Best Nissan 370Z Auto Insurance in 2024 (Find the Top 10 Companies Here)
State Farm, Geico, and Nationwide are the top providers for the best Nissan 370Z auto insurance, with rates at $41/month. State Farm leads with balanced plans, Geico excels with customizable options, and Nationwide provides the best usage-based discounts, ensuring comprehensive coverage for your Nissan 370Z.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
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UPDATED: Aug 2, 2024
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UPDATED: Aug 2, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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17,760 reviewsCompany Facts
Full Coverage for Nissan 370Z
A.M. Best Rating
Complaint Level
Pros & Cons
17,760 reviews
19,116 reviewsCompany Facts
Full Coverage for Nissan 370Z
A.M. Best Rating
Complaint Level
Pros & Cons
19,116 reviews
3,019 reviewsCompany Facts
Full Coverage for Nissan 370Z
A.M. Best Rating
Complaint Level
Pros & Cons
3,019 reviewsThe top picks overall for the best Nissan 370Z auto insurance are State Farm, Geico, and Nationwide, offering competitive rates starting at $41/month. State Farm stands out for its balanced plans, Geico for customizable options, and Nationwide for excellent usage-based discounts. Check out our guide “How to Get a Multi-Vehicle Auto Insurance Discount.”
These providers ensure optimal coverage tailored to the Nissan 370Z’s high-performance nature. Discover how you can save on insurance while getting the best protection for your vehicle.
Our Top 10 Company Picks: Best Nissan 370Z Auto Insurance
| Company | Rank | Multi-Vehicle Discount | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | 12% | B | Many Discounts | State Farm |
 | #2 | 10% | A++ | Custom Plan | Geico |
 | #3 | 15% | A+ | Usage Discount | Nationwide |
 | #4 | 8% | A | Online App | AAA |
 | #5 | 18% | A+ | Add-on Coverages | Allstate |
 | #6 | 14% | A+ | Online Convenience | Progressive |
 | #7 | 16% | A++ | Military Savings | USAA |
 | #8 | 11% | A | Customizable Polices | Liberty Mutual |
 | #9 | 13% | A | Local Agents | Farmers |
 | #10 | 9% | A++ | Accident Forgiveness | Travelers |
Nissan 370Z auto insurance rates is more expensive per year than the average vehicle. Explore the full coverage and minimum coverage of Nissan 370Z insurance rates.
If you’re just looking for coverage to drive legally, enter your ZIP code above to compare cheap auto insurance quotes near you.
- Find the best Nissan 370Z auto insurance starting at $41/month
- State Farm is the top pick for the best Nissan 370Z auto insurance
- Customize your coverage and get usage-based discounts from top providers
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#1 – State Farm: Top Overall Pick
Pros
- Many Discounts: State Farm offers a variety of discounts that can significantly reduce insurance costs for Nissan 370Z owners.
- Low Monthly Rates: State Farm offers competitive monthly rates at $52 for the Nissan 370Z with minimum coverage.
- Bundling Policies: State Farm auto insurance review provides significant discounts for bundling multiple insurance policies, enhancing savings for Nissan 370Z owners.
Cons
- Limited Multi-Policy Discount: The multi-policy discount from State Farm is not as high compared to some competitors for the Nissan 370Z.
- Premium Costs: Despite discounts, State Farm’s premiums might still be relatively higher for certain coverage levels, potentially affecting Nissan 370Z owners.
#2 – Geico: Best for Custom Plan
Pros
- Custom Plan Options: As mention in Geico auto insurance review, Geico offers flexible insurance plans tailored to the specific needs of Nissan 370Z drivers.
- Affordable Rates: Geico’s minimum coverage rates for the Nissan 370Z are around $60 per month.
- Excellent Customer Service: Geico is known for its strong customer service and easy claims process for Nissan 370Z owners.
Cons
- Limited Local Agents: Geico has fewer local agents, which might be less convenient for Nissan 370Z owners preferring in-person assistance.
- Policy Options: Some specialized coverage options might not be as comprehensive as other providers for the Nissan 370Z.
