Best Jeep Wagoneer Auto Insurance in 2024 (Find the Top 10 Companies Here)
The best Jeep Wagoneer auto insurance starts at just $37 per month with top providers like State Farm, Progressive, and USAA offering exceptional value. These companies excel in delivering affordable and comprehensive jeep insurance, making them the best choices for your Jeep Wagoneer.
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UPDATED: Oct 25, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 25, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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State Farm, Progressive, and USAA are the top providers for the best Jeep Wagoneer auto insurance, with rates starting at $37 per month. These companies provide competitive options tailored to your needs. State Farm stands out as the top pick for overall value and coverage..
Additionally, the article explores what kind of insurance do you need and highlights what makes good auto insurance companies good, helping you choose the best coverage.
Our Top 10 Company Picks: Best Jeep Wagoneer Auto Insurance
Company Rank Multi-Vehicle Discount A.M. Best Best For Jump to Pros/Cons
#1 12% B Many Discounts State Farm
#2 15% A+ Online Convenience Progressive
#3 10% A++ Military Savings USAA
#4 18% A Local Agents AAA
#5 8% A++ Accident Forgiveness Travelers
#6 14% A++ Cheap Rates Geico
#7 6% A Local Agents Farmers
#8 20% A+ Add-on Coverages Allstate
#9 11% A Customizable Polices Liberty Mutual
#10 9% A+ Usage Discount Nationwide
To find out if you can get cheaper auto insurance rates, enter your ZIP code into our free quote tool above to instantly compare prices from various companies near you.
- Safety features of the Jeep Wagoneer can earn you a car insurance discount
- Crash test ratings have an impact on Jeep Wagoneer auto insurance rates
- The cost of insurance for a Jeep Wagoneer depends on the trim level
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#1 – State Farm: Top Overall Pick
Pros
- Competitive Monthly Premium: At $115 per month, State Farm offers one of the most affordable insurance options for the Jeep Wagoneer. This competitive rate can make it easier to budget for comprehensive coverage without sacrificing quality.
- Extensive Coverage Options: State Farm provides a wide range of coverage options for the Jeep Wagoneer, including comprehensive, collision, and liability coverage. This flexibility allows for customization based on individual needs and preferences.
- Discount Opportunities: As mentioned in our State Farm auto insurance review, State Farm offers various discounts that can further reduce premiums for Jeep Wagoneer owners. Discounts for safe driving, bundling policies, and vehicle safety features can help lower overall insurance costs.
Cons
- Limited Additional Benefits: State Farm’s lower premium may come with fewer additional benefits or perks compared to higher-priced competitors. Jeep Wagoneer owners may find fewer options for added coverage or extras.
- Average Customer Service Ratings: While State Farm is known for affordability, their customer service ratings can be inconsistent. This may affect the overall satisfaction and support experienced by Jeep Wagoneer owners during claims processing.
#2 – Progressive: Best for Online Convenience
Pros
- Flexible Coverage Plans: As mentioned in Progressive auto insurance review, Progressive’s $142 monthly rate includes comprehensive and collision coverage options tailored to the Jeep Wagoneer. This flexibility allows for a customizable insurance plan to suit specific needs.
- Bundling Discounts: Progressive offers significant discounts for bundling multiple policies, which can be advantageous for Jeep Wagoneer owners who need both auto and home insurance. Bundling can result in substantial savings.
- Snapshot Program: Progressive’s Snapshot program offers potential discounts based on driving behavior, which could be beneficial for Jeep Wagoneer owners who demonstrate safe driving habits. This can lead to lower premiums over time.
Cons
- Higher Premium Compared to Some Competitors: At $142 per month, Progressive’s rate is higher than some other insurers. This might be less appealing for budget-conscious Jeep Wagoneer owners seeking more affordable options.
- Mixed Claims Experience: Some customers report mixed experiences with Progressive’s claims process. Jeep Wagoneer owners might encounter delays or challenges when filing a claim, impacting overall satisfaction.
