Best Auto Insurance for Seniors in Nevada (Check Out the Top 10 Companies for 2024)
Liberty Mutual, Progressive, and Nationwide have the best auto insurance for seniors in Nevada, with low mileage discounts for seniors. The other top senior driver companies in Nevada also boast affordable rates and great senior discounts. Minimum NV senior insurance starts at $28/mo.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Oct 25, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 25, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
3,607 reviewsCompany Facts
Full Coverage for Seniors in Nevada
A.M. Best Rating
Complaint Level
Pros & Cons
3,607 reviews
13,128 reviewsCompany Facts
Full Coverage for Seniors in Nevada
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
3,019 reviewsCompany Facts
Full Coverage for Seniors in Nevada
A.M. Best Rating
Complaint Level
Pros & Cons
3,019 reviewsLiberty Mutual, Progressive, and Nationwide are the top companies that provide the best auto insurance for seniors in Nevada.
At the best auto insurance companies for seniors in Nevada, you’ll find reasonable rates, senior discounts, great coverage options, and other perks.
Our Top 10 Company Picks: Best Auto Insurance for Seniors in Nevada
| Company | Rank | Multi-Vehicle Discount | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | 25% | A | Comprehensive Coverage | Liberty Mutual |
 | #2 | 12% | A+ | Snapshot Program | Progressive |
 | #3 | 20% | A+ | Accident-free Discount | Nationwide |
 | #4 | 25% | A+ | Safe Driving | Allstate |
 | #5 | 20% | A | Senior Discounts | Farmers |
 | #6 | 8% | A++ | IntelliDrive Program | Travelers |
 | #7 | 10% | A++ | Military Friendly | USAA |
 | #8 | 20% | A | Generational Discount | American Family |
 | #9 | 25% | A++ | Defensive Driving | Geico |
 | #10 | 20% | B | Customer Satisfaction | State Farm |
Read on to find out which of the Nevada companies have the best auto insurance for seniors.
You can also enter your ZIP code in our free quote tool anytime to find cheap senior auto insurance quotes in your area.
- Liberty Mutual has the best car insurance for seniors in Nevada
- Progressive and Nationwide are also great choices for senior NV auto insurance
- Senior drivers will have some of the cheapest NV auto insurance rates
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#1 – Liberty Mutual: Top Pick Overall
Pros
- Comprehensive Coverage: Liberty Mutual has some of the best comprehensive coverage options for senior Nevada drivers.
- Lifetime Replacement Guarantee: If senior drivers get their repairs done at an approved repair shop in Nevada, the company guarantees any repairs done for life.
- Low-Mileage Discount: Senior drivers in Nevada who drive fewer miles will be rewarded with a low-mileage discount.
Cons
- Customer Service: Senior drivers in Nevada may not be overly impressed with services, as Liberty Mutual has just average reviews.
- Claims Processing: Senior Nevada customers may find processing a little slow. Learn more in our Liberty Mutual review.
#2 – Progressive: Best for Snapshot Program
Pros
- Snapshot Program: Senior drivers can join Snapshot in Nevada for good driving discounts.
- Coverage Selection: Senior Nevada drivers can add optional coverage like roadside assistance or gap coverage to their policies. Visit our Progressive review to learn more.
- Online Management: Seniors can access their Nevada policy or claim information online at Progressive.
Cons
- Customer Service: Nevada senior drivers may be unimpressed with customer service, as Progressive has just average ratings.
- Snapshot Rate Increases: Senior Nevada insurance rates could increase after a poor driving performance.
#3 – Nationwide: Best for Accident-Free Discount
Pros
- Accident-Free Discount: Senior drivers in Nevada who are accident-free will have cheaper rates from Nationwide.
- Coverage Selection: Nationwide has great add-on options, like roadside assistance, for Nevada seniors. See what else Nationwide sells in our Nationwide review.
- SmartMiles Insurance: Low-mileage senior drivers in Nevada can sign up for SmartMiles insurance and pay for coverage by the mile.
