Best Nissan 240SX Auto Insurance in 2024 (Top 10 Companies Ranked)
Discover the best Nissan 240SX auto insurance options with State Farm, Allstate, and AAA, offering rates starting at $50 per month. These providers excel in competitive pricing and comprehensive coverage for the Nissan 240SX. Learn how they provide the best insurance for your 240SX with exceptional benefits.
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Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
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UPDATED: Jul 27, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 27, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
17,759 reviewsCompany Facts
Full Coverage for Nissan 240SX
A.M. Best Rating
Complaint Level
Pros & Cons
17,759 reviews
11,413 reviewsCompany Facts
Full Coverage for Nissan 240SX
A.M. Best Rating
Complaint Level
Pros & Cons
11,413 reviews
2,934 reviewsCompany Facts
Full Coverage for Nissan 240SX
A.M. Best Rating
Complaint Level
Pros & Cons
2,934 reviews
When looking for the best Nissan 240SX auto insurance, top providers are State Farm, Allstate, and AAA, offering competitive rates starting at $50 per month. State Farm stands out as the top pick overall for the best coverage and value. For optimal Nissan 240SX insurance rates, comparing these options is crucial.
In addition to finding the best Nissan 240SX auto insurance, the article explores options for cheap full coverage auto insurance. It highlights how different providers offer comprehensive protection at affordable rates, helping you secure extensive coverage without breaking the bank.
Our Top 10 Company Picks: Best Nissan 240SX Auto Insurance
Company Rank Multi-Vehicle Discount A.M. Best Best For Jump to Pros/Cons
#1 9% B Many Discounts State Farm
#2 12% A+ Add-on Coverages Allstate
#3 15% A Online App AAA
#4 10% A+ Online Convenience Progressive
#5 18% A++ Military Savings USAA
#6 14% A Customizable Polices Liberty Mutual
#7 13% A+ Usage Discount Nationwide
#8 11% A Local Agents Farmers
#9 16% A++ Accident Forgiveness Travelers
#10 17% A++ Custom Plan Geico
Use our free comparison tool above to see what auto insurance quotes look like in your area.
- Get Nissan 240SX insurance starting at $50 per month
- Compare top providers for the best coverage
- State Farm is the top pick for affordable rates
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#1 – State Farm: Top Overall Pick
Pros
- Affordable Rates for Nissan 240SX: As mentioned in our State Farm auto insurance review, State Farm offers some of the most competitive rates for Nissan 240SX owners, with an average cost of $147 per month, making it an economical choice for budget-conscious drivers.
- Comprehensive Coverage Options: With State Farm, you can customize your Nissan 240SX insurance policy to include comprehensive coverage options that protect against theft, vandalism, and natural disasters, ensuring peace of mind.
- Safe Driving Rewards: State Farm’s Drive Safe & Save program allows Nissan 240SX drivers to earn discounts based on their driving habits. This can lead to significant savings for those who practice safe driving.
Cons
- Average Customer Service: Some Nissan 240SX owners have reported that State Farm’s customer service can be average, leading to longer resolution times and potential frustration when dealing with claims.
- Limited Discounts: Compared to other insurers, State Farm may offer fewer discount opportunities for Nissan 240SX drivers, which could impact the overall cost-saving potential for policyholders.
#2 – Allstate: Best for Add-on Coverages
Pros
- Extensive Coverage Options: Allstate provides a wide range of coverage options tailored for Nissan 240SX owners, including comprehensive, collision, and liability coverage, ensuring robust protection.
- Multiple Discounts Available: As mentioned in our Allstate auto insurance review, Allstate offers numerous discounts for Nissan 240SX drivers, such as safe driver discounts and multi-policy discounts, helping to lower the overall insurance costs.
- Innovative Tools and Resources: Allstate’s digital tools, like the Drivewise app, can help Nissan 240SX drivers monitor their driving habits and potentially qualify for additional discounts based on safe driving.
Cons
- Higher Premiums: At an average of $180 per month, Allstate’s premiums for Nissan 240SX insurance are higher compared to some competitors, which might not be ideal for budget-conscious drivers.
