How to Cancel Progressive Auto Insurance in 2024 (6 Simple Steps)

To cancel your Progressive auto insurance policy, you have a few options:

• Online: Log in to your Progressive account on their website or mobile app. Navigate to the “Policy and Payments” section and select “Cancel Policy” or a similar option. Follow the prompts to complete the cancellation process.
• Phone: Call Progressive’s customer service at the designated phone number for policy cancellations. Provide the necessary information, such as your policy number and personal details, to the representative who assists you. They will guide you through the cancellation process.
• In-person: Visit a local Progressive office or agent and inform them of your intent to cancel your auto insurance policy. They will guide you through the necessary steps and documentation required for cancellation.

Progressive generally does not charge cancellation fees for terminating your auto insurance policy. However, it’s important to review the terms and conditions of your specific policy to understand any potential fees or penalties. Some states may have regulations regarding cancellation fees, so it’s advisable to check with Progressive or your local insurance regulatory authority to confirm any applicable fees.

Yes, you can cancel your Progressive auto insurance policy at any time. Progressive does not typically impose restrictions on when you can cancel your policy. However, it’s important to consider the potential consequences of canceling your policy before the term expires. For instance, if you cancel your policy before the renewal date, you may lose any unused premium or discounts that were earned during the policy term.

If you cancel your Progressive auto insurance policy before the term expires, you may be eligible for a refund of the unused portion of your premium. The amount refunded will depend on various factors, including the timing of the cancellation and any applicable fees or penalties outlined in your policy. Progressive will provide you with the details of your refund during the cancellation process.

Yes, you can cancel your Progressive auto insurance policy even if you have an open claim. However, it’s important to note that canceling your policy will not necessarily affect the status or outcome of your claim. Progressive will continue to handle your claim according to their procedures, regardless of your decision to cancel the policy. It’s advisable to discuss the impact of cancellation on your claim with a Progressive representative to ensure you have a clear understanding of the situation.

Yes, you can cancel your Progressive auto insurance policy even if you still owe money on your car loan. However, most lenders require borrowers to maintain comprehensive and collision coverage until the loan is fully paid off. If you cancel your policy, it’s important to arrange for alternative coverage to fulfill your loan requirements. Speak with your lender to understand their specific insurance requirements and ensure compliance.

Canceling your Progressive auto insurance policy alone should not directly impact your credit score. However, if you have an outstanding balance or unpaid premiums, it could potentially lead to collections or negative marks on your credit report. It’s important to settle any outstanding payments before canceling your policy to avoid any potential negative consequences.

In most cases, you can reinstate your Progressive auto insurance policy after canceling it. However, the reinstatement process and eligibility may vary depending on the specific circumstances. Progressive may require you to fulfill certain conditions, such as providing proof of continuous coverage during the cancellation period or paying any outstanding premiums.

It’s best to contact Progressive directly to inquire about reinstating your policy and to understand the requirements involved. To get clear information about reinstating your policy, it’s best to reach out to Progressive directly. For more detailed insights, check out the Progressive Snapshot review.

When canceling your Progressive auto insurance policy, you will typically need to provide the following information:

• Policy number
• Your full name and contact information
• Reason for cancellation
• Effective date of cancellation

Typically, you will not have to pay a cancellation fee for canceling your auto insurance policy early. You should make sure that you get your full refund.

Shop around and get a new policy before you cancel your current policy. It’s recommended to compare insurance quotes from at least three providers in order to get the best coverage at the most affordable price. Use our free online quote comparison tool to easily obtain rates from multiple top-rated insurers. Just enter your ZIP code to get started.