#3 – Nationwide: Best for Usage Discount
Pros
- Usage-Based Discounts: Nationwide auto insurance review has emphasized the significant discounts for Nissan 370Z owners who drive less frequently or use telematics devices.
- Strong Financial Rating: With an A+ rating, Nationwide is a reliable choice for insuring your Nissan 370Z.
- Multi-Vehicle Discounts: Nissan 370Z owners can benefit from up to 15% off when insuring multiple vehicles.
Cons
- Higher Rates for High Mileage: Nationwide’s rates for high-mileage drivers may be higher compared to other companies for the Nissan 370Z.
- Complex Discount Eligibility: Qualifying for some of Nationwide’s discounts can be more complicated for Nissan 370Z owners.
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#4 – AAA: Best for Online App
Pros
- Best Online App: AAA offers an excellent online app experience for managing Nissan 370Z insurance policies.
- Roadside Assistance: AAA auto insurance review provides top-tier roadside assistance services for Nissan 370Z drivers.
- Member Discounts: AAA members can receive various discounts on their Nissan 370Z insurance policies.
Cons
- Membership Requirement: AAA insurance often requires an annual membership fee, which can be an additional cost for Nissan 370Z owners.
- Average Rates: The insurance rates from AAA for the Nissan 370Z are not always the most competitive.
#5 – Allstate: Best for Add-On Coverages
Pros
- Extensive Add-On Coverages: Allstate offers a wide range of additional coverage options for Nissan 370Z drivers.
- Discounts for Safety Features: Allstate auto insurance review provides discounts for Nissan 370Zs equipped with advanced safety features.
- Multi-Policy Discounts: Nissan 370Z owners can save up to 18% when bundling policies with Allstate.
Cons
- Higher Base Rates: Allstate’s base rates for minimum coverage on the Nissan 370Z can be higher than some competitors at $73 per month.
- Claim Process: Some Nissan 370Z owners report that the claims process with Allstate can be slower than expected.
#6 – Progressive: Best for Online Convenience
Pros
- Online Convenience: Progressive auto insurance review emphasized its offer on convenient online tools for managing Nissan 370Z insurance policies.
- Snapshot Program: Progressive’s Snapshot program can help Nissan 370Z drivers save based on their driving habits.
- Competitive Rates: Progressive offers competitive minimum coverage rates at around $62 per month for the Nissan 370Z.
Cons
- Customer Service Variability: Customer service experiences can vary significantly for Nissan 370Z owners with Progressive.
- Rate Increases: Progressive may increase rates more frequently than some competitors for the Nissan 370Z.
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#7 – USAA: Best for Military Savings
Pros
- Military Savings: USAA offers exclusive savings for military families insuring a Nissan 370Z.
- Top Financial Ratings: USAA’s A++ rating ensures reliability and stability for Nissan 370Z insurance.
- Excellent Customer Service: USAA auto insurance review highlights the renowned for its exceptional customer service, especially for Nissan 370Z drivers.
Cons
- Eligibility Restrictions: USAA is only available to military members and their families, limiting access for some Nissan 370Z owners.
- Limited Local Offices: USAA has fewer physical locations for in-person assistance for Nissan 370Z insurance.
#8 – Liberty Mutual: Best for Customizable Policies
Pros
- Customizable Policies: Liberty Mutual auto insurance review provides flexible policy options tailored for Nissan 370Z owners.
- Accident Forgiveness: Liberty Mutual’s accident forgiveness program can be beneficial for Nissan 370Z drivers.
- Discounts for Advanced Safety Features: Nissan 370Z owners with advanced safety features can get significant discounts.
Cons
- Higher Premiums: Liberty Mutual’s premiums can be higher for some coverage levels on the Nissan 370Z, with minimum coverage at $98 per month.
- Limited Discount Options: The range of discounts available may be more limited compared to other insurers for the Nissan 370Z.
#9 – Farmers: Best for Local Agents
Pros
- Local Agents: Farmers offers robust local agent support for Nissan 370Z insurance policies.
- Strong Coverage Options: Farmers auto insurance review provides comprehensive coverage options for Nissan 370Z drivers.
- Multi-Vehicle Discounts: Nissan 370Z owners can benefit from up to 13% off when insuring multiple vehicles.
