Best Volkswagen Jetta Auto Insurance in 2024 (We Suggest These 10 Companies)
Explore Erie, USAA, and AAA the top picks for the best Volkswagen Jetta auto insurance, offering premium coverage rate starting at just $22 per month. These providers are renowned for their competitive rates and comprehensive insurance solutions tailored specifically for Volkswagen Jetta owners.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
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UPDATED: Oct 25, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 25, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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1,814 reviewsCompany Facts
Full Coverage for Volkswagen Jetta
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6,435 reviewsCompany Facts
Full Coverage for Volkswagen Jetta
A.M. Best Rating
Complaint Level
Pros & Cons
6,435 reviews
2,934 reviewsCompany Facts
Full Coverage for Volkswagen Jetta
A.M. Best Rating
Complaint Level
Pros & Cons
2,934 reviews
The top picks for the best Volkswagen Jetta auto insurance are Erie, USAA, and AAA, renowned for their comprehensive coverage options and customer satisfaction.
These companies provide tailored policies that enhance the driving experience for Jetta owners, prioritizing safety and affordability. Unlock details in our guide titled, “Cheap Volkswagen Auto Insurance.”
Our Top 10 Company Picks: Best Volkswagen Jetta Auto Insurance
Company Rank Homeowner Discount A.M. Best Best For Jump to Pros/Cons
#1 15% A+ Local Agents Erie
#2 18% A++ Loyalty Rewards USAA
#3 12% A Discount Availability AAA
#4 10% A+ Claims Service Dairyland
#5 14% A+ Customer Service Nationwide
#6 17% A++ Loyalty Discounts Travelers
#7 16% A Customer Service American Family
#8 13% A++ Dividend Payments Geico
#9 19% A+ High-Value Vehicles The Hartford
#10 11% A+ Youth Discounts Progressive
With industry-leading ratings and favorable customer reviews, they stand out in a crowded marketplace. Prospective and current Jetta owners should consider these insurers to ensure they receive top-tier protection tailored to their specific needs. To compare Volkswagen Jetta auto insurance quotes from top companies, enter your ZIP code above now.
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#1 – Erie: Top Overall Pick
Pros
- Local Expertise: Erie’s local agents provide personalized service, helping Volkswagen Jetta owners find coverage that fits their specific needs.
- Homeowner Discount: Erie offers a 15% discount for Volkswagen Jetta owners who also have homeowners policies with them.
- Strong Financial Rating: With an A+ rating from A.M. Best, Erie is a reliable choice for Volkswagen Jetta insurance. Delve into our evaluation of “Erie Auto Insurance Review.”
Cons
- Limited Availability: Erie’s services are not available nationwide, restricting options for some Volkswagen Jetta owners.
- Fewer Online Tools: Erie provides fewer digital tools for managing policies compared to larger insurers, which might inconvenience tech-savvy Volkswagen Jetta owners.
#2 – USAA: Best for Loyalty Rewards
Pros
- Loyalty Rewards: USAA rewards long-term customers, making it a cost-effective choice for Volkswagen Jetta owners over time.
- High Homeowner Discount: Volkswagen Jetta owners who are homeowners can enjoy an 18% discount with USAA. Unlock details in our guide titled, USAA auto insurance review.
- Top Financial Stability: USAA’s A++ rating from A.M. Best assures excellent reliability and claims-paying ability for Volkswagen Jetta owners.
Cons
- Limited Eligibility: USAA’s services are only available to military members and their families, and not accessible to all Volkswagen Jetta owners.
- Restrictive Policy Adjustments: Some Volkswagen Jetta owners may find USAA’s policy customization options limited compared to other insurers.
#3 – AAA: Best for Discount Availability
Pros
- Variety of Discounts: AAA offers a diverse range of discounts including a 12% homeowner discount for Volkswagen Jetta insurance. Learn more in our complete “AAA Auto Insurance Review.”
- Broad Coverage Options: AAA provides extensive coverage choices, ensuring Volkswagen Jetta owners can tailor their insurance effectively.
- Reputation for Service: Known for exceptional customer service, AAA is a dependable option for Volkswagen Jetta insurance.
Cons
- Membership Required: AAA requires a membership to access insurance services, which could be an additional cost for Volkswagen Jetta owners.
- Variable Service Quality: The quality of service can vary by region, potentially affecting the insurance experience for some Volkswagen Jetta owners.
