Best Nissan Pathfinder Auto Insurance in 2024 (Top 10 Companies Ranked)
The best Nissan Pathfinder auto insurance starts at just $22 per month with Allstate, Erie, and Geico leading the way. These top providers offer exceptional coverage options and comprehensive support. For the best value and coverage in managing your Nissan Pathfinder insurance cost, these companies are unmatched.
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UPDATED: Aug 7, 2024
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UPDATED: Aug 7, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Avail the best Nissan Pathfinder auto insurance rates starting at $22 per month from Allstate, Erie, and Geico. Allstate stands out as the top pick for its superior value. These providers offer competitive coverage, ensuring you get the best deal when considering average monthly rates for Nissan Pathfinder insurance.
Beyond top providers, the article answers “how do I compare auto insurance?” by offering guidance on evaluating coverage options, understanding policy details, and finding the best rates. Discover essential tips and questions to consider for making an informed choice and securing optimal coverage.
Our Top 10 Company Picks: Best Nissan Pathfinder Auto Insurance
Company Rank Multi-Vehicle Discount A.M. Best Best For Jump to Pros/Cons
#1 15% A+ Coverage Options Allstate
#2 18% A+ Multi-Policy Discounts Erie
#3 12% A++ Low Rates Geico
#4 10% A Vanishing Deductible Liberty Mutual
#5 14% A+ Multi-Policy Savings Amica
#6 17% A Accident Forgiveness American Family
#7 16% A+ Competitive Rates The Hartford
#8 13% A++ Coverage Options USAA
#9 19% A+ Roadside Assistance Nationwide
#10 11% A+ Customer Service Dairyland
Get the best auto insurance rates possible by entering your ZIP code above into our free comparison tool today.
- Compare top providers for Nissan Pathfinder insurance to get the best rates
- Find the most cost-effective monthly rates for Nissan Pathfinder coverage
- Allstate is the top pick for Nissan Pathfinder auto insurance
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#1 – Allstate: Top Overall Pick
Pros
- Comprehensive Coverage Options: Allstate offers extensive coverage options for the Nissan Pathfinder, including comprehensive, collision, and liability insurance. This ensures that all aspects of your Pathfinder are protected, from minor accidents to major damages, providing peace of mind for drivers.
- Good Driver Discount: Allstate provides significant discounts for drivers with a clean driving record. If you have a history of safe driving, you can benefit from reduced premiums, making it a cost-effective choice for maintaining comprehensive coverage on your Nissan Pathfinder.
- Accident Forgiveness: Allstate’s accident forgiveness program ensures that your first accident does not affect your rates. This feature is particularly beneficial for Nissan Pathfinder owners who want to avoid insurance rate increases after an accidental mishap. Learn more details in our page, Allstate auto insurance review.
Cons
- Higher Premiums Compared to Competitors: At $160, Allstate’s premium for Nissan Pathfinder insurance is on the higher side compared to other insurers. This might be a concern for budget-conscious drivers looking for more affordable options.
- Limited Discounts for New Drivers: Allstate offers fewer discounts for new or young drivers compared to some competitors. If you’re a newer driver with a Nissan Pathfinder, you might find fewer savings opportunities with Allstate.
#2 – Erie: Best for Multi-Policy Discounts
Pros
- Affordable Premiums: With a premium of $58, Erie provides highly competitive rates for Nissan Pathfinder insurance. This makes it an excellent choice for those seeking cost-effective coverage without compromising on quality.
- Excellent Customer Service: Erie is known for its high level of customer service, ensuring that Nissan Pathfinder owners receive prompt and helpful support when they need it most, which is crucial for managing claims and getting assistance.
- Comprehensive Coverage: As outlined in our Erie auto insurance review, Erie offers a broad range of coverage options, including roadside assistance and rental car reimbursement, which are valuable for Nissan Pathfinder owners who want extra protection and convenience.
Cons
- Regional Availability: Erie’s insurance is not available in all states, which could be a drawback if you are looking for coverage in regions where Erie does not operate. This limits its accessibility for some Nissan Pathfinder owners.