Cons
- Average Online Tools: Farmers’ online tools and app may not be as user-friendly as other providers for Nissan 370Z insurance.
- Higher Rates for Young Drivers: Farmers may have higher rates for young Nissan 370Z drivers compared to other insurers, with minimum coverage at $75 per month.
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#10 – Travelers: Best for Accident Forgiveness
Pros
- Accident Forgiveness: Travelers Auto insurance review provides an excellent accident forgiveness program for Nissan 370Z drivers.
- Strong Financial Rating: Travelers’ A++ rating ensures reliability for Nissan 370Z insurance.
- Competitive Rates: Travelers offers competitive minimum coverage rates for the Nissan 370Z at $60 per month.
Cons
- Discount Availability: Travelers may have fewer discount options compared to other providers for the Nissan 370Z.
- Claims Process: Some Nissan 370Z owners have reported slower claims processing times with Travelers.
Nissan 370Z Insurance Cost
The insurance cost for a Nissan 370Z varies significantly based on the coverage level and the provider. For minimum coverage, AAA offers the most affordable option at $41 per month, while Liberty Mutual is the most expensive at $98 per month.
Nissan 370Z Auto Insurance Monthly Rates by Coverage Level & Provider
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| AAA | $41 | $132 |
| Allstate | $73 | $207 |
| Farmers | $75 | $228 |
| Geico | $60 | $185 |
| Liberty Mutual | $98 | $312 |
| Nationwide | $75 | $226 |
| Progressive | $62 | $182 |
| State Farm | $52 | $151 |
| Travelers | $60 | $178 |
| USAA | $65 | $201 |
For full coverage auto insurance, the rates are notably higher across all providers, with AAA still being the most economical choice at $132 per month and Liberty Mutual again being the highest at $312 per month. Other providers such as Allstate, Farmers, and Nationwide offer mid-range rates for both minimum and full coverage.
Nissan 370Z Auto Insurance Monthly Rates by Coverage Type
| Category | Rates |
|---|---|
| Average Rate | $140 |
| Discount Rate | $80 |
| High Deductibles | $120 |
| High Risk Driver | $298 |
| Low Deductibles | $176 |
| Teen Driver | $511 |
Geico, Progressive, and Travelers present relatively competitive rates, making them viable options for Nissan 370Z owners looking for balanced coverage and cost. State Farm and USAA also provide reasonable rates, particularly for full coverage, where they are on the lower end of the spectrum.
This diversity in pricing underscores the importance of comparing quotes from multiple insurance companies to find the best rate for your specific coverage needs.
Expensiveness of Nissan 370Zs to Insure
The cost to insure a Nissan 370Z typically falls within a competitive range when compared to other coupes such as the Mercedes-Benz CLA 250, MINI Hardtop 2 Door, and Audi TT. While each vehicle’s insurance rates can vary based on factors like the driver’s profile, location, and coverage options, the Nissan 370Z is often seen as having moderate insurance costs.
Nissan 370Z Auto Insurance Monthly Rates vs. Other Vehicles
| Vehicle | Comprehensive | Collision | Minimum Coverage | Full Coverage |
|---|---|---|---|---|
| Nissan 370Z | $28 | $60 | $38 | $140 |
| Mercedes-Benz CLA 250 | $34 | $70 | $33 | $150 |
| MINI Hardtop 2 Door | $24 | $45 | $28 | $108 |
| Audi TT | $32 | $60 | $33 | $138 |
| Infiniti Q60 | $32 | $62 | $33 | $140 |
| Cadillac ATS Coupe | $29 | $57 | $33 | $132 |
| Audi S5 | $33 | $72 | $33 | $151 |
This is due to its sports car classification, performance capabilities, and repair costs. However, it may still offer a more affordable insurance option compared to luxury brands like Mercedes-Benz and Audi, while potentially being higher than the more compact and less powerful MINI Hardtop 2 Door. Unlock details in our guide titled “What are the recommended auto insurance coverage levels?”
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Factors That Impacts the Cost of Nissan 370Z Insurance
The sports car classification, performance capabilities, and repair costs contribute to the higher auto insurance premiums for this vehicle. Despite these factors, it may still be more affordable to insure compared to luxury brands like Mercedes-Benz and Audi. Delve into our evaluation of “Factors That Affect Auto Insurance Rates.”
