Best Cadillac XTS Auto Insurance in 2024 (Check Out These 10 Companies)
Explore the best Cadillac XTS auto insurance with State Farm, Allstate, and Geico, offering rates as low as $34 per month. These top providers excel in delivering competitive pricing, excellent customer service and comprehensive coverage, making them the ideal choice for Cadillac XTS car insurance.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
UPDATED: Sep 29, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 29, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
17,759 reviewsCompany Facts
Full Coverage for Cadillac XTS
A.M. Best Rating
Complaint Level
Pros & Cons
17,759 reviews
11,413 reviewsCompany Facts
Full Coverage for Cadillac XTS
A.M. Best Rating
Complaint Level
Pros & Cons
11,413 reviews
19,116 reviewsCompany Facts
Full Coverage for Cadillac XTS
A.M. Best Rating
Complaint Level
Pros & Cons
19,116 reviews
The best Cadillac XTS auto insurance providers are State Farm, Allstate, and Geico, with rates starting as low as $34 per month. For competitive Cadillac auto insurance cost, State Farm stands out overall for its exceptional coverage options and affordability. Explore these top choices to find the best coverage for your Cadillac XTS.
In addition to finding the best Cadillac XTS auto insurance, the article also covers auto insurance for different types of drivers. Explore how factors such as age, driving record, and location influence insurance rates, ensuring you find the most suitable and affordable coverage based on your specific driving profile.
Our Top 10 Company Picks: Best Cadillac XTS Auto Insurance
Company Rank Multi-Vehicle Discount A.M. Best Best For Jump to Pros/Cons
#1 10% B Many Discounts State Farm
#2 15% A+ Add-on Coverages Allstate
#3 12% A++ Cheap Rates Geico
#4 17% A+ Online Convenience Progressive
#5 15% A++ Military Savings USAA
#6 17% A++ Accident Forgiveness Travelers
#7 20% A Local Agents Farmers
#8 15% A+ Usage Discount Nationwide
#9 12% A Student Savings American Family
#10 15% A Customizable Polices Liberty Mutual
Get started on comparing full coverage auto insurance rates by entering your ZIP code above.
- Best Cadillac XTS auto insurance starts at $34 per month
- State Farm provides top rates for Cadillac XTS coverage
- Compare Cadillac XTS insurance costs for various driver types
Free Auto Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
#1 – State Farm: Top Overall Pick
Pros
- Competitive Rates: State Farm offers a relatively low average rate of $109 per year for Cadillac XTS insurance. This competitive pricing makes it a strong option for budget-conscious drivers seeking affordable coverage for their Cadillac XTS.
- Extensive Discounts: State Farm provides a variety of discounts that can further lower insurance premiums for Cadillac XTS owners, including multi-policy and safe driver discounts, potentially reducing costs even more. For discounts read our State Farm auto insurance discounts.
- Customer Service: Known for its excellent customer service and extensive network of agents, State Farm ensures Cadillac XTS owners receive personalized assistance and support for their insurance needs.
Cons
- Limited Coverage Options: While State Farm offers competitive rates, its coverage options may be less comprehensive compared to some other insurers, potentially affecting the level of protection for Cadillac XTS drivers.
- Higher Rates for Young Drivers: Young drivers with a Cadillac XTS may face higher premiums due to State Farm’s pricing structure, which can be less favorable for inexperienced drivers.
#2 – Allstate: Best for Add-on Coverages
Pros
- Comprehensive Coverage Options: Allstate provides extensive coverage options for Cadillac XTS owners, including optional add-ons like roadside assistance and rental reimbursement, enhancing protection and convenience.
- Numerous Discounts: Allstate offers various discounts that Cadillac XTS drivers can take advantage of, such as safe driver and multi-vehicle discounts, which can help lower overall insurance costs. Learn more about their discounts in our Allstate auto insurance review.
- User-Friendly App: Allstate’s mobile app offers features like accident support and policy management, making it easier for Cadillac XTS owners to manage their insurance and access assistance when needed.