- Limited Discounts: Erie may not offer as many discount opportunities as other insurers, which could affect savings for drivers who are looking to maximize their discounts on Nissan Pathfinder insurance.
#3 – Geico: Best for Low Rates
Pros
- Competitive Pricing: Geico’s premium of $80 for Nissan Pathfinder insurance is competitive, offering a good balance of affordability and coverage. This makes it a strong option for cost-conscious drivers who still want comprehensive protection.
- Discounts for Multiple Vehicles: As outlined in our Geico auto insurance review, provides significant discounts for insuring multiple vehicles like your Nissan Pathfinder, which is beneficial if you own more than one vehicle. This can help reduce overall insurance costs for households with several cars.
- User-Friendly Online Tools: Geico offers a range of online tools and resources, including a mobile app for managing your policy and filing claims. This convenience is particularly valuable for Nissan Pathfinder owners who prefer managing their insurance digitally.
Cons
- Limited Coverage Customization: Geico’s coverage options may be less customizable compared to other insurers, which could be a drawback for those looking for tailored coverage for their Nissan Pathfinder.
- Potential for Higher Rates Upon Renewal: Some customers have reported higher rates upon policy renewal with Geico. If you’re a Nissan Pathfinder owner looking for stable long-term rates, this could be a concern.
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#4 – Liberty Mutual: Best for Vanishing Deductible
Pros
- High Coverage Limits: As mentioned in our Liberty Mutual auto insurance review, Liberty Mutual offers high coverage limits, which is ideal for Nissan Pathfinder owners seeking extensive protection. This includes high limits on liability, collision, and comprehensive coverage.
- Bundling Discounts: Liberty Mutual provides attractive discounts for bundling auto insurance with other policies like home insurance. This can lead to significant savings for Nissan Pathfinder owners who also have other insurance needs.
- Accident Forgiveness Program: Liberty Mutual’s accident forgiveness program helps prevent your Nissan Pathfinder’s first accident from impacting your insurance rates. This feature offers peace of mind for Pathfinder owners who want to avoid rate increases after an accident.
Cons
- Higher Premiums: At $174, Liberty Mutual’s premiums are among the highest for Nissan Pathfinder insurance. This could be a concern for those looking for more affordable insurance options.
- Complex Claims Process: Some customers have reported a complex and slow claims process with Liberty Mutual. This can be a drawback for Nissan Pathfinder owners who need prompt and efficient claims handling.
#5 – Amica: Best for Multi-Policy Savings
Pros
- Affordable Premiums: Amica Mutual’s premium of $151 is competitive and offers a good balance between cost and coverage for Nissan Pathfinder owners. This makes it a viable option for those looking for value in their insurance policy.
- Strong Customer Satisfaction: Amica Mutual is known for its high customer satisfaction ratings. This ensures that Nissan Pathfinder owners will likely receive excellent support and service when needed.
- Variety of Discounts: As mentioned in Amica auto insurance review, Mutual provides a wide range of discounts, including multi-policy and good driver discounts. These can help reduce insurance costs for Nissan Pathfinder owners who qualify.
Cons
- Limited Physical Locations: Amica Mutual has fewer physical branch locations compared to some competitors. This could be a disadvantage for Nissan Pathfinder owners who prefer in-person interactions for their insurance needs.
- Potential for Higher Rates with Claims: Some Nissan Pathfinder customers have reported that making a claim with Amica Mutual can lead to higher premiums. This might be a concern for those who want to keep their rates stable after filing a claim.
#6 – American Family: Best for Accident Forgiveness
Pros
- Comprehensive Coverage Options: American Family offers extensive coverage options for the Nissan Pathfinder, including customizable plans that can be tailored to your specific needs, ensuring that you have the protection you want.
- Discounts for Safe Driving: American Family provides discounts for safe driving records and good driving habits. This can significantly reduce premiums for Nissan Pathfinder owners who maintain a clean driving history.
- Strong Customer Service: As outlined in American Family auto insurance review, American Family is known for its responsive and helpful customer service, ensuring that Nissan Pathfinder owners receive the assistance they need promptly.