- Mixed Customer Reviews: Some Nissan 240SX policyholders have reported mixed experiences with Allstate’s customer service, citing issues with claims processing and overall satisfaction.
#3 – AAA: Best for Online App
Pros
- Comprehensive Roadside Assistance: AAA offers exceptional roadside assistance for Nissan 240SX drivers, providing peace of mind with services like towing, battery replacement, and flat tire changes.
- Member Discounts: As a AAA member, Nissan 240SX owners can access various discounts on insurance rates, travel, and auto services, enhancing the overall value of their membership.
- Strong Reputation: AAA has a strong reputation for reliability and customer satisfaction, which can be reassuring for Nissan 240SX drivers seeking dependable insurance coverage. Learn more in our AAA auto insurance review.
Cons
- High Premiums: With an average cost of $219 per month, AAA’s insurance rates for the Nissan 240SX are among the highest, which might not be suitable for all budgets.
- Limited Availability: AAA insurance may not be available in all areas, potentially limiting options for Nissan 240SX owners depending on their location.
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#4 – Progressive: Best for Online Convenience
Pros
- Competitive Rates: As mentioned in Progressive auto insurance review, Progressive offers highly competitive rates for Nissan 240SX insurance, averaging $128 per month, making it one of the most affordable options available.
- Snapshot Program: Progressive’s Snapshot program allows Nissan 240SX drivers to potentially lower their premiums by tracking their driving habits and rewarding safe driving behaviors.
- Variety of Discounts: Progressive provides various discounts for Nissan 240SX owners, including multi-policy, multi-vehicle, and continuous insurance discounts, maximizing potential savings.
Cons
- Mixed Claims Satisfaction: Some Nissan 240SX policyholders have reported mixed experiences with Progressive’s claims process, indicating possible delays or difficulties in claim resolution.
- Basic Coverage Options: While affordable, Progressive’s basic coverage options for the Nissan 240SX may lack some of the comprehensive features offered by other insurers, which might not meet all drivers’ needs.
#5 – USAA: Best for Military Savings
Pros
- Military-Focused Benefits: USAA offers exclusive benefits tailored for military members and their families, making it an ideal choice for Nissan 240SX drivers with a military background.
- High Customer Satisfaction: As outlined in our USAA auto insurance review, USAA consistently receives high ratings for customer satisfaction, ensuring Nissan 240SX owners receive excellent service and support.
- Comprehensive Coverage: USAA provides robust coverage options for the Nissan 240SX, including comprehensive and collision coverage, ensuring thorough protection for your vehicle.
Cons
- Eligibility Restrictions: USAA insurance for Nissan 240SX is only available to military members, veterans, and their families, limiting access for the general public.
- Higher Rates: With an average premium of $201 per month, USAA’s insurance rates for the Nissan 240SX are higher compared to some other insurers, which might not be the most cost-effective option for all drivers.
#6 – Liberty Mutual: Best for Customizable Polices
Pros
- Customizable Coverage: Liberty Mutual offers customizable insurance plans for Nissan 240SX owners, allowing them to tailor their coverage to fit their specific needs and preferences.
- Accident Forgiveness: Liberty Mutual’s accident forgiveness program can benefit Nissan 240SX drivers by preventing their rates from increasing after their first accident.
- Comprehensive Discounts: As mentioned in our Liberty Mutual auto insurance review, Liberty Mutual provides a variety of discounts for Nissan 240SX drivers, such as safe driver and multi-policy discounts, helping to reduce overall insurance costs.
Cons
- Higher Premiums: At $177 per month, Liberty Mutual’s insurance rates for the Nissan 240SX are higher than some competitors, which could be a drawback for budget-conscious drivers.
- Mixed Customer Service Reviews: Some Nissan 240SX policyholders have reported mixed experiences with Liberty Mutual’s customer service, citing issues with communication and claim resolutions.