Cons
- Customer Satisfaction: Nationwide has lower ratings than other Nevada senior driver companies on our list.
- Claims Processing: Based on reviews, senior claims in Nevada may be processed slowly.
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#4 – Allstate: Best for Safe Driving
Pros
- Safe Driving: Allstate rewards safe senior drivers in Nevada with lower auto insurance rates.
- Coverage Options: Senior Nevada insurance policies can be customized with extras like roadside assistance. Visit our Allstate review for more information.
- Bundling Discount: Nevada seniors can purchase more than auto insurance for a multi-policy discount.
Cons
- Customer Complaints: Allstate has the highest ratio of customer complaints out of the top Nevada senior driver companies.
- Expensive Rates: Allstate senior driver auto insurance costs more than the other Nevada companies on our list.
#5 – Farmers: Best for Senior Discounts
Pros
- Senior Discounts: Farmers offers mature driver discounts to senior drivers in Nevada. Visit our Farmers review for more discount options.
- Coverage Choices: Senior drivers can add extras to their Farmers’ policy in Nevada or carry the bare minimum.
- Signal Program: Nevada drivers can join for free and earn discounts on senior auto insurance for safe driving habits.
Cons
- Higher Rates: Nevada senior driver insurance is pricier at Farmers.
- Online Tools: Farmers may not offer as many convenient online tools as the other Nevada senior driver companies.
#6 – Travelers: Best for IntelliDrive Program
Pros
- IntelliDrive Program: Nevada senior drivers can join IntelliDrive for safe driver discounts. Visit our Travelers review for more discount options.
- Coverage Selection: Customers can add extras like modified car insurance to their senior driver Nevada policies.
- Financial Stability: Travelers is one of the most financially stable companies out of the Nevada senior drivers companies.
Cons
- Customer Service: Travelers’ customer service ratings could be better when compared to other top Nevada companies for seniors.
- IntelliDrive Rate Increases: Poor driving habits during the program period could increase senior driver rates in Nevada.
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#7 – USAA: Best for Military Friendly
Pros
- Military Friendly: USAA is the best insurance company for military and veteran seniors in Nevada.
- Customer Satisfaction: USAA is highly rated by customers, making it one of the best customer service companies for senior drivers in Nevada.
- Discount Opportunities: Senior drivers in Nevada can save by bundling, driving safely, and more. Read our USAA review to learn more.
Cons
- Eligibility Restricted: USAA is sold exclusively to seniors who are military, veterans, or direct family members of military and veterans.
- Coverage Selection: USAA has a more basic list of add-on coverages for senior drivers in Nevada.
#8 – American Family: Best for Generational Discount
Pros
- Generational Discount: Senior Nevada drivers can take advantage of the generational discount at American Family.
- Coverage Options: Nevada senior driver policies can be rounded out with roadside assistance and more. Visit our American Family review to learn more.
- Accident Forgiveness: Safe senior drivers in Nevada may be forgiven an accident by American Family.
Cons
- Higher Rates: American Family’s rates for senior drivers in Nevada are more expensive.
- Online Tools: American Family may not have as many convenient online tools as the other Nevada senior driver insurance companies.
#9 – Geico: Best for Defensive Driving
Pros
- Defensive Driving: Nevada seniors who successfully complete a defensive driving course will get a discount from Geico. Visit our Geico review for more discount options.
- Bundling Discount: Senior drivers can purchase other insurance policies besides auto insurance from Geico.
- Online Convenience: Nevada senior drivers can access policy and claim details from Geico’s free app.
Cons
- Lack of Local Agents: Geico offers support virtually, so senior drivers in Nevada won’t be able to visit local agents.
- Coverage Options: Geico doesn’t have as many add-ons available for senior drivers in Nevada to purchase.
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#10 – State Farm: Best for Customer Satisfaction
Pros
- Customer Satisfaction: State Farm has good ratings due to the local Nevada agents that offer in-person assistance to senior drivers.
- Coverage Options: Senior driver Nevada policies can have extras like roadside assistance added.