Cons
- Higher Premiums Compared to Some Competitors: At $117, American Family’s premiums are higher than some other options, which might be a drawback for budget-conscious drivers looking for lower-cost insurance for their Nissan Pathfinder.
- Limited Availability in Some Regions: American Family’s coverage may not be available in all areas for your Nissan Pathfinder, which could be a disadvantage if you live in a region where their services are not offered.
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#7 – The Hartford: Best for Competitive Rates
Pros
- Accident Forgiveness: The Hartford offers accident forgiveness, which ensures that your first accident will not impact your rates. This feature is beneficial for Nissan Pathfinder owners who want to avoid higher premiums after an accident.
- High Coverage Limits: The Hartford provides high coverage limits, offering extensive protection for Nissan Pathfinder owners. This includes substantial coverage for liability, collision, and comprehensive policies.
- Discounts for Safe Drivers: As outlined in The Hartford auto insurance review, The Hartford provides attractive discounts for safe drivers, which can help reduce premiums for Nissan Pathfinder owners who maintain a clean driving record.
Cons
- Higher Premiums: At $113, The Hartford’s premiums are on the higher end compared to some competitors for your Nissan Pathfinder. This may be a consideration for those seeking more budget-friendly options.
- Potential for Higher Deductibles: Some policyholders have reported higher deductibles with The Hartford, which could be a drawback for Nissan Pathfinder owners looking to minimize out-of-pocket expenses in case of a claim.
#8 – USAA: Best for Coverage Options
Pros
- Affordable Premiums: With a premium of $59, USAA offers very competitive rates for Nissan Pathfinder insurance. This makes it a great choice for budget-conscious drivers seeking high-quality coverage.
- Excellent Customer Service: USAA is renowned for its outstanding customer service, ensuring that Nissan Pathfinder owners receive prompt and efficient assistance whenever needed.
- Comprehensive Coverage: As outlined in our USAA auto insurance review, USAA provides comprehensive coverage options, including rental car reimbursement and roadside assistance, which add extra value for Nissan Pathfinder owners.
Cons
- Eligibility Restrictions: USAA’s insurance is only available to military members and their families, which limits access for non-military Nissan Pathfinder owners.
- Limited Physical Locations: USAA has fewer physical locations compared to some competitors for your Nissan Pathfinder, which could be a disadvantage for those who prefer in-person service.
#9 – Nationwide: Best for Roadside Assistance
Pros
- Broad Coverage Options: Nationwide offers a wide range of coverage options for the Nissan Pathfinder, including customizable plans that can be tailored to your specific needs, ensuring comprehensive protection. For more information, read our Nationwide auto insurance review.
- Bundling Discounts: Nationwide provides significant discounts for bundling auto insurance with other policies, such as home insurance. This can lead to considerable savings for Nissan Pathfinder owners with multiple insurance needs.
- Good Driver Discounts: Nationwide offers substantial discounts for drivers with a clean driving record, which can help reduce premiums for Nissan Pathfinder owners who maintain safe driving habits.
Cons
- Premiums on the Higher Side: At $115, Nationwide’s premiums are higher compared to some other insurers. This might be a consideration for those seeking more affordable insurance options for your Nissan Pathfinder.
- Limited Availability of Certain Discounts: Some discounts may not be available in all states or for all policyholders, which could limit savings opportunities for Nissan Pathfinder owners.
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#10 – Dairyland: Best for Customer Service
Pros
- High-Risk Driver Coverage: Dairyland specializes in providing coverage for high-risk drivers, which can be beneficial if you have a less-than-perfect driving record. This is useful for Nissan Pathfinder owners who might face higher premiums elsewhere.
- Flexible Payment Options: As mentioned in our Dairyland auto insurance review, Dairyland offers flexible payment plans, allowing you to choose from various payment options that can suit your budget for Nissan Pathfinder. This flexibility is beneficial for managing insurance costs effectively.