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#4 – Dairyland: Best for Claims Service
Pros
- Focused Claims Service: Dairyland is renowned for efficient claims handling, beneficial for Volkswagen Jetta insurance. See more details in our guide titled, “Dairyland Auto Insurance Review.”
- Homeowner Discount: Offers a 10% discount for Volkswagen Jetta owners who also own a home, enhancing affordability.
- High Financial Rating: An A+ rating from A.M. Best ensures robust financial health for handling claims with Volkswagen Jetta owners.
Cons
- Higher Premiums: Despite good service, Dairyland’s premiums may be higher compared to some competitors for Volkswagen Jetta coverage.
- Limited Additional Benefits: Dairyland offers fewer perks and benefits outside of basic coverage, which might limit appeal to some Volkswagen Jetta owners.
#5 – Nationwide: Best for Customer Service
Pros
- Exceptional Customer Support: Nationwide is celebrated for its customer service, providing peace of mind for Volkswagen Jetta owners.
- Generous Homeowner Discount: A 14% discount for homeowners helps reduce the cost of insuring a Volkswagen Jetta. Read up on the Nationwide auto insurance review for more information.
- Comprehensive Coverage Options: Nationwide offers a wide range of coverage options, suitable for any Volkswagen Jetta owner’s needs.
Cons
- Pricier Options: Some coverage options from Nationwide may be more expensive, affecting the affordability of Volkswagen Jetta insurance.
- Complex Policy Details: Navigating the details and exclusions of Nationwide’s policies can be challenging for some Volkswagen Jetta owners.
#6 – Travelers: Best for Loyalty Discounts
Pros
- Loyalty Discounts: Travelers offers significant loyalty discounts, rewarding long-term Volkswagen Jetta owners. See more details in our guide titled, “Travelers Auto Insurance Review.”
- High Homeowner Discount: A 17% homeowner discount provides substantial savings on Volkswagen Jetta insurance policies.
- Excellent Financial Stability: An A++ rating from A.M. Best guarantees strong backing for claims with Volkswagen Jetta owners.
Cons
- Premium Pricing: Despite discounts, Travelers’ rates can be on the higher side for some Volkswagen Jetta coverage options.
- Complex Discount Structures: The eligibility criteria for discounts can be complex, potentially making it difficult for some Volkswagen Jetta owners to maximize savings.
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#7 – American Family: Best for Customer Service
Pros
- Dedicated Customer Service: American Family is known for its attentive customer service, enhancing the insurance experience for Volkswagen Jetta owners.
- Significant Homeowner Discount: Offers a 16% discount for Volkswagen Jetta owners who also own their homes. See more details in our guide titled, “American Family Auto Insurance Review.”
- Customizable Policies: Extensive customization options allow Volkswagen Jetta owners to tailor their coverage to fit their specific needs.
Cons
- Higher Rates in Some States: American Family’s rates can vary significantly by state, potentially leading to higher costs for some Volkswagen Jetta owners.
- Limited Availability: Not available in all states, which could restrict options for some prospective Volkswagen Jetta owners.
#8 – Geico: Best for Dividend Payments
Pros
- Dividend Payments: Geico offers the possibility of dividend payments, providing potential savings for Volkswagen Jetta insurance.
- Competitive Homeowner Discount: A 13% homeowner discount helps reduce insurance costs for Volkswagen Jetta owners. Learn more by reading our guide titled, “Geico Auto Insurance Review.”
- Broad National Availability: Geico’s extensive national presence ensures accessibility for Volkswagen Jetta owners across the country.
Cons
- Variable Customer Service: Customer service quality can vary widely at Geico, affecting the insurance experience for some Volkswagen Jetta owners.
- Standard Coverage Options: While reliable, Geico’s coverage options can be fairly standard without many unique benefits for Volkswagen Jetta owners.
#9 – The Hartford: Best for High-Value Vehicles
Pros
- Tailored for High-Value: The Hartford specializes in insurance for high-value vehicles like the Volkswagen Jetta, offering premium coverage options.
- Exceptional Homeowner Discount: A 19% discount for homeowners and Volkswagen Jetta owners, the highest among the listed companies, significantly reduces costs.
- Strong Financial Health: An A+ rating from A.M. Best underscores The Hartford’s capacity to handle claims effectively for Volkswagen Jetta owners. Learn more in our complete The Hartford auto insurance review.