Cons
- Higher Average Rates: With an average annual premium of $132, Allstate’s rates for Cadillac XTS insurance are higher compared to some other providers, which may not be ideal for budget-conscious individuals.
- Variable Customer Service: Allstate’s customer service can be inconsistent, with some Cadillac XTS owners reporting mixed experiences, potentially leading to dissatisfaction with claims handling and support.
#3 – Geico: Best for Cheap Rates
Pros
- Affordable Premiums: As mentioned in our Geico auto insurance review, the company offers one of the lower average rates at $161 per year for Cadillac XTS insurance, making it a cost-effective option for those seeking budget-friendly coverage.
- Wide Range of Discounts: Geico provides numerous discounts, including those for safe driving and multi-policy bundling, which can help Cadillac XTS owners reduce their overall insurance costs.
- Efficient Claims Process: Known for its efficient claims handling and quick response times, Geico ensures Cadillac XTS drivers receive timely support and resolution in the event of a claim.
Cons
- Limited Local Agents: Geico operates primarily online, which may be less convenient for Cadillac XTS owners who prefer in-person assistance and local agent support.
- Higher Costs for Certain Drivers: While Geico offers low average rates for Cadillac XTS, specific driver profiles, such as younger drivers, may encounter higher premiums, affecting overall affordability.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
#4 – Progressive: Best for Online Convenience
Pros
- Lowest Average Rate: Progressive provides the lowest average rate of $82 per year for Cadillac XTS insurance, making it an excellent choice for those looking to minimize insurance costs while maintaining adequate coverage.
- Flexible Coverage Options: As mention in Progressive auto insurance review, Progressive offers a range of coverage options and customization features, allowing Cadillac XTS owners to tailor their policies to their specific needs and preferences.
- Usage-Based Insurance: Progressive’s Snapshot program allows Cadillac XTS drivers to potentially lower their premiums based on their driving habits, rewarding safe driving with lower rates.
Cons
- Higher Rates for Some Drivers: Progressive’s low average rates may not be applicable to all Cadillac XTS drivers, particularly those with less favorable driving records or higher risk profiles.
- Customer Service Complaints: Some Cadillac XTS owners have reported issues with Progressive’s customer service, including delays in claim processing and difficulties in reaching support.
#5 – USAA: Best for Military Savings
Pros
- Excellent Coverage and Service: USAA is renowned for providing high-quality coverage and exceptional customer service for Cadillac XTS owners, including comprehensive protection and responsive claims support.
- Competitive Rates: With an average annual premium of $145, USAA offers competitive rates for Cadillac XTS insurance, particularly for military families and veterans, who may benefit from additional discounts.
- Strong Customer Satisfaction: As outlined in USAA auto insurance review, the company consistently receives high ratings for customer satisfaction, ensuring Cadillac XTS drivers experience positive interactions and effective support throughout their insurance journey.
Cons
- Eligibility Restrictions: USAA insurance is only available to military families and veterans, which limits accessibility for Cadillac XTS owners who do not meet these criteria.
- Higher Premiums for Some Drivers: While USAA’s rates are generally competitive, certain driver profiles or higher coverage levels may result in higher premiums for Cadillac XTS owners.
#6 – Travelers: Best for Accident Forgiveness
Pros
- Affordable Rates: Travelers offers a reasonable average rate of $130 per year for Cadillac XTS insurance, making it a cost-effective choice for those seeking budget-friendly coverage without compromising on protection.
- Wide Range of Coverage Options: As outlined in our Travelers auto insurance review, Travelers provides a variety of coverage options and add-ons, allowing Cadillac XTS owners to customize their policies to meet their specific needs and preferences.
- Strong Financial Stability: Travelers’ strong financial stability ensures Cadillac XTS owners can rely on the company for reliable coverage and support in the event of a claim.
Cons
- Limited Discounts: Travelers may offer fewer discount opportunities compared to some competitors, which can impact the overall affordability of Cadillac XTS insurance for budget-conscious drivers.