However, insurance costs for this vehicle could still be higher than those for more compact and less powerful models, such as the MINI Hardtop 2 Door. This is due to the higher risks and potential costs associated with its performance and repair needs.
Age of the Vehicle
The age of a vehicle significantly impacts auto insurance rates, with newer models typically incurring higher premiums. For the Nissan 370Z, this trend is evident as newer models generally have higher insurance costs. This is due to several factors: newer vehicles tend to have higher market values, making them more expensive to repair or replace in the event of an accident.
Nissan 370Z Auto Insurance Monthly Rates by Category
| Vehicle | Comprehensive | Collision | Minimum Coverage | Full Coverage |
|---|---|---|---|---|
| 2024 Nissan 370Z | $29 | $63 | $40 | $146 |
| 2023 Nissan 370Z | $29 | $62 | $40 | $145 |
| 2022 Nissan 370Z | $28 | $61 | $39 | $144 |
| 2021 Nissan 370Z | $28 | $60 | $39 | $143 |
| 2020 Nissan 370Z | $28 | $59 | $38 | $143 |
| 2019 Nissan 370Z | $27 | $58 | $38 | $142 |
| 2018 Nissan 370Z | $28 | $60 | $38 | $140 |
| 2017 Nissan 370Z | $27 | $58 | $39 | $139 |
| 2016 Nissan 370Z | $26 | $56 | $41 | $137 |
| 2015 Nissan 370Z | $24 | $54 | $42 | $135 |
| 2014 Nissan 370Z | $24 | $50 | $43 | $131 |
| 2013 Nissan 370Z | $23 | $47 | $43 | $127 |
| 2012 Nissan 370Z | $22 | $42 | $43 | $122 |
| 2011 Nissan 370Z | $20 | $39 | $43 | $117 |
| 2010 Nissan 370Z | $20 | $36 | $44 | $115 |
Additionally, they often come equipped with advanced technology and features that are costly to fix. Insurance companies also consider the depreciation rate, which affects the vehicle’s value over time, influencing the overall premium calculation. Consequently, owners of newer Nissan 370Z models can expect to pay more for their auto insurance compared to those with older versions.
Driver Age
Driver age is a crucial factor influencing Nissan 370Z auto insurance rates. Young drivers or auto insurance for teens, particularly those under 25, typically face higher premiums due to their lack of driving experience and statistically higher likelihood of being involved in accidents.
Nissan 370Z Auto Insurance Monthly Rates by Age
| Age | Rates |
|---|---|
| Age: 16 | $750 |
| Age: 18 | $511 |
| Age: 20 | $317 |
| Age: 30 | $146 |
| Age: 40 | $140 |
| Age: 45 | $138 |
| Age: 50 | $127 |
| Age: 60 | $125 |
In contrast, mature drivers, especially those aged 30 to 65, generally benefit from lower insurance rates as they are considered more experienced and less risky. However, rates may increase again for senior drivers over 65 due to potential age-related declines in reaction time and vision. Thus, insurers closely consider driver age when determining premiums for the Nissan 370Z.
Driver Location
Driver location plays a significant role in determining Nissan 370Z insurance rates. Urban areas with higher traffic density, increased likelihood of accidents, and greater risk of theft typically result in higher premiums compared to rural areas.
Nissan 370Z Auto Insurance Monthly Rates by City
| City | Rates |
|---|---|
| Los Angeles, CA | $239 |
| New York, NY | $221 |
| Houston, TX | $219 |
| Jacksonville, FL | $203 |
| Philadelphia, PA | $187 |
| Chicago, IL | $184 |
| Phoenix, AZ | $162 |
| Seattle, WA | $136 |
| Indianapolis, IN | $119 |
| Columbus, OH | $116 |
Additionally, regions prone to severe weather conditions or with a higher incidence of insurance fraud can also drive up rates. Insurers consider local crime rates, accident statistics, and repair costs specific to the area when calculating premiums, making the driver’s location a crucial factor in the overall cost of insuring a Nissan 370Z.
