Best Windshield Replacement Coverage in Idaho (Top 10 Companies in 2024)
Travelers, Progressive, and Liberty Mutual provide the best windshield replacement coverage in Idaho, starting at only $55 per month. Our goal is to help you compare quotes from these reputable insurers, enabling you to find the perfect coverage and capitalize on personalized discounts tailored to your vehicle.
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 29, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: May 29, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
1,731 reviewsCompany Facts
Full Coverage Windshield Replacement in Idaho
A.M. Best Rating
Complaint Level
Pros & Cons
1,731 reviews
13,128 reviewsCompany Facts
Full Coverage Windshield Replacement in Idaho
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
3,607 reviewsCompany Facts
Full Coverage Windshield Replacement in Idaho
A.M. Best Rating
Complaint Level
Pros & Cons
3,607 reviews
Travelers excels as the premier option for the best windshield replacement coverage in Idaho, offering competitive rates starting at only $55 per month for comprehensive protection.
Teaming up with Progressive and Liberty Mutual, they provide budget-friendly rates and a diverse range of comprehensive coverage options customized to suit your individual driving requirements.
Our Top 10 Company Picks: Best Windshield Replacement Coverage in Idaho
| Company | Rank | Comprehensive Discount | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | 10% - 12% | A++ | Specialized Coverage | Travelers |
 | #2 | 12% - 15% | A+ | Biggest Discount | Progressive |
 | #3 | 8% - 17% | A | Quick Claims | Liberty Mutual |
 | #4 | 10% - 13% | A+ | Pay-Per-Mile Rates | Allstate |
 | #5 | 9% - 16% | A++ | Accidents | Auto-Ownners |
 | #6 | 11% -19% | B | Many Discounts | State Farm |
 | #7 | 10% - 15% | A | Young Volunteers | American Family |
 | #8 | 12% - 20% | A | High-Risk Coverage | The General |
 | #9 | 9% - 17% | A | Teens | AAA |
 | #10 | 8% - 12% | A++ | Military Benefits | USAA |
If you reside in Idaho and your windshield has suffered chips or cracks, you’ll face the decision of whether to promptly repair it and potentially file an insurance claim. It’s crucial to grasp Nevada’s regulations regarding glass and their impact on your car insurance deductible. Below, we’ve condensed our research findings for your convenience. Enter your ZIP code to get started.
- Travelers provides appealing rates starting from $55 per month
- Leading insurance providers present choices for windshield replacement
- Variety of discount opportunities exist for windshield replacement coverage
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#1 – Travelers: Top Overall Pick
Pros
- Comprehensive Coverage Options: Our Travelers auto insurance review reveals that Travelers offers a wide range of coverage options, including excellent windshield replacement coverage, ensuring that customers can find a policy tailored to their needs.
- Competitive Rates: Travelers provides competitive rates, starting at $55 per month in Idaho, making it an affordable option for many drivers.
- Strong Financial Stability: With a high A.M. Best rating, Travelers demonstrates strong financial stability, providing customers with confidence in their ability to fulfill claims.
Cons
- Limited Discounts: While Travelers offers competitive rates, they may have fewer discount opportunities compared to some other providers, potentially resulting in higher premiums for certain drivers.
- Mixed Customer Service Reviews: Some customers have reported mixed experiences with Travelers’ customer service, with occasional delays or difficulties in claims processing.
#2 – Progressive: Best for Biggest Discount
Pros
- Innovative Technology: Progressive offers innovative technology such as Snapshot, which tracks driving habits to potentially lower premiums for safe drivers, providing added value to customers.
- Wide Range of Discounts: In our Progressive auto insurance review, Progressive provides numerous discount opportunities, including multi-policy, safe driver, and multi-car discounts, helping customers save on their premiums.
- Quick Claims Processing: Progressive is known for its efficient claims processing, with many customers reporting quick resolution and payment for claims.
Cons
- Higher Rates for High-Risk Drivers: While Progressive offers competitive rates for many drivers, those with poor driving records or high-risk profiles may face higher premiums compared to other insurers.
- Limited Coverage Options in Some Areas: In certain regions, Progressive may have limited coverage options available, potentially restricting choices for customers seeking specific types of coverage.
#3 – Liberty Mutual: Best for Quick Claims
Pros
- Personalized Coverage Options: Liberty Mutual offers personalized coverage options, allowing customers to tailor their policies to their individual needs, including comprehensive windshield replacement coverage.
- Strong Online Tools: Liberty Mutual provides robust online tools and resources, making it easy for customers to manage their policies, file claims, and access support.
- Multiple Policy Discounts: Liberty Mutual offers discounts for bundling multiple insurance policies, such as auto and home insurance, providing additional savings for customers.