- Mixed Customer Service Reviews: Some Cadillac XTS owners have reported mixed experiences with Travelers’ customer service, including issues with claim handling and support responsiveness.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
#7 – Farmers: Best for Local Agents
Pros
- Comprehensive Coverage: Farmers provides extensive coverage options for Cadillac XTS owners, including customizable policies and add-ons, ensuring comprehensive protection tailored to individual needs.
- Variety of Discounts: Farmers offers various discounts, such as multi-policy and good driver discounts, which can help Cadillac XTS owners save on their insurance premiums. Check out this page Farmers auto insurance review to know more details.
- Flexible Payment Plans: Farmers provides flexible payment plans and options, allowing Cadillac XTS drivers to choose a payment schedule that fits their budget and financial situation.
Cons
- Higher Average Premiums: With an average annual rate of $141, Farmers’ insurance premiums for Cadillac XTS are higher compared to some other providers, which may not be ideal for those seeking lower costs.
- Inconsistent Claims Processing: Some Cadillac XTS owners have reported inconsistent claims processing experiences with Farmers, potentially leading to delays and dissatisfaction with claim resolution.
#8 – Nationwide: Best for Usage Discount
Pros
- Extensive Coverage Options: Nationwide offers a wide range of coverage options for Cadillac XTS owners, including comprehensive and collision coverage, ensuring robust protection for various driving scenarios.
- Discount Opportunities: Nationwide provides numerous discounts, including those for bundling policies and safe driving, which can help Cadillac XTS drivers lower their overall insurance costs.
- Strong Customer Service: Nationwide is known for its reliable customer service and support, offering assistance and guidance to Cadillac XTS owners throughout their insurance experience. For more information, read our Nationwide auto insurance review.
Cons
- Higher Premiums: With an average annual rate of $220, Nationwide’s premiums for Cadillac XTS insurance are among the highest, which may not be ideal for those seeking more affordable options.
- Limited Local Agents: Nationwide’s focus on online and call-center support may be less convenient for Cadillac XTS owners who prefer in-person interactions with local agents.
#9 – American Family: Best for Student Savings
Pros
- Comprehensive Coverage: American Family offers a range of coverage options for Cadillac XTS owners, including comprehensive, collision, and liability coverage, providing well-rounded protection for various needs.
- Various Discounts: American Family provides several discount opportunities, such as multi-vehicle and safe driver discounts, which can help Cadillac XTS owners reduce their overall insurance premiums.
- Strong Financial Ratings: American Family’s strong financial ratings ensure Cadillac XTS drivers receive reliable coverage and support in the event of a claim. (Read More: American Family Auto Insurance Review).
Cons
- Higher Premiums: With an average rate of $162 per year, American Family’s insurance premiums for Cadillac XTS are higher compared to some other providers, potentially making it less attractive for budget-conscious drivers.
- Mixed Customer Service: Some Cadillac XTS owners have reported mixed experiences with American Family’s customer service, including delays and difficulties in resolving claims efficiently.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
#10 – Liberty Mutual: Best for Customizable Polices
Pros
- Competitive Rates: As mentioned in our Liberty Mutual auto insurance review, the company offers a relatively competitive average rate of $125 per year for Cadillac XTS insurance, providing a balance between affordability and coverage.
- Comprehensive Coverage Options: Liberty Mutual provides a variety of coverage options and add-ons, allowing Cadillac XTS owners to tailor their policies to their specific needs and preferences.
- Discount Opportunities: Liberty Mutual offers various discounts, including those for bundling policies and installing safety features, which can help Cadillac XTS drivers save on their premiums.
Cons
- Higher Rates for Some Drivers: While Liberty Mutual’s rates are competitive for Cadillac XTS, they may not be the lowest for all driver profiles, especially those with higher risk factors, potentially impacting overall affordability.
- Inconsistent Customer Service: Some Cadillac XTS owners have reported inconsistent customer service experiences with Liberty Mutual, including issues with claims processing and support responsiveness.
