8 Best Auto Insurance Companies That Don’t Sell Your Information (2024)

In safeguarding private data, auto insurers selling information isn’t the main concern. The best companies often buy data to adjust risk and potentially reduce claim payouts.

#1 – Amica: Top Pick Overall

Pros

• Privacy Commitment: Amica is known for its strong commitment to customer privacy, and they may have policies in place to protect your information. You can learn more in our Amica auto insurance review.
• Customer Service: Amica often receives high ratings for customer service, providing a personalized experience without compromising privacy.
• Discounts for Safe Driving: Amica offers discounts for safe driving habits, potentially lowering your rates without compromising your information.

Cons

• Possibly Higher Premiums: Amica’s emphasis on quality service may be associated with slightly higher premiums compared to some competitors.
• Limited Accessibility: Amica may not have as extensive a network as larger insurers, potentially limiting accessibility for some customers.

#2 – USAA: Runner Up

Pros

• Military Focus: USAA caters specifically to military members and their families, often resulting in a more targeted and secure customer base.
• Privacy Policies: USAA typically has stringent privacy policies, aligning with their commitment to serving the military community. You can learn more about USAA’s privacy policies in our USAA auto insurance review.
• Bundle Discounts: USAA offers various discounts, including bundling insurance policies, which may help you get the best rates for minimum coverage.

Cons

• Eligibility Restrictions: USAA is exclusively available to military members and their families, restricting eligibility for the general public.
• Limited Physical Locations: USAA primarily operates online and by phone, which could be a drawback for those who prefer in-person interactions.

#3 – State Farm: Best for Drive Safe & Save Program

Pros

• Large Network: State Farm’s extensive network may allow for competitive rates, and their emphasis on customer service may include privacy protection.
• Drive Safe & Save Program: State Farm offers a usage-based insurance program that rewards safe driving, potentially reducing your premiums. You can learn more about State Farm’s Drive Safe & Save Program in our State Farm auto insurance review.
• Discounts for Multiple Policies: Bundling policies with State Farm could lead to significant discounts, helping you save on a State Farm quote.

Cons

• Potentially Higher Rates: State Farm’s large network and emphasis on customer service may be associated with rates that are not the most competitive for every individual.
• Complex Discount Structure: State Farm’s discount structure may be complex, making it challenging for some customers to maximize savings.

#4 – Geico: Best for Various Discounts

Pros

• Online Focus: Geico’s online model may streamline processes and minimize the need for extensive personal interactions, potentially enhancing privacy.
• Discounts and Savings: Geico is known for offering various discounts, including those for safe driving and multiple policies, contributing to cost savings. You can learn more about Geico’s discounts in our Geico auto insurance review.
• Easy Quoting Process: Geico’s straightforward quoting process may help you quickly identify the most affordable Geico car insurance quote.

Cons

• Limited Personal Interaction: Geico’s online model may be a drawback for individuals who prefer more personalized interactions with agents.
• Possibly Less Coverage Options: While Geico is known for affordability, some customers may find that they offer fewer coverage options compared to other insurers.

#5 – Progressive: Best for Snapshot Program

Pros

• Snapshot Program: Progressive’s Snapshot program rewards safe driving habits, potentially leading to lower premiums for minimum coverage. You can learn more about Progressive’s Snapshot program in our Progressive auto insurance review.
• Name Your Price Tool: Progressive’s tool allows you to set your budget, helping you find coverage that aligns with your financial goals.
• Discounts for Bundling: Like many insurers, Progressive offers discounts for bundling policies, providing additional savings.

Cons

• Snapshot Data Concerns: Some individuals may have privacy concerns related to the data collected through Progressive’s Snapshot program.
• Potentially Higher Premiums: Progressive’s focus on innovative programs may come with premiums that are not the most competitive for everyone.

