Best Windshield Replacement Coverage in Indiana (Top 10 Companies in 2024)
State Farm, Erie, and USAA provide the best windshield replacement coverage in Indiana, beginning at just $61 per month. Our goal is to help you compare quotes from these reputable insurers, ensuring you find the perfect coverage and take advantage of customized discounts for your vehicle.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
UPDATED: Oct 25, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 25, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
17,760 reviewsCompany Facts
Full Coverage Windshield Replacement in Indiana
A.M. Best Rating
Complaint Level
Pros & Cons
17,760 reviews
1,814 reviewsCompany Facts
Full Coverage Windshield Replacement in Indiana
A.M. Best Rating
Complaint Level
Pros & Cons
1,814 reviews
6,435 reviewsCompany Facts
Full Coverage Windshield Replacement in Indiana
A.M. Best Rating
Complaint Level
Pros & Cons
6,435 reviewsState Farm is the leading option for the best windshield replacement coverage in Indiana, offering competitive rates beginning at only $61 per month for comprehensive protection.
Teaming up with Erie and USAA, they provide cost-effective rates and an extensive range of comprehensive coverage options customized to suit your individual driving requirements.
Our Top 10 Company Picks: Best Windshield Replacement Coverage in Indiana
Company Rank Multi-Vehicle Discount A.M. Best Best For Jump to Pros/Cons
#1 20% B Many Discounts State Farm
#2 10% A+ 24/7 Support Erie
#3 10% A++ Military Savings USAA
#4 12% A+ Online Convenience Progressive
#5 20% A+ Usage Discount Nationwide
#6 20% A Local Agents Farmers
#7 25% A++ Cheap Rates Geico
#8 25% A+ Add-on Coverages Allstate
#9 20% A Student Savings American Family
#10 8% A++ Accident Forgiveness Travelers
- State Farm provides competitive rates starting at $61 per month
- Leading insurance providers offer options for windshield replacements
- Many discounts available for windshield replacement coverage
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#1 – State Farm: Top Overall Pick
Pros
- Customer Service: State Farm has excellent reviews from customers, who say the claims handling process was smooth.
- Extensive Network: State Farm has a vast network of agents and service centers, making it convenient for customers to access support and assistance. Find out more in our State Farm auto insurance review.
- Customizable Coverage: State Farm offers a wide range of coverage options and discounts, allowing customers to tailor their policies to their specific needs.
Cons
- Higher Premiums: While State Farm provides excellent coverage, its premiums may be higher compared to some other insurers.
- Limited Availability: State Farm’s coverage may not be available in all areas, limiting options for some customers.
#2 – Erie: Best for 24/7 Support
Pros
- Excellent Customer Service: Erie is well-regarded for its exceptional customer service, with representatives known for their responsiveness and helpfulness.
- Competitive Rates: Erie often offers competitive rates, making it an attractive option for budget-conscious customers.
- Add-On Coverages: Erie provides a variety of additional coverages and discounts, allowing customers to enhance their policies as needed.
Cons
- Limited Availability: Erie’s coverage is only available in select states, which may restrict options for some customers. Find out more using our Erie auto insurance review.
- Coverage Options: While Erie offers solid coverage options, it may not have as many add-ons or customization options as some larger insurers.
#3 – USAA: Best for Military Savings
Pros
- Military-Focused: USAA caters specifically to military members and their families, offering unique benefits and support tailored to their needs.
- Strong Financial Ratings: USAA consistently receives high financial strength ratings, providing reassurance to customers about its stability. Find out more through our USAA auto insurance review.
- Member Discounts: USAA offers various discounts and benefits exclusively for its members, helping them save on premiums and other services.
Cons
- Membership Restrictions: USAA membership is limited to military members, veterans, and their families, excluding others from accessing its services.
- Limited Physical Locations: USAA primarily operates online and through phone services, which may be a drawback for customers who prefer in-person interactions.
