Best Billerica, Massachusetts Auto Insurance in 2024 (Top 10 Companies Ranked)
The best Billerica, Massachusetts auto insurance providers—Liberty Mutual, American Family, and USAA—offer $35/month plans with 25% discounts. These companies stand out for their budget-friendly services and essential customer care, making them the best for the local Billerica drivers.
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Jeffrey Manola
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Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
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UPDATED: Dec 12, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Full Coverage in Billerica MA
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6,435 reviewsLiberty Mutual, American Family, and USAA offer the best Billerica, Massachusetts auto insurance, with Liberty Mutual as the top provider for its overall value. These companies offer affordable coverage and various discounts, making them standout choices for local drivers.
The positive reputation of each insurance provider for giving quality customer service and reliable claims support to policyholders sets them apart. These three best auto insurance companies provide the most inexpensive coverage available.
Take the time to compare these providers and find the best policy that meets your needs. With the right coverage, you can drive confidently, knowing you’re protected by the best in the industry.
Our Top 10 Company Picks: Best Billerica, Massachusetts Auto Insurance
| Company | Rank | Bundling Discount | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | 18% | A | Add-on Coverages | Liberty Mutual |
 | #2 | 24% | A | Claims Service | American Family |
 | #3 | 15% | A++ | Military Benefits | USAA |
 | #4 | 22% | A++ | Bundling Policies | Travelers |
 | #5 | 17% | A+ | Local Support | Allstate |
 | #6 | 22% | A | Weather Coverage | Farmers |
 | #7 | 19% | A+ | SmartRide® Discounts | Nationwide |
 | #8 | 20% | A+ | Snapshot Savings | Progressive |
 | #9 | 17% | B | Local Agents | State Farm |
 | #10 | 25% | A++ | Affordable Rates | Geico |
Explore your auto insurance options by entering your ZIP code into our free comparison tool above today.
- Billerica drivers enjoy customized auto insurance policies for diverse needs
- Affordable premiums and local expertise make Billerica auto insurance ideal
- Liberty Mutual stands out as the top choice for comprehensive auto coverage
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#1 – Liberty Mutual: Top Overall Pick
Pros
- Tailored Coverage Plans: Explore our Liberty Mutual auto insurance review to see how the company provides flexible options for Billerica drivers.
- Discount Opportunities: Billerica residents can take advantage of multiple discounts for safe driving.
- 24/7 Customer Service: The resident can access customer support anytime to help with Billerica insurance claims.
Cons
- Premiums Can Be High: Some drivers in Billerica may face higher-than-average rates.
- Complex Claims Process: The claims handling process may be lengthy and complex in Billerica.
#2 – American Family: Best for Claims Service
Pros
- Personalized Auto Insurance: Provides flexible options to fit the requirements of the drivers in Billerica.
- Great Savings for Bundling: Billerica policyholders can benefit substantially from combining auto insurance and homeowners policies.
- Excellent Claims Support: Discover our American Family auto insurance review to understand their dedication to customer satisfaction.
Cons
- Limited Coverage Options: Billerica drivers may need more specialty auto insurance choices.
- Potentially Higher Premiums: Rates in Billerica could be higher than those of other providers in the area.
#3 – USAA: Best for Military Benefits
Pros
- Exclusive Rates for Military Families: USAA offers exceptional discounts for Billerica’s military community.
- Full Range of Coverage: Billerica residents can access comprehensive auto insurance with USAA.
- Fast and Efficient Claims Service: See our USAA auto insurance review to learn about their quick claims resolution for Billerica drivers.
Cons
- Eligibility Restrictions: These are only available to military families, limiting options for non-military Billerica drivers.
- Limited Branch Access: USAA has fewer physical locations in Billerica for face-to-face support.
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#4 – Travelers: Best for Bundling Policies
Pros
- Affordable Rates: Travelers provides cost-effective insurance solutions for Billerica, Massachusetts residents.
- Extensive Coverage Options: Billerica drivers can customize policies to fit their unique needs.
- Fast Claims Processing: Within our Travelers auto insurance review, learn about their quick claims handling for Billerica drivers.
Cons
- Customer Service Variability: Inconsistent customer service experiences for some Billerica policyholders.
