Best Nissan Altima Auto Insurance in 2024 (Check Out the Top 10 Companies)
State Farm, Nationwide, and AAA offer the best Nissan Altima auto insurance rates, with starting rates for as low as at $39/month. These companies have specific factors that make them the top choices for insuring your Nissan Altima, providing reliability, savings, and convenience.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Oct 25, 2024
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 25, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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17,759 reviewsCompany Facts
Full Coverage for Nissan Altima
A.M. Best Rating
Complaint Level
Pros & Cons
17,759 reviews
3,019 reviewsCompany Facts
Full Coverage for Nissan Altima
A.M. Best Rating
Complaint Level
Pros & Cons
3,019 reviews
2,934 reviewsCompany Facts
Full Coverage for Nissan Altima
A.M. Best Rating
Complaint Level
Pros & Cons
2,934 reviewsThe top pick overall for the best Nissan Altima auto insurance are State Farm, Nationwide, and AAA, offering rates as low as $39/month. State Farm stands out for its comprehensive coverage and exceptional customer service (Read more: Nissan Auto Insurance).
Nationwide is ideal for those seeking usage-based discounts, while AAA provides unparalleled convenience with its user-friendly mobile app.
Our Top 10 Company Picks: Best Nissan Altima Auto Insurance
| Company | Rank | Multi-Vehicle Discount | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | 10% | B | Many Discounts | State Farm |
 | #2 | 15% | A+ | Usage Discount | Nationwide |
 | #3 | 12% | A | Online App | AAA |
 | #4 | 5% | A++ | Custom Plan | Geico |
 | #5 | 18% | A+ | Add-on Coverages | Allstate |
 | #6 | 7% | A+ | Online Convenience | Progressive |
 | #7 | 20% | A++ | Military Savings | USAA |
 | #8 | 6% | A | Customizable Polices | Liberty Mutual |
 | #9 | 13% | A | Local Agents | Farmers |
 | #10 | 9% | A++ | Accident Forgiveness | Travelers |
Explore Nissan Altima insurance rates and why these providers are the best choices for affordable and reliable Nissan Altima insurance.
If you’re just looking for coverage to drive legally, enter your ZIP code above to compare cheap auto insurance quotes near you.
- Discover the best Nissan Altima auto insurance rates starting at $39/month
- State Farm is the top pick for the best Nissan Altima auto insurance
- Save usage-based discounts and enjoy user-friendly mobile app from top providers
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#1 – State Farm: Top Overall Pick
Pros
- Many Discounts: State Farm auto insurance review provides variety of discounts, which can help Nissan Altima owners significantly reduce their insurance expenses.
- Affordable Monthly Premiums: State Farm provides competitive monthly premiums, starting at $49 for minimum coverage on the Nissan Altima.
- Policy Bundling: Nissan Altima owners can achieve additional savings by bundling multiple insurance policies with State Farm.
Cons
- Limited Multi-Policy Savings: The discounts for bundling multiple policies may not be as substantial as those offered by some competitors.
- Potentially Higher Premiums: Even with available discounts, State Farm’s premiums could be relatively high for certain coverage levels, which might impact Nissan Altima owners.
#2 – Nationwide: Best for Usage Discount
Pros
- Significant Usage-Based Savings: Nationwide provides attractive discounts based on usage, which can be particularly beneficial for Nissan Altima drivers.
- Affordable Monthly Rates: Nationwide auto insurance review provides low monthly premiums, starting at $57 for minimum coverage on the Nissan Altima.
- Multi-Vehicle Discount: Nissan Altima owners with multiple vehicles can benefit from a 15% discount when insuring more than one car with Nationwide.
Cons
- Complex Discount Eligibility: Qualifying for certain discounts may require meeting specific and sometimes complex criteria, which could be challenging for Nissan Altima owners.
- Average Customer Service: Nationwide’s customer service may not be as responsive or efficient as that of other leading insurers, which could affect Nissan Altima policyholders.