- Roadside Assistance: Dairyland includes roadside assistance in its policies, which adds value by providing support in case of breakdowns or emergencies. This is particularly useful for Nissan Pathfinder owners who frequently travel.
Cons
- Very High Premiums: At $237, Dairyland’s premiums are significantly higher compared to other providers, which may be a major drawback for those seeking more affordable insurance options for their Nissan Pathfinder.
- Limited Coverage Options: Dairyland may offer fewer coverage options compared to other insurers, which could be a concern for Nissan Pathfinder owners looking for comprehensive and customizable coverage plans.
Nissan Pathfinder Auto Insurance Rates
Understanding the insurance costs for your Nissan Pathfinder can help you manage your budget more effectively. The table below compares monthly rates for minimum and full coverage car insurance from various providers.
Nissan Pathfinder Auto Insurance Monthly Rates by Coverage Level & Provider
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| Allstate | $61 | $160 |
| American Family | $44 | $117 |
| Amica Mutual | $46 | $151 |
| Dairyland | $85 | $237 |
| Erie | $22 | $58 |
| Geico | $30 | $80 |
| Liberty Mutual | $68 | $174 |
| Nationwide | $44 | $115 |
| The Hartford | $43 | $113 |
| USAA | $22 | $59 |
Comparing these rates can help you find the best insurance option for your budget and coverage needs. Ensure you review all available options to make an informed decision. Discover insights in our guide titled, “What is full coverage auto insurance?“
Comparing insurance rates for your Nissan Pathfinder under different scenarios can help you understand how various factors impact your premiums. The chart below illustrates the insurance rates for different discount rates and driver situations.
Nissan Pathfinder Auto Insurance Monthly Rates by Coverage Type
| Type | Rates |
|---|---|
| Average Rate | $109 |
| Discount Rate | $64 |
| High Deductibles | $94 |
| High Risk Driver | $232 |
| Low Deductibles | $137 |
| Teen Driver | $398 |
Once you understand these variables, you can make informed decisions to potentially lower your insurance expenses for your Nissan Pathfinder. Always explore different scenarios and adjust your coverage to balance cost and protection effectively.
Are Nissan Pathfinders Expensive to Insure
Which cars have the lowest auto insurance premiums? The chart below details how Nissan Pathfinder insurance rates compare to other SUVs like the Audi Q3, Honda Pilot, and Volkswagen Touareg.
Nissan Pathfinders Auto Insurance Monthly Rates vs. Other Vehicles
| Vehicle | Comprehensive | Collision | Liability | Full coverage |
|---|---|---|---|---|
| Audi Q3 | $29 | $57 | $33 | $132 |
| Honda Pilot | $28 | $39 | $31 | $111 |
| Lexus LX 570 | $37 | $70 | $33 | $153 |
| Nissan Pathfinder | $26 | $39 | $31 | $109 |
| Volkswagen Tiguan | $26 | $45 | $28 | $110 |
| Volkswagen Touareg | $31 | $58 | $33 | $134 |
| Volvo XC60 | $26 | $45 | $28 | $110 |
However, there are a few things you can do to find the cheapest Nissan Pathfinder auto insurance rates online. Comparing quotes, adjusting coverage levels, and seeking discounts can help you lower your premiums.
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What Impacts the Cost of Nissan Pathfinder Insurance
The Nissan Pathfinder trim and model you choose can impact the total price you will pay for Nissan Pathfinder insurance coverage. Different trims come with varying features and price points, affecting insurance costs.
Age of the Vehicle
Older Nissan Pathfinder models generally cost less to insure. For example, auto insurance for a 2020 Nissan Pathfinder costs $109, while 2010 Nissan Pathfinder insurance costs are $91, a difference of $18.