- Higher Costs for High-Risk Drivers: Billerica residents with poor driving records may face higher premiums.
#5 – Allstate: Best for Local Support
Pros
- Flexible Policy Choices: View our Allstate auto insurance review to learn about their diverse policy options for Billerica drivers.
- Multi-Policy Discounts: Homeowners in Billerica can bundle their home and auto insurance in the same company, which is a smart way to save money.
- High-Quality Support: Allstate’s customer service team is known for being quick, helpful, and always ready to make life easier for Billerica drivers.
Cons
- Higher Premiums: Allstate can be pricier than some competitors for Billerica residents.
- Claims Processing Delays: Some Billerica customers report slower claims resolutions.
#6 – Farmers: Best for Weather Coverage
Pros
- Competitive Pricing: Explore our Farmers auto insurance review to learn about their affordable options for Billerica.
- Flexible Policies: With a solid reputation, Farmers guarantee full service and the smoothest possible claims processing, and they are in the most reliable standing in Billerica.
- Strong Reputation: Farmers’ policy is designed especially for the different needs of drivers in Billerica.
Cons
- Premiums May Be Higher: Some drivers in Billerica may find Farmers’ rates higher.
- Limited Specialty Coverage: Billerica does not offer specialty auto insurance options.
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#7 – Nationwide: Best for SmartRide® Discounts
Pros
- Reliable Customer Support: Nationwide provides timely and dependable customer care to assist Billerica residents in any need.
- Bundling Savings: Nationwide allows drivers to combine and save on auto and Billerica home insurance.
- Comprehensive Coverage: Discover our Nationwide auto insurance review to understand how they cater to local needs.
Cons
- Variable Premiums: Billerica drivers may face fluctuations in pricing based on personal factors.
- Limited Physical Presence: Nationwide has fewer in-person offices in Billerica, Massachusetts.
#8 – Progressive: Best for Snapshot Savings
Pros
- Affordable Coverage: Progressive offers competitive rates for drivers in Billerica, Massachusetts.
- Customizable Options: Billerica residents can choose coverage that fits their unique auto insurance needs.
- Quick Claims Processing: In our Progressive auto insurance review, learn why drivers in Billerica prefer them for reliable coverage and excellent service.
Cons
- Inconsistent Customer Service: Some Billerica drivers report mixed experiences with Progressive’s support.
- Limited Local Access: Progressive has few physical offices in Billerica for face-to-face interaction.
#9 – State Farm: Best for Local Agents
Pros
- Budget-Friendly Rates: Based on our State Farm auto insurance review, they offer great value for local Billerica drivers.
- Great Discount Programs: Billerica residents can access discounts for safe driving and bundling.
- Excellent Customer Care: State Farm is known for its top-rated customer service in Billerica.
Cons
- Higher Premiums for Some: Drivers in Billerica may face higher costs than competitors.
- Limited Specialized Coverage: Some Billerica residents might find the coverage options too essential.
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#10 – Geico: Best for Affordable Rates
Pros
- Low-Cost Premiums: Geico offers Billerica drivers some of the most affordable auto insurance rates.
- Wide Range of Discounts: Billerica residents can take advantage of savings through discounts such as bundling policies or maintaining a safe driving record.
- Easy Online Tools: See our Geico auto insurance review to learn about their convenient policy management for Billerica residents.
Cons
- Limited In-Person Service: Geico needs more physical locations and insurance agents in Billerica, Massachusetts.
- Basic Coverage: Some Billerica drivers may find Geico’s coverage options too minimal.
Comparing Rates of Auto Insurance in Billerica, Massachusetts
Balancing cost, coverage levels, and provider reputation is critical when looking for the best auto insurance in Billerica, Massachusetts. Some companies offer low-cost, minimal coverage, while others provide higher-cost, full coverage for more protection.
Billerica, Massachusetts Auto Insurance Monthly Rates by Provider & Coverage Level
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| $50 | $150 |
| $44 | $140 |
| $42 | $130 |
| $35 | $105 |
| $48 | $155 |
| $46 | $145 |
| $38 | $110 |
| $45 | $135 |
| $43 | $125 |
| $40 | $120 |
Liberty Mutual is an excellent option for drivers who want complete insurance coverage and good customer service with many extra benefits. State Farm and Travelers, for instance, are mid-range providers that balance cost and quality of service, making them attractive to many drivers.
