with lower premiums, in line with auto insurance laws that promote safe driving behavior. Only for California and starting at 20% off in the Golden State with similar discounts elsewhere, the program is designed as a reward to be offered to drivers who drive safely with no accidents, violations etc.
This discount encourages safe driving habits while helping long-term, responsible drivers lower their insurance costs. To qualify, keep your driving record free of infractions, as even minor violations may affect eligibility.
A Reddit user shared their experience with switching to Costco Connect Auto Insurance, highlighting a significant reduction in their premium compared to Geico. After receiving a quote from Costco for $792 for a 6-month policy, nearly $300 cheaper than Geico, they found better coverage at a lower rate.
The post provides details on the user’s vehicle, age, and claims history, along with the differences in coverage options, making it a helpful comparison for those considering Costco Connect Auto Insurance.
Premier Safety Ameriprise Discount
This discount is offered by Ameriprise Auto Insurance to policyholders with a clean driving record. To qualify, all drivers in the household must go at least four years without violations, accidents, or claims. A clean record can also simplify the process if you need to know how to file an auto insurance claim in the future.
Extensive introduction of discounts to well-behaved motorists — reduction in premium for those drivers that do it right according to the law. It is an even broader history of giving affordable car insurance at Ameriprise together with promoting accountable driving behaviors.
The Premier Safety Discount offers drivers significant savings and is a good option for those interested in smaller auto insurance premiums yet want comprehensive coverage.
Defensive Driver Discount
Drivers can complete a state or DMV-approved defensive driving course to qualify for their discount at Ameriprise. These lessons will help the driver to be safe during their drive teaching them new driving skills and techniques on how they can avoid some accidents. For both new and existing policyholders, the discount can mean a significant cut in auto insurance premiums.
However, basic driver education courses do not qualify. After completing the course, simply submit your certificate to Ameriprise to apply the discount, promoting both savings and safer driving.
Ameriprise Auto Insurance offers monthly rates that vary based on age and gender. Younger drivers, especially those aged 16, tend to pay higher premiums, with female drivers typically paying slightly less than males. As drivers age, rates generally decrease, with those around 25 years old paying more affordable premiums.
Drivers up to 45 years old are still likely to get lower rates, and by the age of 60, there is virtually no gender difference in premiums. Since insurance prices can vary significantly, a 16-year-old girl might pay around $145/month for coverage, while the same insurance would cost about $85/month for someone over 60.
The decrease in costs aligns with the trend of lower premiums for older drivers, who typically present fewer health risks. Completing a certified defensive driving course can also lead to significant discounts. Premiums generally decrease with age, with the lowest rates for drivers between 45 and 60.
Garaging Discount
Ameriprise helps to facilitate a best garaging & storing auto insurance discount to policyholders that garage-keep their vehicle overnight. This discount is supposed to reduce your premiums as it can decrease the likelihood of theft and auto physical damage because garaged vehicles are not as unprotected by these issues.
After switching to Ameriprise, I found that their comprehensive coverage gave me peace of mind, especially when my car was damaged in an accident, and the claims process was quick and hassle-free through their online portal.Aremu Adams Adebisi Feature Writer
While this discount provides an easy way to save on your auto insurance, its availability may depend on your location. If you have access to a garage, this is a straightforward way to reduce your insurance costs while ensuring your vehicle is well-protected.
Good Student Discount
Ameriprise Auto Insurance offers a good student discount to full-time students who maintain at least a “B” average (most insurers require it) in school. It is a discount that benefits young drivers are typically deemed high risk by insurers — so it will help you to pay less for premiums, offering good opportunity if your looking for the best rate in high-risk auto insurance.
The discount is a reward for academic performance to help ensure young drivers can hold their grades up both at school and behind the wheel. A convenient method of lowering the cost of coverage for students, while maintaining required protection is particularly appealing to families who wish they could save more moneyustraliansensibly configured auto insurance in time and on their own terms.
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Maximize Savings With Ameriprise Auto Insurance Discounts
Policyholders can save more than 30% on their premiums with the various Ameriprise Auto Insurance discounts. Savings opportunities include those for safe driving records, purchasing multiple policies like home and life, and installing anti-theft devices.
Additional offers include discounts for good students, garaging, and multiple vehicles. These incentives make it easier for drivers to reduce their auto insurance costs while maintaining full coverage auto insurance and comprehensive coverage.
Just enter your ZIP code in our free comparison tool to show you the cheapest minimum car insurance rates available.
Frequently Asked Questions
What discounts are available with Ameriprise car insurance?
Car insurance discounts for Ameriprise include good driver, multi-car, and defensive driving course. These are able to reduce premiums quite significantly whilst providing complete coverage.
What happened to Ameriprise insurance?
In 2019, Ameriprise Auto & Home Insurance was acquired by American Family Insurance and rebranded as CONNECT. This acquisition allowed Ameriprise Financial customers to continue receiving the same quality coverage and discounts through CONNECT, benefiting from American Family’s broader resources and expertise in the insurance industry.
What are the benefits of bundling Ameriprise auto and home insurance?
When you bundle your home and auto insurance with Ameriprise, it can save you as much as 30%. This also eases the process of managing all your policies with a single provider, making it easier to pay and submit claims.
What type of insurance is Ameriprise?
