All American Auto Insurance Review (2024)

This All American Auto Insurance review will focus on All American Insurance, which provides auto insurance in Tulsa, OK. All American Insurance Agency is an independent insurance agency established in 1982.

All American Insurance Inc. is a full-service independent insurance agency offering a wide array of products from several different insurance carriers. If you are looking for the best auto insurance companies in Tulsa, OK, this guide is for you. Details on this company such as contact information, services, and reputation follow. Use this information to compare rates and types of insurance coverage before committing to any policy.

If you’d like to start comparing competitive quotes before you learn more about All American Insurance, enter your ZIP code below for your free online auto insurance quote comparisons.

What You Should Know About All American

There is little information available online for All American Insurance. The company is not located on the Better Business Bureau or A.M. Best, although you will find ratings for many of the carriers that All American Insurance works with.

There are several customer testimonials on the website that reflect well on the company, and there are reviews around the web that are positive.

All American Insurance seems to be a stable company. If you are looking for auto insurance in the state of Oklahoma, All American Insurance seems to be a viable option.

All American Insurance Coverage Options

Insurance for your automobile is one of the specialties of All American Insurance consultants.

One thing you will need to ask yourself before purchasing your auto insurance policy is “how much insurance coverage do I need?“

If you’re financing your vehicle, your loan company may require you to carry full coverage insurance. Otherwise, you’ll need at least the minimum amount of insurance required in your state.

The minimum liability requirements for auto insurance coverage in the state of Oklahoma are:

• $25,000 bodily injury liability per person
• $50,000 total bodily injury liability per accident
• $25,000 property damage liability per accident

Oklahoma is a “fault state” when it comes to auto insurance. This means that the driver who is found at fault for the accident is the one who is responsible for any resulting damages.

If you decide that you need more than the minimum coverage required by the state, there are a number of different options available to you as additional coverage.

The table below shows some of the different types of auto insurance policies and coverage available to you, along with what they do.

Types of Auto Insurance Coverage

Always check with your insurance company to see what add-ons, endorsements, and riders are available to you and make sure to take into account price and need when adding these things on to your affordable policy.

What are All American Auto Insurance’s bundling options?

Many auto insurance providers offer different options for bundling insurance policies. Bundling your insurance refers to purchasing multiple policies from the same company.

For example, you can purchase your auto insurance policy as well as your life insurance from the same company, if you choose. Most insurance companies offer a discount of anywhere from 5% to 25% if you choose to bundle.

A variety of companies offer multi-car discounts, also. You can think of this as a way of bundling, as well, but in this case, you are buying auto insurance for multiple vehicles. Auto insurance companies offer up to a 25% multi-car discount on combined policies.

What’s the bottom line?

Now that you know all that you need to know about purchasing your auto insurance policy from All American Auto Insurance, we hope that you will feel more confident in purchasing your policy.

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All American Insurance Rates Breakdown

There are often many benefits to choosing a small, local insurance agent for your insurance needs. When it comes to shopping for auto insurance online vs an agent, one benefit is that agents often act as brokers, meaning that they have more leeway when it comes to working with various insurance companies to customize a policy that is right for you.

Smaller companies are often more personalized when it comes to customer service, as well. All American Auto Insurance customer service is one of the areas the company can strive to compete in.

The auto insurance market is very competitive and reputation is one thing that smaller companies can use to their advantage since they are able to provide service on a more personal level.

You can take a look at the table below to get an idea of what you might pay for auto insurance depending on how much auto insurance you need. The table shows the average, annual rates based on coverage levels.

Average Auto Insurance Rates by Coverage

It is important to keep in mind that these are just guidelines. There are many factors that affect auto insurance rates, such as age, driving history, ZIP code, etc.

What is All American Auto Insurance availability by state?

All American Insurance is currently only licensed to provide insurance services in the state of Oklahoma. So, if you’re wondering “Is there an All American Insurance near me?” the answer is most likely no unless you’re looking for Oklahoma auto insurance.

All American specializes in coverage in the Tulsa area, but the company also services Bixby, Broken Arrow, Jenks, Owasso, Sapulpa, and their surrounding areas.

There are other listings for All American Insurance online such as All American Insurance in Florida, All American Insurance in Geneva, NE, All American Insurance Group in Columbia, SC, and the All American Insurance Company in Ohio. These are separate entities and are not associated with All American Insurance of Oklahoma.

All American Discounts Available

Generally, your auto insurance discount options through the company depend on what each provider has to offer, but many discounts are standard throughout the industry.

The table below shows some of the most common auto insurance discounts available, an estimate of how much money each can save you, as well as the major auto insurance companies that offer the discount.

Standard Auto Insurance Discounts Offered by Major Companies

As you can see, it is always a good idea to check with your insurance provider to see what types of discounts you may qualify for as they can save you a lot of money on your auto insurance.

What programs are available from All American Auto Insurance?

Personal insurance products offered by All American Assurance Company include auto, homeowners, personal watercraft or boat, motorcycle, RV, renters, life, and health insurance. The company offers life insurance policies through the All American life insurance company website.

As an independent insurance brokerage, All American Insurance has access to several different insurance carriers.

The company currently works with over forty carriers to provide the highest quality auto insurance to its policyholders.

All American Insurance also has several business insurance products available including owners’ policies, commercial auto, workers compensation, general liability, and bonds.

How can you cancel your policy with All American?

There are many reasons that you may need to cancel your policy and All American Auto Insurance makes it easy to do so.

Keep reading to find out more about policy cancellations and filing claims.

Is there a refund?

Whether or not you can get a refund on auto insurance depends on the type of policy and when you choose to cancel.

If you choose to cancel a refundable policy in the middle of the policy cycle, you will receive roughly half of what you paid, assuming that you only paid for that cycle.

Since refund amounts may vary and depend on a variety of factors, it is always best to check with your insurance agent to see what factors apply to you.

How do you cancel?

What should you do if you need to cancel your auto insurance policy?

You can cancel your policy at any time simply by contacting your auto insurance agent and letting them know that you’d like to cancel your policy.

Your insurance provider will let you know what, if anything, is required of you in order to do so.

How do you make a claim with the company?

Unfortunately, All American Insurance claims cannot be filed directly on the website. However, since the All American Insurance Agency offers services through multiple carriers, it is possible that your actual policy provider will offer online claims service on the company’s website.

All American Insurance Group provides a list of all the carriers on its website as well as the company’s claims contact information.

If you file an auto insurance claim directly through the website of your insurance provider, that information will be forwarded on to the All American Insurance company who will handle your claim from there.

If you need to file a claim and would like to do so by contacting All American Insurance directly, you can do so by calling the All American Insurance claims phone number at (918) 832-8823.