Nissan Pathfinders Auto Insurance Monthly Rates by Age of the Vehicle
| Vehicle | Comprehensive | Collision | Minimum Coverage | Full Coverage |
|---|---|---|---|---|
| 2024 Nissan Pathfinder | $27 | $41 | $32 | $110 |
| 2023 Nissan Pathfinder | $26 | $40 | $32 | $110 |
| 2022 Nissan Pathfinder | $26 | $40 | $31 | $109 |
| 2021 Nissan Pathfinder | $26 | $40 | $31 | $109 |
| 2020 Nissan Pathfinder | $26 | $39 | $31 | $109 |
| 2019 Nissan Pathfinder | $25 | $38 | $33 | $108 |
| 2018 Nissan Pathfinder | $24 | $37 | $33 | $107 |
| 2017 Nissan Pathfinder | $23 | $36 | $35 | $107 |
| 2016 Nissan Pathfinder | $22 | $35 | $36 | $106 |
| 2015 Nissan Pathfinder | $21 | $34 | $37 | $104 |
| 2014 Nissan Pathfinder | $20 | $31 | $38 | $102 |
| 2013 Nissan Pathfinder | $19 | $29 | $38 | $100 |
| 2012 Nissan Pathfinder | $18 | $26 | $38 | $96 |
| 2011 Nissan Pathfinder | $17 | $24 | $38 | $93 |
| 2010 Nissan Pathfinder | $17 | $23 | $39 | $91 |
As vehicles age, their insurance costs typically decrease due to lower market values and reduced repair costs. When choosing a model year, consider how these factors will affect your insurance premiums.
Driver Age
Auto insurance rates by age can have a significant impact on Nissan Pathfinder auto insurance rates. For instance, a 30-year-old driver may pay more each monthfor Nissan Pathfinder auto insurance than a 40-year-old driver.
Nissan Pathfinder Auto Insurance Monthly Rates by Age
| Age | Rates |
|---|---|
| Age: 16 | $600 |
| Age: 18 | $398 |
| Age: 20 | $247 |
| Age: 30 | $114 |
| Age: 40 | $109 |
| Age: 45 | $105 |
| Age: 50 | $99 |
| Age: 60 | $97 |
Younger drivers, especially teens, typically face higher premiums due to their lack of experience and higher risk of accidents. As drivers age and gain more experience, their insurance rates generally decrease.
Driver Location
Where you live can have a large impact on Nissan Pathfinder insurance rates. For example, drivers in Los Angeles may pay $1,125 a year more than drivers in Indianapolis.
Nissan Pathfinder Auto Insurance Monthly Rates by City
| City | Rates |
|---|---|
| Chicago, IL | $144 |
| Columbus, OH | $91 |
| Houston, TX | $171 |
| Indianapolis, IN | $93 |
| Jacksonville, FL | $158 |
| Los Angeles, CA | $186 |
| New York, NY | $172 |
| Philadelphia, PA | $146 |
| Phoenix, AZ | $126 |
| Seattle, WA | $106 |
Urban areas with higher traffic density and crime rates often have higher premiums compared to rural or less populated areas. Always consider location when budgeting for car insurance.
Your Driving Record
Your driving record can have an impact on the cost of Nissan Pathfinder auto insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Pathfinder auto insurance rates with violations on their driving record.
Nissan Pathfinder Auto Insurance Monthly Rates by Age & Driving Record
| Age | Clean Record | One Accident | One DUI | One Ticket |
|---|---|---|---|---|
| Age: 16 | $600 | $780 | $1,040 | $760 |
| Age: 18 | $398 | $580 | $820 | $500 |
| Age: 20 | $247 | $410 | $630 | $340 |
| Age: 30 | $114 | $180 | $290 | $160 |
| Age: 40 | $109 | $170 | $280 | $155 |
| Age: 45 | $105 | $165 | $275 | $150 |
| Age: 50 | $99 | $160 | $270 | $145 |
| Age: 60 | $97 | $155 | $260 | $140 |
Maintaining a clean driving record is essential for keeping insurance costs low. Safe driving habits not only reduce the risk of accidents but also help you qualify for good driver discounts and other incentives offered by insurance companies.
Safety Ratings
Your Nissan Pathfinder auto insurance rates are influenced by the safety ratings of the Nissan Pathfinder. See the breakdown below:
Nissan Pathfinder Safety Ratings
| Type | Rating |
|---|---|
| Small overlap front: driver-side | Good |
| Small overlap front: passenger-side | Acceptable |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
High safety ratings can lead to lower insurance costs by reducing the likelihood of severe accidents and injuries. Always check the latest safety ratings when considering a new vehicle.