Analyze auto insurance discounts, bundling benefits, and the provider’s claims history to make the best decision. Doing so will help you find the most suitable and budget-friendly insurance provider.
Save on Premiums in Billerica, Massachusetts Auto Insurance
Selecting the best auto insurance in Billerica, Massachusetts, it’s essential to consider coverage options and the discounts available from top auto insurance providers. Allstate gives savings for safe driving, multi-policy bundles, and good students.
Billerica, Massachusetts Auto Insurance Discounts by Top Providers
| Insurance Company | Available Discounts |
|---|---|
| Safe Driving, Multi-Policy, Good Student |
| Safe Driver, Multi-Policy, Bundling |
| Multi-Car, Safe Driver, Homeowner |
| Good Driver, Multi-Policy, Military |
| Multi-Policy, Safe Driver, New Car |
| SmartRide, Multi-Policy, Safe Driver |
| Snapshot, Multi-Policy, Safe Driver |
| Safe Driver, Multi-Policy, Good Student |
| Multi-Policy, Safe Driver, Discounts for Good Students |
| Military, Safe Driver, Multi-Vehicle |
American Family offers discounts for safe drivers, bundling, and multi-policy holders. Farmers rewards multi-car owners, safe drivers, and homeowners. Geico provides discounts for good drivers, military members, and multi-policy holders. Liberty Mutual offers savings for safe drivers, multi-policy holders, and new car owners.
Our Nationwide SmartRide app review found that it rewards safe driving and offers additional discounts for multi-policy holders and safe drivers. Progressive provides the Snapshot program for safe drivers and multi-policy and safe driver discounts.
Review all available discounts from different providers to find the best options that suit your driving habits and needs. Choose the insurance company that offers the most affordable rates while providing the necessary coverage.
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Massachusetts’ Minimum Auto Insurance
When looking for the best Billerica, Massachusetts auto insurance, it’s essential to understand the state’s minimum insurance requirements. Liability coverage is mandatory for every driver by law in Massachusetts in case of accidents arising from a specific accident.
As per Massachusetts law, drivers should have at least $20,000 per person in bodily injury liability coverage per accident and $5,000 for damage liability. You need at least $40,000 in a policy to pay for injuries you incur in an accident with two or more other people. These minimums ensure drivers maintain financial responsibility in case of an accident.
Massachusetts Minimum Auto Insurance Coverage Requirements & Limits
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
That said, many drivers opt for higher coverage limits to give themselves extra peace of mind and better protection against unexpected costs. For added security, many drivers opt for higher coverage limits.
While seeking the best car insurance coverage in Billerica, one has to consider these minimum requirements as proportions of the level – which one is ready to withstand and compare the providers for the prices and the offers.
Billerica Auto Insurance by Age, Gender, and Marital Status
Age is a key factor influencing rates among those seeking auto insurance in Billerica, Massachusetts. Younger drivers under 25 typically face higher premiums due to their higher risk levels.
Teenage girls driving in Massachusetts have higher car insurance premiums than older women due to their lack of experience. However, a rate cut is standard for all drivers, primarily by age 25, who now find themselves in a risk category established by the insurer. It goes a long way to exhibiting the critical role that age plays in determining the cost of auto insurance.
Billerica, Massachusetts Auto Insurance Monthly Rates by Provider, Age, & Gender
| Insurance Company | Age: 17 Female | Age: 17 Male | Age: 25 Female | Age: 25 Male | Age: 35 Female | Age: 35 Male | Age: 60 Female | Age: 60 Male |
|---|---|---|---|---|---|---|---|---|
| $676 | $676 | $206 | $206 | $184 | $184 | $184 | $184 |
| $478 | $478 | $164 | $164 | $158 | $158 | $147 | $147 |
| $784 | $784 | $241 | $241 | $231 | $231 | $201 | $201 |
| $686 | $686 | $195 | $195 | $180 | $180 | $173 | $173 |
| $210 | $210 | $75 | $75 | $75 | $75 | $75 | $75 |
| $467 | $467 | $253 | $253 | $227 | $227 | $201 | $201 |
| $260 | $260 | $123 | $123 | $112 | $112 | $110 | $110 |
Married people tend to get lower premiums than unmarried drivers, which goes up for people between ages 30 and 60. When finding and reviewing auto insurance quotes in Billerica, Massachusetts, it is advisable to note that the premiums depend on other individual factors, such as auto insurance rates by age.