- Discount Options: Senior drivers can save on Nevada insurance with various discounts. See what State Farm offers in our State Farm review.
Cons
- Online Tools: State Farm may not offer as many convenient online functions as other senior driver companies in Nevada.
- Financial Stability: State Farm has the lowest A.M. Best rating out of all the senior driver companies in Nevada.
Nevada Senior Driver Auto Insurance Rates by Coverage
Senior drivers in Nevada have minimum and full coverage options to choose from at the best companies. Take a look at the average rates below.
Nevada Senior Auto Insurance Monthly Rates by Coverage Level & Provider
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| Allstate | $68 | $162 |
| American Family | $58 | $137 |
| Farmers | $64 | $151 |
| Geico | $45 | $108 |
| Liberty Mutual | $46 | $109 |
| Nationwide | $46 | $110 |
| Progressive | $34 | $81 |
| State Farm | $42 | $101 |
| Travelers | $37 | $89 |
| USAA | $28 | $67 |
Minimum coverage from these top companies will fulfill the Nevada minimum auto insurance requirements that drivers need to drive legally in the state. It is the cheapest option for drivers in Nevada, as it only covers injuries and property damages to other parties if a senior driver causes an accident.
Nevada senior drivers are required to carry 25/50/25 of bodily injury and property damage liability insurance.Dani Best Licensed Insurance Producer
Full coverage will be optional for most Nevada senior drivers unless they have a leased vehicle, in which case full coverage will be mandatory.
Most drivers can find affordable auto insurance for seniors in Nevada, especially full coverage, if they have a good driving record. Compare the cheapest full coverage auto insurance companies to find the best rates.
How to Save on Nevada Auto Insurance for Seniors
Senior drivers in Nevada have plenty of auto insurance discounts available to them from the top companies. Take a look at some of the most popular discounts below.
Senior drivers who want to keep all of their NV insurance policies in one place will usually get a multi-policy discount from their company.
Senior drivers can also apply for low-mileage discounts, good driver discounts, and many more at the best auto insurance companies in Nevada.
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Finding the Best Auto Insurance for Seniors in Nevada
Liberty Mutual, Progressive, and Nationwide have the best car insurance for seniors in Nevada. Senior drivers should take the time to compare quotes from a few of their favorite companies to find the best rates and coverages to suit their needs (Learn More: How to Compare Auto Insurance Quotes).
Compare senior auto insurance rates in Nevada today with our free quote comparison tool. Simply enter your ZIP to get started.
Frequently Asked Questions
Which Nevada insurance company is best for senior citizens?
Liberty Mutual is the best insurance company for senior citizens in Nevada.
What is the best and cheapest auto insurance for seniors in Nevada?
The best auto insurance for seniors in Nevada is full coverage, but the cheapest auto insurance for Nevada seniors will be minimum coverage.
What is the best auto insurance in Nevada?
Full coverage auto insurance is the best car insurance in Nevada for senior drivers. It provides financial protection if senior drivers are in an accident with another car, object, animal, etc.
Why are Nevada insurance rates so high?
Higher auto insurance rates in Nevada could be because drivers live in an area with more traffic accidents. If your rates are expensive, make sure you are shopping around and comparing rates with our free quote tool to get the best deal.
What is the lowest policy coverage amount in Nevada?
The lowest amount drivers can carry in Nevada is 25/50/20 of liability auto insurance.
Is comprehensive coverage required in Nevada?
The state of Nevada doesn’t require comprehensive auto insurance, but lenders do require leased vehicles to have comprehensive insurance.
Is uninsured motorist coverage required in Nevada?
Drivers in Nevada are not required to carry uninsured motorist insurance.
Is Nevada a no-fault insurance state?
No, Nevada is an at-fault auto insurance state.
At what age is senior auto insurance the cheapest?
Car insurance is usually the cheapest for 60-year-old drivers in Nevada (Learn More: Auto Insurance Rates by Age).
Does auto insurance go up as you age?
Car insurance rates in Nevada usually decrease as drivers age, as long as drivers keep a clean driving record.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