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#7 – Nationwide: Best for Usage Discount
Pros
- Vanishing Deductible Program: Nationwide offers a vanishing deductible program that rewards Nissan 240SX drivers with a reduced deductible for every year of safe driving, enhancing potential savings.
- Comprehensive Coverage Options: Nationwide provides extensive coverage options for the Nissan 240SX, including comprehensive, collision, and liability coverage, ensuring robust protection.
- Strong Financial Rating: With an A.M. Best rating of A+, Nationwide demonstrates strong financial stability, reassuring Nissan 240SX owners that their claims will be handled reliably. For more information, read our Nationwide auto insurance review.
Cons
- Higher Monthly Premiums: Nationwide’s insurance rates for the Nissan 240SX average $195 per month, which might be higher than what some drivers are willing to pay.
- Limited Discounts: Compared to other insurers, Nationwide may offer fewer discount opportunities for Nissan 240SX drivers, which could impact the overall cost-saving potential.
#8 – Farmers: Best for Local Agents
Pros
- Comprehensive Coverage Options: Farmers offers a wide range of coverage options for Nissan 240SX owners, including comprehensive, collision, and liability coverage, ensuring extensive protection.
- Accident Forgiveness: Farmers’ accident forgiveness program benefits Nissan 240SX drivers by preventing rate increases after their first at-fault accident.
- High Coverage Limits: As mentioned in our Farmers auto insurance discounts, Farmers provides higher coverage limits for Nissan 240SX insurance, offering greater financial protection in the event of significant claims or damages.
Cons
- Expensive Premiums: With an average cost of $303 per month, Farmers’ insurance rates for the Nissan 240SX are among the highest, making it a less budget-friendly option.
- Average Customer Service: Some Nissan 240SX policyholders have reported average experiences with Farmers’ customer service, indicating potential areas for improvement in responsiveness and support.
#9 – Travelers: Best for Accident Forgiveness
Pros
- Robust Coverage Options: Travelers offers comprehensive coverage options for Nissan 240SX owners, including liability, collision, and comprehensive coverage, ensuring thorough protection.
- Gap Insurance: Travelers provides gap insurance for Nissan 240SX drivers, covering the difference between the car’s value and the remaining loan amount in the event of a total loss.
- Discount Opportunities: Travelers auto insurance review highlights various discounts for Nissan 240SX owners, such as multi-policy and safe driver discounts, helping to reduce overall insurance costs.
Cons
- High Premiums: At $221 per month, Travelers’ insurance rates for the Nissan 240SX are higher compared to some other insurers, which might not be ideal for budget-conscious drivers.
- Mixed Customer Reviews: Some Nissan 240SX policyholders have reported mixed experiences with Travelers’ customer service, citing issues with claim resolutions and overall satisfaction.
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#10 – Geico: Best for Custom Plan
Pros
- Competitive Rates: As mentioned in our Geico auto insurance review, Geico offers competitive rates for Nissan 240SX insurance, averaging $173 per month, making it an affordable option for many drivers.
- Digital Tools and Resources: Geico provides various digital tools, such as their mobile app and online account management, which make managing Nissan 240SX insurance policies convenient and efficient.
- Multiple Discounts: Geico offers numerous discounts for Nissan 240SX drivers, including multi-policy, good driver, and defensive driving discounts, helping to lower overall insurance costs.
Cons
- Mixed Claims Experience: Some Nissan 240SX policyholders have reported mixed experiences with Geico’s claims process, indicating potential issues with claim handling and satisfaction.
- Basic Coverage Options: While affordable, Geico’s basic coverage options for the Nissan 240SX may lack some of the more comprehensive features offered by other insurers, which might not meet all drivers’ needs.
Why Nissan 240SX are Expensive to Insure
Take a look at how insurance rates for similar models to the Nissan 240SX look. These insurance rates for other coupes like the Chevrolet Corvette, Hyundai Genesis Coupe, and Toyota Camry Solara give you a good idea of what to expect.