Cadillac XTS Insurance Cost
The table below compares monthly rates for minimum and full coverage car insurance for a Cadillac XTS from various providers.
Cadillac XTS Auto Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $42 $132
American Family $53 $162
Farmers $47 $141
Geico $53 $161
Liberty Mutual $39 $125
Nationwide $71 $220
Progressive $27 $82
State Farm $34 $109
Travelers $40 $130
USAA $49 $145
Comparing quotes from multiple providers can help you find the best rates for Cadillac XTS insurance. Use our free tool to explore options and secure affordable coverage.
Cadillac XTS Auto Insurance Monthly Rates by Coverage Type
| Category | Rates |
|---|---|
| Average Rate | $131 |
| Discount Rate | $77 |
| High Deductibles | $113 |
| High Risk Driver | $279 |
| Low Deductibles | $165 |
| Teen Driver | $479 |
Understanding how different factors impact your Cadillac XTS insurance rates can help you make informed decisions. Rates can vary significantly based on deductibles, driver risk levels, and driver age.
For those needing high-risk car insurance, shopping around is crucial to finding the most affordable options and ensuring you get the coverage you need. Use our tools to compare quotes and secure the best rates.
Why Cadillac XTSs are Expensive to Insure
The chart below details how Cadillac XTS insurance rates compare to other luxury cars like the Mercedes-Benz E300, Cadillac CT6, and Audi A6.
Cadillac XTS Auto Insurance Monthly Rates vs. Other Vehicles
| Vehicle | Comprehensive | Collision | Minimum Coverage | Full Coverage |
|---|---|---|---|---|
| Acura TLX | $28 | $57 | $33 | $131 |
| Audi A6 | $32 | $62 | $33 | $140 |
| Cadillac CT6 | $32 | $65 | $33 | $143 |
| Lexus GS 300 | $29 | $55 | $28 | $123 |
| Mercedes-Benz E300 | $33 | $62 | $28 | $134 |
| Porsche Panamera | $43 | $87 | $33 | $177 |
Comparing Cadillac XTS insurance rates with other luxury cars highlights its relative affordability among high-end vehicles. To find the best rates, consider shopping around and comparing quotes from various providers.
Read More: Cheap Porsche Auto Insurance
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Factors Influencing Cadillac XTS Insurance Cost
You might have noticed that a multitude of factors impact Cadillac XTS auto insurance rates. Your age is a significant determinant, as younger drivers typically face higher premiums due to their limited driving experience and higher risk profile.
Location also plays a crucial role, with urban areas generally incurring higher rates due to increased traffic density and higher incidence of accidents and theft.
Your driving record is another vital factor; a clean record can substantially lower your insurance costs, while violations and accidents can lead to higher premiums.Jeffrey Manola LICENSED INSURANCE AGENT
Additionally, the model year of your Cadillac XTS influences the rates, with newer models often costing more to insure due to their higher value and repair costs.
Understanding these factors can help you better navigate the insurance landscape and find the most cost-effective coverage for your Cadillac XTS.
Age of the Vehicle
Older Cadillac XTS models generally cost less to insure. For example, auto insurance rates for a 2017 Cadillac XTS are $131 per month, while 2013 Cadillac XTS rates are $120 per month, a difference of $11 per month.
Cadillac XTS Auto Insurance Monthly Rates by Age of the Vehicle
| Model Year | Comprehensive | Collision | Minimum Coverage | Full Coverage |
|---|---|---|---|---|
| 2024 Cadillac XTS | $34 | $62 | $42 | $138 |
| 2023 Cadillac XTS | $33 | $61 | $41 | $136 |
| 2022 Cadillac XTS | $32 | $60 | $40 | $134 |
| 2021 Cadillac XTS | $31 | $59 | $39 | $132 |
| 2020 Cadillac XTS | $30 | $58 | $38 | $130 |
| 2019 Cadillac XTS | $29 | $57 | $37 | $129 |
| 2018 Cadillac XTS | $28 | $56 | $36 | $131 |
| 2017 Cadillac XTS | $28 | $56 | $35 | $131 |
| 2016 Cadillac XTS | $27 | $53 | $36 | $129 |
| 2015 Cadillac XTS | $25 | $52 | $37 | $127 |
| 2014 Cadillac XTS | $24 | $48 | $38 | $123 |
| 2013 Cadillac XTS | $23 | $45 | $38 | $120 |
Older Cadillac XTS models offer significant savings on insurance premiums. Comparing rates across different model years can help you find the most cost-effective coverage for your vehicle.
