Best Windshield Replacement Coverage in Connecticut (Top 10 Companies in 2025)
Geico, Progressive, and State Farm provide the best windshield replacement coverage in Connecticut, starting from only $60 monthly. Our goal is to help you compare quotes from these reputable insurers, ensuring you find the perfect coverage and benefit from personalized discounts for your vehicle.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Joel Ohman
Executive Chairman
Joel Ohman is the CEO of a private equity-backed digital media company. He is a published author, angel investor, and serial entrepreneur who has a passion for creating new things, from books to businesses. He has previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel has been mentione...
Executive Chairman
UPDATED: Mar 29, 2025
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Mar 29, 2025
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
19,116 reviewsCompany Facts
Full Coverage for Windshield Replacement in Connecticut
A.M. Best Rating
Complaint Level
Pros & Cons
19,116 reviews
13,283 reviewsCompany Facts
Full Coverage for Windshield Replacement in Connecticut
A.M. Best Rating
Complaint Level
Pros & Cons
13,283 reviews
18,154 reviewsCompany Facts
Full Coverage for Windshield Replacement in Connecticut
A.M. Best Rating
Complaint Level
Pros & Cons
18,154 reviews
Geico leads the pack as the premier option for the best windshield replacement coverage in Connecticut, offering competitive prices beginning at only $85 monthly for comprehensive safeguarding.
Teaming up with Progressive and State Farm, they provide cost-effective rates and an extensive range of comprehensive coverage options customized to suit your individual driving requirements.
Our Top 10 Company Picks: Best Windshield Replacement Coverage in Connecticut
Company Rank Multi-Vehicle Discount A.M. Best Best For Jump to Pros/Cons
#1 25% A++ Affordable Rates Geico
#2 12% A+ Flexible Options Progressive
#3 20% A++ Personalized Service State Farm
#4 25% A+ Deductible Rewards Allstate
#5 8% A++ Premier Coverage Travelers
#6 25% A Better Replacement Liberty Mutual
#7 20% A+ Vanishing Deductible Farmers
#8 20% A Customizable Plans Nationwide
#9 10% A++ Excellent Service USAA
#10 25% A Member Rewards AAA
Replacing your windshield promptly in Connecticut is crucial for safety, despite legal allowances for driving with minor damage. Check your insurance coverage for glass repair options and explore local repair shops. Understanding car insurance, state laws, and your policy empowers you to make informed decisions about your vehicle’s protection. Enter your ZIP code now.
- Geico provides competitive pricing starting from $85 per month
- Leading insurance companies present opportunities for windshield replacements
- Numerous discount opportunities exist for windshield replacement coverage
Free Auto Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
#1 – Geico: Top Overall Pick
Pros
- Affordable Rates: Known for offering some of the lowest premiums in the industry. Read more in our Geico auto insurance review.
- Strong Financial Stability: Rated A++ by A.M. Best, indicating excellent financial health.
- Convenient Online Tools: Easy-to-use website and mobile app for managing policies and filing claims.
Cons
- Limited Local Agents: Fewer in-person agents compared to other major insurers.
- Mixed Customer Service Reviews: Some customers report inconsistent service experiences.
#2 – Progressive: Best for Flexible Options
Pros
- Snapshot Program: Offers usage-based insurance with potential discounts for safe driving.
- Comprehensive Coverage Options: Wide range of customizable coverage plans.
- Strong Online Presence: In our Progressive auto insurance review, excellent website and app functionality for policy management.
Cons
- Price Variability: Rates can vary significantly based on individual driving records and locations.
- Average Customer Service: Customer service experiences can be hit or miss.
#3 – State Farm: Best for Personalized Service
Pros
- Excellent Customer Service: High customer satisfaction ratings and extensive agent network.
- Comprehensive Coverage: Wide range of insurance products and add-ons. Find out more in our State Farm auto insurance review.
- Financial Strength: A++ rating from A.M. Best, indicating robust financial health.