Nissan 240SX Auto Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
AAA $73 $219
Allstate $58 $180
Farmers $95 $303
Geico $58 $173
Liberty Mutual $60 $177
Nationwide $63 $195
Progressive $40 $128
State Farm $50 $147
Travelers $73 $221
USAA $71 $201
Insurance rates for the Nissan 240SX can vary widely based on coverage and provider, with State Farm offering competitive rates. To find the best deal, compare quotes from top insurers and consider factors like coverage level and provider.
Nissan 240SX Auto Insurance Monthly Rates by Coverage Level
| Type | Rates |
|---|---|
| Collision | $58 |
| Comprehensive | $30 |
| Full Coverage | $133 |
| Minimum Coverage | $33 |
Coupe insurance rates vary significantly by coverage type, with full coverage being the most expensive. Reviewing average costs for comprehensive, liability, and collision insurance coverage helps in understanding the overall insurance landscape for coupes.
| Vehicle | Comprehensive | Collision | Minimum Coverage | Full Coverage |
|---|---|---|---|---|
| Audi RS 5 | $35 | $74 | $31 | $151 |
| Chevrolet Corvette | $41 | $77 | $22 | $149 |
| Chrysler Sebring | $17 | $29 | $39 | $98 |
| Hyundai Veloster | $26 | $44 | $35 | $117 |
| Mazda RX-8 | $21 | $34 | $38 | $106 |
| Mercedes-Benz CLA 250 | $34 | $70 | $33 | $150 |
| MINI Hardtop 2 Door | $24 | $45 | $28 | $108 |
| Porsche 911 | $40 | $87 | $33 | $173 |
Insurance rates for vehicles similar to the Nissan 240SX vary widely, with total monthly costs ranging from $98 to $173.
Comparing these rates can help you understand where the Nissan 240SX stands in terms of affordability and coverage options.
Read More: Cheap Chrysler Auto Insurance
Factors Influencing the Cost of Nissan 240 SX Insurance
Insurance costs for your Nissan 240SX depend on several key factors. Vehicle trim and model year impact premiums, with higher trims and newer models typically costing more. Your location, driving history, and annual mileage also affect rates, with urban areas and a history of accidents leading to higher premiums.
Age and gender play a role, as younger drivers and men often face higher costs.Michelle Robbins LICENSED INSURANCE AGENT
Other considerations include driving habits, safety features, coverage type, and deductible levels. Insurance providers offer various discounts, which can help lower costs.
Read More: Does not paying your auto insurance affect credit?
Additionally, in many states, a good credit score can lead to lower premiums. Balancing these factors will help you find the best insurance for your Nissan 240SX.
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Ways to Save on Nissan 240SX Insurance
There are several ways you can save even more on your Nissan 240SX car insurance rates. Take a look at the following five tips:
- Understand the different types of auto insurance for your Nissan 240SX.
- Ask about welcome discounts.
- Work with a direct insurer instead of an insurance broker for your Nissan 240SX.
- Consider using a tracking device on your Nissan 240SX.
- Make sure you use an accredited driver safety program.
Discover the variety of car insurance discounts offered by top providers for Nissan 240SX to help you save on your premiums.
These discounts from top insurance providers for Nissan 240SX offer valuable opportunities for car owners to save money while maintaining comprehensive coverage and safety on the road.
Top Nissan 240SX Insurance Companies
Several insurance companies offer competitive rates for the Nissan 240SX based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Nissan 240SX drivers organized by market share.
| Rank | Insurance Company | Premiums Written | Market Share |
|---|---|---|---|
| #1 | State Farm | $66.1 million | 9% |
| #2 | Geico | $46.3 million | 6% |
| #3 | Progressive | $41.7 million | 5% |
| #4 | Allstate | $39.2 million | 5% |
| #5 | Liberty Mutual | $36.1 million | 5% |
| #6 | Travelers | $28.7 million | 4% |
| #7 | USAA | $24.6 million | 3% |
| #8 | Chubb | $24.1 million | 3% |
| #9 | Farmers | $20.0 million | 2% |
| #10 | Nationwide | $18.4 million | 2% |
The top insurance companies for Nissan 240SX drivers include State Farm, Geico, and Progressive, reflecting their strong market presence and competitive rates. Reviewing these leading insurers can help you find the best coverage options and cheap Nissan auto insurance.