Ameriprise, now part of CONNECT Auto Insurance under American Family, offers a variety of coverage options, including auto, home, and umbrella insurance. Their offerings, previously under Ameriprise Auto & Home Insurance, continue to provide the same quality service with added benefits from American Family’s extensive insurance network.
How does Ameriprise insurance compare to other providers in terms of customer service?
Ameriprise insurance is known for its solid customer service, offering personalized support to help policyholders understand their coverage options. Many customers report satisfaction with the responsiveness of their agents.
Keep your car covered for less by entering the ZIP code now and using our free auto insurance quote comparison tool.
How can I get an Ameriprise auto insurance quote?
If you’re interested in an auto quote from Ameriprise, it’s just a few clicks away on the website or a quick call with the agents. Describe your car, history of driving, and coverage wants. You can also compare auto insurance rates by vehicle make and model to find the best deal.
Can I get competitive rates with Ameriprise insurance auto coverage for new drivers?
They provide highly competitive rates for young and student new drivers, especially if they are eligible for discounts such as the good driver or student discount. New drivers need to compare a number of options when looking for new auto insurance coverage.
Is Ameriprise owned by Costco?
No, Ameriprise is not owned by Costco. However, Costco members can access special discounts and offers through CONNECT Auto Insurance, which is a division of American Family Insurance. These benefits provide Costco members with additional savings on car insurance and other coverage options.
What should I do if I need to file an Ameriprise auto insurance claim?
If you need to file a claim with Ameriprise Auto Insurance after an accident, you can use their online portal, mobile app, or call their claims department. Be ready with your policy number, accident details, and supporting documents. You may also find cheap auto insurance after an accident with the right options and discounts.
What are the benefits of Costco auto insurance with Ameriprise?
Costco members can access exclusive auto insurance savings through Ameriprise’s CONNECT division. These discounts include competitive rates, multi-policy savings, and additional perks, helping members save on both auto and home insurance. Costco’s partnership with Ameriprise makes it easy to get tailored coverage at a lower cost.
What do customers say in Ameriprise auto insurance reviews?
Ameriprise auto insurance reviews generally highlight the company’s strong customer service and competitive rates, especially for bundling policies. Some reviews mention satisfaction with the discounts available for safe driving and vehicle safety features.
What are Ameriprise rewards and how can I earn them?
Some simple ways customers can earn Ameriprise rewards include signing up for their policies, keeping a clean driving record, or bundling services like those from the best companies for bundling home and auto insurance. Rewards points can be converted into discounts on Ameriprise insurance premiums as well as additional services from the firm.
What is the Ameriprise insurance good student discount?
The good student discount from Ameriprise is designed for full-time students who maintain a certain GPA, usually a “B” or higher. This discount helps young drivers save money on their premiums while encouraging academic responsibility. It’s an excellent way for students to lower their insurance costs.
How do I access my Ameriprise car insurance account online?
To get started, visit the Ameriprise Financial website and click the “Sign In” button. Login for policy details and renewal.
Are there Ameriprise financial discount codes available?
Ameriprise does not commonly offer financial discount codes like some other companies. However, they provide various discounts, such as multi-policy, best multi-vehicle auto insurance discounts, and safe driver discounts, which can help reduce your auto insurance premiums.
How can I save with Ameriprise’s multi-car discount?
Their policyholders who insure more than one car under the same policy can save with an Ameriprise multi-car discount. This can result in a substantial reduction of your overall premiums, which is perfect for households with more than one car.
How much does Ameriprise charge?
Ameriprise, now under CONNECT Auto Insurance, offers competitive pricing on auto and home insurance policies. The cost can vary based on factors like coverage type, vehicle, and location, but CONNECT provides discounts like bundling, multi-vehicle coverage, and Costco membership benefits to help lower premiums for its customers.
What types of coverage does Ameriprise Financial insurance offer?
Ameriprise Financial also provides its clients with auto, home, life, and health insurance. They offer full coverage car insurance, which includes liability, collision auto insurance, and comprehensive protection.
Can I connect my Ameriprise insurance with my Costco membership?
Ameriprise offers special benefits to Costco members, allowing them to receive exclusive savings on car insurance. If you’re a Costco member, check if you’re eligible for any additional discounts when signing up for or renewing your Ameriprise policy.
What should I do after an accident when filing an Ameriprise auto insurance claim?
After an accident, gather all relevant information, including photos of the scene, witness statements, and the other driver’s insurance details. Then, report the incident to Ameriprise via their claims portal, mobile app, or by calling their claims department. They will guide you through the next steps for processing your claim.
Finding auto insurance at low rates is tough for high-risk drivers, but you can get help. To explore prices where you live, enter your ZIP code.
What are some hidden auto insurance discounts with Ameriprise?
Some lesser-known auto insurance discounts from Ameriprise include savings for good students, completion of a defensive driving course to understand why you should take a defensive driving class, and the garaging discount. These options can help reduce premiums while ensuring you maintain strong coverage.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Laura Berry
Former Licensed Insurance Producer
Laura Berry has experience as a licensed producer selling life, health, and property insurance coverage for both Allstate and State Farm. She has dedicated many hours to helping her clients understand the insurance marketplace so they could find the best car, home, and life insurance products for their circumstances. While she currently helps businesses take advantage of the federal R&D tax...
Former Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