#3 – USAA: Best for Military Savings
Pros
- Comprehensive Coverage Options: For $172 per month, USAA provides extensive coverage for the Jeep Wagoneer, including robust comprehensive and collision options. This ensures thorough protection for your vehicle.
- Excellent Customer Service: As outlined in USAA auto insurance review, the company is renowned for its exceptional customer service and support, which benefits Jeep Wagoneer owners when dealing with claims or customer inquiries. Their high satisfaction ratings reflect their commitment to quality service.
- Military Discounts: USAA offers exclusive discounts to military members and their families, which can be a significant advantage for eligible Jeep Wagoneer owners seeking affordable coverage.
Cons
- Higher Premium Rates: At $172 per month, USAA’s rates are higher compared to some other insurers. This might be a consideration for Jeep Wagoneer owners looking for more budget-friendly options.
- Eligibility Restrictions: USAA coverage is only available to military personnel and their families. This limitation excludes non-military Jeep Wagoneer owners from accessing their insurance services.
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#4 – AAA: Best for Local Agents
Pros
- Low Monthly Premium: AAA offers a competitive rate of $88 per month, making it one of the most affordable options for Jeep Wagoneer insurance. This can be particularly appealing for budget-conscious drivers. Learn more about their rates in our AAA auto insurance review.
- Member Benefits: AAA membership includes various benefits such as roadside assistance and travel discounts, which can enhance the value of insurance coverage for Jeep Wagoneer owners.
- Discounts for Safe Driving: AAA provides discounts for safe driving and other risk-reducing measures, which can help lower premiums for Jeep Wagoneer owners with clean driving records.
Cons
- Limited Coverage Options: AAA’s lower premium might come with fewer coverage options or customization choices for the Jeep Wagoneer. This can limit the ability to tailor the policy to specific needs.
- Regional Variations: Insurance rates and benefits can vary significantly by region with AAA. Jeep Wagoneer owners may experience different coverage levels and rates depending on their location.
#5 – Travelers: Best for Accident Forgiveness
Pros
- Comprehensive Coverage: At $155 per month, Travelers offers comprehensive coverage options for the Jeep Wagoneer, including both collision and liability coverage. This ensures robust protection for your vehicle.
- Discounts for Multiple Policies: As outlined in our Travelers auto insurance review, Travelers provides discounts for bundling auto insurance with other types of coverage, which can be beneficial for Jeep Wagoneer owners who need additional policies.
- Strong Financial Stability: Travelers is known for its strong financial stability and reliability, which can provide peace of mind to Jeep Wagoneer owners regarding their insurer’s ability to handle claims and provide support.
Cons
- Higher Premium Compared to Some Insurers: With a $155 monthly rate, Travelers’ insurance is more expensive than some competitors. This may be a consideration for those seeking lower-cost options for their Jeep Wagoneer.
- Mixed Customer Feedback: Some customers report mixed experiences with Travelers’ customer service and claims processing, which could impact the overall satisfaction of Jeep Wagoneer owners.
#6 – Geico: Best for Cheap Rates
Pros
- Competitive Premium: Geico’s rate of $140 per month is reasonably competitive, offering a good balance of affordability and coverage for Jeep Wagoneer owners. This makes it a viable option for those seeking cost-effective insurance.
- Wide Range of Discounts: As outlined in our Geico auto insurance review, Geico provides a variety of discounts, including for safe driving, bundling, and vehicle safety features. This can help Jeep Wagoneer owners reduce their overall insurance costs.
- User-Friendly Digital Tools: Geico offers a user-friendly mobile app and online tools for managing your policy, which can make it easier for Jeep Wagoneer owners to access their insurance information and file claims.
Cons
- Average Claims Satisfaction: Geico’s claims satisfaction ratings can be average compared to some competitors. Jeep Wagoneer owners might experience slower or less satisfactory claims handling.
- Coverage Limitations: Geico’s lower premium might come with certain limitations in coverage options or additional benefits, potentially impacting the overall insurance experience for Jeep Wagoneer owners.
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#7 – Farmers: Best for Local Agents
Pros
- Comprehensive Coverage Plans: Farmers provides a range of coverage options for the Jeep Wagoneer, including comprehensive and collision coverage. This ensures robust protection tailored to your vehicle’s needs.