Cons
- Higher Premiums: Tends to be more expensive than some competitors.
- Limited Discounts: Fewer discounts compared to some other insurance companies.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
#4 – Allstate: Best for Deductible Rewards
Pros
- Deductible Rewards: Program that rewards safe driving with lower deductibles.
- Strong Agent Network: Extensive network of local agents for personalized service.
- Comprehensive Coverage Options: Wide variety of coverage and add-on options.
Cons
- Higher Rates: Generally higher premiums than many competitors. Use our Allstate auto insurance review as your guide.
- Mixed Claims Satisfaction: Customers report varying experiences with claims processing.
#5 – Travelers: Best for Premier Coverage
Pros
- Premier Coverage Options: Offers comprehensive and premium coverage plans.
- Strong Financial Ratings: Rated A++ by A.M. Best.
- Discount Opportunities: Various discounts available, including for safe driving and multi-policy holders.
Cons
- Limited Availability: Our Travelers auto insurance review reveals that they are not as widely available in rural areas.
- Higher Premiums: Can be more expensive compared to some competitors.
#6 – Liberty Mutual: Best for Better Replacement
Pros
- Better Car Replacement: Offers new car replacement coverage for totaled vehicles.
- Wide Range of Discounts: Numerous discounts available for various customer groups.
- Customizable Policies: Flexible policy options to suit individual needs.
Cons
- Higher Rates for Some Drivers: Premiums can be higher, especially for young or high-risk drivers.
- Average Customer Service: Customer service quality can vary. For further insights, refer to our Liberty Mutual auto insurance review.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
#7 – Farmers: Best for Vanishing Deductible
Pros
- Vanishing Deductible: Deductible reduces over time with safe driving.
- Personalized Policies: Farmers, as mentioned in our Farmers auto insurance review, offers customizable policy options.
- Strong Agent Network: Extensive network of local agents for personal service.
Cons
- Limited Discounts: Fewer discounts compared to some other insurers.
- Higher Premiums: Generally higher rates than many competitors.
#8 – Nationwide: Best for Customizable Plans
Pros
- Highly Customizable Plans: Nationwide, as mentioned in our Nationwide insurance review, offers extensive customization options for coverage.
- Strong Mobile App: Excellent app for policy management and claims processing.
- Vanishing Deductible: Reduces your deductible for safe driving over time.
Cons
- Higher Premiums for High-Risk Drivers: Rates can be higher for those with poor driving records.
- Mixed Customer Service Reviews: Customer service experiences can vary widely.
#9 – USAA: Best for Excellent Service
Pros
- Exceptional Customer Service: Consistently high customer satisfaction ratings.
- Competitive Rates for Military: Offers some of the best rates for military families.
- Comprehensive Coverage Options: Wide range of insurance products and coverages.
Cons
- Restricted Membership: Only available to military members and their families. Read more through our USAA auto insurance review.
- Average App Functionality: Mobile app is functional but not as advanced as some competitors.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
#10 – AAA: Best for Member Rewards
Pros
- Member Rewards: Offers numerous benefits and discounts for members.
- Reliable Roadside Assistance: Well-known for excellent roadside assistance services.
- Wide Coverage Options: Comprehensive range of insurance products. Find out more through our AAA auto insurance review.
Cons
- Membership Required: Must be a AAA member to access certain discounts and services.
- Higher Premiums: Generally higher rates compared to some other insurers.
Zero-Deductible Windshield Replacement in CT
Connecticut auto insurers are required to offer full glass coverage for a cracked windshield, often called zero-deductible or full glass coverage. While not mandatory, drivers can opt for policies with deductibles for lower rates.
Connecticut Windshield Replacement Coverage Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
$72 $116
$139 $269
$107 $207
$44 $85
$143 $276
$79 $153
$94 $182
$65 $125
$59 $114
$55 $106
This coverage is typically part of comprehensive insurance, which also protects against theft, fire, or storms, often required for auto loans. Opting for comprehensive coverage is advisable for newer cars but may offer limited benefits for older vehicles with lower resale value.
