Best New Hampshire Auto Insurance in 2024 (Your Guide to the Top 10 Companies)
The top picks for the best New Hampshire auto insurance are State Farm, Progressive, and Geico provide competitive options, with rates as low as $21/mo. These top picks excel in New Hampshire due to their comprehensive coverage options and competitive rates tailored to the needs of New Hampshire state drivers.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Sep 1, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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17,757 reviews
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Full Coverage for New Hampshire
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Pros & Cons
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13,128 reviews
Company Facts
Full Coverage for New Hampshire
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
19,116 reviews
Company Facts
Full Coverage for New Hampshire
A.M. Best Rating
Complaint Level
Pros & Cons
19,116 reviews
The top providers for the best New Hampshire auto insurance are State Farm, Progressive, and Geico, offering competitive rates starting as low as $21 per month.
With comprehensive coverage tailored to the needs of New Hampshire drivers, these companies ensure peace of mind on the road. To gain further insights, consult our comprehensive guide titled “Comprehensive Auto Insurance Explained.”
Company Rank Multi-Policy Discount A.M. Best Best For Jump to Pros/Cons
#1 17% B Customer Service State Farm
#2 14% A+ Affordable Rates Progressive
#3 15% A++ Many Discounts Geico
#4 13% A+ Local Agents Allstate
#5 12% A Customizable Policies Liberty Mutual
#6 11% A+ Comprehensive Coverage Nationwide
#7 9% A++ Extensive Coverage Travelers
#8 10% A+ Personalized Service Erie
#9 8% A+ Good Discount Farmers
#10 7% A+ Potential Dividends Amica
Whether you’re a seasoned driver or a teen just hitting the road, our guide will help you navigate the complexities of New Hampshire auto insurance to secure the protection you need.
Protect your vehicle at the best prices by entering your ZIP code into our free auto insurance quote comparison tool above.
- State Farm, the top pick company for affordable auto insurance in New Hampshire
- Competitive rates as low as $21/month for the best New Hampshire auto insurance
- Comprehensive coverage options tailored to the needs of New Hampshire drivers
#1 – State Farm: Top Overall Pick
Pros
- Affordable Rates: State Farm auto insurance review highlights its appeal to budget-conscious drivers by offering competitive rates, making it a compelling choice for those seeking affordable coverage.
- Wide Range of Coverage Options: State Farm provides a variety of coverage options, including liability, comprehensive, and collision, allowing customers to customize their policies to suit their needs.
- Multi-Policy Discounts: State Farm offers discounts for customers who bundle their auto insurance with other policies, such as home or life insurance, helping them save on overall premiums.
Cons
- Higher Rates for Certain Demographics: State Farm may have higher rates for certain demographics, such as teen drivers or individuals with less-than-perfect driving records.
- Limited Online Quoting Options: Some customers may find the online quoting process with State Farm to be less intuitive or comprehensive compared to other insurers, leading to potential frustration or inconvenience.
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#2 – Progressive: Best for Affordable Rates
Pros
- Convenient Online Quoting: Progressive offers a user-friendly online quoting process, allowing customers to easily compare rates and coverage options from the comfort of their own home.
- Wide Range of Discounts: Progressive offers a variety of discounts, including multi-policy, multi-car, and safe driver discounts, helping customers save on their premiums.
- 24/7 Claims Support: Progressive auto insurance review highlights their commitment to customer care by offering round-the-clock claims support, ensuring assistance is available whenever needed.
Cons
- Limited Coverage Options: While Progressive offers basic coverage options, some customers may find its selection of add-on coverages to be more limited compared to other insurers.
- Mixed Customer Service Reviews: While Progressive offers 24/7 claims support, some customers have reported mixed experiences with the company’s customer service, citing issues with responsiveness and communication.
#3 – Geico: Best for Many Discounts
Pros
- Wide Range of Discounts: Geico offers numerous discounts, including multi-policy, multi-vehicle, and good driver discounts, helping customers save on their premiums.
- Strong Financial Stability: Geico auto insurance review highlights the company’s robust financial strength, ensuring prompt and dependable claim payouts.