Crash Test Ratings
If the Nissan Pathfinder crash test ratings are good, you could have lower Nissan Pathfinder auto insurance rates. See Nissan Pathfinder crash test results below:
Nissan Pathfinder Crash Test Ratings
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2024 Nissan Pathfinder SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2024 Nissan Pathfinder SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2023 Nissan Pathfinder SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2023 Nissan Pathfinder SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2022 Nissan Pathfinder SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2022 Nissan Pathfinder SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2021 Nissan Pathfinder SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2021 Nissan Pathfinder SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2020 Nissan Pathfinder SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2020 Nissan Pathfinder SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Nissan Pathfinder SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Nissan Pathfinder SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Nissan Pathfinder SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Nissan Pathfinder SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Nissan Pathfinder SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Nissan Pathfinder SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Nissan Pathfinder SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Nissan Pathfinder SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
Crash test ratings can influence insurance premiums by demonstrating the vehicle’s ability to protect occupants in the event of a crash. Vehicles with high ratings typically receive lower insurance rates.
Nissan Pathfinder Safety Features
Nissan Pathfinder safety features can lower the cost of your insurance. The safety features for the 2020 Nissan Pathfinder include:
- Air Bags: Driver, passenger, front head, rear head, front side.
- Advanced Braking Systems: 4-wheel ABS with disc brakes and brake assist.
- Stability and Traction Control: Electronic stability control and traction control.
- Visibility Enhancements: Daytime running lights and integrated turn signal mirrors.
- Child Safety: Child safety locks.
Investing in a vehicle with advanced safety features can result in significant insurance discounts. Ensure your Nissan Pathfinder is equipped with these features to enhance safety and potentially lower your insurance costs.
Loss Probability
Insurance loss probability on the Nissan Pathfinder fluctuates between each type of coverage. The lower percentage means lower Nissan Pathfinder auto insurance rates; higher percentages mean higher Nissan Pathfinder auto insurance rates.
Nissan Pathfinder Auto Insurance Loss Probability by Coverage Type
| Coverage | Loss |
|---|---|
| Bodily Injury | 8% |
| Collision | -1% |
| Comprehensive | -17% |
| Medical Payment | 1% |
| Personal Injury | 6% |
| Property Damage | 14% |
Understanding insurance loss probabilities can help you anticipate potential insurance costs. Lower loss rates generally lead to more affordable insurance premiums, while higher rates may indicate increased risk and higher costs.
Nissan Pathfinder Finance and Insurance Cost
If you are financing a Nissan Pathfinder, you will pay more if you purchase Nissan Pathfinder auto insurance at the dealership, so be sure to shop around and compare Nissan Pathfinder auto insurance quotes from the best companies using our free tool below.
Read More: Do I need full coverage insurance to finance a car?
5 Ways to Save on Nissan Pathfinder Insurance
There are several ways you can save even more on your Nissan Pathfinder auto insurance rates. Take a look at the following five tips:
- Remove young drivers from your Nissan Pathfinder insurance plan.
- Don’t always pick the cheapest Nissan Pathfinder insurance policy.
- Ask about Nissan Pathfinder low mileage discounts.
- Ask for a higher auto insurance deductible for your Nissan Pathfinder insurance policy.
- Check your Nissan Pathfinder policy carefully to ensure all information is correct.
Implementing these tips can help you secure the best rates for your Nissan Pathfinder insurance. By considering options like removing young drivers, adjusting your auto insurance deductible, and asking about low mileage discounts, you can maximize your savings and ensure you get the most value for your policy.
Regularly reviewing and updating your coverage can also help you avoid overpaying. Don’t forget to compare quotes from different insurers to find the best deal for your needs.
These discounts from top insurance providers for Nissan Pathfinder offer valuable opportunities for car owners to save money while maintaining comprehensive coverage and safety on the road.