Glass Types Repair Vendors Use
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Replacement Glass Type
For newer vehicles with Advanced Driver Assistance Systems, OEM glass is often the only option due to sensor requirements.
Older cars, especially those with liability-only coverage, may benefit from aftermarket or used glass for cost-effective repairs, as recommended by insurers. Connecticut law mandates repair vendors to specify the glass type before replacement.
Filing an Insurance Claim for a Damaged Windshield
Choosing my Own Service Vendor for Windshield Replacement in CT
For cars equipped with ADAS safety features, insurance often mandates service from a dealer selling your car’s make due to required recalibration post-windshield replacement. Older cars offer more flexibility in choosing a service shop.
Reasons to opt out of insurer recommendations include past experience, OEM part preference, or cost differences, which, if exceeding the insurer’s estimate, require out-of-pocket coverage under state law. If you decide to file a car insurance claim, consider your options carefully.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Full Glass Coverage in Connecticut
Frequently Asked Questions
Does auto insurance in Connecticut cover windshield replacement?
Yes, auto insurance policies in Connecticut typically provide coverage for windshield replacement. However, the extent of coverage may vary depending on the specific policy and coverage options selected.
What type of coverage should I have to ensure windshield replacement is covered?
Comprehensive coverage is the primary type of insurance coverage that typically includes windshield replacement. It provides coverage for damage to your vehicle resulting from events other than a collision, such as vandalism, theft, falling objects, and certain weather-related incidents. Review your policy or contact your insurance provider to confirm whether you have comprehensive coverage. Enter your ZIP code now to begin.
Do I need to pay a deductible for windshield replacement in Connecticut?
Are there any specific requirements or restrictions for windshield replacement coverage in Connecticut?
While coverage for windshield replacement is generally available, there may be certain requirements or restrictions. For example, the size and type of damage may determine whether repair or replacement is necessary. Additionally, some policies may require you to use approved or preferred repair facilities. It’s advisable to consult your insurance provider to understand any specific requirements or restrictions in your policy.
How do I file a windshield replacement claim in Connecticut?
To file a windshield replacement claim in Connecticut, follow these general steps:
- Contact your insurance provider. Notify your insurance company about the damage and inquire about the claims process.
- Provide necessary information. Be prepared to provide details about the damage, such as when and how it occurred.
- Schedule an inspection. The insurance company may require an inspection of the windshield damage to assess the need for repair or replacement.
- Choose a repair facility. If your policy has preferred repair facilities, select one that meets the requirements.
- Pay any applicable deductible. If your policy has a deductible, you’ll be responsible for paying that amount towards the repair or replacement costs.
- Follow the insurance company’s instructions. Adhere to any instructions provided by your insurance company, such as submitting documentation or completing required paperwork.
These are the specific steps in filing a windshield replacement claim in Connecticut. Enter your ZIP code now.
Will filing a windshield replacement claim affect my insurance rates in Connecticut?
What s the starting monthly rate for windshield replacement coverage offered by Geico, Progressive, and State Farm in Connecticut?
The starting monthly rate for windshield replacement coverage offered by Geico, Progressive, and State Farm in Connecticut is $85.
Which insurance company offers a vanishing deductible program for safe drivers?
Farmers and Nationwide both offer a Vanishing Deductible program for safe drivers. Enter your ZIP code now to start comparing.
What type of coverage is typically required for windshield replacement in Connecticut?
How does Connecticut law impact insurance coverage for windshield replacements?
Connecticut law requires insurers to offer full glass coverage for windshield replacements, often with zero deductibles. This coverage is usually part of comprehensive insurance.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Joel Ohman
Executive Chairman
Joel Ohman is the CEO of a private equity-backed digital media company. He is a published author, angel investor, and serial entrepreneur who has a passion for creating new things, from books to businesses. He has previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel has been mentione...
Executive Chairman
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
