Cheapest SR-22 Insurance in Nevada for 2024 (Save Big With These 10 Companies!)
Progressive, State Farm, and Safeco offer the cheapest SR-22 insurance in Nevada. Starting at just $35 per month, these providers offer personalized local service and numerous discounts on SR-22 auto insurance, including bundling discounts and pay-per-mile savings for the best SR-22 insurance rates.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
UPDATED: Dec 6, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 6, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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1,171 reviewsProgressive, State Farm, and Safeco provide the cheapest SR-22 insurance in Nevada. Progressive SR-22 insurance starts at just $35 per month.
Before you buy Nevada auto insurance, consider factors beyond cost, including financial strength, customer service, and discount opportunities. Doing so ensures you get the cheapest SR-22 insurance from the right provider.
Our Top 10 Company Picks: Cheapest SR-22 Insurance in Nevada
| Company | Rank | Monthly Rates | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | $35 | A+ | Bundling Policies | Progressive |
 | #2 | $43 | B | Local Agents | State Farm |
 | #3 | $44 | A | Many Discounts | Safeco |
 | #4 | $46 | A++ | SR-22 Filings | Geico |
 | #5 | $47 | A+ | SmartMiles Program | Nationwide |
 | #6 | $48 | A | Customizable Coverage | Liberty Mutual |
 | #7 | $52 | A | High-Risk Driver | The General |
 | #8 | $59 | A | Teen Drivers | American Family |
 | #9 | $65 | A | Flexible Payment | Farmers |
 | #10 | $69 | A+ | Personalized Service | Allstate |
This table ranks the ten companies based on their rates, financial ratings, and what they are good at. Make sure to review these companies before deciding on SR-22 insurance. Enter your ZIP code above to find the cheapest SR-22 insurance available in your area.
- Progressive provides the cheapest SR-22 insurance in Nevada at just $35 monthly
- Allstate’s MileWise program helps drivers in Nevada who rarely drive save money
- A Nevada SR-22 is proof of financial responsibility for high-risk drivers
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#1 – Progressive: Top Overall Pick
Pros
- Bundling Discounts: Our Progressive SR-22 insurance review shows Nevada drivers can bundle policies to save on SR-22 insurance costs.
- Low Cost: Offers the cheapest SR-22 insurance in Nevada, with rates starting as low as $35 monthly.
- Online Tools: User-friendly platform simplifies SR-22 filings and policy management.
Cons
- Claim Rate Increases: Premiums for Nevada SR-22 policies can rise significantly after claims.
- Limited In-Person Support: Relies heavily on digital tools, which may not suit all Nevada drivers.
#2 – State Farm: Cheapest for Local Agents
Pros
- Competitive Pricing: Gives affordable options for the cheapest SR-22 insurance in Nevada.
- Local Agents: As discussed in our State Farm auto insurance review, residents in Nevada receive personalized support from local agents for SR-22 insurance.
- Reliable Service: Quick and dependable SR-22 filings in Nevada.
Cons
- Higher Starting Premiums: Initial rates can be higher than those of other Nevada providers.
- Basic Digital Tools: Online options for managing SR-22 policies are less advanced.
#3 – Safeco: Cheapest for Many Discounts
Pros
- Flexible Payments: Offers customizable SR-22 insurance payment plans to fit individual budgets.
- Accident Forgiveness: Prevents premium increases for SR-22 insurance in Nevada.
- Many Discounts: Helps Nevada drivers to save on their SR-22 insurance. Check out Safeco auto insurance discounts for more savings.
Cons
- Discount Limitations: Although Safeco offers many discounts, some discounts may not apply to SR-22 policies in Nevada.
- Limited Accessibility: SR-22 coverage is not available in all areas of Nevada.
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#4 – Geico: Best SR-22 Filing Service
Pros
- Quick Filings: Ensures fast and accurate SR-22 submissions to meet Nevada requirements.