Your Driving Record
Your driving record can have an impact on your Nissan 370Z auto insurance rates. Teens and drivers in their 20s see the highest jump in their Nissan 370Z auto insurance with violations on their driving records. When violations such as speeding tickets or accidents appear on your record, insurers view you as an even greater risk, resulting in substantial rate increases.
Nissan 370Z Auto Insurance Monthly Rates by Age & Driving History
| Age | Clean Record | One Accident | One DUI | One Ticket |
|---|---|---|---|---|
| Age: 16 | $750 | $970 | $1,250 | $820 |
| Age: 18 | $511 | $690 | $960 | $610 |
| Age: 20 | $317 | $440 | $720 | $380 |
| Age: 30 | $146 | $220 | $360 | $190 |
| Age: 40 | $140 | $210 | $350 | $180 |
| Age: 45 | $138 | $205 | $345 | $175 |
| Age: 50 | $127 | $190 | $320 | $160 |
| Age: 60 | $125 | $185 | $310 | $155 |
For the Nissan 370Z, a sports car known for its performance, these effects can be more pronounced, as insurers already consider it a higher-risk vehicle. Maintaining a clean driving record is crucial to keeping insurance costs manageable for this car. Read thoroughly our guide on how credit scores affect auto insurance rates.
Nissan 370Z Safety Ratings
The Nissan 370Z’s safety ratings significantly impact its auto insurance rates by enhancing passenger protection and reducing the likelihood of severe injuries in crashes. Key features like Electronic Stability Control (ESC), ABS and Driveline Traction Control, and multiple airbags (including dual-stage front and side airbags, and curtain airbags) contribute to its strong safety ratings.
Nissan 370Z Safety Ratings
| Type | Rating |
|---|---|
| Small overlap front: driver-side | Good |
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
Additionally, advanced systems such as the Airbag Occupancy Sensor and RearView Monitor Back-Up Camera further bolster its safety profile. These elements not only ensure higher safety for occupants but also positively influence insurance rates by potentially lowering the risk and severity of accidents, leading to reduced insurance costs.
Nissan 370Z Crash Test Ratings
The Nissan 370Z boasts impressive crash test ratings, which can lead to lower auto insurance rates for its owners. High safety ratings typically translate to fewer injuries and lower repair costs in the event of an accident, making the vehicle less risky to insure.
Nissan 370Z Crash Test Ratings
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2024 Nissan 370Z Coupe 2 DR RWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2023 Nissan 370Z Coupe 2 DR RWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2022 Nissan 370Z Coupe 2 DR RWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2021 Nissan 370Z Coupe 2 DR RWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2020 Nissan 370Z Coupe 2 DR RWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Nissan 370Z Roadster C RWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Nissan 370Z 2 DR RWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Nissan 370Z Roadster C RWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Nissan 370Z 2 DR RWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Nissan 370Z Roadster C RWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Nissan 370Z 2 DR RWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Nissan 370Z Roadster C RWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Nissan 370Z 2 DR RWD | 5 stars | 4 stars | 5 stars | 4 stars |
Consequently, insurers often offer reduced premiums for cars like the 370Z that demonstrate strong performance in crash tests, benefiting drivers with lower overall insurance costs. Explore our article to find the best accident forgiveness auto insurance companies.
Nissan 370Z Insurance Loss Probability
The Nissan 370Z’s insurance loss probability is a key factor in determining its auto insurance rates. Lower loss probability percentages translate to lower insurance rates, while higher percentages lead to higher premiums. Check out our guide “Do you need medical payment coverage on auto insurance?”
Nissan 370Z Insurance Loss Probability
| Coverage | Loss |
|---|---|
| Collision | 64% |
| Property Damage | -12% |
| Comprehensive | 32% |
| Personal Injury | -9% |
| Medical Payment | no data |
| Bodily Injury | -12% |
This metric varies depending on the type of coverage, meaning that collision, comprehensive, and liability coverages each have different loss probabilities for the Nissan 370Z. Insurers use these probabilities to assess the risk of insuring the vehicle and to set rates accordingly, impacting the overall cost of insurance for the Nissan 370Z.