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Top Nissan Pathfinder Insurance Companies
Who is the top auto insurance company for Nissan Pathfinder insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Pathfinder auto insurance coverage (ordered by market share).
Top 10 Nissan Pathfinder Auto Insurance Providers by Market Share
| Rank | Insurance Company | Premiums Written | Market Share |
|---|---|---|---|
| #1 | State Farm | $66.1 million | 9% |
| #2 | Geico | $46.3 million | 6% |
| #3 | Progressive | $41.7 million | 6% |
| #4 | Allstate | $39.2 million | 5% |
| #5 | Liberty Mutual | $36.1 million | 5% |
| #6 | Travelers | $28.7 million | 4% |
| #7 | USAA | $24.6 million | 3% |
| #8 | Chubb | $24.1 million | 3% |
| #9 | Farmers | $20 million | 3% |
| #10 | Nationwide | $18.4 million | 3% |
Many of these companies offer auto insurance discounts for security systems and other safety features that the Nissan Pathfinder offers. Get an anti-theft discount, read our article titled “How to Get an Anti-Theft Auto Insurance Discount.”
Compare Free Nissan Pathfinder Insurance Quotes Online
Start comparing Nissan Pathfinder auto insurance quotes for free by using our free online comparison tool. While many people already know what the Pathfinder can do, finding the best path for its auto insurance is another issue altogether.
When you’re purchasing a new vehicle, it’s essential to review many factors, including its price, capabilities, and features. The Nissan Pathfinder is not only a great car to drive for work or a family lifestyle, but by following these tips, you can also find fantastic insurance for it.
Read More: Cheap Nissan Auto Insurance
History of the Nissan Pathfinder
The Pathfinder is a sport utility vehicle that is built by the Japanese auto manufacturer Nissan. The company was founded in 1933 and is headquartered in Yokohama, Japan. Although the Pathfinder isn’t as large as some trucks, it is a durable and sturdy vehicle that is designed to handle rugged terrain.
The SUV is typically used for work purposes, by families who have active lifestyles, or people who just want a versatile but rugged vehicle. In addition, it has storage space in the back, and like a truck, it has plenty of hauling and towing power.
The Nissan Pathfinder is a popular choice amongst drivers who are looking for a vehicle that offers some power, comfort, and space.Jeffrey Manola LICENSED INSURANCE AGENT
There are several different versions of the 2013 Pathfinder, some of which include the SV, SL and Platinum models. All three models are four-door SUVs that are equipped with a 260 horsepower, 3.5 litre V6 engine.
According to the official Nissan website, the four-wheel drive version of these models gets 25 miles per gallon on the highway and 19 in the city. The starting price for the three editions begins at approximately $28,000.
The LE edition is equipped with a V8 engine and has just over 300 horsepower. The V6 versions of the Pathfinder also have 260 HP like the 2013 models. Read our article titled “Best Auto Insurance for Turbo Cars.”
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Drive Your Nissan Pathfinder Carefully
One of the best ways to stay on a path towards cheap auto insurance is to drive safely. If you cause an accident or two or are caught for speeding several times, then your insurance rates could spike. If you have a rotten driving record, an insurance company will know you’re more likely to cause an accident that will cost them money.
It may cost a little money up front, but nearly all insurance providers offer discounts to people who have completed defensive driving courses. Insurance companies believe that people who have taken driving classes are more likely to be better drivers.
Learn more: Why You Should Take a Defensive Driver Class
Raise Your Nissan Pathfinder Auto Insurance Deductible
You can also lower your rates and still buy great coverage by agreeing to pay a higher deductible. The deductible is how much you pay towards the damages when you file a claim. If you agree to a higher deductible, then the insurance company won’t have to pay as much and will lower your rates.
This is only a smart idea if you’re certain you’ll have the money for your auto insurance deductible when the time comes. For example, if you agree to pay a $1,000 deductible, but are currently check-to-check and have little savings, it might not be such a terrific idea.
The Final Word on Nissan Pathfinder Auto Insurance
Take a little time to research the different leading companies and see who provides good customer service. Get a few free quotes from some of the providers you’re interested in dealing with.