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#4 – Progressive: Best for Online Convenience
Pros
- User-Friendly Technology: In our Progressive auto insurance review, Progressive offers innovative online tools and mobile apps that make it easy for customers to manage their policies and file claims.
- Bundling Discounts: Progressive provides significant discounts for customers who bundle multiple insurance policies such as auto and home insurance.
- Name Your Price Tool: Progressive’s Name Your Price tool allows customers to customize their coverage based on their budget, providing flexibility and transparency.
Cons
- Average Customer Service: While Progressive offers convenient online services, some customers have reported mixed experiences with its customer service representatives.
- Limited Agent Availability: Progressive primarily operates online, which may be a disadvantage for customers who prefer face-to-face interactions with agents.
#5 – Nationwide: Best for Usage Discount
Pros
- Nationwide Network: Nationwide has a vast network of agents and service centers across the country, making it convenient for customers to access support and assistance.
- Multi-Policy Discounts: Nationwide offers discounts for customers who bundle multiple insurance policies, such as auto, home, and life insurance.
- Variety of Coverage Options: Nationwide provides a wide range of coverage options and add-ons, allowing customers to tailor their policies to their specific needs.
Cons
- Mixed Customer Reviews: Nationwide has received mixed reviews regarding its customer service and claims handling, with some customers reporting dissatisfaction.
- Premiums May Be Higher: While Nationwide offers comprehensive coverage options, its premiums may be higher compared to some other insurers. Read more through our Nationwide auto insurance review.
#6 – Farmers: Best for Local Agents
Pros
- Personalized Service: Farmers has a network of local agents who provide personalized service and guidance to customers, helping them find the right coverage options.
- Range of Discounts: Farmers offers various discounts for factors such as safe driving, bundling policies, and loyalty, helping customers save on premiums.
- Strong Financial Stability: Farmers has a strong financial stability rating, providing reassurance to customers about its ability to cover claims.
Cons
- Limited Online Tools: Farmers’ online tools and mobile apps may not be as advanced or user-friendly as those offered by some other insurers. Seek for more guide through our Farmers auto insurance review.
- Coverage Options: While Farmers offers solid coverage options, it may not have as many add-ons or customization options as some larger insurers.
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#7 – Geico: Best for Cheap Rates
Pros
- Competitive Rates: Geico is known for offering competitive rates, making it an attractive option for budget-conscious customers.
- Convenient Online Services: Geico provides user-friendly online tools and mobile apps that make it easy for customers to manage their policies, file claims, and access support.
- Wide Range of Discounts: Geico offers various discounts for factors such as safe driving, vehicle safety features, and bundling policies, helping customers save on premiums.
Cons
- Limited Agent Interaction: Geico primarily operates online and through phone services, which may be a drawback for customers who prefer in-person interactions with agents. Use our Geico auto insurance review as your guide.
- Mixed Customer Service Reviews: While Geico offers convenient online services, some customers have reported mixed experiences with its customer service representatives.
#8 – Allstate: Best for Add-on Coverages
Pros
- Name Recognition: Allstate is a well-known and reputable insurance provider with a long history in the industry, providing customers with a sense of trust and reliability.
- Wide Range of Coverage Options: Allstate offers a comprehensive selection of coverage options and add-ons, allowing customers to customize their policies to suit their individual needs.
- Innovative Technology: Allstate provides innovative online tools and mobile apps that make it easy for customers to manage their policies, file claims, and access support.
Cons
- Higher Premiums: While Allstate offers comprehensive coverage options, its premiums may be higher compared to some other insurers. Use our Allstate auto insurance review as your guide.
- Mixed Customer Reviews: Allstate has received mixed reviews regarding its customer service and claims handling, with some customers reporting dissatisfaction.
#9 – American Family: Best for Student Savings
Pros
- Personalized Service: American Family has a network of local agents who provide personalized service and guidance to customers, helping them find the right coverage options.
- Variety of Discounts: American Family offers a wide range of discounts for factors such as safe driving, bundling policies, and loyalty, helping customers save on premiums.