#3 – AAA: Best for Online App
Pros
- Convenient Online App: AAA’s online app makes it easy for Nissan Altima owners to manage their insurance policies.
- Competitive Monthly Rates: AAA offers competitive monthly premiums, starting at $71 for minimum coverage on the Nissan Altima.
- Additional Membership Benefits: Along with insurance, AAA auto insurance review provides the members to receive extra benefits that add value for Nissan Altima owners.
Cons
- Membership Requirement: AAA requires a membership to access their insurance services, which could be an added expense for Nissan Altima owners.
- Availability Limitations: AAA’s insurance services might not be available in all regions, limiting access for some Nissan Altima drivers.
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#4 – Geico: Best for Custom Plan
Pros
- Highly Customizable Plans: As mention in Geico auto insurance review, Geico offers flexible insurance plans that can be tailored to meet the specific needs of Nissan Altima drivers.
- Low Monthly Rates: Geico provides competitive monthly premiums, starting at $39 for minimum coverage on the Nissan Altima.
- Multiple Discount Options: Geico offers numerous discounts, enabling Nissan Altima owners to reduce their insurance costs.
Cons
- Higher Rates for High-Risk Drivers: Geico’s premiums may be higher for drivers deemed high-risk, which could affect some Nissan Altima owners.
- Customer Service Concerns: Geico’s customer service has received mixed reviews, which could impact the overall satisfaction of Nissan Altima policyholders.
#5 – Allstate: Best for Add-On Coverages
Pros
- Wide Range of Add-On Coverages: Allstate auto insurance review provides an extensive selection of add-on coverages, providing comprehensive protection for Nissan Altima owners.
- Competitive Monthly Rates: Allstate’s monthly premiums start at $69 for minimum coverage on the Nissan Altima.
- Multi-Policy Discount: Nissan Altima drivers can benefit from an 18% discount when bundling multiple policies with Allstate.
Cons
- Higher Premium Costs: Allstate’s premiums may be higher compared to some competitors, potentially affecting affordability for Nissan Altima owners.
- Limited Availability of Discounts: Certain discounts may not be available in all states, which could limit potential savings for Nissan Altima drivers.
#6 – Progressive: Best for Online Convenience
Pros
- Online Management Tools: Progressive offers an excellent array of online tools and services for managing Nissan Altima insurance policies.
- Competitive Monthly Rates: Progressive auto insurance review provides competitive monthly premiums, starting at $59 for minimum coverage on the Nissan Altima.
- Snapshot Program: Nissan Altima owners can save on premiums through Progressive’s Snapshot program, which offers usage-based discounts.
Cons
- High Premiums for Young Drivers: Premiums for young drivers may be higher with Progressive, potentially affecting Nissan Altima owners with teen drivers.
- Inconsistent Customer Service: The quality of Progressive’s customer service can vary, which could impact the experience of Nissan Altima policyholders.
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#7 – USAA: Best for Military Savings
Pros
- Significant Military Savings: USAA offers substantial savings and benefits tailored for military members and their families who own Nissan Altimas.
- Affordable Monthly Rates: USAA auto insurance review provides competitive monthly premiums, starting at $62 for minimum coverage on the Nissan Altima.
- Outstanding Customer Service: USAA is renowned for its excellent customer service, which benefits Nissan Altima policyholders.
Cons
- Eligibility Restrictions: USAA’s services are limited to military members and their families, excluding other Nissan Altima owners.
- Fewer Physical Locations: The limited number of physical branches might be inconvenient for some Nissan Altima drivers.
#8 – Liberty Mutual: Best for Customizable Policies
Pros
- Tailored Insurance Plans: Liberty Mutual offers highly customizable policies that cater to the unique needs of Nissan Altima owners.
- Competitive Monthly Rates: Liberty Mutual auto insurance review provides monthly premiums start at $93 for minimum coverage on the Nissan Altima.
- Accident Forgiveness: Liberty Mutual’s accident forgiveness feature prevents rate increases after the first accident, benefiting Nissan Altima drivers.