Websites that specialize in comparing insurance rates are a great way to do this. Once you’ve provided some general info the site will send you quotes from several companies. Choose the one that suits your needs and budget best. For more information, read our article titled “How to Get Multiple Auto Insurance Quotes.”
If you have a good driving record then be sure to ask for a discount. A provider may offer you a considerable discount just to get your business. You may also be eligible if you’re a good student, senior or military veteran.
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Frequently Asked Questions
What factors can affect the cost of auto insurance for a Nissan Pathfinder?
Several factors can influence the cost of auto insurance for a Nissan Pathfinder. These include your driving history, age, location, the model and year of your Pathfinder, your insurance deductible, coverage limits, and any optional add-ons you choose, such as comprehensive or collision coverage.
Are there any specific safety features of the Nissan Pathfinder that could lower insurance costs?
Yes, the safety features of the Nissan Pathfinder can potentially help lower your insurance costs. The Pathfinder typically comes equipped with various safety features such as anti-lock brakes, stability control, traction control, airbags, and an advanced driver assistance system. These safety features may make you eligible for discounts with certain insurance companies.
Use our free comparison tool below to see what auto insurance quotes look like in your area.
Is Nissan Pathfinder considered an expensive vehicle to insure?
The cost of insuring a Nissan Pathfinder can vary depending on various factors, but generally, it is not considered an excessively expensive vehicle to insure. Insurance rates are influenced by factors beyond just the make and model of the vehicle, so it’s advisable to obtain quotes from different insurance providers to determine the best rate for your specific situation.
Can I get discounts on insurance for my Nissan Pathfinder?
Yes, you may be eligible for various discounts on your Nissan Pathfinder auto insurance. Insurance companies often offer discounts for factors such as bundling multiple policies, having a good driving record, being a safe driver, completing defensive driving courses, having certain safety features installed in your vehicle, and being a member of certain professional organizations or alumni associations.
Should I consider purchasing additional coverage for my Nissan Pathfinder?
The decision to purchase additional coverage for your Nissan Pathfinder depends on your individual circumstances and preferences. While liability insurance is typically required by law, you may want to consider optional coverages such as comprehensive and collision auto insurance coverage to provide extra protection for your vehicle.
How do I compare auto insurance quotes for a Nissan Pathfinder?
To compare auto insurance quotes for a Nissan Pathfinder, you can use online comparison tools that allow you to enter your vehicle and personal information to receive quotes from multiple insurance companies. It’s important to compare the coverage options, deductibles, and rates offered by different providers to find the best policy for your needs.
What is the average cost of full coverage for a Nissan Pathfinder?
The average cost of full coverage auto insurance for a Nissan Pathfinder can vary based on factors such as the driver’s age, location, driving history, and the specific model and year of the vehicle. It’s best to obtain quotes from multiple insurers for a more accurate estimate.
How does the age of the vehicle impact the insurance rates for a Nissan Pathfinder?
The age of the vehicle can significantly impact the insurance rates for a Nissan Pathfinder. Older vehicles typically cost less to insure because they have lower market values and may not be equipped with the latest safety features. For example, insurance for a 2020 Nissan Pathfinder may cost more than insurance for a 2010 model.
What should I look for in a good auto insurance policy for my Nissan Pathfinder?
When looking for a good auto insurance policy for your Nissan Pathfinder, consider factors such as the coverage limits, deductibles, customer service reputation of the insurer, available discounts, and the specific coverage options that match your needs. Ensure the policy provides adequate protection for liability, collision, comprehensive, and any additional coverage you may require.
Are there any common mistakes to avoid when purchasing auto insurance for a Nissan Pathfinder?
Common mistakes to avoid when purchasing auto insurance for a Nissan Pathfinder include not shopping around for quotes, choosing the minimum required coverage without considering additional protection, not asking about available discounts, and failing to review and update your policy regularly.
Enter your ZIP code into our free quote tool below to find the best auto insurance providers for your needs and budget.
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
Licensed Insurance Agent
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