- 24/7 Customer Service: Geico offers round-the-clock customer service support, ensuring that customers can get assistance with their policies or claims at any time.
Cons
- Limited Agent Availability: Geico primarily operates online and over the phone, which may not be ideal for customers who prefer in-person interaction with an agent.
- Mixed Claims Experience: While Geico offers 24/7 claims support, some customers have reported mixed experiences with the claims process, citing delays or difficulties in getting claims resolved.
#4 – Allstate: Best for Local Agents
Pros
- User-Friendly Online Tools: The company provides user-friendly online tools and resources, making it easy for customers to manage their policies, file claims, and access important information.
- Discount Opportunities: Allstate offers various discount opportunities, including safe driver discounts, multi-policy discounts, and discounts for bundling home and auto insurance.
- Strong Financial Stability: Allstate auto insurance review highlights the company’s robust financial stability, showcasing its ability to swiftly and effectively process claims, instilling confidence in customers.
Cons
- Limited Discounts for Young Drivers: While Allstate offers discounts for safe driving, young drivers may find fewer opportunities to lower their premiums compared to other insurers.
- Mixed Customer Service Reviews: While some customers praise Allstate’s customer service, others have reported mixed experiences with claims processing and responsiveness.
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#5 – Liberty Mutual: Best for Customizable Policies
Pros
- Diverse Discount Opportunities: The company provides various discount opportunities, including multi-policy discounts, safe driving discounts, and discounts for certain affiliations or professions.
- Online Tools and Resources: Liberty Mutual offers user-friendly online tools and resources, making it convenient for customers to manage their policies, file claims, and access important information.
- Strong Financial Stability: Liberty Mutual auto insurance review showcases its robust financial stability, assuring customers of efficient and prompt claims handling.
Cons
- Average Customer Service Ratings: While Liberty Mutual offers online tools and resources, some customers have reported average satisfaction with the company’s customer service.
- Limited Availability of Local Agents: While Liberty Mutual offers online and phone support, customers who prefer face-to-face interactions may find limited availability of local agents in some areas.
#6 – Nationwide: Best for Comprehensive Coverage
Pros
- Wide Range of Coverage Options: Nationwide offers a wide range of coverage options, allowing customers to tailor their policies to meet their specific needs.
- Discount Opportunities: Nationwide provides various discount opportunities, including multi-policy discounts, safe driver discounts, and discounts for certain affiliations or professions.
- Strong Financial Stability: Nationwide auto insurance review underscores the company’s robust financial stability, showcasing its commitment to promptly and efficiently handling customer claims.
Cons
- Mixed Customer Service Reviews: While some customers praise Nationwide’s customer service, others have reported mixed experiences with claims processing and responsiveness.
- Limited Availability of Local Agents: Nationwide may have limited availability of local agents in some areas, which could be a drawback for customers who prefer face-to-face interactions.
#7 – Travelers: Best for Extensive Coverage
Pros
- Wide Range of Coverage Options: Travelers offers a comprehensive range of coverage options, including auto, home, renters, and umbrella insurance, allowing customers to customize their policies to suit their specific needs.
- Excellent Customer Service: The company offers excellent customer service with 24/7 claims support and a user-friendly website and mobile app for managing policies and filing claims.
- Innovative Tools and Resources: Travelers auto insurance review highlights the IntelliDrive program, showcasing innovative tools and resources utilizing telematics technology. These tools reward safe driving habits with potential premium discounts.
Cons
- Higher Premiums for Some Drivers: While Travelers offers numerous discounts, some drivers may find that their premiums are higher compared to other insurance companies, particularly if they don’t qualify for many discounts.
- Complex Claims Process: Some customers have reported experiencing a complex claims process with Travelers, leading to delays in claim resolution and customer frustration.
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#8 – Erie: Best for Personalized Service
Pros
- Competitive Rates: Erie auto insurance review showcases its competitive rates, highlighting potential discounts for safe drivers, multi-policy holders, and other qualifying factors.
- Generous Coverage Options: Erie provides a wide range of coverage options, including standard coverages like liability and collision, as well as additional options like pet injury coverage and locksmith services.