Cons
- Higher Rates for High-Risk Drivers: Liberty Mutual’s premiums might be higher for drivers classified as high-risk, which could affect some Nissan Altima owners.
- Fewer Discount Options: Liberty Mutual may offer fewer discounts compared to other insurers, potentially impacting savings for Nissan Altima policyholders.
#9 – Farmers: Best for Local Agents
Pros
- Personalized Service from Local Agents: Farmers auto insurance review provides access to local agents, offering a personalized experience for Nissan Altima insurance.
- Competitive Monthly Rates: Farmers’ monthly premiums start at $71 for minimum coverage on the Nissan Altima.
- Multi-Policy Discount: Nissan Altima drivers can save 13% by bundling multiple policies with Farmers.
Cons
- Higher Premium Costs: Farmers’ premiums might be higher than those of some competitors, potentially impacting affordability for Nissan Altima owners.
- Mixed Reviews on Customer Service: Farmers’ customer service has received mixed reviews, which could affect the satisfaction of Nissan Altima policyholders.
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#10 – Travelers: Best for Accident Forgiveness
Pros
- Accident Forgiveness Program: Travelers offers accident forgiveness, which prevents rate hikes after the first accident for Nissan Altima drivers.
- Affordable Monthly Rates: Travelers Auto insurance review provides monthly premiums start at $57 for minimum coverage on the Nissan Altima.
- Multi-Policy Discount: Travelers offers a 9% discount when bundling multiple policies, providing additional savings for Nissan Altima owners.
Cons
- Limited Regional Availability: Travelers’ insurance might not be available in all areas, limiting access for some Nissan Altima drivers.
- Complicated Claims Process: Some customers have reported a complex claims process, which could be challenging for Nissan Altima policyholders.
Nissan Altima Insurance Cost
Nissan Altima Auto Insurance Monthly Rates by Coverage Level & Provider
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| AAA | $71 | $215 |
| Allstate | $69 | $197 |
| Farmers | $71 | $217 |
| Geico | $39 | $125 |
| Liberty Mutual | $93 | $296 |
| Nationwide | $57 | $176 |
| Progressive | $59 | $173 |
| State Farm | $49 | $143 |
| Travelers | $57 | $169 |
| USAA | $62 | $191 |
When it comes to full coverage auto insurance, the variation in rates is also notable. Geico again offers the most affordable option at $125 per month, while Liberty Mutual charges the highest at $296. Providers like Allstate, Farmers, and USAA fall in the middle range, with full coverage rates between $191 and $217.
Nissan Altima Auto Insurance Monthly Rates by Coverage Type
| Category | Rates |
|---|---|
| Average Rate | $121 |
| Discount Rate | $71 |
| High Deductibles | $104 |
| High Risk Driver | $257 |
| Low Deductibles | $152 |
| Teen Driver | $440 |
Overall, selecting the right insurance provider can result in considerable savings. Geico tends to offer the lowest rates for both minimum and full coverage, whereas Liberty Mutual is generally more expensive for insuring a Nissan Altima.
Expensiveness of Nissan Altimas to Insure
Nissan Altimas are generally more expensive to insure than other sedans like the MINI Hardtop 4 Door, Chrysler 300, and Lincoln MKZ. This higher cost can be attributed to several factors, such as the Altima’s repair costs, the frequency of claims made by Altima owners, and the vehicle’s safety ratings.
Nissan Altima Auto Insurance Monthly Rates vs. Other Vehicles
| Vehicle | Comprehensive | Collision | Minimum Coverage | Full Coverage |
|---|---|---|---|---|
| Nissan Altima | $27 | $50 | $31 | $121 |
| MINI Hardtop 4 Door | $25 | $47 | $33 | $118 |
| Chrysler 300 | $28 | $52 | $33 | $126 |
| Lincoln MKZ | $27 | $57 | $38 | $136 |
| Ford Focus | $20 | $45 | $33 | $111 |
| Subaru Legacy | $31 | $42 | $28 | $113 |
| Toyota Corolla | $25 | $45 | $33 | $115 |
Although the Altima is recognized for its reliability and performance, these factors contribute to its insurance rates, making it important for potential buyers to consider these costs when selecting a vehicle. The comparison chart emphasizes the rate differences, highlighting the significance of understanding how different models influence auto insurance premiums.
