Best Ford Fusion Hybrid Auto Insurance in 2024 (Compare the Top 10 Companies)
For the best Ford Fusion Hybrid auto insurance, AAA, Amica, and Erie stand out as top choices, with rates starting at $98 per month. They offer competitive rates and exceptional coverage options, making them the best for Ford Fusion Hybrid car insurance. Compare quotes to find the ideal policy for your needs.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
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UPDATED: Oct 25, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 25, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Full Coverage for Ford Fusion Hybrid
A.M. Best Rating
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1,814 reviews
The best Ford Fusion Hybrid auto insurance providers are AAA, Amica, and Erie, offering rates as low as $98 per month. For the most affordable Ford Fusion insurance cost, AAA stands out as the top pick overall. Explore how these companies provide excellent coverage and savings for your Ford Fusion Hybrid.
The article also explores why it can be challenging to find cheap auto insurance. It delves into factors influencing Ford Fusion Hybrid insurance cost and compares Ford Fusion insurance rates across various providers. Understanding these elements helps you navigate the complexities of securing affordable coverage.
Our Top 10 Company Picks: Best Ford Fusion Hybrid Auto Insurance
Company Rank Multi-Vehicle Discount A.M. Best Best For Jump to Pros/Cons
#1 25% A Member Benefits AAA
#2 25% A+ Customer Service Amica
#3 10% A+ Affordable Rates Erie
#4 12% A++ Comprehensive Coverage Chubb
#5 25% A+ Senior Discounts The Hartford
#6 8% A++ Policy Options Travelers
#7 20% A Family Plans American Family
#8 25% A+ Discount Options Allstate
#9 15% A Flexible Policies Safeco
#10 10% A++ Local Agents Auto-Owners
Explore your auto insurance options by entering your ZIP code into our free comparison tool above today.
- AAA offers the best rates for Ford Fusion Hybrid auto insurance
- Rates depend on location and driver profile
- Understanding Ford Fusion Hybrid insurance costs helps manage expenses
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#1 – AAA: Top Overall Pick
Pros
- Competitive Pricing: AAA offers insurance for the Ford Fusion Hybrid at $211 annually, which is lower than many competitors, making it a cost-effective choice for those seeking affordable coverage without sacrificing quality.
- Comprehensive Coverage Options: AAA provides a range of coverage options for the Ford Fusion Hybrid, including comprehensive and collision coverage, which helps protect against a wide variety of risks and ensures peace of mind.
- Member Discounts: As an AAA member, you can benefit from additional discounts on your Ford Fusion Hybrid insurance, potentially reducing the overall cost of your premium and offering added value. Learn more in our AAA auto insurance review.
Cons
- Limited Availability: AAA’s insurance coverage for the Ford Fusion Hybrid may not be available in all states, potentially limiting access for some customers who are looking for this affordable rate.
- Basic Customer Service: While AAA offers competitive pricing for Ford Fusion Hybrid, their customer service has been reported as less responsive compared to some other insurers, which could affect the claims process and overall customer satisfaction.
#2 – Amica: Best for Customer Service
Pros
- Affordable Rates: Amica provides insurance for the Ford Fusion Hybrid at $225 per year, offering a balanced option between affordability and comprehensive coverage, making it a solid choice for budget-conscious drivers.
- Excellent Customer Service: As mentioned in our Amica auto insurance review, Amica is known for its exceptional customer service, ensuring that Ford Fusion Hybrid owners receive prompt and helpful support when managing their insurance needs or filing claims.
- Discount Opportunities: Amica offers various discounts for Ford Fusion Hybrid insurance, including safe driver discounts and multi-policy discounts, which can further lower the cost of coverage and reward safe driving behaviors.
Cons
- Higher Premiums for Younger Drivers: While Amica’s rates are competitive overall, younger drivers may face higher premiums, which can be a drawback for those insuring a Ford Fusion Hybrid and looking for lower costs.
- Limited Coverage Options: Some Ford Fusion Hybrid owners might find Amica’s coverage options somewhat limited compared to other providers, potentially missing out on more specialized coverage types or add-ons.