- Community Involvement: American Family is known for its community involvement and philanthropic efforts, giving customers a sense of supporting a socially responsible company.
Cons
- Limited Availability: American Family’s coverage may not be available in all areas, limiting options for some customers. Find out more through our American Family auto insurance review.
- Mixed Customer Reviews: American Family has received mixed reviews regarding its customer service and claims handling, with some customers reporting dissatisfaction.
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#10 – Travelers: Best for Accident Forgiveness
Pros
- Strong Financial Stability: Our Travelers auto insurance review reveals that Travelers has a strong financial stability rating, providing reassurance to customers about its ability to cover claims.
- Range of Discounts: Travelers offers various discounts for factors such as safe driving, vehicle safety features, and bundling policies, helping customers save on premiums.
- Comprehensive Coverage Options: Travelers provides a wide range of coverage options and add-ons, allowing customers to tailor their policies to their specific needs.
Cons
- Limited Availability: Travelers’ coverage may not be available in all areas, limiting options for some customers.
- Mixed Customer Reviews: Travelers has received mixed reviews regarding its customer service and claims handling, with some customers reporting dissatisfaction.
Full Glass Insurance Coverage and Replacement
Filing a Glass Replacement Claim
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Damaged Windshield
Review your coverage terms before deciding to file a claim for windshield damage, especially with full coverage auto insurance. Consider policy limits and deductible amounts, which typically range from $250 to $1,000.
Liability policies may not cover a cracked windshield but cover other party damages. Collision policies may cover windshield damage from a collision, while comprehensive insurance covers non-collision incidents. Enter your ZIP code now to start.
Affordable Way to Replace or Repair a Damaged Windshield
Comparing repair quotes is essential. Paying for windshield replacement out-of-pocket may be cheaper with high deductibles. Filing a comprehensive claim for auto insurance might raise rates later, and Indiana law might limit replacement choices.
Consider upgrading your policy for full glass coverage or using a free comparison tool for better rates and coverage.
Indiana’s Full Glass Coverage Laws: Bottom Line
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Frequently Asked Questions
Does auto insurance in Indiana cover windshield replacement?
Yes, most comprehensive auto insurance policies in Indiana cover windshield replacement as part of their coverage.
What is comprehensive auto insurance?
Comprehensive auto insurance is an optional coverage that protects your vehicle from damage caused by non-collision incidents, such as theft, vandalism, fire, and falling objects. It typically includes coverage for windshield damage. Enter your ZIP code now to start.
Is windshield replacement covered under liability insurance?
No, windshield replacement is not typically covered under liability auto insurance. Liability insurance covers the damage you cause to other vehicles and property in an accident.
Are there any specific requirements for windshield replacement coverage in Indiana?
While there are no specific requirements for windshield replacement coverage in Indiana, it is recommended to review your policy or contact your insurance provider to understand the details of your coverage.
Will I have to pay a deductible for windshield replacement claims?
The deductible for windshield replacement claims may vary depending on your insurance policy. Some policies have a separate deductible for glass-related claims, while others may require you to pay the standard comprehensive deductible. Enter your ZIP code now to start.
Which insurance provider offer the best windshield replacement coverage in Indiana?
What are some key factors to consider when comparing windshield replacement coverage options in Indiana?
Some key factors to consider when comparing windshield replacement coverage options in Indiana include the cost of premiums, the extent of coverage provided, the insurer’s financial stability, and any available discounts or add-on coverages.
Does Indiana mandate free windshield replacement in comprehensive coverage policies?
No, Indiana does not mandate free windshield replacement in comprehensive coverage policies. While some policies may include windshield coverage, there are no statewide mandates for free replacement when the windshield is damaged. Enter your ZIP code now to begin.
What types of damages are typically covered by comprehensive auto insurance policies?
How do insurers like State Farm, Erie, and USAA stand out in terms of windshield replacement coverage options in Indiana?
State Farm, Erie, and USAA stand out for their competitive rates, extensive coverage options, and customizable discounts tailored to individual driving needs, according to the article.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