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Factors That Impacts the Cost of Nissan Altima Insurance
Several factors influence the cost of insuring a Nissan Altima. The specific trim and model you choose can significantly affect your insurance premium.
Higher trims, which often include advanced features and luxury upgrades, typically result in higher insurance costs due to the increased expense of repairs and replacements. You can explore more in our analysis of “Factors That Affect Auto Insurance Rates.”
Furthermore, the vehicle’s safety ratings, theft susceptibility, part costs, and overall value are critical in determining insurance expenses. The driver’s age, driving record, location, and selected coverage options also play important roles. Collectively, these factors determine the overall cost of insuring a Nissan Altima.
Vehicle Age and Insurance Costs
The age of a vehicle plays a crucial role in determining auto insurance premiums. For instance, newer vehicles like the Nissan Altima often come with higher insurance costs. This is largely because newer cars have a greater market value and replacement cost, leading to a larger potential payout for insurers in the event of an accident or theft.
Nissan Altima Auto Insurance Monthly Rates by Model Year & Coverage Type
| Vehicle | Comprehensive | Collision | Minimum Coverage | Full Coverage |
|---|---|---|---|---|
| 2024 Nissan Altima | $28 | $52 | $32 | $123 |
| 2023 Nissan Altima | $28 | $51 | $31 | $122 |
| 2022 Nissan Altima | $28 | $50 | $31 | $121 |
| 2021 Nissan Altima | $27 | $50 | $31 | $121 |
| 2020 Nissan Altima | $27 | $50 | $31 | $121 |
| 2019 Nissan Altima | $26 | $48 | $33 | $119 |
| 2018 Nissan Altima | $25 | $47 | $33 | $118 |
| 2017 Nissan Altima | $24 | $46 | $35 | $118 |
| 2016 Nissan Altima | $23 | $44 | $36 | $116 |
| 2015 Nissan Altima | $22 | $43 | $37 | $114 |
| 2014 Nissan Altima | $21 | $40 | $38 | $111 |
| 2013 Nissan Altima | $20 | $37 | $38 | $108 |
| 2012 Nissan Altima | $19 | $33 | $38 | $104 |
| 2011 Nissan Altima | $18 | $31 | $38 | $100 |
| 2010 Nissan Altima | $17 | $29 | $39 | $98 |
Moreover, modern vehicles are typically equipped with advanced technologies and safety features, which can be costly to repair or replace. Consequently, insurance companies tend to charge higher premiums for these newer models to account for these potential expenses.
As a result, the average insurance rates for a new Nissan Altima are typically higher compared to older models. For more in-depth information, please refer to our comprehensive guide titled “Auto Insurance Discounts.”
The age of the driver plays a significant role in determining the cost of auto insurance for a Nissan Altima. Younger drivers, especially those in their teens and early twenties, tend to face higher insurance premiums.
This is primarily because they are considered inexperienced and are statistically more prone to accidents. On the other hand, individuals between the ages of 25 and 65 generally enjoy lower insurance rates, as they are viewed as more experienced and less likely to be involved in accidents. As drivers age, particularly those over 70, insurance rates may increase again.
This is due to the heightened risk associated with aging, including potential declines in vision, slower reaction times, and other health-related issues. Insurance companies evaluate these age-related factors when calculating premiums for Nissan Altima owners. For more information, refer to our guide titled “Best Auto Insurance for Drivers Under 25.”