#3 – Erie: Best for Affordable Rates
Pros
- Low Premiums: As outlined in our Erie auto insurance review, Erie offers one of the lowest annual premiums for Ford Fusion Hybrid insurance at $205, making it an attractive option for drivers seeking to minimize their insurance expenses without compromising on coverage.
- Strong Coverage Benefits: Erie provides comprehensive coverage options that include roadside assistance and rental car reimbursement, adding significant value to their Ford Fusion Hybrid insurance policy.
- High Customer Satisfaction: Erie is known for high customer satisfaction ratings, ensuring that Ford Fusion Hybrid owners experience reliable service and support, which is crucial for managing insurance claims and inquiries.
Cons
- Availability Limitations: Erie’s insurance services may not be available in all states, which could limit access to their affordable rates and comprehensive coverage for some Ford Fusion Hybrid owners.
- Standard Discounts: While Erie offers good coverage for Ford Fusion Hybrid, their discount offerings might be less extensive compared to some competitors, which could result in fewer opportunities to reduce overall insurance costs.
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#4 – Chubb: Best for Comprehensive Coverage
Pros
- High Coverage Limits: As outlined in our Chubb auto insurance review, Chubb offers high coverage limits for the Ford Fusion Hybrid, providing extensive protection in case of severe accidents or damages, which is ideal for those seeking robust insurance options.
- Excellent Claims Service: Known for its high-quality claims service, Chubb ensures that Ford Fusion Hybrid owners receive timely and fair settlements, enhancing the overall insurance experience.
- Additional Benefits: Chubb includes several added benefits in their Ford Fusion Hybrid insurance, such as emergency travel assistance and access to a concierge service, which adds value beyond standard coverage.
Cons
- Higher Premiums: At $255 annually, Chubb’s premiums are higher compared to many competitors, which might be a drawback for those looking for more affordable options for their Ford Fusion Hybrid insurance.
- Limited Discounts: Chubb’s discount options are relatively limited, which could prevent Ford Fusion Hybrid owners from taking advantage of potential savings that other insurers might offer.
#5 – The Hartford: Best for Senior Discounts
Pros
- Affordable Rates: With an annual premium of $240, The Hartford offers competitive rates for Ford Fusion Hybrid insurance, providing good value while ensuring comprehensive coverage.
- Accident Forgiveness: The Hartford’s accident forgiveness program helps prevent insurance rate increases after your first accident, which can be beneficial for Ford Fusion Hybrid owners who want to avoid premium hikes.
- Wide Range of Discounts: In our The Hartford auto insurance review they provide numerous discounts, including those for safe driving, multiple policies, and vehicle safety features, helping to lower the overall cost of Ford Fusion Hybrid insurance.
Cons
- Average Customer Service: While The Hartford offers competitive rates, their customer service is often reported as average, which may impact the ease of handling claims and policy management for Ford Fusion Hybrid owners.
- Higher Deductibles: Some of The Hartford’s policies may have higher deductibles, which could result in increased out-of-pocket costs for Ford Fusion Hybrid owners in the event of a claim.
#6 – Travelers: Best for Policy Options
Pros
- Competitive Pricing: Travelers provides Ford Fusion Hybrid insurance at a reasonable annual rate of $215, making it an attractive choice for those looking to balance cost and coverage.
- Comprehensive Coverage: Travelers offers comprehensive coverage options for the Ford Fusion Hybrid, including protection against various types of damage and liability, ensuring robust insurance support.
- Discount Opportunities: As mentioned in our Travelers auto insurance review, Travelers offers a range of discounts, such as those for safe driving and vehicle safety features, which can help reduce the cost of insurance for Ford Fusion Hybrid owners.
Cons
- Limited Customization: Travelers may offer fewer customization options compared to other insurers, potentially limiting the ability to tailor the Ford Fusion Hybrid insurance policy to specific needs or preferences.
- Inconsistent Claims Process: There are occasional reports of inconsistent claims processing with Travelers, which could affect the efficiency and fairness of handling insurance claims for Ford Fusion Hybrid owners.