Cons
- Higher Premiums for New Customers: Some new customers may find that Liberty Mutual’s initial premiums are higher compared to other providers, although discounts may offset this over time.
- Mixed Claims Satisfaction: While Liberty Mutual generally receives positive feedback for customer service, some customers have reported dissatisfaction with claims handling, citing delays or disputes. For further insights, refer to our Liberty Mutual auto insurance review.
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#4 – Allstate: Best for Pay-Per-Mile-Rates
Pros
- Name Recognition and Reputation: Allstate is a well-known and reputable insurance provider with a long history in the industry, offering customers a sense of trust and reliability.
- Extensive Coverage Options: Allstate offers a wide range of coverage options beyond just windshield replacement, allowing customers to build comprehensive policies tailored to their needs.
- Drivewise Program: Allstate’s Drivewise program rewards safe driving habits with discounts, providing incentives for customers to drive responsibly and potentially lower their premiums.
Cons
- Higher Premiums for Some Drivers: While Allstate offers competitive rates for many customers, some individuals may find their premiums to be higher compared to other insurers, particularly for certain demographic groups.
- Limited Availability of Local Agents: In some areas, Allstate may have fewer local agents available, which could affect customer service accessibility for those who prefer in-person interactions. Use our Allstate auto insurance review as your guide.
#5 – Auto-Owners: Best for Accidents
Pros
- Exceptional Customer Service: Auto-Owners is renowned for its exceptional customer service, with many customers praising the company’s responsiveness, support, and claims handling. Read our Auto-Owners auto insurance review for you guidance.
- Flexible Payment Options: Auto-Owners offers flexible payment options, including various payment schedules and methods, making it convenient for customers to manage their policies.
- Customized Policies: Auto-Owners provides customized policies tailored to individual needs, allowing customers to select the coverage options and limits that best suit their requirements.
Cons
- Limited Availability: Auto-Owners operates primarily in certain regions of the United States, so it may not be available to all drivers, limiting options for those outside its service area.
- Potentially Higher Premiums: While Auto-Owners emphasizes quality service, some customers may find that their premiums are higher compared to other insurers, particularly for certain types of coverage.
#6 – State Farm: Best for Many Discounts
Pros
- Extensive Network of Agents: State Farm boasts a vast network of local agents across the country, providing personalized service and support to customers who prefer face-to-face interactions.
- Stable Financial Strength: With a strong A.M. Best rating, State Farm demonstrates financial stability, assuring customers of its ability to fulfill claims and obligations. Find out more in our State Farm auto insurance review.
- Discount Opportunities: State Farm offers numerous discount opportunities, including multi-policy, safe driver, and vehicle safety discounts, helping customers save on their premiums.
Cons
- Potentially Higher Rates for Young Drivers: Young drivers, particularly those with limited driving experience, may face higher premiums with State Farm compared to other insurers, due to the company’s risk assessment practices.
- Limited Online Tools and Resources: While State Farm provides basic online tools for policy management and claims filing, some customers may find the online experience less robust compared to other insurers.
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#7 – American Family: Best for Young Volunteers
Pros
- Youthful Driver Discounts: American Family offers discounts specifically tailored for young drivers, making it an attractive option for families with teenage drivers looking to save on insurance premiums.
- Community Involvement: American Family is known for its community involvement and support, fostering a positive reputation and sense of trust among customers.
- Customizable Policies: American Family provides customizable policies, allowing customers to tailor their coverage to their unique needs, including options for windshield replacement coverage.
Cons
- Limited Availability: American Family primarily operates in certain regions of the United States, potentially limiting options for customers outside its service area. Find out more through our American Family auto insurance review.
- Mixed Customer Service Reviews: While many customers praise American Family’s service, some have reported mixed experiences with claims handling and customer support, citing occasional delays or difficulties.
#8 – The General: Best for High-Risk Coverage
Pros
- Specialized High-Risk Coverage: The General specializes in providing coverage for high-risk drivers, offering options for individuals who may have difficulty obtaining insurance elsewhere.
- Quick Quote Process: The General offers a quick and straightforward quote process, allowing customers to easily obtain estimates online or over the phone. Read more through our The General auto insurance review.
- SR-22 Filings: The General assists customers with SR-22 filings, which are often required for individuals with past driving violations, providing added convenience for those in need of this service.
Cons
- Higher Premiums for Some Drivers: While The General serves high-risk drivers, premiums may be higher compared to standard insurers, particularly for individuals with multiple violations or accidents on their record.
- Limited Coverage Options: The General may offer more limited coverage options compared to traditional insurers, potentially restricting choices for customers seeking comprehensive policies.
#9 – AAA: Best for Teens
Pros
- Member Benefits: AAA offers various membership benefits beyond just insurance, including roadside assistance, travel discounts, and financial services, providing added value to customers.