Driver Location
The location of the driver plays a crucial role in determining the insurance rates for a Nissan Altima, as it is influenced by a variety of geographic factors. In urban areas, insurance premiums tend to be higher due to denser traffic, a greater probability of accidents, and increased risks of theft or vandalism. For a more in-depth understanding, refer to our guide titled “What are the recommended auto insurance coverage levels?”
Nissan Altima Auto Insurance Monthly Rates by City
| City | Rates |
|---|---|
| Los Angeles, CA | $206 |
| New York, NY | $190 |
| Houston, TX | $189 |
| Jacksonville, FL | $174 |
| Philadelphia, PA | $162 |
| Chicago, IL | $159 |
| Phoenix, AZ | $140 |
| Seattle, WA | $117 |
| Indianapolis, IN | $102 |
| Columbus, OH | $100 |
On the other hand, rural areas generally enjoy lower insurance costs due to lighter traffic and a reduced likelihood of collisions. Additionally, regional weather patterns, local crime statistics, and the prevalence of uninsured drivers in a specific area can impact the cost of insurance. Insurers also take into account the local costs of repairs and medical expenses, which can vary by region, when calculating insurance rates for the Nissan Altima.
Impact of Your Driving Record
Your driving history plays a crucial role in determining the cost of auto insurance for a Nissan Altima. For younger drivers, particularly those in their teens or early 20s, incidents such as speeding tickets, accidents, or DUIs can lead to significant hikes in insurance premiums.
Nissan Altima Auto Insurance Monthly Rates by Age & Driving Record
| Age | Clean Record | One Accident | One DUI | One Ticket |
|---|---|---|---|---|
| Age: 16 | $610 | $800 | $1,200 | $750 |
| Age: 18 | $440 | $620 | $860 | $560 |
| Age: 20 | $273 | $410 | $690 | $390 |
| Age: 30 | $126 | $180 | $320 | $160 |
| Age: 40 | $121 | $170 | $310 | $155 |
| Age: 45 | $118 | $165 | $300 | $150 |
| Age: 50 | $110 | $155 | $280 | $145 |
| Age: 60 | $108 | $150 | $270 | $140 |
Insurance companies tend to perceive younger drivers as higher-risk, and any infractions on their driving records amplify this view, resulting in increased coverage costs. To keep insurance expenses down and secure better rates, it’s vital to maintain a spotless driving record. For more insights, refer to our guide, “Does a criminal record affect auto insurance rates?”
Nissan Altima Safety Ratings
The safety ratings of your Nissan Altima play a crucial role in determining your insurance costs, thanks to the vehicle’s extensive safety features. These include an array of airbags (covering the driver, passenger, front and rear heads, as well as front and rear sides), 4-wheel ABS, disc brakes on all wheels, and brake assist.
Nissan Altima Safety Ratings
| Type | Rating |
|---|---|
| Small overlap front: driver-side | Good |
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
In addition, the car is equipped with advanced safety technologies such as electronic stability control, child safety locks, traction control, a blind spot monitor, and a lane departure warning system.
These comprehensive safety features not only safeguard occupants in the event of an accident but also help lower insurance premiums by minimizing the likelihood of serious injuries and expensive claims.
Nissan Altima Crash Test Ratings
The crash test ratings of the Nissan Altima play a crucial role in determining its insurance premiums. Strong performance in evaluations by organizations such as the IIHS or NHTSA typically leads to reduced insurance costs, highlighting the vehicle’s safety features and ability to withstand crashes.
Nissan 370Z Crash Test Ratings
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2024 Nissan Altima 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2024 Nissan Altima 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2023 Nissan Altima 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2023 Nissan Altima 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2022 Nissan Altima 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2022 Nissan Altima 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2021 Nissan Altima 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2021 Nissan Altima 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2020 Nissan Altima 4 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2020 Nissan Altima 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2019 Nissan Altima 4 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2019 Nissan Altima 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2018 Nissan Altima 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Nissan Altima 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Nissan Altima 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
On the other hand, lower ratings can drive up insurance expenses, as they suggest a greater risk of accidents and costly repairs. Insurance providers use these ratings to estimate potential claims related to accidents and occupant safety, which directly affects the overall insurance rates for the Nissan Altima. Be sure to check out our article on the best accident forgiveness auto insurance companies.