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#7 – American Family: Best for Family Plans
Pros
- Affordable Coverage: American Family’s insurance for the Ford Fusion Hybrid costs $220 per year, which is competitively priced and offers a good balance of affordability and comprehensive coverage.
- Robust Coverage Options: As outlined in our American Family auto insurance review, American Family provides a variety of coverage options, including rental car coverage and roadside assistance, which add value to their Ford Fusion Hybrid insurance policies.
- Strong Customer Service: Known for its customer service, American Family ensures that Ford Fusion Hybrid owners receive support and assistance when needed, enhancing the overall insurance experience.
Cons
- Average Discount Range: While American Family offers some discounts, their range of discount options might be less extensive compared to other providers, potentially limiting savings opportunities for Ford Fusion Hybrid owners.
- Higher Premiums for High-Risk Drivers: Ford Fusion Hybrid drivers with a less-than-perfect driving record may face higher premiums with American Family, which could be a drawback for those seeking more affordable rates.
#8 – Allstate: Best for Discount Options
Pros
- Wide Coverage Options: Allstate provides extensive coverage options for the Ford Fusion Hybrid, including options for accident forgiveness and roadside assistance, which add significant value to their insurance policies.
- Numerous Discounts: As mentioned in our Allstate auto insurance review, Allstate offers a variety of discounts, such as those for safe driving and bundling multiple policies, which can help reduce the overall cost of insurance for Ford Fusion Hybrid owners.
- Strong Financial Stability: Allstate’s strong financial stability ensures reliable coverage and support, providing peace of mind for Ford Fusion Hybrid owners knowing their insurer can handle claims effectively.
Cons
- Higher Premiums: Allstate’s premiums are relatively high, with an average annual cost of $230, which might be a consideration for those looking for more budget-friendly insurance options for their Ford Fusion Hybrid.
- Inconsistent Customer Service: There are occasional reports of inconsistent customer service experiences with Allstate, which could impact the efficiency and satisfaction of managing Ford Fusion Hybrid insurance policies.
#9 – Safeco: Best for Flexible Policies
Pros
- Affordable Rates: Safeco offers competitive insurance rates for the Ford Fusion Hybrid at $225 annually, providing a cost-effective solution for those seeking comprehensive coverage without excessive premiums.
- Wide Coverage Options: Safeco provides a range of coverage options, including comprehensive and collision coverage, which helps protect against various risks and ensures robust support for Ford Fusion Hybrid owners.
- Discount Opportunities: As mentioned in our Safeco auto insurance review, Safeco offers several discounts, such as those for safe driving and vehicle safety features, which can further lower the cost of insurance for Ford Fusion Hybrid and add value to their policies.
Cons
- Limited Customization: Safeco’s policies may offer fewer customization options compared to other insurers, potentially limiting the ability to tailor coverage to specific needs or preferences for the Ford Fusion Hybrid.
- Customer Service Issues: Some customers have reported issues with Safeco’s customer service, which could affect the efficiency and effectiveness of handling insurance claims for Ford Fusion Hybrid owners.
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#10 – Auto-Owners: Best for Local Agents
Pros
- Competitive Pricing: Auto-Owners provides insurance for the Ford Fusion Hybrid at a low annual rate of $210, offering an affordable option without compromising on the quality of coverage.
- Comprehensive Coverage: As mentioned in our Auto-Owners auto insurance review, Auto-Owners offers comprehensive coverage options that include protection against various types of damage and liability, ensuring robust insurance support for Ford Fusion Hybrid owners.
- Excellent Customer Service: Known for its strong customer service, Auto-Owners ensures that Ford Fusion Hybrid owners receive timely and effective support for managing their insurance policies and handling claims.
Cons
- Limited Discount Range: Auto-Owners may offer fewer discounts compared to other providers, which could limit opportunities for Ford Fusion Hybrid owners to reduce their insurance premiums through various savings options.
- Availability Concerns: Auto-Owners insurance may not be available in all states, potentially limiting access to their competitive rates and comprehensive coverage for some Ford Fusion Hybrid owners.
Ford Fusion Hybrid Insurance Cost
The table below compares monthly rates for minimum and full coverage car insurance for a Ford Fusion Hybrid from various providers.