Since there are many options, considering different companies and their offers helps you get the most appropriate and affordable coverage.
Billerica, Massachusetts Auto Insurance Rate for Teen Drivers
Finding affordable auto insurance for teen drivers in Billerica, Massachusetts, can be challenging due to inexperience. However, several providers offer competitive rates.
Billerica, Massachusetts Teen Auto Insurance Monthly Rates by Provider & Gender
| Insurance Company | Age: 17 Female | Age: 17 Male |
|---|---|---|
| $676 | $676 |
| $478 | $478 |
| $784 | $784 |
| $686 | $686 |
| $210 | $210 |
| $467 | $467 |
| $260 | $260 |
For example, State Farm is known for offering some of the more affordable options for 17-year-old drivers, making it a strong choice for families looking to keep costs low, despite the reasons auto insurance costs more for young drivers.
Geico and USAA also provide budget-friendly rates for young drivers, with the added benefit of excellent customer service. On the other hand, Allstate, Liberty Mutual, and even Progressive will charge higher premiums for teens, which may not be suitable for budget-conscious drivers.
To find the best auto insurance for teenage drivers in Billerica, Massachusetts, compare quotes from different providers and review tips for teen driving to balance cost and coverage.
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Best Auto Insurance for Seniors in Billerica, Massachusetts:
A senior’s age and several other factors influence car insurance rates in Billerica, Massachusetts. Reviewing options in Massachusetts helps find the best coverage. Senior drivers aged 60 often qualify for cheap full coverage auto insurance.
Liberty Mutual offers the best value in Billerica, with 85% customer satisfaction, providing affordable coverage options and significant discounts for safe drivers.Michelle Robbins Licensed Insurance Agent & Agency Owner
Their extensive driving experience typically translates to a lower risk of accidents. If you are looking for cheap car insurance for married 60-year-old drivers, State Farm offers the best prices for married drivers aged 60 and above, making it one of the best options for seniors who want to lower automobile insurance costs. Geico even USAA comparative prices but with less expensive rates yet good coverage.
Billerica, Massachusetts Senior Auto Insurance Monthly Rates by Provider & Gender
| Insurance Company | Age: 60 Female | Age: 60 Male |
|---|---|---|
| $184 | $184 |
| $147 | $147 |
| $201 | $201 |
| $173 | $173 |
| $75 | $75 |
| $201 | $201 |
| $110 | $110 |
To find the best auto insurance for seniors in Billerica, Massachusetts, compare rates and coverage from providers like State Farm, Geico, and USAA to find the most affordable policies.
Impact of Driving Record on Auto Insurance Rates in Billerica
When buying auto insurance in Billerica, Massachusetts, consider factors like driving history before determining your premium. Clean records usually lower rates, while accidents, DUIs, or speeding tickets can increase costs.
Billerica, Massachusetts Auto Insurance Monthly Rate by Driving Record
| Insurance Company | Clean Record | One Ticket | One Accident | One DUI |
|---|---|---|---|---|
| $242 | $242 | $360 | $405 |
| $190 | $200 | $260 | $297 |
| $288 | $307 | $392 | $471 |
| $259 | $320 | $365 | $290 |
| $86 | $92 | $117 | $140 |
| $224 | $284 | $310 | $330 |
| $108 | $121 | $140 | $237 |
For instance, State Farm and USAA provide more affordable premiums for customers with clean driving records. Providers like State Farm remain affordable for drivers with one accident or speeding ticket. In contrast, Liberty Mutual and Progressive raise premiums more significantly after incidents like a DUI or accident, making them less economical for risky drivers.
One of the most important factors to consider when choosing auto insurance is how different companies adjust their rates based on your driving record, especially if you’re searching for cheap auto insurance for a bad driving record.
Best Auto Insurance Options in Billerica, Massachusetts After a DUI
After a DUI in Billerica, Massachusetts, finding affordable car insurance can be challenging, as most providers significantly raise rates for drivers with a DUI conviction.