Comparing Free Nissan 240SX Insurance Quotes Online
Comparing free Nissan 240SX insurance quotes online is a great way to find the best coverage at the lowest cost. Our free online tool lets you quickly compare quotes from top insurers by entering your ZIP code and basic details.
This helps you identify the most competitive rates and potential discounts, such as safe driver or multi-policy savings. By reviewing various options, you can secure the best insurance deal for your Nissan 240SX efficiently.
Read More: How to Get a Good Driver Auto Insurance Discount
If you’re looking to lower your auto insurance premiums, enter your ZIP code into our free quote comparison tool below to compare your rates against the top insurers.
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Frequently Asked Questions
Are there any specific insurance requirements for the Nissan 240SX in different states?
minimum coverage limits and mandatory insurance types. Check local regulations and ensure your policy meets the minimum auto insurance requirements by state.
What factors can affect the cost of Nissan 240SX auto insurance?
Several factors can influence the cost of Nissan 240SX auto insurance, including the driver’s age, driving record, location, usage of the vehicle, coverage options selected, and the insurance provider’s pricing structure. Additionally, factors such as the vehicle’s value, repair costs, and safety features may also impact the insurance premiums.
How do Nissan 240SX insurance rates compare to other sports cars?
Insurance rates for the Nissan 240SX are generally competitive compared to other sports cars like the Chevrolet Corvette or Hyundai Genesis Coupe. Rates can vary depending on factors such as coverage level and provider, but the Nissan 240SX often offers affordable options for sports car enthusiasts.
What is Nissan 240SX auto insurance?
Nissan 240SX auto insurance refers to the insurance coverage specifically designed for Nissan 240SX vehicles. It provides financial protection in the event of accidents, damage to the vehicle, or injuries to individuals involved in a car accident while driving a Nissan 240SX.
Read More: Does auto insurance cover interior damage?
What types of coverage are available for Nissan 240SX auto insurance?
Similar to other vehicles, Nissan 240SX auto insurance typically offers a range of coverage options, including liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, personal injury protection (PIP), and additional optional coverages. It’s important to discuss your specific needs with an insurance agent to determine the most appropriate coverage for your Nissan 240SX.
Are there any specific insurance considerations for a Nissan 240SX?
Insurance considerations for a Nissan 240SX may include the vehicle’s age, condition, modifications, and its value in the market. Additionally, the cost of parts and repairs specific to the Nissan 240SX model may also be taken into account by insurance providers when determining premiums.
Get started on comparing full coverage auto insurance rates by entering your ZIP code below.
How can I find affordable Nissan 240SX auto insurance?
To find affordable Nissan 240SX auto insurance, it’s recommended to shop around and compare quotes from different insurance providers. Factors such as your driving record, location, age, and coverage options can influence the cost of insurance. Additionally, you can inquire about available discounts, such as safe driver discounts or multi-policy discounts, to potentially reduce your premiums.
Are there specific discounts available for Nissan 240SX owners?
Yes, Nissan 240SX owners may qualify for discounts such as safe driver discounts, multi-policy discounts, and discounts for vehicle safety features. Checking with individual insurers can help you identify all available savings opportunities.
Get fast and cheap auto insurance coverage today with our quote comparison tool below.
Are there any specialized insurance providers for Nissan 240SX owners?
While there may not be specific insurance providers exclusively catering to Nissan 240SX owners, it’s advisable to explore different insurance companies and agents who specialize in providing coverage for sports cars or performance vehicles. These specialists may have a better understanding of the unique insurance needs of Nissan 240SX owners and can offer tailored coverage options.
Read More: Best Auto Insurance for Sports Cars
How does the Nissan 240SX’s repair cost impact insurance rates?
The repair costs for the Nissan 240SX can affect insurance rates, with higher repair costs potentially leading to higher premiums. Insurers may adjust rates based on the cost of parts and labor for repairs.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