- Personalized Service: Erie is known for its personalized service, with local agents who understand the needs of their communities and can provide tailored insurance solutions.
Cons
- Limited Availability: Erie Insurance operates in a limited number of states, which may restrict options for customers who live outside its service area.
- Less Advanced Technology: Some customers may find Erie’s technology and online tools to be less advanced compared to larger insurers, which could impact convenience and ease of managing policies and claims online.
#9 – Farmers: Best for Good Discount
Pros
- Extensive Coverage Options: Farmers offers a wide range of coverage options, allowing customers to tailor their policies to their specific needs. Whether it’s basic liability coverage or comprehensive coverage with additional perks, Farmers has options for everyone.
- Discount Opportunities: Farmers auto insurance discounts showcases a range of discounts aimed at reducing premiums for customers. These highlights encompass multi-policy benefits, rewards for safe driving behavior, and savings on specific vehicle safety enhancements.
- Strong Financial Stability: As a well-established insurance provider, Farmers boasts strong financial stability, giving customers confidence that their claims will be paid promptly and efficiently.
Cons
- Limited Availability: Farmers insurance may not be available in all areas, limiting options for potential customers who live in regions where Farmers does not operate.
- Complex Policies: Some customers may find Farmers’ policies to be complex or difficult to understand, especially when it comes to coverage options and exclusions. This complexity can lead to confusion and frustration for policyholders.
#10 – Amica: Best for Potential Dividends
Pros
- Financial Stability: Amica auto insurance review showcases financial stability, assuring customers that their claims will be promptly and fairly addressed, even in demanding situations.
- Generous Discounts: Amica offers a variety of discounts to help customers save money on their premiums. These discounts may include loyalty discounts, multi-policy discounts, and discounts for safety features installed in the vehicle.
- Convenient Online Tools: Amica’s online tools and resources make it easy for customers to manage their policies, file claims, and access important documents. Their user-friendly website and mobile app enhance the overall customer experience.
Cons
- Limited Availability: Amica insurance may not be available in all areas, limiting options for potential customers who live in regions where Amica does not operate.
- Complex Claims Process: Some customers may find Amica’s claims process to be complex or time-consuming. While the company strives for efficiency, navigating the claims process may require patience and understanding from policyholders.
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Comprehensive Auto Insurance Solutions for New Hampshire Residents
Finding the right auto insurance in New Hampshire involves comparing options from various providers. While USAA offers the most affordable rates, its coverage is limited to those with military ties. For broader accessibility, State Farm stands out as a cost-effective alternative, offering full coverage at competitive rates.
Other notable providers include Nationwide, Progressive, and Geico, each with their own pricing tiers. However, Allstate presents the most expensive option, significantly higher than State Farm. Exploring these options can help residents secure the best coverage for their needs. For additional details, explore our comprehensive resource titled “What is full coverage auto insurance?”
Insurance Company Minimum Coverage Full Coverage
Allstate $53 $128
Amica $46 $151
Erie $22 $58
Farmers $38 $93
Geico $21 $50
Liberty Mutual $81 $198
Nationwide $32 $77
Progressive $26 $63
State Farm $24 $59
Travelers $28 $69
When choosing auto insurance in New Hampshire, it’s essential to compare monthly rates by coverage level and provider. For minimum coverage, rates range from $21 with Geico to $81 with Liberty Mutual.
For full coverage, the costs vary from $50 with Geico to $198 with Liberty Mutual. Other notable providers include Erie, State Farm, and Progressive, offering competitive rates for both minimum and full coverage. This comparison helps residents make informed decisions based on their coverage needs and budget.
Each company provides unique savings opportunities, ranging from multi-policy discounts to incentives for safe driving and anti-theft measures. Allstate, for example, offers discounts for safe driving and early signing, while Amica rewards customer loyalty and defensive driving.
Other insurers like Geico and State Farm also provide discounts for good students, military personnel, and those who bundle multiple policies. By exploring these options, drivers can find affordable and comprehensive coverage tailored to their needs.
Deciding if Full Coverage is Right for You
A full coverage policy is more expensive than minimum coverage but often worth the investment for added protection. New car owners, especially those with a lease or loan, may need full coverage. This policy includes New Hampshire’s liability requirements, plus collision and comprehensive coverage.