5 Ways to Save on Nissan 370Z Insurance
Saving on Nissan 370Z insurance can be achieved through several effective strategies. Young drivers can benefit from lower rates by maintaining good grades or a high GPA, as insurers often offer discounts for academic excellence. Full-time parents might find more affordable rates by highlighting their family responsibilities, which can be seen as reducing risky driving behaviors.
Installing a dashcam can provide evidence in the event of an accident, potentially reducing liability and insurance costs. Ensuring continuous coverage by renewing your insurance on time helps avoid the higher premiums associated with lapses in coverage. Delve into our guide “Reasons Auto Insurance Costs More for Young Drivers.”
Additionally, purchasing a roadside assistance program can mitigate unexpected expenses and claims, contributing to overall savings on your Nissan 370Z insurance.
Top Nissan 370Z Insurance Companies
When looking for the best auto insurance company for Nissan 370Z insurance rates, it’s essential to consider top providers by market share, as they often offer competitive rates and extensive coverage options. Companies such as State Farm, Geico, Progressive, and Allstate are among the leading insurers for Nissan 370Z.
Top Nissan 370Z Insurance Companies
| Rank | Insurance Company | Premiums Written | Market Share |
|---|---|---|---|
| #1 | State Farm | $66,153,063 | 9.1% |
| #2 | Geico | $46,358,896 | 6.4% |
| #3 | Progressive | $41,737,283 | 5.7% |
| #4 | Allstate | $39,210,020 | 5.4% |
| #5 | Liberty Mutual | $36,172,570 | 5.0% |
| #6 | Travelers | $28,786,741 | 4.0% |
| #7 | USAA | $24,621,246 | 3.4% |
| #8 | Chubb | $24,199,582 | 3.3% |
| #9 | Farmers | $20,083,339 | 2.8% |
| #10 | Nationwide | $18,499,967 | 2.5% |
These companies frequently provide discounts for security systems and other safety features that come standard with the Nissan 370Z, potentially lowering your premium. However, the actual rates you pay will depend on various factors, including your driving history, location, and the specific model and trim of your 370Z (Read more: How to Compare Auto Insurance Quotes).
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Compare Free Nissan 370Z Insurance Quotes Online
You can start comparing quotes for Nissan 370Z auto insurance rates from some of the best auto insurance companies by using our free online tool now. Finding affordable auto insurance for a zippy V6 engine sports car like the Nissan 370Z can be a tough task. Auto insurance companies in the U.S. usually charge a higher premium for speedy sports cars.
This is because research indicates that such vehicles tend to be driven faster and are more likely to get into crashes! So you will need to do plenty of research to find the best insurance deal at a low price. According to a New York Times article, auto insurance rates have slowly risen since 2010 in many parts of the country. The article also finds that a growing number of people are driving without any insurance at all.
In a scenario of rising insurance costs and the need for additional insurance in case of an accident with an uninsured and underinsured driver, it becomes imperative that you get the highest level of coverage for your Nissan 370Z.
About Nissan the Company
Nissan Motor Company sells some of the most easily recognized cars on the road today. The sixth largest automaker in the world, Nissan is headquartered in Yokohama, Japan. Nissan has a long line of automobiles, from reliable coupes and sedans, large family-friendly SUVs, to heavy-hauling trucks. Nissan also sells a luxury line, the Infiniti series in the U.S.
Known for their reliability, stellar workmanship, and innovative safety features, Nissan is also a leader in fuel technology.
Besides the Nissan Leaf, an all-electric five-seat hatchback, the company also sells the oft-seen sedans such as the Sentra and the Altima; sporty convertibles such as the Z models; SUVs and crossovers such as the Rogue; and trucks such as the Titan and the Frontier.
Starting at an affordable $11,000 for its small cars, Nissan sells its high-performance vehicles starting at a whopping $97,000 and up. With good gas mileage, low maintenance costs, and steady performance, Nissans are popular with drivers and car critics.
About the Nissan 370Z
The Nissan 370Z is a two-seater sports car. Also known as the Fairlady Z Z34 in Japan, this sleek car was launched in the U.S. in 2008. With a 0-60 mph acceleration of less than 5 seconds, the 370Z has been featured in various popular video games such as Need for Speed: Undercover and Gran Turismo 5.