Cons
- Higher Premiums: The focus on high-value vehicles often leads to higher premiums for standard Volkswagen Jetta insurance.
- Age Restrictions: Some of The Hartford’s services and discounts are targeted primarily at older drivers, which may not benefit all Volkswagen Jetta owners.
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#10 – Progressive: Best for Youth Discounts
Pros
- Youth-Focused Discounts: Progressive offers attractive discounts tailored specifically for younger Volkswagen Jetta owners.
- Comprehensive Coverage Options: Wide-ranging coverage choices allow for tailored insurance solutions for any Volkswagen Jetta.
- Homeowner Discount: An 11% discount for homeowners helps make insuring a Volkswagen Jetta more affordable. Delve into our evaluation of Progressive auto insurance review.
Cons
- Variable Rate Consistency: Rates can fluctuate significantly, impacting budget planning for Volkswagen Jetta insurance.
- Claims Process Complexity: Some Volkswagen Jetta owners may find Progressive’s claims process to be less straightforward than other insurers.
Volkswagen Jetta Insurance Cost Comparison
Explore how the monthly rates for Volkswagen Jetta auto insurance vary among leading providers, depending on the level of coverage selected. The following table offers a clear view of the costs associated with both minimum and full coverage options.
Volkswagen Jetta Auto Insurance Monthly Rates by Coverage Level & Provider
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| AAA | $46 | $86 |
| American Family | $44 | $117 |
| Dairyland | $85 | $237 |
| Erie | $22 | $58 |
| Geico | $30 | $80 |
| Nationwide | $44 | $115 |
| Progressive | $39 | $105 |
| The Hartford | $43 | $113 |
| Travelers | $37 | $99 |
| USAA | $22 | $59 |
The cost of insuring a Volkswagen Jetta can significantly differ based on whether you opt for minimum or full coverage. For instance, Erie and USAA present the most affordable options, with their minimum coverage starting at just $22 monthly and full coverage at $58 and $59 respectively.
In stark contrast, Dairyland charges the highest rates, with minimum coverage at $85 and full coverage soaring to $237. Other insurers like AAA, American Family, and Geico offer competitive rates that range from $30 to $46 for minimum coverage and $80 to $117 for full coverage.
Nationwide, Progressive, The Hartford, and Travelers also show a wide range of prices, illustrating the variety of options available to Volkswagen Jetta owners seeking different extents of protection. Access comprehensive insights into our guide titled, “What is the average auto insurance cost per month?“
Are Vehicles Like the Volkswagen Jetta Expensive to Insure
Securing the right auto insurance for your Volkswagen Jetta is crucial, whether you’re considering purchasing one or already own this popular sedan. The costs can vary widely based on a range of factors, from your driving history to the insurance provider you choose. See more details in our guide titled, “Types of Auto Insurance.”
Ultimately, understanding the diverse factors that influence Volkswagen Jetta auto insurance rates can guide you to more cost-effective options.
By comparing rates and coverage from various insurers, you can ensure you receive the best possible protection and value for your Jetta, alongside insights into how these costs stack up against similar vehicles.
This comparison highlights the diversity in insurance costs based on vehicle type and specifications, emphasizing the importance of researching and comparing insurance rates before making a vehicle purchase or renewing a policy.
Insurance Rates for Vehicles Similar to the Volkswagen Jetta
Insurance costs can vary widely among vehicles similar to the Volkswagen Jetta, reflecting differences in value, repair costs, and risk factors. This overview compares the annual insurance rates for various models, from luxury sedans to more common family cars.
Volkswagen Jetta Auto Insurance Monthly Rates vs. Similar Vehicles by Coverage Type
| Vehicle | Comprehensive | Collision | Minimum Coverage | Full Coverage |
|---|---|---|---|---|
| Honda Accord | $23 | $42 | $31 | $109 |
| Lexus GS 300 | $29 | $55 | $28 | $123 |
| Mercedes-Benz E300 | $33 | $62 | $28 | $134 |
| Audi A8 | $39 | $75 | $33 | $159 |
| Audi A4 | $28 | $55 | $33 | $129 |
| Honda Civic | $23 | $55 | $35 | $128 |
| Cadillac CT6 | $32 | $65 | $33 | $143 |
| Lexus LS 460 | $34 | $68 | $30 | $143 |
| Volkswagen Jetta | $25 | $45 | $37 | $139 |
As shown, vehicles like the Lexus LS 460 and Cadillac CT6 command higher insurance premiums due to their luxury status and repair costs, while more modest models like the Honda Accord are more affordable to insure. These comparisons provide valuable insights for potential buyers considering the total cost of ownership.