- Discount Opportunities: Farmers offers various discounts, including those for safe driving and bundling multiple policies, which can help reduce insurance costs for Jeep Wagoneer owners. Check out this page Farmers auto insurance review to know more details.
- Strong Customer Service: Farmers is known for its strong customer service and support, providing a positive experience for Jeep Wagoneer owners during claims and policy management.
Cons
- Higher Monthly Premium: At $150 per month, Farmers’ insurance rates are higher compared to some competitors. This may be a consideration for budget-conscious Jeep Wagoneer owners.
- Regional Rate Variations: Insurance rates and benefits with Farmers can vary by region, which might impact the overall value and coverage available to Jeep Wagoneer owners based on their location.
#8 – Allstate: Best for Add-on Coverages
Pros
- Extensive Coverage Options: Allstate offers a wide range of coverage options for the Jeep Wagoneer, including comprehensive and collision coverage. This provides thorough protection tailored to the vehicle.
- Numerous Discounts: Allstate provides various discounts, including for safe driving, bundling, and vehicle safety features, which can help reduce insurance premiums for Jeep Wagoneer owners. Learn more about their discounts in our Allstate auto insurance review.
- Strong Customer Support: Allstate is known for its robust customer support and claims handling, offering a reliable experience for Jeep Wagoneer owners in need of assistance.
Cons
- High Monthly Premium: At $236 per month, Allstate’s rates are significantly higher than other insurers. This can be a drawback for those seeking more affordable coverage options for their Jeep Wagoneer.
- Potential for Rate Increases: Allstate may have a higher likelihood of rate increases over time, which could impact long-term affordability for Jeep Wagoneer owners.
#9 – Liberty Mutual: Best for Customizable Polices
Pros
- Comprehensive Coverage: Liberty Mutual offers comprehensive insurance options for the Jeep Wagoneer at $173 per month. This includes extensive coverage plans tailored to the needs of Wagoneer owners.
- Discount Programs: Liberty Mutual provides various discounts, such as those for safe driving and multiple policies, which can help reduce overall insurance costs for Jeep Wagoneer owners.
- Strong Financial Stability: As mentioned in our Liberty Mutual auto insurance review, Liberty Mutual’s strong financial stability ensures that Jeep Wagoneer owners can rely on the company to handle claims and provide support effectively.
Cons
- Higher Premium Rates: At $173 per month, Liberty Mutual’s insurance rates are on the higher side. This may be a consideration for Jeep Wagoneer owners looking for more budget-friendly options.
- Mixed Customer Feedback: Liberty Mutual has received mixed reviews regarding customer service and claims handling, which could affect the overall satisfaction of Jeep Wagoneer owners.
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#10 – Nationwide: Best for Usage Discount
Pros
- Affordable Premiums: Nationwide offers a competitive rate of $134 per month for Jeep Wagoneer insurance, making it an affordable option with good coverage. For more information, read our Nationwide auto insurance review.
- Discount Opportunities: Nationwide provides several discount options, such as safe driving and bundling discounts, which can help lower insurance costs for Jeep Wagoneer owners.
- Strong Customer Service: Nationwide is known for its solid customer service and support, ensuring a positive experience for Jeep Wagoneer owners during claims and policy management.
Cons
- Limited Coverage Options: Nationwide’s lower premium might come with fewer coverage options or customization features compared to higher-priced competitors. This could limit the ability to tailor the policy.
- Potential for Rate Increases: There is a possibility of rate increases over time with Nationwide, which may impact long-term affordability for Jeep Wagoneer owners.
Comparing Free Jeep Wagoneer Insurance Quotes
The table below compares monthly rates for minimum and full coverage car insurance for a Jeep Wagoneer from various providers.
Jeep Wagoneer Auto Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
AAA $28 $88
Allstate $76 $236
Farmers $49 $150
Geico $43 $140
Liberty Mutual $55 $173
Nationwide $42 $134
Progressive $45 $142
State Farm $37 $115
Travelers $51 $155
USAA $55 $172
For the best value on your Jeep Wagoneer insurance, comparing quotes from multiple providers is essential. Use the data above to find a plan that fits your budget and coverage needs.
