Best Auto Insurance Discounts for American Federation of Teachers (AFT) in 2024

The best auto insurance discounts for American Federation of Teachers (AFT) members come from top providers like Geico, Liberty Mutual and Farmers, offering up to 25% savings.

These companies understand AFT members and their families’ unique needs, ensuring competitive rates and comprehensive auto insurance coverage.

Our Top 10 Company Picks: Best Auto Insurance Discounts for American Federation of Teachers

Company	Rank	Savings Potential	A.M. Best	Who Qualifies?
	#1	25%	A++	AFT members and their families
	#2	20%	A	Teachers and educators affiliated with AFT
	#3	18%	A	Educators and AFT union members
	#4	17%	A+	AFT members and their households
	#5	15%	B	AFT-affiliated teachers and school employees
	#6	15%	A+	Teachers and union members
	#7	14%	A+	AFT members and other educators
	#8	12%	A++	Union members and educators
	#9	10%	A+	Teachers and AFT members
	#10	9%	A	AFT members and educators

By exploring these discounts, teachers can significantly reduce insurance costs while maintaining quality coverage.

See which companies have the cheapest minimum auto insurance rates by entering your ZIP code into our free comparison tool above.

American Federation of Teachers Auto Insurance Discounts

The American Federation of Teachers (AFT) is dedicated to helping its members save on everyday expenses, including auto insurance. With exclusive discounts designed just for educators, teachers, and their families can get the coverage they need at a price that’s easier on their budget.

At AFT, we work with trusted insurance companies to offer our members special deals on full coverage auto insurance. Our goal is to provide dependable coverage without putting a burden on your budget. AFT is dedicated to supporting our members, both in their professional carreers and in their personal lives.

Top AFT Savings: Monthly Min. Coverage Insurance Rates After Discount

Insurance Company	Rank	Monthly Rates
	#1	$70
	#2	$75
	#3	$80
	#4	$85
	#5	$90

This table showcases the monthly rates for auto insurance from top providers offering discounts specifically for members of the American Federation of Teachers (AFT). Geico leads with the lowest monthly rate at $70, ranked by affordability, followed closely by State Farm at $75 and Progressive at $80.

Liberty Mutual and Allstate round out the list with rates of $85 and $90, respectively, highlighting the competitive savings available to AFT members.

Union Member Discounts

If you’re an AFT member, you can enjoy great auto insurance discounts from well-known companies like Farmers, Geico, and Liberty Mutual. These providers understand the importance of union membership and offer special rates for AFT members and their families, making it essential to know where to compare auto insurance rates.

AFT members can get auto insurance discounts from Farmers, Geico, and Liberty Mutual, with savings up to 25% on tailored coverage for educators.

Picking the right insurance provider can save you up to 25% on your premiums. These savings often come with plans made specifically for educators. As an AFT member, you’ll not only get affordable rates but also find coverage that fits your needs without stretching your budget. Many of these plans also include extra benefits, giving even more value to teachers and their families.

This comparison outlines the monthly auto insurance rates for American Federation of Teachers (AFT) members based on various driving records, including clean records, one accident, one DUI, and one ticket.

The table features rates from top providers such as Allstate, American Family, Farmers, Geico, Liberty Mutual, Nationwide, Progressive, State Farm, The Hartford, and Travelers, allowing AFT members to see how their driving history impacts their insurance costs.

Farmers GroupSelect Discounts

Farmers Insurance provides AFT members with special discounts through its GroupSelect program, which isn’t available to the public. This program gives union members access to custom coverage options and benefits. On average, members can save around 25% on their auto insurance premiums.

The GroupSelect program offers members with flexible payment plans and personalized customer service, making sure that educators receive the protection and attention they deserve. Additionaly, Farmers Insurance has become a top-notch choice for AFT members seeking to get an affordable auto insurance.

Bundling Discounts

Bundling discounts allow American Federation of Teachers (AFT) members to save significantly by purchasing multiple insurance policies from the same provider. Members who combine their auto insurance with home or renters insurance typically receive a substantial discount on their premiums. Check out our ranking of the top providers: “Best Companies for Bundling Home and Auto Insurance.”

Combining your home and auto insurance can make managing your coverage easier and more convenient. Many insurers provide discounts when you bundle, which can help AFT members save money. On top of that, you may also receive additional benefits like increased liability coverage and plans to meet the needs of educators.

Membership Discounts

Several insurance companies offer discounts specifically for members of the American Federation of Teachers (AFT), allowing teachers and their families to lower auto insurance cost. These deals are a way to acknowledge the hardwork educators do, often resulting to significant savings on auto insurance premiums.

As AFT members, teachers can take advantage of special discounts and coverage choices that aren’t available to general public. These offerings show providers the commitment to supporting teachers and guiding them to manage their financial matters. AFT members are encourage to ask about the best auto insurance discounts available to make sure you’re getting the most out of your membership benefits.

Claims-Free Discounts

AFT members who maintain a clean driving record for a set period can enjoy lower insurance premiums. The amount of time you need to qualify for this discount varies depending on the insurer, but it’s typically between three and five years. Take a look at our list of the leading providers: “Cheap Auto Insurance for a Bad Driving Record.”

If you avoid accidents and traffic violations during this time, you can save a lot on your auto insurance premiums, making it a great incentive to drive safely. AFT members must reach out to their insurer to learn more about the requirements and the savings they could get from claims-free discounts.

Requirements for AFT Auto Insurance Discounts

To qualify for these discounts on auto insurance for teachers, you need to be a member of the AFT (American Federation of Teachers). This includes college professors, K-12 teachers, school staff, healthcare professionals, and government workers.

• AFT Membership: To take advantage of these exclusive deals, you need to be an active or retiree of the American Federation of Teachers (AFT).
• Proof of Affiliation: Several insurance providers will ask for proof of your AFT membership, such as a membership card or official documentation from the AFT.
• Eligibility Requirements: Every insurance company may have its own standards, so be sure to check with your chosen provider for any additional requirements you might need to meet.
• Types of Policies: These discounts typically apply to auto insurance, but you could save even more by combining other types of insurance, such as home, car or life coverage.
• Maintaining Good Standing: To keep your discounts, you should maintain a clean driving record and remain in good standing with your AFT membership.
• Age and Vehicle Details: Discounts might depend on things like your age or the kind of car you drive, so be sure to check with your insurer about these factors.

By fulfilling these conditions, AFT members can take full advantage of their auto insurance discounts and get the best rates available.

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Some insurance companies offer up to a 12% discount 🤑for being a federal employee🇺🇸. Check out our picks for best 🏆insurance providers for federal employees: https://t.co/s5KsXanAtb pic.twitter.com/q8cI2RvzgW

— AutoInsurance.org (@AutoInsurance) October 17, 2024

Plus, bundling multiple insurance policies could lead to even more savings, making it easier to manage your expenses while keeping yourself well-protected.

Maximize Your Savings: Exclusive AFT Member Discounts on Auto Insurance

Many companies can offer auto insurance discounts for union members, even if you’re not part of the AFT. The AFT also offers discounts on home insurance, car rentals, hotels, theme park admissions, and free identity theft protection. As a result, teachers can often get cheap auto insurance.

These discounts cover different types of insurance, like comprehensive and liability, and are available to both current and retired union members. AFT members can also save on things like home insurance and legal services. To make the most of these deals, eligible members should explore quotes from several providers to find the best fit.

If you’re looking to lower your auto insurance premiums, enter your ZIP code into our free quote comparison tool below to compare your rates against the top insurers