secured lock Secured with SHA-256 Encryption

Country-Wide Auto Insurance Review for 2025 (Legit Coverage?)

Country-Wide auto insurance starts at $55 monthly, perfect for New York drivers seeking commercial vehicle coverage. This Country-Wide auto insurance review showcases its broker locator program, helping customers connect with local experts for tailored policies and reliable face-to-face service.

UPDATED: Jan 30, 2025Fact Checked

Tonya Sisler

Insurance Content Team Lead

Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage. Tonya currently leads a team of 10 insurance copywrite...

Insurance Content Team Lead

Schimri Yoyo

Licensed Agent & Financial Advisor

Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity.  Schimri is an educator eager to assist individuals and families in ach...

Licensed Agent & Financial Advisor

UPDATED: Jan 30, 2025

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jan 30, 2025

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 30, 2025Fact Checked
2.9
autoinsurance.org

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Country-Wide Insurance Company

Average Monthly Rate For Good Drivers

$55

A.M. Best Rating:

C++

Complaint Level:

Low

Pros

  • Agents and staff with in-depth NYC-specific knowledge
  • A wide variety of commercial auto policy options are offered
  • Face-to-face service for personalized insurance assistance

Cons

  • Service area is limited to downstate New York only
  • Few bundling options for non-auto insurance policies
[su_box title="Things to Remember..." style="default”]
  • Allied World National Assurance does not offer auto insurance
  • An alternative insurance provider is Country-Wide Insurance Company
  • Country-Wide is an independent agency that represents multiple insurance carriers
[/su_box] For those seeking auto insurance rates in the New York City area, a review of Country-Wide Insurance Company follows. Country-Wide Insurance Company was founded in New York City in 1963. Since all of the Country-Wide Insurance agents, customer service representatives, underwriters, and adjusters all live and work in the New York City metropolitan area and its contiguous suburbs, they have a special understanding of city living. Country-Wide consists of more than 500 independent brokers who provide auto insurance, diversified specialty insurance, and financial products to almost every neighborhood in New York City as well as Long Island and Westchester County.

This Country-Wide auto insurance review underlines the company’s dedication toward drivers in New York, and its broker locator program links customers with local professionals for custom support.

Country-Wide Auto Insurance Review

This company focuses on commercial auto policies, giving solutions for business vehicles and trucking coverage. Customers have the advantage of getting in-person service, which makes claims and payments easier.

Country-Wide Auto Insurance Rating

Rating Criteria
Overall Score2.9
Business Reviews3.0
Claim Processing2.1
Company Reputation3.0
Coverage Availability3.0
Coverage Value2.8
Customer Satisfaction1.6
Digital Experience2.5
Discounts Available4.0
Insurance Cost3.8
Plan Personalization3.0
Policy Options2.5
Savings Potential3.8

Compare RatesStart Now →

For many years, Country-Wide has been in the New York metro area. They make sure what they offer suits the special needs of city drivers. You can see how their knowledge about this region and easy-to-reach agents give you good coverage choices that fit your needs.

Discover Country-Wide auto insurance options by entering your ZIP code to compare quotes now.

Things to Remember

  • Country-Wide auto insurance has a 2.9 customer rating overall
  • Offers personalized coverage for drivers in New York City
  • Face-to-face service simplifies claims and policy management

Exploring Country-Wide Rates Across Different Demographics

The table shows monthly prices for Country-Wide Auto Insurance. These are based on age, gender, and the kind of coverage. It points out how much premiums can change with these aspects, giving useful information to drivers who want to manage their insurance expenses in a better manner.

Country-Wide Auto Insurance Monthly Rates vs. Top Competitors by Coverage Level

Age & GenderMinimum CoverageFull Coverage
16 Female$145$335
16 Male$160$360
18 Female$120$290
18 Male$135$310
25 Female$75$150
25 Male$80$160
30 Female$65$125
30 Male$65$130
45 Female$68$135
45 Male$67$133
60 Female$58$117
60 Male$60$120
65 Female$55$110
65 Male$57$115

Compare RatesStart Now →

Information shows that young drivers, especially teenagers, attract the highest premiums because they are considered high-risk. For example, boys who are 16 years old pay $160 for less coverage and $360 for full coverage. On the other hand, girls of similar age groups spend a bit less, at $145 for minimum coverage and also $ 335 for complete insurance, including all possible damages.

Full Coverage Auto Insurance Definition Card: Country-Wide Auto Insurance Review

The rates start to reduce significantly when you get 25 years old, making the prices $75 for women and $80 for men for basic coverage. This is because more skill comes with age, so the likelihood of risks decreases. When people reach 65, monthly fees become steady at the lowest amounts; females give around $55, while males pay about $57 for minimum insurance.