- User-Friendly Tools: The online platform simplifies policy updates and payments for SR-22 insurance.
- Competitive Rates: Provides affordable SR-22 insurance options for Nevada drivers. (Read More: How to Get SR-22 auto Insurance From Geico)
Cons
- Customer Support: Lacks the personalized touch of local agents in Nevada.
- Discount Availability: Limited discounts specifically for SR-22 insurance in Nevada.
#5 – Nationwide: Cheapest With SmartMiles Program
Pros
- Custom Plans: Tailors SR-22 policies to meet Nevada’s specific needs.
- SmartMiles Program: Rewards low-mileage drivers with cheap SR-22 auto insurance rates. Learn more in our Nationwide SmartMiles review.
- Strong Support: Provides comprehensive assistance for SR-22 filings.
Cons
- Higher Premiums: Rates for SR-22 insurance will be higher if you drive more than 10,000 miles per year.
- Limited Local Offices: Nationwide has fewer physical locations in Nevada for in-person support.
#6 – Liberty Mutual: Cheapest Customizable Coverage
Pros
- Flexible Payments: Allows Nevada drivers to adjust payment schedules for SR-22 insurance.
- Customizable Coverage: Liberty Mutual tailors SR-22 insurance policies for the needs of drivers in Nevada.
- Online Tools: Our Liberty Mutual mobile app review compares quotes and explains online policy management for SR-22 coverage.
Cons
- Higher Rates: Premiums for Liberty Mutual SR-22 insurance may be above average for some drivers.
- Discount Options: Fewer incentives for high-risk drivers needing SR-22 insurance.
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#7 – The General: Cheapest for High-Risk Drivers
Pros
- Great for High-Risk Drivers: Our The General auto insurance review highlights its specialization in SR-22 insurance for Nevada’s high-risk drivers.
- Fast Filings: Quickly handles SR-22 paperwork to meet Nevada compliance.
- Affordable Coverage: Focuses on essential coverage to minimize costs for Nevada drivers.
Cons
- Coverage Options: Limited additional coverage choices for SR-22 policies.
- Customer Support: Service quality may need to be consistent for Nevada drivers.
#8 – American Family: Cheapest for Teen Drivers
Pros
- Cheap for Young Drivers: AmFam has the cheapest Nevada SR-22 insurance for teens and young drivers under 25.
- Digital Tools: Simplifies managing SR-22 insurance through an easy-to-use platform. (Read more: American Family Insurance KnowYourDrive Review)
- Personalized Service: Tailored support for Nevada drivers with SR-22 requirements.
Cons
- Higher Costs: SR-22 rates may be higher than competitors for severe violations.
- Discount Limitations: Fewer discounts are available for SR-22 policyholders in Nevada.
#9 – Farmers: Best for Flexible Payment
Pros
- Local Agents: Offers in-person support for SR-22 filings and policy management.
- Reliable Claims: Farmers ensure quick and efficient payouts for SR-22 insurance policyholders.
- Flexible Payments: Offers cheaper payment options for SR-22 insurance in Nevada. Check out our Farmers review for further information.
Cons
- Higher Rates: Farmers SR-22 policies may have higher premiums compared to its competitors.
- Limited Discounts: Few discounts are tailored explicitly for SR-22 insurance in Nevada.
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#10 – Allstate: Best for Personalized Service
Pros
- Personalized Service: Customizes SR-22 policies for Nevada drivers’ unique needs. Check out our Allstate review for more info.
- Accident Forgiveness: Helps prevent premium increases for SR-22 coverage in Nevada.
- Helpful Online Tools: The Allstate MileWise program helps low-mileage Nevada drivers save money and manage their insurance more efficiently.
Cons
- Higher Rates: Premiums for Allstate SR-22 insurance may be above the average market rates.
- Discount Accessibility: Bundling discounts may not fully apply to SR-22 policies.