Nonetheless, some firms provide better rates than others, hence the need to weigh your options in search of the best car insurance in Billerica. State Farm is among the most affordable for drivers with a DUI, followed by Geico and Progressive.
Billerica, Massachusetts Auto Insurance Monthly Rates After a DUI
| Insurance Company | One DUI |
|---|---|
| $405 |
| $297 |
| $471 |
| $290 |
| $140 |
| $330 |
| $237 |
These companies offer lower rates than Liberty Mutual and Allstate, which charge higher premiums for DUI drivers. USAA provides competitive pricing for military families, though still higher than State Farm
Finding the best auto insurance in Billerica, Massachusetts, requires comparing options to choose a provider that offers competitive pricing and coverage, particularly when looking for high-risk auto insurance after a DUI.
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Billerica, Massachusetts Auto Insurance Rates by Commute
When seeking the best auto insurance in Billerica, consider how commute length and annual mileage affect premiums. More time on the road increases the likelihood of accidents, which raises insurance costs.
Billerica, Massachusetts Auto Insurance Monthly Rates by Commute
| Insurance Company | 6,000 Miles | 12,000 Miles |
|---|---|---|
| $302 | $323 |
| $232 | $241 |
| $350 | $379 |
| $308 | $308 |
| $106 | $111 |
| $274 | $300 |
| $147 | $155 |
With those drivers with short commutes, providers like State Farm and USAA still offer decent rates, even for drivers with above-average annual mileage. As commute distances increase, State Farm, Geico, and Progressive continue to offer cushioned coverage options to keep costs manageable, while affordable transportation alternatives like cheap rental cars in Billerica, MA, and Jeep options in Billerica, MA, also help.
Billerica, Massachusetts Auto Accident & Insurance Claim Statistics
| Factor | Value |
|---|---|
| Total Accidents Per Year | $1,500 |
| Total Claims Per Year | 1,200 |
| Average Claim Size | $4,000 |
| Percentage of Uninsured Drivers | 11% |
| Vehicle Theft Rate | 180 thefts/year |
| Traffic Density | Moderate |
| Weather-Related Incidents | Moderate |
Premium prices from Liberty Mutual and Allstate remain high regardless of distance. When looking for the most affordable car insurance in Billerica, it is equally important to consider the aspects of your commute and other factors that affect auto insurance rates, as well as look for insurance protection plans offered by companies to determine the most economical coverage possible.
Effect of Coverage Levels on Auto Insurance Rates in Billerica
When selecting the best auto insurance in Billerica, Massachusetts, your coverage level can significantly affect your premiums. Typically, higher coverage levels result in higher costs, but they offer more protection in case of an accident.
Liberty Mutual offers more comprehensive coverage at higher premiums for drivers seeking more excellent protection. While it caters to those needing extensive coverage, some may have more affordable options.
Billerica, Massachusetts Auto Insurance Monthly Rates by Coverage Level
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| $289 | $318 | $330 |
| $218 | $241 | $251 |
| $341 | $369 | $383 |
| $282 | $315 | $328 |
| $99 | $111 | $117 |
| $260 | $293 | $308 |
| $140 | $154 | $160 |
In search of the cheapest auto insurance companies, such as State Farm and USAA, they provide low rates throughout all levels of coverage, making them fit for reasonable drivers. However, when assessing the best car insurance in Billerica, you should examine the cost components to ensure they align with the expected level of coverage required.
Billerica, Massachusetts Report Card: Auto Insurance Premium
| Category | Grade | Explanation |
|---|---|---|
| Coverage Options | A | Wide range of customizable policies available |
| Affordability | B+ | Premiums are competitive, aided by low traffic and moderate accident rates |
| Average Premium Cost | B | Annual full coverage averages $1,565, slightly above the state average |
Some motorists may choose higher coverage, while others prefer low or medium coverage that provides sufficient protection without being too expensive.
Best by Category: Cheapest Auto Insurance in Billerica
When searching for the most suitable car insurance in Billerica, Massachusetts, the choice of insurance company largely depends on personal factors and individual circumstances. For nearly the entire range of drivers, State Farm presents the best prices, always providing auto insurance for different types of drivers with the lowest rate.