The table shows how the history of driving affects the monthly premiums for Country-Wide auto insurance. It brings attention to the financial effect of events such as accidents, DUIs, and tickets when compared to keeping a clean record in driving.

Read more: Types of Auto Insurance

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Comparing Country-Wide Insurance Rates to Top Competitors

This table compares monthly premiums of Country-Wide auto insurance with those of top competitors, demonstrating how rates change based on minimum and complete coverage. The data emphasizes the competitive status of Country-Wide in the marketplace.

Country-Wide Auto Insurance Monthly Rates vs. Top Competitors by Coverage Level

Insurance CompanyMinimum CoverageFull Coverage
AAA TablePress Logo$41$89
Allstate TablePress Logo$102$228
$60$150
Farmers TablePress Logo$98$198
Geico TablePress Logo$50$114
Liberty Mutual TablePress Logo$119$248
Nationwide TablePress Logo$81$164
Progressive TablePress Logo$77$150
State Farm TablePress Logo$60$123
Travelers TablePress Logo$62$141

Compare RatesStart Now →

Country-Wide has a minimum coverage rate of $60 per month. This is similar to rates from State Farm and Progressive, but it does not compete with Geico’s $50 or AAA’s $41. If you want full coverage from Country-Wide, then you must pay $150, which matches the fee at Progressive.

However, this charge is more than what Geico asks for at $114 and also greater than the rate by AAA at $89. Uncover why these are rated as the best auto insurance companies for drivers.

Unlocking Savings: Country-Wide Auto Insurance Discount Breakdown

This table shows different discount choices given by Country-Wide Auto Insurance. It illustrates how drivers can save a lot on their premiums. Each discount is connected with certain actions or qualifications. Learn how to qualify for the best auto insurance discounts available.

Country-Wide Auto Insurance Discounts by Savings Potential

DiscountSavingsHow to Qualify
Safe Driver30%Maintain a clean driving record
Anti-Theft Devices25%Install approved anti-theft devices in your vehicle
Good Student25%Be a student with a B average, 3.0 GPA, or higher
Bundling14%Bundle auto with renters or homeowners insurance for savings
Defensive Driving10%Complete an approved defensive driving course
Low Mileage10%Driver fewer than 7,500 miles per year
Paid-in-Full10%Pay your entire premium upfront rather than monthly
Loyalty9%Reward for staying with the same insurance provider over time
Electronic Funds Transfer5%Set up automatic payments
Paperless Billing5%Savings for opting into electronic billing statements

Compare RatesStart Now →

The Safe Driver discount gives the most savings at 30% if you keep a record clean of violations. Discounts for good students offer a 25% decrease for those with a GPA of 3.0 or more. Combining auto insurance with renter’s or homeowner’s policies lowers costs by another 14%. Combining small discounts, such as paperless billing and electronic payments, becomes essential savings.

What You Should Know About Country-Wide Insurance Company

Country-Wide insurance company is made up of many independent brokerages that provide auto insurance. People also refer to the Country-Wide insurance company as “Country-Wide insurance,” Country-Wide insurance co.,” or “Country-Wide.”

Provider Screenshot: Country-Wide Auto Insurance Review

Country-Wide auto insurance customers can call or simply visit the Country-Wide insurance website to use its convenient auto insurance broker locator that uses a ZIP code search to find a broker in any particular neighborhood.

The website also features a contact form that a customer can use to submit questions or concerns about the business or any of its workers online.

Once a potential customer has located a nearby Country-Wide insurance broker, they will be able to request a Country-Wide insurance quote for personal auto coverage, business vehicle protection, commercial coverage, or a trucking policy.

Country-Wide car insurance prides itself on its commitment to face-to-face service, too, so you don’t have to rely on technology. If you prefer, you can go speak with a broker in person to get a Country-Wide auto insurance quote, make a Country-Wide insurance payment, or file a claim.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

How to File a Claim With Country-Wide Insurance

If a customer is involved in an accident or if the insured vehicle sustains non-collision damage such as vandalism, they can file a claim online or call Country-Wide at 212-344-8700.

The Country-Wide website contains a list of frequently asked questions regarding claims, such as what to do to begin the claims process and how to obtain the police report from the accident. This is a great resource that helps take away some of the stress that comes along with filing a claim.

After an accident, it is important for the claimant to gather as much information as possible about the other involved driver.

This includes the name, address, insurance company name, address, and auto insurance policy number, and also the vehicle’s license number and the make, model, and year of the car. If possible, the claimant should take photos of the vehicle damage.