Ford Fusion Hybrid Auto Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
AAA $98 $211
Allstate $108 $230
American Family $102 $220
Amica $105 $225
Auto-Owners $97 $210
Chubb $120 $255
Erie $93 $205
Safeco $107 $225
The Hartford $110 $240
Travelers $100 $215
When choosing insurance for your Ford Fusion Hybrid, it’s crucial to compare rates and coverage options to find the best fit for your needs and budget. Each provider offers unique benefits and pricing, so evaluate all factors to secure the optimal coverage for your vehicle.
Ford Fusion Hybrid G4 Auto Insurance Monthly Rates by Coverage Type
| Type | Rates |
|---|---|
| Average Rate | $137 |
| Discount Rate | $81 |
| High Deductibles | $118 |
| High Risk Driver | $292 |
| Low Deductibles | $172 |
| Teen Driver | $500 |
To optimize your Ford Fusion Hybrid insurance costs, consider the impact of deductibles and driver risk levels on your premium.
Comparing these factors can help you find cheap Ford auto insurance the most cost-effective coverage tailored to your specific needs.
Ford Fusion Hybrids Insurance are Expensive
The chart below details how Ford Fusion Hybrid insurance rates compare to other hybrid/electrics like the Ford Fusion Energi, Buick LaCrosse, and Ford C-Max Hybrid.
Ford Fusion Hybrids Auto Insurance Monthly Rates vs. Other Vehicles
| Vehicle | Comprehensive | Collision | Minimum Coverage | Full Coverage |
|---|---|---|---|---|
| Buick LaCrosse | $27 | $47 | $28 | $113 |
| Ford C-Max Hybrid | $24 | $47 | $33 | $117 |
| Ford Fusion Energi | $28 | $52 | $31 | $124 |
| Honda Accord Hybrid | $30 | $60 | $26 | $128 |
| Hyundai Sonata Hybrid | $27 | $52 | $35 | $129 |
| Lexus GS 450h | $33 | $65 | $33 | $144 |
Ford Fusion Hybrids generally fall in the middle range of insurance costs compared to other hybrid and electric vehicles. While they may not be the cheapest option, they offer competitive rates when weighed against similar models in their class.
Read More: Cheap Buick Auto Insurance
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Factors that Impact the Ford Fusion Hybrid Insurance Cost
The insurance cost for a Ford Fusion Hybrid can be significantly influenced by the specific trim and model you select. For instance, higher trims with advanced features and added luxury components typically result in higher premiums due to the increased repair and replacement costs.
The model year also affects insurance costs: newer models may have safety features that reduce rates, but their higher value can increase premiums.Travis Thompson LICENSED INSURANCE AGENT
Choosing a base trim with fewer advanced features generally results in lower insurance costs, while opting for higher trims or more recent models can lead to increased premiums due to their greater value and more expensive repair costs.
Age of the Vehicle
The average Ford Fusion Hybrid auto insurance rates are higher for newer models. For instance, the monthly insurance rate for a 2020 Ford Fusion Hybrid is $137, compared to $114 per month for a 2010 model, a difference of $23.
Ford Fusion Hybrid Auto Insurance Monthly Rates by Age of the Vehicle
| Model Year | Comprehensive | Collision | Minimum Coverage | Full Coverage |
|---|---|---|---|---|
| 2024 Ford Fusion Hybrid | $29 | $57 | $41 | $139 |
| 2023 Ford Fusion Hybrid | $28 | $56 | $40 | $138 |
| 2022 Ford Fusion Hybrid | $28 | $56 | $40 | $138 |
| 2021 Ford Fusion Hybrid | $28 | $55 | $40 | $137 |
| 2020 Ford Fusion Hybrid | $27 | $55 | $39 | $137 |
| 2019 Ford Fusion Hybrid | $26 | $53 | $41 | $135 |
| 2018 Ford Fusion Hybrid | $25 | $52 | $42 | $135 |
| 2017 Ford Fusion Hybrid | $24 | $51 | $43 | $135 |
| 2016 Ford Fusion Hybrid | $23 | $49 | $45 | $133 |
| 2015 Ford Fusion Hybrid | $22 | $47 | $46 | $132 |
| 2014 Ford Fusion Hybrid | $21 | $44 | $47 | $128 |
| 2013 Ford Fusion Hybrid | $20 | $41 | $48 | $125 |
| 2011 Ford Fusion Hybrid | $18 | $34 | $48 | $116 |
| 2010 Ford Fusion Hybrid | $17 | $32 | $48 | $114 |
The cost of insuring a Ford Fusion Hybrid typically increases with the vehicle’s age, reflecting higher values and repair costs for newer models. Older models generally offer more affordable insurance rates, making them a cost-effective choice for budget-conscious drivers.