Driver Age
Driver age can have a significant effect on Cadillac XTS auto insurance rates. For example, 20-year-old drivers pay $160 more per month for their Cadillac XTS auto insurance compared to 30-year-old drivers.
Cadillac XTS Auto Insurance Monthly Rates by Age
| Age | Rates |
|---|---|
| Age: 16 | $756 |
| Age: 18 | $479 |
| Age: 20 | $297 |
| Age: 30 | $137 |
| Age: 40 | $131 |
| Age: 45 | $125 |
| Age: 50 | $120 |
| Age: 60 | $117 |
Driver age significantly impacts Cadillac XTS insurance rates, with younger drivers facing notably higher premiums. Comparing rates based on age can help you better understand the cost variations and find more affordable coverage options.
Driver Location
Where you live can have a large impact on Cadillac XTS insurance rates. For example, drivers in Los Angeles may pay $72 a month more than drivers in Phoenix.
Cadillac XTS Auto Insurance Monthly Rates by City
| City | Rates |
|---|---|
| Chicago, IL | $173 |
| Columbus, OH | $109 |
| Houston, TX | $206 |
| Indianapolis, IN | $112 |
| Jacksonville, FL | $190 |
| Los Angeles, CA | $224 |
| New York, NY | $207 |
| Philadelphia, PA | $176 |
| Phoenix, AZ | $152 |
| Seattle, WA | $127 |
Your location can significantly affect Cadillac XTS insurance rates, with major cities often costing more. Comparing rates across different cities can help you find the most cost-effective coverage.
Your Driving Record
Where you live can have a large impact on Cadillac XTS insurance rates. For example, drivers in Los Angeles may pay $72 more per month than drivers in Phoenix.
Cadillac XTS Auto Insurance Monthly Rates by Age & Driving History
| Age | Clean Record | One Accident | One DUI | One Ticket |
|---|---|---|---|---|
| Age: 16 | $756 | $1,134 | $1,512 | $945 |
| Age: 18 | $479 | $718 | $957 | $615 |
| Age: 20 | $297 | $445 | $593 | $386 |
| Age: 30 | $137 | $205 | $273 | $178 |
| Age: 40 | $131 | $197 | $263 | $171 |
| Age: 45 | $125 | $188 | $251 | $164 |
| Age: 50 | $120 | $180 | $240 | $158 |
| Age: 60 | $117 | $176 | $235 | $154 |
Your driving record can significantly impact Cadillac XTS insurance rates, especially for younger drivers with violations. Maintaining a clean record is crucial for keeping insurance costs manageable.
Read More: Do I have to declare speeding points on my insurance?
Safety Ratings
Your Cadillac XTS auto insurance rates are tied to the safety ratings of the Cadillac XTS. See the breakdown below:
Cadillac XTS Safety Ratings
| Type | Rating |
|---|---|
| Small overlap front: driver-side | Good |
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
The safety ratings of your Cadillac XTS directly influence your auto insurance rates. Higher safety ratings generally lead to lower insurance premiums, reflecting the vehicle’s reduced risk.
Cadillac XTS Crash Test Ratings
The insurance rates for your Cadillac XTS can be influenced by its safety ratings. The table below provides detailed ratings for various model years of the Cadillac XTS.