On average, claims processed through Country-Wide’s system take 10–15 business days to resolve, depending on the complexity of the case.

Daniel Walker Licensed Auto Insurance Agent

The police should be called since a police report will be required in order to speed up the claims process. The Country-Wide website also allows claimants and Country-Wide insurance brokers to track the progress of the claims procedure online.

Your Opinion Matters!

Rate your insurance provider and provide share feedback with shoppers just like you.

Country Wide Insurance Customer Service

In the last twenty years, Country-Wide Ins. has grown from 35 employees to more than 300, but the family-owned company has maintained its sense of community and commitment to its highly trained staff. Unlock insights on auto insurance companies with the best customer service now.

The company policy of providing face-to-face service has made the Country-Wide brand name very well known in the area.

Its 500 broker offices offer a wide geographic footprint and represent countless relationships within the insurance industry. It’s these relationships that contribute to Country-Wide’s value-added benefits for customers.

Customers who want to make an electronic payment online can use their Country-Wide insurance login to take care of their insurance premium. If you need assistance with your policy, the Country-Wide insurance phone number is 212-514-7000.

The Country-Wide website also offers helpful information for its customers. Frequently asked questions about the claims process, as well as detailed instructions on how to make online payments, are available for customers who might not be familiar with taking care of their Country-Wide insurance policy needs online.

Insights into Country-Wide Business Insurance Ratings and Reviews

This table shows how Country-Wide Insurance performs according to different rating organizations and customer feedback websites. The numbers indicate key measures such as satisfaction of customers, strength in finances, and number of complaints.

Country-Wide Business Insurance Ratings & Consumer Reviews

Agency
J.D. Power TablePress LogoScore: 789 / 1,000
Below Avg. Satisfaction
BBB LogoScore: B
Fair Business Practices
Consumer Reports TablePress LogoScore: 64/100
Low Customer Feedback
NAIC Canva (2)Score: 3.21
More Complaints Than Avg.
A.M. BestScore: C++
Marginal Financial Strength

Compare RatesStart Now →

Country-Wide got 789 out of 1,000 on J.D. Power, which shows less than average customer satisfaction. The B grade it received from the Better Business Bureau (BBB) indicates that its business practices are fair but not outstanding. Consumer Reports assigned a 64/100, revealing lackluster customer feedback.

Discover more by reading our guide: How to Evaluate Auto Insurance Quotes

The NAIC noted a grievance ratio of 3.21, which is more than the standard of this industry, implying many customer complaints. Finally, A.M. Best has given a C++ rating for financial strength, indicating limited capability in fulfilling financial commitments. The results indicate an inconsistent performance with considerable opportunities to enhance in significant fields.

Insert your ZIP code into our free quote comparison tool to see how much your Country-Wide rates could be.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Frequently Asked Questions

What are the services offered by a Country-Wide insurance company?

Country-Wide provides auto insurance, commercial vehicle coverage, trucking policies, and specialized business protection plans. Discover how the best commercial auto insurance companies can protect your fleet.

How can I contact Country-Wide insurance customer service?

You can contact Country-Wide customer service by calling 212-514-7000, using their website’s contact form, or visiting a local broker for assistance. Discover cheap Country-Wide auto insurance rates using our free ZIP code tool today.

How can I make a Country-Wide insurance payment online?

You can pay online through the Country-Wide payment portal, set up automatic payments, or visit a broker for in-person transactions.

Who are the Country-Wide insurance brokers?

Country-Wide insurance brokers are independent agents throughout New York who provide personalized service, including quotes, policy management, and claims support. Understand how to dispute an auto insurance claim and protect your rights.

How can I find Country-Wide insurance company reviews?

You can find Country-Wide insurance reviews on platforms like J.D. Power, BBB, Consumer Reports, and NAIC to evaluate customer satisfaction and complaints.

How do I file Country-Wide insurance claims?

To file Country-Wide insurance claims, call 212-344-8700 or use the online claims tool on their website. Provide complete details, including photos and a police report, for faster processing.

What can I do on the Country-Wide insurance website?

The Country-Wide insurance website lets you file claims, make payments, locate brokers, and access FAQs for policy and service support. Discover key benefits of choosing an auto insurance company vs. broker.

Does Country-Wide offer Country-Wide home insurance?

No, Country-Wide home insurance is not available. Country-Wide focuses on auto and commercial vehicle insurance.

What is the Country-Wide auto insurance phone number?

The Country-Wide insurance phone number is 212-514-7000 for general inquiries and 212-344-8700 for claims. Unlock the best Country-Wide insurance deals by entering your ZIP code to compare quotes instantly.