Why Jeep Wagoneer are Expensive to Insure
Take a look at how insurance rates for similar models to the Jeep Wagoneer look. These insurance rates for other SUVs like the Dodge Nitro, Lexus GX 460, and Jaguar E-Pace give you a good idea of what to expect.
Jeep Wagoneer Auto Insurance Monthly Rates by Coverage Type
| Type | Rates |
|---|---|
| Average Rate | $120 |
| Discount Rate | $72 |
| High Deductibles | $100 |
| High Risk Driver | $248 |
| Low Deductibles | $147 |
| Teen Driver | $425 |
Understanding average insurance rates for SUVs can help you gauge the typical costs for comprehensive, collision, and liability coverage. This overview assists in budgeting for full coverage to protect your vehicle effectively.
Read More: Cheap Lexus Auto Insurance
Insurance Rates for Vehicles Similar to the Jeep Wagoneer
Comparing insurance costs for different SUVs provides a clear view of how coverage expenses vary by model. The table below details the average costs for comprehensive, collision, and liability insurance across several popular SUVs.
Jeep Wagoneer Auto Insurance Monthly Rates vs. Other SUVs
| Vehicle | Comprehensive | Collision | Minimum Coverage | Full Coverage |
|---|---|---|---|---|
| Audi Q3 | $29 | $57 | $33 | $132 |
| Volkswagen Tiguan | $27 | $47 | $26 | $111 |
| Volvo XC90 | $30 | $52 | $31 | $127 |
| Toyota Highlander | $29 | $44 | $31 | $118 |
| Dodge Durango | $29 | $47 | $31 | $120 |
| Chevrolet Tahoe Hybrid | $24 | $43 | $38 | $118 |
| Ford Escape Hybrid | $18 | $32 | $38 | $102 |
| Mazda CX-9 | $29 | $47 | $31 | $120 |
These figures illustrate how insurance rates can differ significantly among various SUV models. Use this data to make an informed choice that fits both your vehicle preferences and your budget.
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Factors Influencing Jeep Wagoneer Insurance Cost
The cost of insuring a Jeep Wagoneer is influenced by several key factors. The trim and model of your Wagoneer can impact premiums, with higher trims and advanced features generally leading to higher costs due to increased repair expenses and theft risk. Your location also plays a significant role, as areas with higher accident rates or state-specific regulations can drive up insurance rates.
Your driving history, age, and gender affect premiums, with clean records and older age typically leading to lower costs.Scott W. Johnson LICENSED INSURANCE AGENT
Safety features and annual mileage also contribute to insurance rates. Vehicles equipped with advanced safety technology often qualify for discounts, while higher mileage can increase premiums due to the greater risk of accidents.
Read More: How to Find Affordable Auto Insurance Rates Online
Finally, the type and amount of coverage you choose will influence your overall insurance costs, with higher coverage limits leading to higher premiums and basic coverage options providing more affordable rates.
Ways to Save on Jeep Wagoneer Insurance
There are several ways you can save even more on your Jeep Wagoneer car insurance rates. Take a look at the following five tips:
- Ask about loyalty discounts.
- Pay your bills on time, especially Jeep Wagoneer payments and insurance.
- Ask about a student away from home discount.
- Compare Jeep Wagoneer quotes for free online.
- Don’t always pick the cheapest Jeep Wagoneer insurance policy.
Read More: Best Car Insurance Loyalty Rewards Programs
Discover the variety of car insurance discounts offered by top providers for Jeep Wagoneer to help you save on your premiums.
These discounts from top insurance providers for Jeep Wagoneer offer valuable opportunities for car owners to save money while maintaining comprehensive coverage and safety on the road.
