Aetna Auto Insurance Review (2024)

If you’re looking for affordable Aetna car insurance, this Aetna auto insurance review will discuss Aetna Insurance, which is a health insurance company. It was started in 1850, and over the past century and a half, the company has expanded and grown to offer insurance products in all 50 states.

In 2018, retail pharmacy chain CVS purchased Aetna Insurance company for approximately $69 billion in cash and stocks and formed CVS Health. In this review, we will continue to refer to the company as Aetna Insurance, however, in order to avoid confusion.

Aetna sells health insurance plans to families and individuals, as well as to businesses of all sizes. Unfortunately, there is no Aetna car insurance as Aetna Health Insurance does not sell personal or commercial auto insurance coverage.

Looking for Aetna auto insurance quotes? While Aetna car insurance doesn’t exist, you can find cheap auto insurance quotes just by entering your ZIP code.

What You Should Know About Aetna

Aetna helps individuals and businesses attain financial and health security by offering access to high-quality and cost-effective healthcare.

The company has become a leader in the healthcare system by working with hospitals, doctors, public officials, patients, employers, and others.

Aetna strives to offer resources to help people make better choices about how they take care of their health. These resources include access to health information and convenient tools to help make well-informed choices about health-related risks.

Keep reading this Aetna review to learn more from Aetna insurance.

What is Aetna availability by state?

Aetna offers health insurance coverage in all 50 states.

Canceling Your Aetna Auto Insurance Policy

What should you do if you need to cancel your policy? You can watch the video below to get an idea of what to expect should you need to cancel your auto insurance policy.

Keep reading to learn more.

Is there a cancellation fee?

Aetna Insurance does not charge a cancellation fee if you need to cancel your policy.

Is there a refund?

Whether or not you can get a refund on your policy depends on the type of policy and when you choose to cancel. If you choose to cancel a refundable policy in the middle of the policy cycle, you’ll receive roughly half of what you paid, assuming that you only paid for that cycle.

Since refund amounts may vary and depend on a variety of factors, you should always check with your insurance agent to see what factors apply to you. Read more about getting a refund on auto insurance here.

How do you cancel?

You can cancel your policy at any time simply by contacting your insurance agent and letting them know that you’d like to cancel your policy. Your agent will let you know when the changes will take effect and whether you’re entitled to a refund of any policy premiums you’ve paid in.

When can I cancel?

You can cancel your policy at any time simply by contacting your insurance agent and letting him or her know that you’d like to cancel your policy. Once you’ve canceled your policy, any excess premiums will be refunded to you promptly.

Filing an Aetna Health Insurance Claim

Filing a claim with Aetna, whether for medical, dental, vision, or life insurance, is a straightforward process designed to ensure policyholders can efficiently manage their health care needs. To initiate a claim with the Aetna Health Insurance Company, policyholders have several options, ensuring convenience and accessibility.

For immediate assistance or to inquire about the details of filing a claim, policyholders can contact Aetna Insurance customer service. The Aetna insurance phone number is readily available for all types of inquiries, including claims processing. Policyholders seeking to file a claim for Aetna medical insurance, Aetna vision insurance, Aetna eye insurance, or Aetna life insurance can find specific guidance and support by calling the Aetna health insurance phone number.

Alternatively, for a more streamlined and quick process, policyholders can use the Aetna insurance login feature. By accessing their account online, users can submit claims electronically, track the status of an existing claim, and even review their coverage details. This digital option reduces the need for phone calls and paper submissions, providing a more environmentally friendly and convenient solution.

The Aetna life insurance company, along with its health, vision, and dental branches, emphasizes customer support in every aspect of its operations. If you need the Aetna insurance contact number for more specialized inquiries or face challenges with the online portal, Aetna’s customer service team is equipped to provide the necessary assistance and guidance.

For those enrolled in Aetna health insurance plans, understanding the claims process is crucial for maximizing the benefits of your coverage. Whether you choose to manage your claims online or prefer the personal touch of a phone call, Aetna aims to deliver a seamless and supportive experience to all policyholders.

