Best Ameriprise Auto Insurance Discounts in 2024

Are you looking for ways to save more money on your car insurance? If you’re an Ameriprise Financial client, you can get Ameriprise auto insurance discounts for members through CONNECT, powered by American Family Insurance.

We’ll cover auto insurance discounts, including those for good driving habits, vehicle safety features, garage parking, student drivers, multiple vehicles, insurance bundling, and one particularly valuable discount, the customer loyalty auto insurance discount.

Some discounts are as easy to qualify for as having anti-lock brakes, parking your car in a garage, or bundling your car and home insurance. Read on to learn easy ways to save money on auto insurance.

What are the Ameriprise auto insurance discounts for members?

There are several auto insurance discounts available to Ameriprise members. These discounts are available from many other auto insurance companies, but let’s explore the specific discounts available with Ameriprise.

California Good Driver Ameriprise Discount

California state law requires insurance companies to provide a good driver discount of at least 20% to qualifying drivers. Ameriprise offers drivers with California auto insurance a special CONNECT Good Driver discount available only to policyholders from the Golden State.

Premier Safety Ameriprise Discount

Outside California, Ameriprise offers several discounts to drivers who practice safe driving habits and follow sound safety procedures. The premier safety discount rewards drivers who maintain spotless records. To qualify, all drivers in the household must go four years with no traffic violations, accidents, or claims.

Defensive Driver Discount with Ameriprise

You can save money with the defensive driver discount by taking a driving refresher course. To qualify, you must take a course approved by your state’s Department of Motor Vehicles (DMV) or an accredited organization and present CONNECT with a certificate.

Courses you take while learning to drive and driver’s education courses don’t count toward this discount. Additional restrictions may apply.

Vehicle Safety Features Ameriprise Discounts

The vehicle safety features discount program offers savings if your car has anti-lock brakes, automatic seatbelts, airbags, or anti-theft devices.

Garaging Discount with Ameriprise

The garaging discount rewards you if you protect your vehicle by parking it overnight in a garage. However, availability is limited to certain areas.

Good Student Discount with Ameriprise

The good student auto insurance discount rewards students for demonstrating responsibility, commitment, and diligence through academic performance. This discount is available to full-time students who meet the qualifying criteria.

Student Away Ameriprise Discount

The student away discount considers situations where a student only comes home to drive on weekends or holiday breaks.

The student away discount allows students attending school over 100 miles away to maintain coverage without the policyholder paying the full cost of driving a vehicle every day. If your student drives a vehicle while away at school, this discount doesn’t apply.

Multi-Car Discount with Ameriprise

The multi-car loyalty incentive rewards clients who insure multiple vehicles with Ameriprise through CONNECT. You can qualify for lower rates if you insure more than one car, truck, or van.

Multi-Product Ameriprise Discounts

Ameriprise multi-product discounts reward clients who bundle multiple insurance policies with CONNECT.

Multi-product discounts are available when you bundle your auto policy with a homeowners or condo insurance policy, an umbrella policy, or both a home and umbrella policy. The biggest discounts apply when you bundle your auto, home, and umbrella policies.

Tenure Ameriprise Discounts

Tenure discounts reward customers for reaching time-related milestones. For example, if you’ve been with CONNECT for a certain number of years, you may qualify for a lower rate than a new customer would pay.

Can Ameriprise auto insurance discounts for members save you money?

Through CONNECT, Ameriprise auto insurance products offer discounts to members who practice safe driving habits, protect their vehicles, carry policies for student drivers, insure multiple vehicles, bundle insurance, or achieve tenure milestones.

For drivers who qualify, these discounts offer some of the simplest ways to save money on your insurance. If you’re wondering how to lower your car insurance rates, review your qualifications and consider whether Ameriprise’s CONNECT discounts could be an easy way to reduce your rates.