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What Impacts the Cost of Volkswagen Jetta Insurance
The Volkswagen Jetta trim and model you choose can impact the total price you will pay for Volkswagen Jetta insurance coverage.
You can also expect your Volkswagen Jetta rates to be affected by where you live, your driving history, and in most states your age and gender. Unlock details in our guide titled “How Vehicle Year Affects Auto Insurance Rates.”
How Much Is the Volkswagen Jetta
If you’re looking to buy a Volkswagen Jetta, price is probably a factor for you. The MSRP of the Volkswagen Jetta is $18,995, but this price will depend on things like the trim level, options, and any negotiations you make with the dealer. For additional details, explore our comprehensive resource titled, “What is full coverage auto insurance?“
Ways to Save on Volkswagen Jetta Insurance
Securing affordable insurance for your Volkswagen Jetta doesn’t have to be a challenge. Here are five effective strategies to help you reduce your premiums and enhance your savings.
- Work with a direct insurer instead of an insurance broker for your Volkswagen Jetta.
- Ask about loyalty discounts.
- Ask your insurance company about Volkswagen Jetta discounts.
- Buy a Volkswagen Jetta with an anti-theft device.
- Buy a dashcam for your Volkswagen Jetta.
Implementing these tips can lead to substantial savings on your Volkswagen Jetta insurance. By exploring discounts, enhancing vehicle security, and choosing your insurance provider wisely, you can effectively manage your insurance costs. See more details in our guide titled, “How to Lower Your Auto Insurance Rates.”
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Top Volkswagen Jetta Insurance Companies
Choosing the right insurance for your Volkswagen Jetta can be a crucial decision. This guide highlights the leading insurance companies by market share that offer competitive rates and discounts specifically for the Jetta. Learn more by reading our guide titled, “What are the benefits of auto insurance?“
Selecting the best insurer for your Volkswagen Jetta involves considering both the market share and the specific discounts each provider offers.
Choosing Erie means opting for a proven track record of customer satisfaction and solid coverage for your Volkswagen Jetta.Daniel Walker Licensed Insurance Agent
With the right information, you can make an informed decision that balances cost with coverage, ensuring your Jetta is well-protected.
Largest Auto Insurers by Market Share
Understanding the landscape of the auto insurance industry is crucial for both consumers and industry stakeholders. Here’s a breakdown of the largest auto insurers by market share, revealing who leads the pack in the highly competitive insurance sector.
Top Volkswagen Jetta Auto Insurance Providers by Market Share
| Rank | Insurance Company | Premium Written | Market Share |
|---|---|---|---|
| #1 | State Farm | $66.1 million | 9.1% |
| #2 | Geico | $46.3 million | 6.4% |
| #3 | Progressive | $41.7 million | 5.7% |
| #4 | Liberty Mutual | $39.2 million | 5.4% |
| #5 | Allstate | $36.1 million | 5% |
| #6 | Travelers | $28.7 million | 4% |
| #7 | USAA | $24.6 million | 3.4% |
| #8 | Chubb | $24.1 million | 3.3% |
| #9 | Farmers | $20.0 million | 2.8% |
| #10 | Nationwide | $18.4 million | 2.5% |
This ranking of the top auto insurers by market share not only highlights the dominance of certain companies but also provides insights into the market dynamics that influence consumer choices and industry trends. Each insurer’s position reflects its success in attracting and retaining customers in a crowded marketplace.
You can compare quotes for Volkswagen Jetta auto insurance rates from some of the best auto insurance companies by using our free online tool below now.
Frequently Asked Questions
Does the Volkswagen Jetta qualify for any car insurance discounts?
Yes, the Volkswagen Jetta may qualify for various car insurance discounts, such as safety feature discounts, good driver discounts, and multi-policy discounts. Check with your insurance provider to explore the available discounts. To find out more, explore our guide titled, “Auto Insurance Discounts.”
Are Volkswagen Jetta auto insurance rates higher for young drivers?