Nissan Altima Insurance Loss Probability
One key element influencing the insurance rates for the Nissan Altima is its loss probability across different types of coverage. A higher loss probability signals a greater likelihood of the insurer needing to settle claims, which in turn raises premiums for policyholders.
Nissan Altima Auto Insurance Loss Probability
| Coverage | Loss |
|---|---|
| Collision | 10% |
| Property Damage | -3% |
| Comprehensive | 19% |
| Personal Injury | 44% |
| Medical Payment | 47% |
| Bodily Injury | 14% |
For the Nissan Altima, factors like repair expenses, safety features, theft rates, and accident history all play a role in determining its loss probability. For more information, see our guide “Do you need medical payment coverage on auto insurance?”
Generally, vehicles equipped with advanced safety technologies and lower repair costs tend to have reduced loss probabilities, leading to more competitive insurance rates. As a result, understanding the Nissan Altima’s loss probability can provide valuable insight for potential buyers when estimating insurance expenses and making well-informed choices.
Strategies for Reducing Nissan Altima Insurance Costs
To minimize your Nissan Altima auto insurance expenses, consider employing a variety of approaches that ensure you get the most value. Begin by familiarizing yourself with the various types of auto insurance available for your Nissan Altima, including liability, collision, and comprehensive options, and select the one that aligns best with your needs and budget.
If there’s a student in your household, inquire about a “student away from home” discount. This can be beneficial if the student resides more than 100 miles away and doesn’t have frequent access to the vehicle, potentially lowering your premium.
Additionally, when requesting insurance quotes, ensure you use an accurate job title, as certain professions are seen as lower risk and may qualify for discounts.
Retirees should ask about special discounts as well. Many insurance companies offer reduced rates to retirees, who generally drive less and have a lower accident risk. Lastly, don’t assume that insuring a Nissan Altima is automatically cheaper than other vehicles.
It’s crucial to compare insurance rates across different vehicles and providers, as premiums can vary significantly depending on factors like safety features and repair costs. By taking these factors into account, you can effectively lower your Nissan Altima insurance premiums.
Top Insurance Companies for Nissan Altima
Which insurance companies offer the most competitive rates for Nissan Altima coverage? While your specific insurance costs will vary based on numerous factors, the following are some of the top providers by market share offering coverage for the Nissan Altima.
Top 10 Nissan Altima Auto Insurance Providers by Market Share
| Rank | Insurance Company | Premiums Written | Market Share |
|---|---|---|---|
| #1 | State Farm | $65.6 milllion | 9.1% |
| #2 | Geico | $46.1 milllion | 6.4% |
| #3 | Progressive | $39.2 milllion | 5.7% |
| #4 | Liberty Mutual | $35.6 milllion | 5.4% |
| #5 | Allstate | $35 milllion | 5% |
| #6 | Travelers | $28 milllion | 4% |
| #7 | USAA | $23.4 milllion | 3.4% |
| #8 | Chubb | $23.3 milllion | 3.3% |
| #9 | Farmers | $20.6 milllion | 2.8% |
| #10 | Nationwide | $18.4 milllion | 2.5% |
These insurers are recognized for their competitive pricing and broad coverage options. Additionally, many offer discounts for vehicles with advanced safety and security features, which the Nissan Altima is equipped with (Read more: How to Compare Auto Insurance Quotes).
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Compare Free Nissan Altima Insurance Quotes Online
Start comparing insurance rates for your Nissan Altima at no cost by utilizing an easy-to-use online comparison tool. This resource enables you to swiftly gather multiple quotes from a variety of insurance providers, all without any fees. For further guidance, refer to our article, “Where to Compare Auto Insurance Rates.“
By inputting basic details about your vehicle and driving history, you can obtain customized quotes that highlight the most affordable and appropriate insurance choices for your Nissan Altima. This approach not only saves time but also guarantees that you secure the best deal by directly comparing offers from different companies.