- Discount Opportunities: AAA provides discounts for members on insurance premiums, as well as additional savings on related services such as car rentals and hotel bookings.
- Strong Customer Service: AAA is known for its strong customer service reputation, with many customers praising the company’s responsiveness and support.
Cons
- Membership Fees: While AAA offers valuable benefits, membership fees can add to the overall cost for customers, potentially offsetting some of the savings on insurance premiums.
- Limited Availability: AAA operates primarily in specific regions of the United States, so it may not be available to all drivers, limiting options for those outside its service area. Find out more through our AAA auto insurance review.
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#10 – USAA: Best for Military Benefits
Pros
- Military Benefits: USAA caters specifically to military members and their families, offering specialized coverage options, discounts, and exceptional customer service tailored to their unique needs.
- Financial Strength: With a high A.M. Best rating, USAA demonstrates strong financial stability, providing customers with confidence in their ability to fulfill claims and obligations. Find out more through our USAA auto insurance review.
- Member Satisfaction: USAA consistently receives high ratings for customer satisfaction, with many customers praising the company’s personalized service, claims handling, and overall experience.
Cons
- Limited Eligibility: USAA membership is restricted to military members, veterans, and their families, so it may not be available to the general public, limiting options for those outside this demographic.
- Fewer Physical Locations: While USAA offers online and phone support, it has fewer physical branch locations compared to traditional insurers, potentially affecting accessibility for customers who prefer in-person interactions.
Driving my Car with a Cracked Windshield in Idaho
Getting Auto Insurance with Zero Deductible Auto Glass Replacement in Idaho
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Idaho Comprehensive Auto Insurance
Full coverage auto insurance typically includes comprehensive coverage, which pays for various damages such as collisions with animals, theft, weather, and vandalism. However, full glass coverage isn’t always included, and deductibles vary. Before deciding, review your policy. If unsatisfied, consider upgrading or switching providers.
Shop around to find the best price for replacement services. Ensure it’s cost-effective to file a claim, as you should only do so if the replacement cost significantly exceeds your deductible amount. Enter your ZIP code to begin comparing.
Idaho Glass Companies Using Crash or Used Parts
When you invest in a glass replacement service, it’s reasonable to expect the use of new glass tailored to your vehicle. However, Idaho law permits companies to use aftermarket or recycled materials, provided they notify you in writing.
You have the option to request new glass or choose another provider, though this may incur additional costs. This decision-making process is crucial, especially if you’re considering filing a comprehensive claim for auto insurance.
Windshield Replacement Coverage in Idaho: The Bottom Line
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Frequently Asked Questions
Does auto insurance in Idaho cover windshield replacement?
Yes, most auto insurance policies in Idaho cover windshield replacement under comprehensive coverage. Comprehensive coverage helps protect against damage to your vehicle that is not caused by a collision, such as theft, vandalism, and certain types of natural disasters, including windshield damage.
Is windshield replacement covered under liability insurance in Idaho?
No, windshield replacement is not typically covered under liability insurance in Idaho. Liability insurance provides coverage for damages and injuries you may cause to others in an accident. It does not cover damages to your own vehicle, including windshield damage. Enter your ZIP code now to begin.
What is the deductible for windshield replacement in Idaho?
Are there any specific requirements for windshield replacement coverage in Idaho?
Some insurance companies in Idaho may have specific requirements for windshield replacement coverage. For example, they may require the use of certain repair shops or require that the replacement be done by a certified technician. It’s advisable to review your policy or check with your insurance provider to understand any specific requirements they may have.
Will filing a windshield replacement claim affect my insurance rates in Idaho?
In Idaho, windshield replacement claims are generally considered comprehensive claims, which often have little to no impact on your insurance rates. However, it’s always a good idea to consult with your insurance provider to confirm their specific policies regarding comprehensive claims and rate adjustments. Enter your ZIP code now to start.
How do Idaho’s regulations impact car insurance deductibles for windshield replacement?
What factors should drivers in Idaho consider before repairing or replacing a cracked windshield?
Drivers in Idaho should consider factors such as safety, visibility, insurance coverage, and potential costs before deciding whether to repair or replace a cracked windshield.
What are the key features of comprehensive auto insurance in Idaho?
Comprehensive auto insurance in Idaho typically covers various damages, including windshield damage caused by non-collision events like theft, vandalism, and certain natural disasters. Enter your ZIP code now to begin comparing.
How does Idaho law regulate the use of aftermarket or recycled materials for windshield replacement?
What options do Idaho drivers have for windshield replacement coverage outside of insurance claims?
Outside of insurance claims, Idaho drivers have the option to choose their windshield replacement provider, allowing them to select the most suitable service for their needs.
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