Top Jeep Wagoneer Insurance Companies
Several insurance companies offer competitive rates for the Jeep Wagoneer based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Jeep Wagoneer drivers organized by market share.
| Rank | Insurance Company | Premiums Written | Market Share |
|---|---|---|---|
| #1 | State Farm | $65.6 million | 9% |
| #2 | Geico | $46.1 million | 6% |
| #3 | Progressive | $39.2 million | 5% |
| #4 | Liberty Mutual | $35.6 million | 5% |
| #5 | Allstate | $35 million | 5% |
| #6 | Travelers | $28 million | 4% |
| #7 | USAA | $23.4 million | 3% |
| #8 | Chubb | $23.3 million | 3% |
| #9 | Farmers | $20.6 million | 2% |
| #10 | Nationwide | $18.4 million | 2% |
How auto insurance competition helps customers get lower rates is evident as insurers strive to offer the most attractive deals to stay ahead in a competitive market, often resulting in better rates for customers.
Your car insurance rates will likely increase after an at-fault accident, but you can find your cheapest coverage option by using our free quote comparison tool below today.
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Frequently Asked Questions
Are vehicles like the Jeep Wagoneer expensive to insure?
Insurance rates for vehicles like the Jeep Wagoneer can vary. To get an idea of what to expect, you can look at insurance rates for similar SUV models such as the Dodge Nitro, Lexus GX 460, and Jaguar E-Pace.
What kind of insurance do you need for a Jeep Wagoneer?
You need a combination of coverage types to fully protect your Jeep Wagoneer. This includes liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and medical payments or personal injury protection.
What factors impact the cost of Jeep Wagoneer insurance?
The cost of Jeep Wagoneer insurance can be influenced by several factors. The specific trim and model of the Jeep Wagoneer you choose can affect the price. Additionally, factors like your location, driving history, age, and gender (in most states) can also impact insurance rates.
What are some ways to save on Jeep Wagoneer insurance?
Here are five tips to help you save on your Jeep Wagoneer car insurance rates:
- Consider bundling your auto insurance with other policies.
- Maintain a clean driving record and avoid accidents and traffic violations.
- Take advantage of available discounts, such as those for safety features in the Jeep Wagoneer.
- Increase your deductibles if you can afford to pay higher out-of-pocket costs in the event of a claim.
- Shop around and compare quotes from different insurance companies to find the best rate.
By implementing these strategies, you can significantly reduce your Jeep Wagoneer insurance costs. Regularly reviewing your coverage options ensures you’re always getting the best deal.
Read More: 10 Best Companies for Bundling Home and Auto Insurance
Which insurance companies offer competitive rates for the Jeep Wagoneer?
Several insurance companies provide competitive rates for the Jeep Wagoneer, taking into account factors like discounts for safety features. Here are some top car insurance companies popular among Jeep Wagoneer drivers, organized by market share.
How can I compare free Jeep Wagoneer insurance quotes online?
You can easily compare quotes for Jeep Wagoneer insurance online by using our free online tool. Simply enter your ZIP code, and you’ll receive quotes from multiple car insurance companies. This allows you to compare rates and find the best insurance coverage for your Jeep Wagoneer.
Ready to find cheaper car insurance coverage? Enter your ZIP code below to begin.
What are the insurance considerations for a teen driver in a Jeep Wagoneer?
Adding a teen driver to your policy can be costly, but you can mitigate expenses by encouraging good grades, enrolling them in a driver’s education course, and utilizing safe driving apps. Consider also applying for discounts specific to young drivers.
How does being a student affect Jeep Wagoneer insurance rates?
Insurance companies often offer discounts for students who maintain good grades. Enrolling in a student away at school discount if the student lives far from home without the car can also lower rates.
Read More: Best Auto Insurance Companies for College Students
Does the age of the driver impact Jeep Wagoneer insurance rates?
Yes, younger drivers generally face higher premiums due to their inexperience. Rates typically decrease as drivers age and gain more driving experience, especially after age 25.
How does mileage affect Jeep Wagoneer insurance premiums?
Insurance rates can be lower for drivers who use their Jeep Wagoneer less frequently. Low mileage discounts are often available for those who drive fewer miles annually. Get the right car insurance at the best price — enter your ZIP code below to shop for coverage from the top insurers.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