Cadillac XTS Crash Test Ratings
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2024 Cadillac XTS | 5 stars | 4 stars | 5 stars | 5 stars |
| 2023 Cadillac XTS | 5 stars | 4 stars | 5 stars | 5 stars |
| 2022 Cadillac XTS | 5 stars | 4 stars | 5 stars | 5 stars |
| 2021 Cadillac XTS | 5 stars | 4 stars | 5 stars | 5 stars |
| 2020 Cadillac XTS | 5 stars | 4 stars | 5 stars | 5 stars |
| 2019 Cadillac XTS | 5 stars | 4 stars | 5 stars | 5 stars |
| 2018 Cadillac XTS | 5 stars | 4 stars | 5 stars | 5 stars |
| 2017 Cadillac XTS | 5 stars | 4 stars | 5 stars | 5 stars |
Consistently high safety ratings across different Cadillac XTS models contribute to potentially lower insurance costs. These ratings reflect the vehicle’s solid performance in key safety areas, impacting your insurance premiums.
Cadillac XTS Safety Features
Cadillac XTS safety features can lower the cost of your insurance. The safety features for the 2020 Cadillac XTS include:
- Air Bags: Includes driver, passenger, front head, rear head, front side, and rear side air bags.
- Brakes: Features 4-wheel ABS and 4-wheel disc brakes.
- Safety Systems: Equipped with electronic stability control and traction control.
- Visibility and Alerts: Daytime running lights and integrated turn signal mirrors.
- Child Safety: Features child safety locks.
With these safety features, the Cadillac XTS not only provides superior protection but can also potentially lower your auto insurance premiums. Ensure your vehicle’s safety features are fully utilized to maximize your savings.
Loss Probability
The Cadillac XTS’s insurance loss probability varies between different coverage types. The lower percentage means lower Cadillac XTS auto insurance costs; higher percentages mean higher Cadillac XTS auto insurance costs.
Cadillac XTS Insurance Loss Probability
| Coverage | Loss |
|---|---|
| Bodily Injury | -19% |
| Collision | 13% |
| Comprehensive | 16% |
| Medical Payment | -19% |
| Personal Injury | -18% |
| Property Damage | -19% |
The loss probability for Cadillac XTS insurance varies by coverage type, influencing overall insurance costs. Understanding these rates can help you anticipate how different coverages affect your premiums.
Cadillac XTS Finance and Insurance Cost
If you are financing a Cadillac XTS, most lenders will require your carry higher Cadillac XTS coverage options including comprehensive coverage, so be sure to shop around and compare Cadillac XTS auto insurance rates from the best companies using our free tool below.
Read More: Is it a good time to refinance an auto loan?
5 Ways to Save on Cadillac XTS Insurance
Although it may seem like your Cadillac XTS auto insurance rates are set, there are a few measures that you can take to secure the best Cadillac XTS auto insurance rates possible. Take a look at the following five ways to save on Cadillac XTS auto insurance.
- Talk to your credit card company to save on rental car costs.
- Drive your Cadillac XTS safely.
- Buy winter tires for your Cadillac XTS.
- Save money on young driver Cadillac XTS insurance rates by mentioning grades or GPA.
- Remove unnecessary insurance once your Cadillac XTS is paid off.
Read More: Do auto insurance companies check grades?
Discover the variety of car insurance discounts offered by top providers for Cadillac XTS to help you save on your premiums.
These discounts from top insurance providers for Cadillac XTS offer valuable opportunities for car owners to save money while maintaining comprehensive coverage and safety on the road.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Top Cadillac XTS Insurance Companies
The best auto insurance companies for Cadillac XTS auto insurance rates will offer competitive rates, discounts, and account for the Cadillac XTS’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.