Offered in both coupe and roadster body styles, the 370Z has a powerful V6 engine. Depending on the type of trim, the car comes equipped with a range of features including:
- Automatic climate control
- Nissan Intelligent Key with push-button start
- Heated leather seats
- Satellite radio
- Bluetooth wireless connectivity
Safety features include the Nissan Advanced Air Bag system that contains six airbags, electronic stability and traction control, anti-lock brakes, anti-whiplash head restraints, and a tire-pressure-monitoring tool.
Starting at $33,000 for the coupe and $41,000 for the roadster, the Nissan 370Z is a powerful sports car with sleek lines and well-appointed interiors. Like any other sports car, your insurance cost is likely to be higher!
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Why You Need Auto Insurance
When you drive a high-performance sports car like the Nissan 370Z, the Insurance Institute for Highway Safety finds that the possibilities of getting into a car crash are higher. So it is crucial to get the best possible insurance you can afford. Check out our guide “Where to Compare Auto Insurance Rates.“
An auto insurance policy is your safety net in case you are involved in an auto accident. Insurance will protect you and your family from possible financial ruin if you cause an auto accident that results in widespread damage and death.
Different Forms of Car Insurance
Every driver has different auto insurance needs, depending on the car or their family size. So auto insurance companies offer an a la carte menu of insurance policies from which to choose. While every driver is required by law to have a certain amount of insurance, they can choose multiple forms of coverage to protect themselves and their families.
- Bodily Injury Liability: Bodily injury liability is the most common form of insurance. It is structured to pay for treating all forms of physical injury caused by an accident where you are at fault. This form of insurance is particularly helpful if someone involved in the accident decides to sue you.
- Property Damage Liability: As the name indicates, this form of coverage pays for the repair or replacement of any property that is impacted by an accident caused by the policyholder. Under this protection, the property is defined as buildings, any kind of signage on the road, sidewalks, fences, electric poles, as well as other vehicles.
- Personal Injury Protection: Personal injury protection pays for medical and funeral costs that arise from the accident. It is mandatory in most states.
- Collision Coverage: If you own a brand new Nissan 370Z, getting collision coverage is highly recommended. While expensive, this form of coverage will pay for any damage caused by an accident, including replacing the car at market value. This is essential if you have financed your car and have substantial payments left on your loan.
- Comprehensive Coverage: As the name suggests, comprehensive coverage will pay for all and any damage caused to your car except by collision. Comprehensive coverage includes damage caused by inclement weather such as earthquakes; and by humans such as theft and vandalism. But comprehensive coverage is crucial if you own an expensive car such as the Nissan 370Z.
- Uninsured/Underinsured Motorist Coverage: As the economy falters, an increasing number of people are driving without insurance, as reported by MSNBC. So it might be imperative to get U/UI coverage to protect you from uninsured, underinsured, and hit-and-run drivers.
- Gap Insurance: If you plan to buy a new car, you have the option of purchasing GAP coverage. This protection will cover the difference between what you owe on your car loan or lease and what the insurance company pays out in the event your car is totaled in an accident.
Additionally, insurance companies are offering other options such as pay-as-you-go insurance that depends on the number of miles you drive as well as your driving record. You can learn more in our Hugo auto insurance review.
MSN Money reports that you can save as much as 30% on your insurance costs with this kind of insurance. It might make financial sense to buy replacement parts coverage or extended warranties for your Nissan 370Z, given the expense of auto parts for sports cars.
Lowering Your Auto Insurance Rates
Before you buy your zippy Nissan 370Z, you have to be aware that your insurance bill is likely to be higher. So it is important to take certain steps to make sure you get a good deal on your insurance. As you search for the best offer, be wary of any quotes that seem too low. You might think you are getting a bargain but it is likely to cost you in the long run!
One of the easiest ways to lower your insurance costs is to raise your deductible to the highest amount you can afford.
Once you have raised the deductible, make sure you drive your speedy coupe or roadster carefully. Remember that one ticket or citation can raise your insurance by 18%.