Finding Cheap SR-22 Insurance Rates in Nevada
Finding the cheapest SR-22 insurance in Nevada can be challenging, but the table below will give you an idea and help you decide which insurance provider is right for you and your budget.
Nevada SR-22 Insurance Monthly Rates by Provider & Coverage Level
Insurance Company Minimum Coverage Full Coverage
$69 $165
$59 $140
$65 $155
$46 $110
$48 $111
$47 $112
$35 $82
$44 $105
$43 $103
$52 $116
Based on the rates by provider shown above, Progressive ranks first as the cheapest for both minimum and full coverage, with a price tag of $35 and $82 per month, respectively. On the other hand, Allstate has the highest rates at $69 and $165.
Progressive offers the cheapest SR-22 insurance in Nevada with affordable rates and bundling policy options at just $35 per month.Jeff Root Licensed Insurance Agent
The Nevada report card shows the performance of the companies in the state, customer satisfaction, and the rate of uninsured drivers.
Nevada Report Card: Car Insurance Premiums
| Category | Grade | Explanation |
|---|---|---|
| Discounts Availability | A | Many discount opportunities |
| Customer Satisfaction | B | Good service ratings but some complaints |
| Claims Processing | B- | Moderate claim resolution speed |
| Affordability | C | Higher-than-average premiums |
| Uninsured Driver Rate | D | High percentage of uninsured drivers |
The top ten SR-22 insurance companies in Nevada offer discounts to help drivers save money. The table below shows the complete list of the discounts offered by providers.
SR-22 Insurance Discounts From the Top Providers in Nevada
Insurance Company Available Discounts
Safe Driving Bonus, Early Signing, Claim-Free, New Vehicle
Bundled Insurance, Youthful Driver, Homeowner, Paid-in-Full
Smart Driver, Multi-Policy, Professional Group, Homeowner
Multi-Car, Good Student, Military, Homeowner
Vehicle Safety Feature, Homeowner, Multi-Car, Online Purchase
Family Plan, Multi-Policy, Safe Driver, Claim-Free
Snapshot, Bundled Insurance, Online Quote, Safe Driver
RightTrack, Claims-Free, Online Quote, Multi-Car
Drive Safe & Save, Student Away at School, Multi-Car, Homeowner
Good Student, Prior Coverage, Multi-Car, Safe Driving
On top of being the cheapest Nevada SR-22 company, Progressive offers usage-based savings with Snapshot, plus additional discounts for bundled insurance, online quotes, and safe drivers. Learn more in our Progressive Snapshot review.
Nevada Report Card: Car Insurance Discounts
| Discount Name | Grade | Savings | Participating Providers |
|---|---|---|---|
| Safe Driver | A | 30% | State Farm, Allstate, Geico |
| Multi-Vehicle | A- | 25% | Progressive, Farmers, Liberty Mutual |
| Anti-Theft | B+ | 20% | Allstate, Nationwide, Progressive |
| Good Student | B | 15% | State Farm, Geico, Liberty Mutual |
| Defensive Driving Course | B- | 10% | Progressive, Nationwide, Geico |
| Pay-in-Full | C+ | 5% | Farmers, Geico, State Farm |
Always review rates and discounts to ensure you get the cheapest SR-22 insurance in Nevada. These discounts can significantly reduce insurance premiums for high-risk drivers or people who have lapsed coverage.
The Role of SR-22 Insurance in Nevada
SR-22 insurance in Nevada is proof of financial responsibility for high-risk drivers, ensuring they meet the state’s minimum auto insurance requirements.
It is often required after serious violations, such as DUIs or driving without insurance, and helps drivers regain their driving privileges while maintaining legal compliance.
Filing an SR-22 insurance verifies to Nevada authorities that a driver maintains required insurance coverage, ensuring compliance with state laws and legal driving privileges.
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Cheapest Nevada SR-22 Insurance: Accidents and Claims
Accidents and claims significantly impact SR-22 rates in Nevada. High-risk drivers with multiple incidents face higher premiums. The table below shows the five most common auto insurance claims in Nevada.