#6 – Allstate: Best for Drivewise Program

Pros

• Drivewise Program: Allstate’s Drivewise program monitors driving habits, potentially resulting in discounts and lower premiums. You can learn more about Allstate’s Drivewise program in our Allstate auto insurance review.
• Personalized Service: Allstate emphasizes personalized service, and their privacy policies may reflect a commitment to safeguarding customer information.
• Easy Pay Plan: Allstate’s Easy Pay Plan allows for convenient and automatic premium payments.

Cons

• Potentially Higher Premiums: Allstate’s emphasis on personalized service may be associated with premiums that are relatively higher for some individuals.
• Limited Discount Programs: Allstate may have fewer innovative discount programs compared to some competitors.

#7 – Liberty Mutual: Best for RightTrack Program

Pros

• RightTrack Program: Liberty Mutual’s RightTrack program rewards safe driving, potentially leading to discounted rates for minimum coverage. You can learn more about Liberty Mutual’s RIghtTrack program in our Liberty Mutual auto insurance review.
• Multi-Policy Discounts: Bundling policies with Liberty Mutual may result in significant cost savings.
• Digital Tools: Liberty Mutual’s digital tools may streamline processes and reduce the need for extensive personal information exchanges.

Cons

• Potentially Higher Rates: Similar to other large insurers, Liberty Mutual’s premiums may not always be the most competitive for every individual.
• Complex Coverage Options: Some customers may find Liberty Mutual’s coverage options to be complex or less straightforward.

#8 – Nationwide: Best for SmartRide Program

Pros

• SmartRide Program: Nationwide’s SmartRide program rewards safe driving habits, contributing to potential savings on premiums. You can learn more about Nationwide’s SmartRide program in our Nationwide auto insurance review.
• Multi-Policy Discounts: Bundling policies with Nationwide can lead to significant cost reductions.
• Member Discounts: Nationwide offers various discounts for members, potentially making it more affordable for those eligible.

Cons

• Possibly Higher Rates: Nationwide’s rates may not always be the most competitive for every individual.
• Limited Accessibility: Nationwide may not have as extensive a network as larger insurers, potentially limiting accessibility for some customers.

The Best Auto Insurance Companies That Don’t Sell Personal Information

If you want affordable auto insurance companies that don’t sell info about their drivers, you can get a policy at most major insurance companies. Below are some reputable insurance companies that do not sell their drivers’ information:

Best Auto Insurance Companies That Don't Sell Your Information

Looking at this list, it’s clear that you can still obtain great auto insurance rates from auto insurance companies that don’t sell info about their clients. For example, Amica provides great coverage at an excellent price since it offers an average rate of only $177 per month.

As of yet, these major players in the insurance industry aren’t blatantly selling their drivers’ information. However, you should always keep an eye open.

When considering State Farm auto insurance quotes, State Farm doesn’t currently sell your information, but it does share your information with companies that perform marketing for State Farm.

In essence, State Farm can use your personal data to project targeted ads at you in the hope that you’ll buy more State Farm products. If you want to learn more about how State Farm handles your information, you can review the State Farm privacy policy.

Of course, with the rise of telematics technology and cheap usage-based car insurance, finding auto insurance companies that don’t sell your information to third parties could become harder in the future.

Why Auto Insurance Companies Buy Drivers’ Personal Data

Your data can be a powerful tool, especially in the hands of an insurance company lawyer.

Even though you didn’t cause the accident, your habit of slamming on the brakes could be used to paint doubt over your side of the story and reduce the chance of your claim being paid out.

More About Top Auto Insurance Companies That Don’t Sell Your Information

Data-selling insurance companies could be the next front in the fight to protect consumer data, but for now, auto insurance companies that don’t sell info pertaining to their clients, allowing you to compare car insurance without personal information, are just a click away.

Of course, if you’re protective of your data, you can always check out the privacy policy page on your insurance company’s website. There you’ll find a list of telephone numbers you can call into and request to have any collected information about you sent to you.

By choosing auto insurance companies that don’t sell your data, you not only protect your privacy but also contribute to a more secure and trustworthy insurance experience.

Enter your ZIP code below to get started on comparing quotes from the best insurance companies and enjoy the peace of mind that comes with knowing your information is in safe hands.