State Farm stands out as the top choice for New Hampshire auto insurance, offering competitive rates and comprehensive coverage tailored to drivers' needs.Jeff Root Licensed Insurance Agent
Collision insurance covers repairs from accidents, regardless of fault, while comprehensive insurance covers non-accident damages like vandalism or weather. While older car owners might opt out, those with new or valuable vehicles should consider full coverage for complete peace of mind. To learn more, explore our comprehensive resource on insurance titled “Collision Auto Insurance.”
Affordable Auto Insurance Options in New Hampshire
New Hampshire auto insurance is optional for those who can cover accident costs, but insured drivers enjoy low rates, likely due to the state’s minimal coverage requirements. Shopping online and comparing quotes can help you find rates under $84 per month. Auto insurance in New Hampshire is about 35% cheaper than the U.S. average. Check out our ranking of the top providers: Cheap Auto Insurance After an Accident
However, rates vary based on personal factors, so comparing quotes is essential. Drivers with accidents or DUIs might not get the lowest rates but can find competitive options with State Farm. Teens and young adults face higher premiums but can find affordable coverage with Geico. Always compare multiple quotes to find the best deal.
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Navigating Minimum Liability Coverage Requirements in New Hampshire
Minimum auto liability insurance in New Hampshire is very cheap. The average cost of a minimum coverage policy is $370 annually or $31 each month. This can help you save almost $650 each year if you choose a liability policy rather than a full coverage policy.
Insurance Company Monthly Rates
Allstate $61
American Family $44
Elephant $37
Farmers $53
Geico $30
Liberty Mutual $67
Nationwide $44
Progressive $39
State Farm $33
Travelers $38
U.S. Average $45
USAA $22
State Farm provides the most affordable minimum coverage rates in New Hampshire, followed closely by Geico. Progressive ranks next, with Allstate following suit. Conversely, Nationwide presents the highest rates.
While minimum coverage may appear attractive due to its lower cost, it offers limited protection, comprising solely liability options. Investing in additional coverage is advisable, as it ensures your vehicle’s protection in case of damage, albeit at a higher cost.
Navigating Auto Insurance With Bad Credit in New Hampshire
Believe it or not, a poor credit score can impact your New Hampshire car insurance rates. Many studies have shown a correlation between low credit scores and a higher number of car insurance claims. As a result, insurance companies often charge people with poor credit more money for car insurance to offset any risk.
But if you have a bad credit score, you may still be able to find affordable car insurance coverage. While New Hampshire drivers pay around $1,737 annually or $145 monthly for coverage, some companies will offer coverage for much less.
Insurance Company Good Credit Fair Credit Bad Credit
AAA $135 $165 $245
Allstate $166 $197 $296
American Family $116 $136 $203
Elephant $95 $115 $175
Farmers $140 $161 $269
Geico $82 $100 $148
Liberty Mutual $177 $226 $355
Nationwide $120 $133 $166
Progressive $109 $138 $206
State Farm $91 $118 $200
The Hartford $120 $155 $230
Travelers $107 $128 $194
U.S. Average $123 $148 $226
Nationwide stands out as the most affordable option for bad credit car insurance in New Hampshire, followed closely by Geico. Progressive and State Farm offer coverage above the state average for individuals with poor credit, while Allstate tops the list with the highest rates.
Unfortunately, a low credit score can impact insurance premiums, but seeking discounts and working on improving your credit can help mitigate costs. Regularly comparing quotes from various providers can also ensure you’re getting the best deal as your credit situation evolves.
Navigating Auto Insurance in New Hampshire After an At-Fault Accident
It’s common knowledge that having a car accident on your driving record can cause your auto insurance rates to increase. If you have an at-fault accident on your record, your rates could increase by as much as $534 each year. To delve deeper, refer to our in-depth report titled “How Auto Insurance Companies Check Driving Records.”