Driver Age
Driver age can significantly impact Ford Fusion Hybrid auto insurance rates. For example, 20-year-old drivers pay approximately $168 more each month for their Ford Fusion Hybrid insurance compared to 30-year-old drivers.
Ford Fusion Hybrid Auto Insurance Monthly Rates by Age
| Age | Rates |
|---|---|
| Age: 16 | $750 |
| Age: 18 | $500 |
| Age: 20 | $311 |
| Age: 30 | $143 |
| Age: 40 | $137 |
| Age: 45 | $130 |
| Age: 50 | $125 |
| Age: 60 | $122 |
Driver age is a critical factor influencing Ford Fusion Hybrid insurance rates, with younger drivers facing significantly higher premiums. Understanding these variations can help you better anticipate and manage your insurance costs.
Driver Location
Where you live can have a large impact on Ford Fusion Hybrid insurance rates. For example, drivers in New York may pay $36 more per month than drivers in Chicago.
Ford Fusion Hybrid Auto Insurance Monthly Rates by City
| City | Rates |
|---|---|
| Chicago, IL | $181 |
| Columbus, OH | $114 |
| Houston, TX | $215 |
| Indianapolis, IN | $116 |
| Jacksonville, FL | $199 |
| Los Angeles, CA | $234 |
| New York, NY | $217 |
| Philadelphia, PA | $184 |
| Phoenix, AZ | $159 |
| Seattle, WA | $133 |
Living location significantly affects Ford Fusion Hybrid insurance rates, with substantial differences between cities. For instance, Los Angeles drivers pay much more annually compared to those in Columbus, OH.
Your Driving Record
Your driving record can have an impact on the cost of Ford Fusion Hybrid auto insurance. Teens and drivers in their 20’s see the highest jump in their Ford Fusion Hybrid auto insurance with violations on their driving record.
Ford Fusion Hybrid Auto Insurance Monthly Rates by Age & Driving History
| Age | Clean Record | One Accident | One DUI | One Ticket |
|---|---|---|---|---|
| Age: 16 | $750 | $1,125 | $1,250 | $1,050 |
| Age: 18 | $500 | $750 | $833 | $700 |
| Age: 20 | $311 | $467 | $519 | $437 |
| Age: 30 | $143 | $214 | $238 | $200 |
| Age: 40 | $137 | $205 | $229 | $192 |
| Age: 45 | $130 | $195 | $218 | $182 |
| Age: 50 | $125 | $188 | $210 | $175 |
| Age: 60 | $122 | $183 | $204 | $171 |
Maintaining a clean driving record is crucial for keeping Ford Fusion Hybrid insurance rates low, especially for younger drivers. Accidents and violations can significantly increase your premiums, so practicing safe driving habits can help reduce your insurance costs over time.
Safety Ratings
Your Ford Fusion Hybrid auto insurance rates are influenced by the safety ratings of the Ford Fusion Hybrid. See the breakdown below:
Ford Fusion Hybrid Safety Ratings
| Type | Rating |
|---|---|
| Small overlap front: driver-side | Good |
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
The safety ratings for the Ford Fusion Hybrid are not yet available, which can impact how insurers assess risk. Stay updated with safety tests to better understand how they may influence your auto insurance rates.
Crash Test Ratings
Not only do good Ford Fusion Hybrid crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Ford Fusion Hybrid auto insurance rates.