Tonya Sisler

Insurance Content Team Lead

Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage. Tonya currently leads a team of 10 insurance copywrite...

Insurance Content Team Lead

Schimri Yoyo

Licensed Agent & Financial Advisor

Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity.  Schimri is an educator eager to assist individuals and families in ach...

Licensed Agent & Financial Advisor

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Reviews
for Country-Wide Insurance Company

3.17 (24 reviews)
2
June 28, 2023

Disappointed_and_disgruntled_

Unreasonable rate increase

Policy started out at $302 with an extra 2 if paying out of pocket, so found a way to get rid of that.. rate went down to $255 which was great.. but then the company had a rate increase according to an employee.. so my payment went from $255 to $268 .. with no explanation whatsoever.. now there's a new rate increase because of all the accidents in the area where I happen to be living... and I don't think that's fair to me or anyone else who's li...
Policy started out at $302 with an extra 2 if paying out of pocket, so found a way to get rid of that.. rate went down to $255 which was great.. but then the company had a rate increase according to an employee.. so my payment went from $255 to $268 .. with no explanation whatsoever.. now there's a new rate increase because of all the accidents in the area where I happen to be living... and I don't think that's fair to me or anyone else who's living in said area who hasn't had any accidents be paying for someone else's stupidity and on top of that, I'm being charged a service fee .. so I'm looking for alternatives...
1
April 12, 2023

Marketing1_

DON'T DO IT THEY ARE A RIPP-OFF!!

I WOULD NEVER RECOMMEND THIS COMPANY!!! THEY ARE A RIP-OFF AND THEIR BILLING PRACTICES IS SO CONFUSING ...
5
October 12, 2019

ivette241

Great company with best savings for everyone

Had never had no issue, answer any question and taken care of all my concerns. Always has reach out to get me all the savings that I need. Great company
5
September 12, 2019

ive241

Years of total satisfaction service

Been with them 10 years and they are very reliable and never had a a single problem or issue. Always answer my question and look to save me more money.
1
August 18, 2019

themaxx

Non Existent Customer Support

Be prepared to never get anyone on the phone or to wait an insanely long time on hold. Agents are rude and/or dismissive once you finally get them on the phone. Several transfers to different departments always seem to be required adding to the wait time.
4
July 31, 2019

JBOwner

Helpful

I've only had to turn in one claim and they were prompt and very helpful, calling me after my accident to make sure my unborn child and I were ok and making the claims process go smoothly
5
March 4, 2019

Michael18natasha

•TOP NOTCH•

I started with going to Selden Lighthouse Insurance & this business coorolated with finding me the best rates....10⭐️ Being I had a record of 2 DWI’S in the past and not having insurance under my own policy for years this company stood behind me in reasonable AFFORDABLE Rates!!! I couldn’t believe the grace that they had for all my damage throughout..... Top Notch across the board ... NO OTHER PLACE I’D GO TO.I TELL . Contrywide... 10�...
I started with going to Selden Lighthouse Insurance & this business coorolated with finding me the best rates....10⭐️ Being I had a record of 2 DWI’S in the past and not having insurance under my own policy for years this company stood behind me in reasonable AFFORDABLE Rates!!! I couldn’t believe the grace that they had for all my damage throughout..... Top Notch across the board ... NO OTHER PLACE I’D GO TO.I TELL . Contrywide... 10🌟 No judgement....Just business in bringing high satisfaction to there’ customers••• One grateful policy holder••••••••••
4
January 9, 2019

Ribbit208

Fantastic Customer Service

They have been more than helpful. It is always a personal experience that makes me feel important. I was able to save a lot of money monthly because they took the time to go over and through everything more than once.
4
January 9, 2019

mzgee

Countrywide Auto insurance.

this company was expensive but fair. they were willing to work with me even though I had a poor record and some late payments. the agent was courteous and helpful.
5
April 8, 2018

Flakey

Very happy

Love them. Prices are great. I have never had such cheap insurance. Also the renewal is very easy too.
↑ Back to Top

Write a Review

Policy Type?

Please select a `Policy Type!`
(Min. 100 Characters)

Company Overall Rating

When you submit this review, you will be asked to sign in/up for to your https://www.autoinsurance.org account. If your account is not currently verified, we will send a verification email to the email on file for your account. Please select the verification button in that email. If you do not see the email in your inbox, please check your spam or junk folder. Your review cannot be reviewed and accepted until you complete this verification step.

Compare Quotes from Top Companies and Save

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

<h3>Country-Wide Auto Insurance Monthly Rates by Driving History</h3>
<h3>Country-Wide Auto Insurance Monthly Rates by Driving History</h3>