How to Make an Aetna Auto Insurance Claim

Looking for the Aetna car insurance company to make a claim? Since Aetna Insurance does not offer auto insurance, its claims system works a little differently than with most auto insurance claims, so it’s important to know how to file an insurance claim with Aetna.

As is the case with most health insurance companies, after a visit with your doctor, your insurance company will send you a bill for whatever part of the medical service you received it will not cover.

When a service is not paid for, it is called a denied claim. With Aetna Insurance, if you disagree with a decision made on a denied claim, you are able to appeal the decision in writing and possibly get an independent doctor to review your claim. This is often referred to as an external review.

Watch the video below to get an idea of what you can expect during the claims process. This video pertains to auto insurance claims.

Keep reading to learn more about Aetna Insurance.

Aetna Auto Insurance Ratings

Is Aetna Insurance any good? Aetna Insurance does not offer auto insurance policies, but the company is a leading company in its field of health insurance.

Aetna Insurance has received many awards and recognition by publications and national organizations. For instance, in 2008 Aetna was named a winner by the Institute for Healthcare Advancement in their Health Literacy Awards for the insurance company’s study about asthma health.

Aetna Insurance was ranked #1 in national health plans according to PayerView rankings, and it was also ranked #23 out of a list of 100 best corporate citizens.

In 2009, Aetna was chosen as the preferred partner for health systems and hospitals around the United States. It was also named a top company by DiversityInc for its community development and support of nonprofit organizations.

In 2010, Aetna was given an award by J.D. Power and Associates for having outstanding customer service. The company was also chosen as the International Provider of the Year for Benefits. The company also has an A (Excellent) rating with A.M. Best.

In 2011, Aetna Insurance won an award for “being green.” The company earned the recognition for its elimination of paper for healthcare professionals who wanted to go through the contracting process.

It was also recognized for its focus on ethnic and racial equality and support for a workforce that is culturally diverse.

As mentioned earlier, in 2018, Aetna Insurance was purchased by the retail pharmacy chain, CVS. You can watch the video below to see what kinds of changes this means for Aetna policyholders.

Keep reading to learn more.

Aetna Insurance Coverage Options

One thing you’ll need to ask yourself before purchasing your auto insurance policy is, “How much insurance coverage do I need?”

If you’re financing your vehicle, your loan company may require you to carry full coverage auto insurance. Otherwise, you’ll need at least the minimum amount of liability auto insurance required by the auto insurance laws in your state of residence.

If you decide that you need more than the minimum coverage required by the state, there are several different options available to you as additional coverage.

Looking for Aetna car insurance rates? While Aetna Insurance does not offer auto insurance policies at this time, you can take a look at the table below to get an idea of the different types of auto policies and coverage available to you, along with what they do.

Types of Auto Insurance Coverage

While Aetna does not offer auto insurance, it does offer Aetna Medicare Supplemental Insurance, Aetna Dental, and other Aetna Insurance plans. Again, these are just guidelines and actual prices will vary so it is always wise to do a little comparison shopping for your auto policy before purchasing.

What are Aetna’s bundling options?

Many insurance providers offer different bundling options. Bundling your insurance policies refers to purchasing multiple policies from the same company. If you want to know more about bundling, here is what an auto insurance specialist says about bundling rates.

For example, you can purchase your auto insurance policy as well as your life insurance from the same company if you choose. Most insurance companies offer a discount of anywhere from 5-25 perdent if you choose to bundle.

Check out the video below to learn about the pros and cons of bundling your insurance policies.

Many companies offer multi-car discounts, also. You can think of this as a way of bundling as well, but in this case, you’re buying auto insurance for multiple vehicles. Auto insurance companies offer up to a 25 percent multi-car discount on combined policies.