Ford Fusion Hybrid Crash Test Ratings
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2024 Ford Fusion Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2023 Ford Fusion Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2022 Ford Fusion Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2021 Ford Fusion Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Ford Fusion Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Ford Fusion Hybrid 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Ford Fusion Hybrid 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Ford Fusion Hybrid 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Ford Fusion Hybrid 4 DR FWD | 5 stars | 5 stars | 4 stars | 4 stars |
The Ford Fusion Hybrid consistently earns high crash test ratings, indicating strong protection in collisions. These excellent ratings can help lower your insurance premiums by demonstrating the vehicle’s safety and reliability.
Ford Fusion Hybrid Safety Features
The safety features of the Ford Fusion Hybrid can impact your Ford Fusion Hybrid auto insurance rates. The Ford Fusion Hybrid has the following safety features:
- Comprehensive Safety Features: Includes AdvanceTrac Electronic Stability Control (ESC), ABS, and Driveline Traction Control for enhanced driving stability.
- Advanced Air Bag System: Features dual-stage driver and passenger front and side air bags, curtain air bags, knee air bags, and air bag occupancy sensor.
- Ford Co-Pilot360 Technology: Offers Blind Spot Information System (BLIS), Automatic Emergency Braking (AEB), Cross-Traffic Alert, Lane-Keeping Assist, and Lane Departure Warning.
- Enhanced Monitoring and Alerts: Equipped with tire-specific low tire pressure warning, reverse sensing system rear parking sensors, and back-up camera for better awareness.
- Child and Passenger Safety: MyKey system with various safety settings and rear child safety locks, along with outboard front lap and shoulder safety belts with pretensioners.
These safety features can significantly lower your Ford Fusion Hybrid auto insurance rates by reducing the risk of accidents and injuries. Investing in a vehicle with such advanced safety systems ensures peace of mind and potentially lower insurance premiums.
Loss Probability
Another contributing factor that affects Ford Fusion Hybrid auto insurance rates is the loss probability for each type of coverage.
Ford Fusion Hybrid Auto Insurance Loss Probability
| Coverage | Loss |
|---|---|
| Bodily Injury | -5% |
| Collision | 25% |
| Comprehensive | -2% |
| Medical Payment | -7% |
| Personal Injury | -8% |
| Property Damage | -3% |
The Ford Fusion Hybrid’s lower loss probabilities for most coverage categories can lead to more affordable auto insurance rates. These favorable statistics highlight the vehicle’s safety and reliability, potentially reducing your insurance costs.
Ford Fusion Hybrid Finance and Insurance Cost
When financing a Ford Fusion Hybrid, most lenders will require your carry higher Ford Fusion Hybrid coverage options including comprehensive coverage, so be sure to shop around and compare Ford Fusion Hybrid auto insurance rates from the best auto insurance companies using our free tool below.
Ways to Save on Ford Fusion Hybrid Insurance
There are many ways that you can save on Ford Fusion Hybrid auto insurance. Below are five actions you can take to find cheap Ford Fusion Hybrid auto insurance rates.
- Pay your Ford Fusion Hybrid insurance rates upfront.
- Improve your credit score.
- Reduce your coverage on an older Ford Fusion Hybrid.
- Ask about student discounts.
- Ask about seasonal insurance for your Ford Fusion Hybrid.
Read More: Does getting an auto insurance quote hurt your credit score?
Discover the variety of car insurance discounts offered by top providers for Ford Fusion Hybrid to help you save on your premiums.
These discounts from top insurance providers for Ford Fusion Hybrid offer valuable opportunities for car owners to save money while maintaining comprehensive coverage and safety on the road.
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Top Ford Fusion Hybrid Insurance Companies
Who is the best company for Ford Fusion Hybrid insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford Fusion Hybrid insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Ford Fusion Hybrid offers.