Best by Category: Cheapest Auto Insurance in Billerica, Massachusetts
| Category | Insurance Company |
|---|---|
| Teenagers | |
| Seniors | |
| Clean Record | |
| With 1 Accident | |
| With 1 DUI | |
| With 1 Speeding Violation | |
Whether you’re a teenager, a senior, or a driver with a clean record, State Farm delivers some of the best prices available. Even if you’ve had a past accident, DUI, or speeding violation, State Farm remains competitive in providing low-cost coverage. Its affordable options make it a top choice for Billerica drivers.
Justin Wright Licensed Insurance Agent
This is because it guarantees cost-effective mediation services. Understanding auto insurance coverage in Massachusetts is essential for those seeking both price and quality, making State Farm a viable choice.
It’s possible to find economy protection that will not require you to spend more than the amount you designated by first considering the extent of coverage that you need and looking for the cheapest available plan.
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Auto Insurance Picks in Billerica for Value and Protection
The best Billerica, Massachusetts auto insurance combines affordable pricing, comprehensive coverage options, and dependable customer support services.
Drivers should prioritize insurers offering tailored policies for specific needs, whether primary liability or more extensive coverage, including add-ons like roadside assistance. Liberty Mutual, American Family, and USAA are top choices.
Liberty Mutual offers various flexible packages, including discounts and accident forgiveness. On the other hand, American Family provides competitive prices and personalized services mainly for families and budget drivers.
USAA has an exemplary client engagement model that complements its moderate rates and additional perks availed to serving and retired officers and their families. Understanding the types of car insurance is crucial when choosing a provider in Billerica that balances affordability, coverage, and reliable service.
Protect your vehicle at the best prices by entering your ZIP code into our free auto insurance quote comparison tool below.
Frequently Asked Questions
How much is car insurance in MA?
The average car insurance cost in Massachusetts typically costs between $100 and $125 per month. However, premiums can vary based on age, driving history, and coverage levels, especially when comparing cheap auto insurance in Lowell and Billerica, MA.
Is Billerica a no-fault state for auto insurance?
Yes, Billerica is in Massachusetts, which is a no-fault state. It means drivers file claims with their insurance for medical expenses, regardless of who caused the accident.
Find the best auto insurance company near you by entering your ZIP code into our free quote tool below.
How much do most pay for car insurance in Billerica?
Most Billerica, Massachusetts drivers typically pay a minimum coverage premium between $100 and $125. However, premiums can vary depending on the recommended auto insurance coverage levels by state.
What is the penalty for no car insurance in Billerica, Massachusetts?
Driving without car insurance in Massachusetts can result in fines of up to $5,000, license suspension, and possible jail time of up to one year.
What is a 50% at-fault accident in Massachusetts?
If a driver is 50% at fault in an accident, their insurance rates may increase, and they can recover partial damages, potentially requiring a car accident lawyer in Billerica, MA.
Whose insurance pays in a car accident in Massachusetts?
In a no-fault state like Massachusetts, drivers’ personal injury protection (PIP) auto insurance coverage pays for their medical expenses. For property damage, the at-fault driver’s liability insurance applies.
What is the most popular car insurance in Massachusetts?
Popular car insurance providers in Massachusetts, such as Liberty Mutual, American Family, and USAA, are known for their competitive rates and comprehensive coverage options, making them excellent choices when seeking car insurance quotes from Billerica and Lowell, MA.
Which city has the highest car insurance rates in Billerica?
Individual circumstances play a crucial role in determining car insurance rates, but larger cities like Boston or Springfield typically have higher rates than car insurance companies in Lowell and Billerica.
What age does car insurance in Billerica, Massachusetts, go down?
Car insurance premiums in Massachusetts typically decrease around age 25, provided the driver maintains a clean driving record, which can also help qualify for auto insurance discounts for good drivers.
What is the lowest form of car insurance in Billerica, Massachusetts?
When reviewing Massachusetts car insurance rates by towns, which include liability coverage of $20,000 per person/$40,000 per accident plus $8,000 in PIP coverage, it’s essential to perform a car insurance comparison in Massachusetts to secure the most competitive options.
Start comparing total coverage auto insurance rates by entering your ZIP code below.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.