Insurance Company Clean Record One Accident
AAA $180 $220
Allstate $166 $225
American Family $116 $176
Elephant $119 $97
Farmers $140 $198
Geico $95 $132
Liberty Mutual $177 $234
Nationwide $140 $161
Progressive $120 $186
State Farm $105 $150
The Hartford $175 $230
Travelers $160 $200
U.S. Average $123 $172
State Farm offers competitive rates for those with an at-fault accident history, at $104 per month. Geico, on the other hand, charges around $142 monthly. Nationwide’s rates hover around $160 monthly, while Progressive charges approximately $167 monthly.
Allstate tops the list with an average monthly cost of $250 for drivers with an at-fault accident on their record. Consider taking safe driving courses or exploring accident forgiveness programs to potentially lower your rates. As your driving record clears, monitor your options by comparing quotes annually to ensure you’re not overpaying for coverage.
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Affordable Auto Coverage for Young Drivers in New Hampshire
Teens and young adults pay the most for car insurance in the U.S. Because this demographic is new to driving, companies assume they are more likely to be in an accident or cause damage in some way. Distracted driving with teens has become a significant issue as well, and insurance companies are well aware of all the negative impacts that come from that.
Insurance Company Age: 16 Female Age: 16 Male Age: 18 Female Age: 18 Male
Allstate $608 $638 $448 $519
Elephant $452 $456 $333 $371
Farmers $778 $742 $573 $603
Geico $298 $312 $220 $254
Liberty Mutual $716 $778 $528 $633
Nationwide $411 $476 $303 $387
Progressive $801 $814 $591 $662
State Farm $311 $349 $229 $284
Travelers $709 $897 $523 $729
Geico offers teen and young adult drivers coverage at $254 per month, while State Farm is slightly higher at $318 monthly. Nationwide and Allstate charge $390 and $426 per month, respectively. Progressive’s rates are steeper, at $545 monthly.
Adding yourself to another policy or seeking discounts could help save up to 25%. It’s crucial to compare quotes from various providers to find the most competitive rates. For a thorough understanding, refer to our detailed analysis titled “Auto Insurance Discounts.”
New Hampshire Auto Insurance With City Variations and DUI Impact
In New Hampshire, car insurance rates can vary significantly based on your city. While Manchester tends to have higher rates, places like West Swanzey offer more affordable options. If you’re in a pricier city, comparing quotes online could help you find cheaper rates. For drivers with a DUI, insurance costs can spike.
Shopping around can ensure you’re not overpaying for coverage, especially after a DUI. SR-22 forms, necessary for some drivers, can be filed through your insurance provider, but finding coverage may be more challenging if you’re in this category. Take a look at our list of the leading service providers: Best Auto Insurance for Good Drivers
New Hampshire Auto Insurance Laws
While not mandated by law, New Hampshire drivers are required to cover damages they cause in accidents. Many opt for insurance to safeguard against such liabilities, though it’s not obligatory. The state imposes minimum coverage requirements, including bodily injury and property damage liability.
Additional coverage options like collision and comprehensive insurance are available, alongside specific considerations for rideshare drivers. Purchasing insurance can offer peace of mind and financial protection in unforeseen circumstances, making it a wise investment for drivers in the state.
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Case Studies: Navigating New Hampshire Auto Insurance
From finding affordable coverage to managing premium increases and maximizing savings, these case studies provide valuable insights and practical strategies for securing the right insurance protection for your needs.
- Case Study #1 – Big Savings Achieved Through State Farm: Sarah, a New Hampshire resident, saved significantly on auto insurance by choosing State Farm, which offered the most competitive rates for both minimum and full coverage policies.
- Case Study #2 – Navigating Auto Insurance After an At-Fault Accident: After an at-fault accident, John in New Hampshire researched insurance, finding State Farm offered the best rates, helping him manage the increase.
- Case Study #3 – Affordable Coverage for Young Drivers: Emily, a New Hampshire teen, found Geico’s affordable coverage perfect for her newly licensed status, securing her needed insurance without breaking the bank.
- Case Study #4 – Maximizing Savings With Bundled Policies: David and Lisa saved on auto insurance by bundling with home coverage from State Farm, Progressive, Geico, Allstate, or Liberty Mutual in New Hampshire.