5 Common Auto Insurance Claims in Nevada
| Claim Type | Portion of Claims | Cost per Claim |
|---|---|---|
| Rear-End Collision | 30% | $3,500 |
| Fender Bender | 20% | $1,800 |
| Single Vehicle Accident | 15% | $4,200 |
| Side-Impact Collision | 10% | $6,000 |
| Theft Claim | 5% | $9,000 |
The claims vary significantly in terms of portion and cost per claim. Rear-end collision makes up 30% of the claims at a %3,500 cost per claim, while theft claim makes up 5% of the claims but at a higher cost per claim of $9,000. The table below displays the number of accidents & claims per year by city.
Nevada Accidents & Claims per Year by City
| City | Accidents per Year | Claims per Year |
|---|---|---|
| Carson City | 1,000 | 800 |
| Henderson | 4,000 | 3,200 |
| Las Vegas | 20,000 | 15,000 |
| Reno | 5,000 | 4,000 |
| Sparks | 1,500 | 1,200 |
For being hailed as the entertainment capital of the world and the largest city in Nevada, Las Vegas records a whopping 20,000 accidents per year, with a total of 15,000 claims annually. On the other hand, Carson City, the capital, only has 1,000 accidents and 800 claims per year.
Read More: How long after a car accident can you file a claim?
Best Providers of the Cheapest SR-22 Insurance in Nevada
Progressive, State Farm, and Safeco provide the cheapest SR-22 insurance in Nevada. Progressive is the top pick, offering NV SR-22 insurance at $35 monthly and more savings with bundling discounts.
State Farm offers personalized support through its vast network of local agents, and Safeco provides multiple discount opportunities for Nevada high-risk drivers seeking SR-22 insurance.
Finding affordable SR-22 auto insurance can be a hurdle, but our free comparison tool lets you get quotes quickly. Enter your ZIP code to get started.
Frequently Asked Questions
Who has the cheapest car insurance in Nevada?
Progressive provides the cheapest SR-22 insurance in Nevada, offering competitive rates and bundling discounts.
How do I get an SR-22 in Nevada?
To secure the cheapest SR-22 insurance in Nevada, contact your insurer, and it will file the SR-22 form with the Nevada DMV on your behalf. Enter your zip code below to get the most affordable SR-22 insurance.
What insurance is the cheapest for DUI?
The General auto insurance specializes in dealing with high-risk drivers in Nevada. Learn more about cheap auto insurance after a DUI.
How long does an SR-22 last in Nevada?
The requirement for the cheapest SR-22 insurance in Nevada generally lasts three years, depending on the severity of your offense.
Why is insurance so expensive in Nevada?
High accident rates and uninsured drivers increase costs, even for the cheapest SR-22 insurance in Nevada, especially in cities like Las Vegas.
What is the minimum car insurance in Nevada?
Nevada’s minimum auto insurance requirement is $25,000/$50,000/$20,000 minimum liability coverage, which applies even to the cheapest SR-22 insurance in Nevada.
What is SR-22 insurance in Nevada?
SR-22 insurance in Nevada is a certificate of financial responsibility required for high-risk drivers, ensuring compliance while securing the cheapest SR-22 insurance in Nevada.
How much is SR-22 insurance in Nevada?
The cheapest SR-22 insurance in Nevada typically costs an additional $35 to $69 per month for minimum coverage and $82 to $165 for full coverage on top of standard auto insurance rates. Start shopping for SR-22 insurance by entering your ZIP code into our free quote tool.
How do I remove an SR-22 in Nevada?
To cancel your cheapest SR-22 insurance in Nevada, complete the required term and notify your insurer, who will then inform the DMV. (Read More: How to Cancel Auto Insurance)
Can I register a car in Nevada with California insurance?
No, Nevada law mandates Nevada-based coverage, including the cheapest SR-22 insurance in Nevada, to register your vehicle.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.