Ford Fusion Hybrid Auto Insurance Providers by Market Share
| Rank | Insurance Company | Premiums Written | Market Share |
|---|---|---|---|
| #1 | State Farm | $65.6 milllion | 9% |
| #2 | Geico | $46.1 milllion | 6% |
| #3 | Progressive | $39.2 milllion | 6% |
| #4 | Liberty Mutual | $35.6 milllion | 5% |
| #5 | Allstate | $35 milllion | 5% |
| #6 | Travelers | $28 milllion | 4% |
| #7 | USAA | $23.4 milllion | 3% |
| #8 | Chubb | $23.3 milllion | 3% |
| #9 | Farmers | $20.6 milllion | 3% |
| #10 | Nationwide | $18.4 milllion | 3% |
Choosing from top insurers like State Farm, Geico, and Progressive can help you find competitive rates for your Ford Fusion Hybrid. Consider these companies for their extensive market share and potential discounts on safety features.
Read More: AAA Auto Insurance Discounts
Compare Free Ford Fusion Hybrid Insurance Quotes Online
You can start comparing quotes for Ford Fusion Hybrid auto insurance rates from some of the best auto insurance companies by using our free online tool now.
This tool allows you to quickly and easily get customized quotes from top insurers, including State Farm, Geico, Progressive, and more. By comparing multiple quotes, you can find the best rates and coverage options tailored to your Ford Fusion Hybrid.
Take advantage of discounts for safety features and security systems, ensuring you get the most affordable and comprehensive insurance for your vehicle. Get started today and secure the best Ford Fusion Hybrid auto insurance with just a few clicks.
Read More: Where can I compare online auto insurance companies?
Get the best auto insurance rates possible by entering your ZIP code below into our free comparison tool today.
Frequently Asked Questions
Do financed Ford Fusion Hybrid vehicles require gap insurance?
Gap insurance is often recommended for financed vehicles, including the Ford Fusion Hybrid. It covers the difference between the car’s value and the remaining loan balance if the vehicle is totaled or stolen.
How much does Ford Fusion Hybrid insurance cost?
On average, Ford Fusion Hybrid insurance rates cost approximately $137 per month for full coverage. For liability-only coverage, the cost is around $55 per month. Start saving on your auto insurance by entering your ZIP code below and comparing quotes.
What should I know about insuring a financed Ford Fusion Hybrid?
When insuring a financed Ford Fusion Hybrid, you typically need comprehensive and collision coverage to protect both the vehicle and the lender’s financial interest. Check with your insurer and lender for specific requirements.
Why is Ford Fusion insurance so high?
Ford Fusion Hybrid insurance rates can be influenced by various factors, including the trim and model you choose, the age of the vehicle, your location, your driving record, and your age. Newer models generally have higher insurance rates compared to older ones.
Can I lower my Ford Fusion Hybrid insurance rates by taking a defensive driving course?
Yes, some insurance companies offer discounts for completing a defensive driving course. Check with your insurance provider to see if they offer such discounts and if they accept certifications from specific courses.
Are there any specific insurance requirements for Ford Fusion Hybrid leases?
If you lease a Ford Fusion Hybrid, the leasing company may have specific insurance requirements that you must fulfill. Typically, this involves maintaining a certain level of coverage, such as comprehensive and collision insurance, throughout the lease term.
Can I get Ford Fusion Hybrid insurance if I have a less-than-perfect driving record?
Yes, even if you have a less-than-perfect driving record, you can still obtain Ford Fusion Hybrid insurance. However, you may be classified as a high-risk driver, which can result in higher insurance premiums. Shopping around and comparing quotes can help you find the best rates available to you.
Can I get discounts on Ford Fusion Hybrid insurance?
Yes, discounts may be available for safety features on your Ford Fusion Hybrid, good driving records, and bundling policies. Checking with providers like AAA can help you discover applicable savings.
Stop overpaying for auto insurance. Enter your ZIP code below to find out if you can get a better deal.
Can I transfer my current insurance policy to a new Ford Fusion Hybrid?
Yes, most insurance companies allow you to transfer your current policy to a new vehicle. However, it’s important to notify your insurance provider and update the policy with the new vehicle’s information.
Read More: How to Transfer Auto Insurance to a New Car
Are there specific coverage options for Ford Fusion Hybrid drivers?
Yes, Ford Fusion Hybrid drivers may need coverage options tailored to hybrid vehicles, including comprehensive and collision coverage. Providers often offer specialized plans for hybrids.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