Unless you are completely satisfied with your insurance company, it is imperative that you shop around. You are likely to get a much better deal since insurance companies are constantly running promotions and discounts to attract new customers. Browse into our guide “Cheapest Liability-Only Auto Insurance.”
If you like your insurance company and their handling of your account, ask them for better rates at renewal time. If you are a good customer, you are likely to get a positive response.
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— AutoInsurance.org (@AutoInsurance) March 28, 2023
Also, talk to your friends and family to get some trustworthy opinions. Recommendations from existing users can go a long way in helping you decide.
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Case Studies: Best Nissan 370Z Auto Insurance
Finding the best Nissan 370Z auto insurance can be a challenge, especially when considering various factors like coverage options, rates, and discounts.
- Case Study #1 – Comprehensive Coverage: John, a 35-year-old Nissan 370Z owner, was looking for a balanced insurance plan that offered comprehensive coverage at an affordable rate. He chose State Farm, which provided him with a plan starting at $41/month. State Farm’s policy included collision, liability, and comprehensive coverage, giving John peace of mind.
- Case Study #2 – Customizable Options: Emily, a 28-year-old driver with a modified Nissan 370Z, needed an insurance provider that could accommodate her vehicle’s unique features. She opted for Geico, which offered highly customizable plans that included coverage for her modifications. Geico’s flexible options allowed Emily to tailor her insurance policy to fit her specific needs.
- Case Study #3 – Usage-Based Discounts: Michael, a 45-year-old who uses his Nissan 370Z primarily for weekend drives, was interested in a policy that reflected his low mileage. Nationwide’s usage-based insurance program provided the perfect solution, offering significant discounts based on Michael’s actual driving habits.
These case studies highlight how State Farm, Geico, and Nationwide cater to the diverse needs of Nissan 370Z owners.
State Farm is the best company for Nissan 370Z auto insurance due to its balanced plans and affordable rates.Michelle Robbins Licensed Insurance Agent
Whether you need comprehensive coverage, customizable options, or usage-based discounts, these top providers offer the best Nissan 370Z auto insurance to fit your lifestyle and ensure your vehicle is protected. See which companies have the cheapest minimum auto insurance rates by entering your ZIP code into our free comparison tool below.
Frequently Asked Questions
What is Nissan 370Z auto insurance?
Nissan 370Z auto insurance provides financial protection for accidents, damage, or injuries involving a Nissan 370Z. See our comprehensive guide titled “What age group has the most fatal crashes?”
What factors can affect the cost of Nissan 370Z auto insurance?
Factors include driver’s age, driving record, location, vehicle usage, coverage options, vehicle value, repair costs, safety features, and performance specs. Explore our guide titled “How Auto Insurance Companies Check Driving Records.”
You can find affordable auto insurance no matter what your driving record looks like by entering your ZIP code below in our free quote comparison tool.
Are there any specific insurance considerations for a Nissan 370Z?
Yes, factors like the car’s age, condition, modifications, value, and high-performance nature can affect premiums.
How can I find affordable Nissan 370Z auto insurance?
Shop around and compare quotes from different providers, and look for discounts like safe driver or multi-policy discounts.
What types of coverage are available for Nissan 370Z auto insurance?
Coverage options include liability, collision insurance, comprehensive, uninsured/underinsured motorist, and personal injury protection (PIP).
Are there any specialized insurance providers for Nissan 370Z owners?
While no providers exclusively cater to Nissan 370Z, some specialize in sports or high-performance cars and offer tailored coverage.
How does the trim and model of the Nissan 370Z affect insurance rates?
Higher-end trims and modifications can increase insurance costs due to higher value and repair expenses.
What discounts are available for Nissan 370Z auto insurance?
Discounts may include safe driver, multi-policy insurance discount, anti-theft device, and safety feature discounts.
Why is State Farm the top pick for Nissan 370Z auto insurance?
State Farm offers balanced plans with comprehensive coverage at competitive rates. Find your cheapest auto insurance quotes by entering your ZIP code below into our free comparison tool.
Can my driving habits affect my Nissan 370Z insurance rates?
Yes, driving habits can affect rates. Usage-based programs like Nationwide’s can lower premiums based on safe driving and mileage.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
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