Aetna Dental Insurance

Aetna provides a variety of dental insurance plans tailored to meet the diverse needs of its clients. These plans are designed to cover preventive care, basic dental services such as fillings, and more extensive procedures like root canals and bridges. With access to a broad network of dental care providers, Aetna’s dental insurance allows policyholders to choose their dentist while enjoying potential savings on out-of-pocket expenses. Coverage details, including deductibles and co-pay options, may vary by location, emphasizing the importance of selecting a plan that aligns with individual dental care requirements and budget constraints.

Aetna as Supplemental Insurance

Aetna offers Medicare Supplement Insurance, also known as Medigap, to help fill the coverage gaps left by Original Medicare (Part A and Part B). This supplemental insurance is designed to cover costs such as copayments, coinsurance, and deductibles not covered by Medicare. By providing additional financial protection, Aetna’s Medigap plans can significantly reduce the healthcare expenses that beneficiaries are responsible for out-of-pocket. These plans are standardized to offer specific benefits, though availability and the details of the plans offered can vary depending on the policyholder’s location.

Life Insurance Policies with Aetna

Aetna’s life insurance portfolio includes policies that are crafted to offer financial protection and assurance to policyholders and their beneficiaries. Available options typically encompass term life insurance, which provides coverage for a predetermined duration, and whole life insurance, which offers coverage that lasts a lifetime and may include a cash value component. These life insurance solutions are designed to help families cover funeral expenses, settle outstanding debts, and maintain their standard of living in the event of the policyholder’s death. As with all insurance products, it’s crucial for individuals to assess the features and benefits of each life insurance plan to find one that best suits their long-term financial planning and security needs.

Aetna Member Services

Aetna Member Services is committed to providing exceptional customer support to its policyholders, ensuring they have access to the information and assistance they need to make the most of their insurance plans. Through a comprehensive suite of services, Aetna focuses on making healthcare management as seamless and efficient as possible.

For direct access to policy details, claims status, and personalized health resources, policyholders are encouraged to utilize the Aetna member login. This secure online portal is designed to give members 24/7 access to their health insurance information, allowing them to manage their coverage, view claims, and access important documents from anywhere at any time. The Aetna member login portal is an invaluable resource for managing your healthcare with ease and efficiency.

Aetna customer service is another pillar of Aetna’s member services, dedicated to resolving queries and providing support on a wide range of topics. Whether you need assistance understanding your benefits, have questions about claims, or require help with your online account, Aetna’s customer service team is available to provide the answers and support you need. The team’s commitment to excellence ensures that every interaction with Aetna is informative, helpful, and aligned with members’ needs.

In addition to these resources, Aetna member services encompass a broad spectrum of support options designed to cater to the diverse needs of its members. From wellness programs and preventive care information to detailed explanations of coverage and assistance with finding in-network providers, Aetna strives to empower its members with the tools and knowledge needed to achieve and maintain optimal health.

Aetna Insurance Rates Breakdown

How much does Aetna Insurance cost? While the price isn’t always the deciding factor when it comes to choosing an auto insurance policy, it’s usually one of the most important.

Although Aetna Insurance does not offer auto insurance policies, you can look at the table below to get an idea of what you might pay for auto insurance depending on how much auto insurance you need.

The table shows average, annual rates based on coverage levels.

Average Auto Insurance Rates by Coverage

These are just guidelines. Actual rates will depend on a variety of factors such as age, driving history, auto theft rates in your area, and ZIP code.

If you’d like to check out the crime rates where you live, you can visit the online database for the Federal Bureau of Investigations (FBI).

Aetna Discounts Available

Generally, your auto insurance discount options through the company depend on what each provider has to offer, but many discounts are standard throughout the industry.

The table below shows some of the most common auto insurance discounts available, an estimate of how much money each can save you, as well as the major auto insurance companies that offer the discount.

Standard Auto Insurance Discounts Offered by Major Companies

While Aetna does not offer auto insurance policies, you can find Aetna insurance quotes that offer a series of Discover Discounts that can help you save money on your healthcare.

As you can see, it is always best to check with your insurance provider to see what insurance discounts are available to you.