Case Studies: Best Nissan Altima Auto Insurance
Choosing the best Nissan Altima auto insurance involves considering multiple factors such as coverage options, customer service, and cost. Here, we explore three case studies highlighting the top providers for Nissan Altima insurance.
- Case Study #1 – Comprehensive Coverage With State Farm: John, a 35-year-old professional from Chicago, chose State Farm for his 2022 Nissan Altima. He needed extensive coverage due to his daily long-distance commute. State Farm offered him comprehensive coverage at $39/month, coupled with excellent customer service.
- Case Study #2 – Savings With Nationwide’s Usage-Based Discounts: Sarah, a young driver and college student from New York, found Nationwide’s usage-based insurance perfect for her limited driving needs. She qualified for significant discounts by driving less than 30 miles a week. This personalized plan allowed Sarah to enjoy affordable Nissan Altima auto insurance.
- Case Study #3 – Convenience With AAA’s User-Friendly App: Mark, a busy entrepreneur from Los Angeles, needed a reliable insurance provider with easy access to policy management and claims services. AAA’s user-friendly mobile app was a game-changer for him. The app’s convenience, combined with competitive rates for his Nissan Altima, made AAA the ideal choice.
These case studies demonstrate how State Farm, Nationwide, and AAA cater to different needs and preferences, making them top choices for Nissan Altima auto insurance.
State Farm offers the best Nissan Altima auto insurance with comprehensive coverage and exceptional customer service.Jeff Root Licensed Insurance Agent
Whether it’s comprehensive coverage, significant savings, or unmatched convenience, these providers offer tailored solutions to meet the diverse requirements of Nissan Altima owners. Find your cheapest auto insurance quotes by entering your ZIP code below into our free comparison tool.
Frequently Asked Questions
What is Nissan Altima auto insurance?
Nissan Altima auto insurance is coverage specifically designed for Nissan Altima vehicles, protecting you financially in case of accidents or damages. See our comprehensive guide titled “Motorcycle vs. Car Accident Statistics.”
What factors can affect the cost of Nissan Altima auto insurance?
Costs can be influenced by your age, driving record, location, vehicle usage, coverage options, and the vehicle’s value and safety features. You can find affordable auto insurance no matter what your driving record looks like by entering your ZIP code below in our free quote comparison tool.
What types of coverage are available for Nissan Altima auto insurance?
You can get liability, collision, comprehensive, uninsured/underinsured motorist, personal injury protection (PIP), and other optional coverages.
Are there any specific insurance considerations for a Nissan Altima?
Consider the vehicle’s age, condition, trim level, safety features, and how often Nissan Altimas are stolen or involved in accidents. Discover more insights in our guide “What are the benefits of auto insurance?”
How can I find affordable Nissan Altima auto insurance?
Shop around, compare quotes, and look for discounts like safe driver, good student, or multi-policy insurance discount.
Are there any specialized insurance providers for Nissan Altima owners?
No specific providers cater only to Nissan Altima owners, but many insurers cover sedans and midsize vehicles well.
What is the average cost of Nissan Altima auto insurance?
The average cost is about $121 per month, but it can vary based on your profile and coverage choices.
How do safety features of the Nissan Altima affect insurance rates?
Safety features like anti-lock brakes and airbags can lower your insurance rates by reducing accident risks. Check out our guide “How to Get an Anti-Lock Brakes Auto Insurance Discount.”
Can I get discounts on Nissan Altima auto insurance?
Yes, you can get discounts for safe driving, good grades, having multiple policies, and installing safety features.
What should I consider when choosing an insurance provider for my Nissan Altima?
Look at the provider’s reputation, customer service, coverage options, discounts, and the total cost of premiums. Compare quotes to get the best deal. See which companies have the cheapest minimum auto insurance rates by entering your ZIP code into our free comparison tool below.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
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