Insurance rates for young drivers, including those driving a Volkswagen Jetta, tend to be higher due to their limited driving experience. However, there may be opportunities for young drivers to qualify for discounts or specialized insurance programs. If you’re just looking for coverage to drive legally, enter your ZIP code below to compare cheap auto insurance quotes near you.
Is it more expensive to insure a leased Volkswagen Jetta?
Insuring a leased Volkswagen Jetta may be slightly different from insuring a purchased vehicle. Typically, lease agreements require comprehensive and collision coverage, which can affect insurance rates. It’s advisable to discuss insurance requirements with both the lessor and the insurance provider.
Can I transfer my existing insurance policy to a new Volkswagen Jetta?
In most cases, you can transfer your existing insurance policy to a new Volkswagen Jetta. However, it’s crucial to inform your insurance company about the vehicle change to ensure appropriate coverage. They may need updated vehicle information and may adjust the premium accordingly.
Does the color of a Volkswagen Jetta affect insurance rates?
No, the color of your Volkswagen Jetta does not typically impact insurance rates. Insurers primarily consider factors such as the vehicle’s make, model, trim, safety features, driving history, and other personal information when determining insurance premiums. To find out more, explore our guide titled “Where to Buy Auto Insurance Online.”
How long will my Volkswagen Jetta last in terms of insurance value?
The Volkswagen Jetta tends to retain its insurance value well, often qualifying for lower premiums over time due to its durability and lower-than-average repair costs if well-maintained.
What is the best insurance alternative to a Volkswagen Jetta?
For those looking for alternatives to insuring a Volkswagen Jetta, the Honda Civic might offer similar insurance benefits in terms of cost and coverage options due to comparable safety features and reliability.
What is the engine life of a Volkswagen Jetta concerning insurance costs?
The longevity of the Volkswagen Jetta’s engine can positively impact insurance costs, as vehicles known for longer engine life typically enjoy lower comprehensive and collision insurance premiums.
Why is the Volkswagen Jetta discontinued affecting insurance rates?
The discontinuation of the Volkswagen Jetta in certain markets can affect insurance rates; it may lead to higher premiums due to reduced availability of parts and services, or potentially lower rates if the model becomes less common and thus a lower theft risk. See more details in our guide titled “Best Auto Insurance Companies.”
Does the Volkswagen Jetta have good insurance resale value?
Volkswagen Jettas generally have good insurance resale value, which can contribute to favorable insurance rates due to the vehicle’s reputation for reliability and cost-effective repairs.
What is the 2016 Volkswagen Jetta insurance cost?
Insurance costs for a 2016 Volkswagen Jetta vary based on factors such as driver history, location, and level of coverage chosen.
How much does it cost to insure a 2019 Volkswagen Jetta?
Insuring a 2019 Volkswagen Jetta can differ by insurance company, your driving record, and where you live.
Are Jettas expensive to insure?
No, Jettas are generally not considered expensive to insure and are often comparable to other vehicles in the same category. To learn more, explore our comprehensive resource on “Where to Compare Auto Insurance Rates.”
How much is insurance for a Volkswagen Jetta?
Insurance costs for a Volkswagen Jetta depend on the model year, driver’s profile, and policy details, with average annual rates typically ranging widely.
What does insurance for Volkswagen Jetta entail?
Insurance for Volkswagen Jetta includes standard coverages like liability, collision, and comprehensive, with options for personal injury protection and more.
Is a Volkswagen Jetta expensive to insure?
Insuring a Volkswagen Jetta is usually affordable, with costs similar to other cars in its class, depending on the insurance provider and policy specifics.
What is the Jetta GLI insurance cost?
The cost to insure a Jetta GLI varies, generally being slightly higher than standard Jetta models due to its performance features. Access comprehensive insights into our guide titled, “Understanding Auto Insurance Premiums.”
What should I know about Volkswagen Jetta car insurance?
It’s important to consider both mandatory and optional coverages for Volkswagen Jetta car insurance and look for discounts available for safety features.
What are typical Volkswagen Jetta insurance rates?
Typical insurance rates for a Volkswagen Jetta vary, but you can expect costs in line with similar compact sedans.
What factors influence VW Jetta insurance cost?
VW Jetta insurance costs are influenced by the model year, the driver’s safety record, the specific trim of the vehicle, and the geographical location. Monthly rates, for instance, could range between $100 to $150 but will depend on personal and vehicle-specific factors. Start saving on your auto insurance by entering your ZIP code below and comparing quotes.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