Top 10 Cadillac XTS Auto Insurance Providers by Market Share
| Rank | Company | Premiums Written | Market Share |
|---|---|---|---|
| #1 | State Farm | $65.6 milllion | 9% |
| #2 | Geico | $46.1 milllion | 7% |
| #3 | Progressive | $39.2 milllion | 6% |
| #4 | Liberty Mutual | $35.6 milllion | 5% |
| #5 | Allstate | $35 milllion | 5% |
| #6 | Travelers | $28 milllion | 4% |
| #7 | USAA | $23.4 milllion | 3% |
| #8 | Chubb | $23.3 milllion | 3% |
| #9 | Farmers | $20.6 milllion | 3% |
| #10 | Nationwide | $18.4 milllion | 3% |
The top auto insurance companies for Cadillac XTS provide competitive rates and discounts, reflecting their significant market share. Evaluating these options can help you find the best coverage for your Cadillac XTS.
Compare Free Cadillac XTS Insurance Quotes Online
To find the best Cadillac XTS auto insurance, start by comparing quotes from leading insurance providers using our free online tool. This tool allows you to easily compare coverage options, rates, and discounts from top companies like State Farm, Geico, Progressive, and more.
By evaluating quotes from multiple insurers, you can identify the best policy that suits your needs and budget, ensuring you receive competitive rates and comprehensive coverage for your Cadillac XTS.
Don’t miss out on potential savings—use our tool today to make an informed choice and secure a cheap Cadillac auto insurance available.
To find out if you can get cheaper auto insurance rates, enter your ZIP code into our free quote tool below to instantly compare prices from various companies near you.
Frequently Asked Questions
What are some ways to save on Cadillac XTS insurance?
Here are five ways to save on Cadillac XTS insurance:
- Compare auto insurance quotes from different insurance companies.
- Take advantage of available discounts.
- Maintain a good driving record.
- Opt for higher deductibles.
- Consider bundling your auto insurance with other policies.
Exploring various insurance options and discounts can significantly lower your Cadillac XTS premiums. Implementing these strategies will help you find the best rates and coverage for your vehicle.
What is the average cost of auto insurance for a Cadillac XTS?
The average auto insurance rates for a Cadillac XTS are $1,574 per year or around $131 per month for full coverage insurance. These rates can vary depending on various factors.
Can I get discounts on Cadillac XTS auto insurance?
Yes, discounts are available for Cadillac XTS insurance through various providers, including safe driver discounts, multi-policy discounts, and safety feature discounts.
What is the role of property damage coverage in Cadillac XTS auto insurance?
Property damage coverage pays for repairs to other vehicles or property that you damage in an accident. It helps cover the costs of damage you cause, ensuring you meet legal requirements and avoid potential financial liability.
Read More: Best Property Damage Liability (PDL) Auto Insurance Companies
How can I find cheap insurance rates for a Cadillac XTS?
To find cheap insurance rates for a Cadillac XTS, it is recommended to shop around and compare quotes from different insurance companies. This allows you to find the best rates and coverage options that suit your needs.
What are the average costs for comprehensive, collision, and liability coverage for a Cadillac XTS?
On average, minimum monthly coverage for a Cadillac XTS costs about $32 for comprehensive, $47 for collision, and $37 for liability. Find your cheapest auto insurance quotes by entering your ZIP code below into our free comparison tool.
How does personal injury protection impact Cadillac XTS auto insurance?
Personal injury protection (PIP) coverage helps pay for medical expenses and related costs for you and your passengers after an accident, regardless of fault. Having PIP can reduce out-of-pocket expenses and provide financial security in the event of an accident.
Are Cadillac XTSs expensive to insure compared to other luxury cars?
The insurance rates for Cadillac XTSs can vary compared to other luxury cars. Factors such as the model year, driver age, location, and driving record can influence the insurance rates for a Cadillac XTS.
What factors influence the Cadillac XTS auto insurance cost?
Factors such as your driving record, location, vehicle age, and coverage levels significantly impact the cost of Cadillac XTS auto insurance. Use our free comparison tool below to see what auto insurance quotes look like in your area.
How does my credit score affect the cost of Cadillac XTS auto insurance?
Your credit score can significantly impact the cost of Cadillac XTS auto insurance. A higher credit score typically results in lower premiums because insurers view you as less risky. Conversely, a lower credit score can lead to higher insurance costs.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