Whether you’re a seasoned driver or a newcomer to the roads, understanding your options and making informed decisions about auto insurance is essential for protecting yourself and your vehicle. Take a look at our list of the best providers: Best Auto Insurance for New Drivers
State Farm is the top pick for New Hampshire auto insurance, offering competitive rates and comprehensive coverage tailored to drivers' needs.Michelle Robbins Licensed Insurance Agent
Remember, by comparing quotes, exploring discounts, and understanding coverage options, you can drive with confidence knowing you have the right protection in place.
The Bottom Line: New Hampshire Auto Insurance
The guide offers a comprehensive overview of auto insurance options in New Hampshire. It highlights the top insurance providers such as State Farm, Progressive, and Geico, along with their competitive rates and coverage options tailored to the state’s drivers. To expand your knowledge, refer to our comprehensive handbook titled “Who is covered on my auto insurance?”
It also emphasizes the importance of uninsured motorist coverage and provides insights into how insurance rates vary based on location within the state. Overall, it serves as a valuable resource for anyone seeking auto insurance in New Hampshire, offering comparisons, recommendations, and key insights to make informed decisions.
To find out if you can get cheaper auto insurance rates, enter your ZIP code into our free quote tool below to instantly compare prices from various companies near you.
Frequently Asked Questions
Do you have to have auto insurance in New Hampshire?
No, New Hampshire does not require drivers to carry auto insurance. However, if you cause an accident, you are responsible for any damages or injuries. Many drivers still opt for insurance to avoid financial risk.
What are the auto insurance requirements in New Hampshire?
While insurance is not mandatory in New Hampshire, drivers must demonstrate the ability to pay for costs in an at-fault accident. If they choose to purchase insurance, the state minimum coverage includes $25,000 per person and $50,000 per accident for bodily injury, and $25,000 for property damage.
Avoid expensive auto insurance premiums by entering your ZIP code below to see the cheapest rates for you.
How can I find cheap auto insurance in New Hampshire?
To find cheap auto insurance in New Hampshire, compare quotes from multiple providers, consider higher deductibles, look for discounts, and maintain a good driving record. Companies like Geico, State Farm, and Progressive often offer competitive rates.
To gain profound insights, consult our extensive guide titled “What are the benefits of auto insurance?”
What factors influence auto insurance rates in New Hampshire?
Rates are influenced by factors such as your age, driving record, credit score, type of vehicle, coverage levels, and where you live. Comparing rates from different providers can help you find the most affordable option.
Which auto insurance companies are popular in New Hampshire?
Popular auto insurance companies in New Hampshire include State Farm, Geico, Progressive, Allstate, and Liberty Mutual. These companies are known for their competitive rates and comprehensive coverage options.
What is the average cost of auto insurance in New Hampshire?
The average cost of auto insurance in New Hampshire is about 35% lower than the national average. Minimum coverage costs approximately $31 per month, while full coverage averages around $84 per month. Rates vary based on individual circumstances.
For a comprehensive overview, explore our detailed resource titled “Where to Compare Auto Insurance Rates.”
How can I get auto insurance quotes in New Hampshire?
You can get auto insurance quotes in New Hampshire by visiting insurance company websites, using comparison tools online, or contacting local insurance agents. Entering your ZIP code in online tools can provide multiple quotes quickly.
Is New Hampshire auto insurance coverage different from other states?
Yes, New Hampshire is unique in that it does not require drivers to carry auto insurance. However, those who choose to purchase insurance must meet the state’s minimum coverage requirements for liability.
Can I get auto insurance in New Hampshire if I have a bad driving record?
Yes, drivers with a bad record can still get auto insurance in New Hampshire, but rates may be higher. Companies like State Farm and Geico offer competitive rates for drivers with at-fault accidents or DUIs. Taking safe driving courses can help reduce premiums.
For detailed information, refer to our comprehensive report titled “Cheap Auto Insurance for a Bad Driving Record.”
Are there discounts available for New Hampshire auto insurance?
Yes, many insurers offer discounts such as multi-policy, safe driver, good student, military, and anti-theft device discounts. Checking with your provider about available discounts can help lower your insurance costs.
Get the best auto insurance rates possible by entering your ZIP code below into our free comparison tool today.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.