American Auto Insurance Review (2024)

What You Should Know About American Insurance

One of the better independent insurance agents serving people in the Chicago area and the State of Illinois is an online agent, American Auto Insurance. They have a website that can give you fast quotes and advice on auto insurance.

Before being acquired, American Auto Insurance Company, while popular in Chicago, actually got its start in Detroit, Michigan.

American Auto Insurance is efficient and professional with live staff to advise you on questions that you might have about insurance policies. A glossary of insurance terms is included on their website to allow you to understand exactly the purchases you are making.

Online payment, claims, changes of automobiles, driver changes, and renewals are available.

Check out the FREE comparison tool above to find and compare auto insurance quotes. Simply enter your zip code above now!

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Getting an Auto Insurance Quotation

When purchasing automobile insurance, you have many options both online and in person. Online price quotes are easier to obtain and allow you to make comparisons easily.

These quotations also allow you to compare insurance companies and coverage options and their standing within the same price ranges. Read: How do I compare auto insurance?

All you have to do is enter the information about you, the people who drive your cars, and the details of your automobiles or trucks, and you’ll have the basis for an online price comparison.

However, if you have circumstances, that can affect the cost of your automobile insurance such as:

• You’re new to purchasing automobile insurance in the U.S.
• A recent immigrant to the United States
• Have some tickets or accidents
• Need an SR-22 insurance (financial responsibility) filing with the State
• Have an International Driver’s license
• High-Risk driver
• Use your vehicle commercially

American Insurance Company Reviews

The American Auto Insurance Company has established a strong presence in the industry, particularly known for its reliable services. Many drivers seeking American auto insurance in Chicago, Illinois, have found their policies to be comprehensive and affordable. When considering coverage options, it’s beneficial to look at American Insurance Company reviews to gauge customer satisfaction and service quality. Reading car insurance reviews can provide valuable insights into policy features, claim processes, and contact details. Additionally, for those needing specialized coverage, the company offers SR22 Insurance even if you don’t have a car, ensuring that all drivers can find the protection they need.

When comparing coverage options, it’s important to assess the benefits and drawbacks of different American Auto Insurance offerings to find the best fit for your needs.

American Auto Assist provides a range of roadside assistance and auto-related services designed to support drivers in various situations. Customers looking to evaluate their services often turn to American Auto Assist reviews to gain insight into the experiences of others. For those in the Chicago, IL area, American Auto Insurance is a good option for you. While now under Allianz, there are still numerous additional insurance options that complement the assistance services provided by American Auto Assist, ensuring comprehensive support for drivers.

American Auto Protection Insurance, also known as American Auto Protector Insurance, offers a variety of vehicle protection plans designed to cover repairs and maintenance beyond standard warranties. The American Auto Protection reviews note the quality and reliability of these services.

American Insurance Company Contact Details

American Auto Insurance had a big presence in Chicago. The corporate headquarters is in Des Plaines, IL while there are multiple offices in the city of Chicago.

• The American insurance company’s phone number is: 1-800-950-5872
• The American Automobile Insurance Company’s claims phone number is: 1-800-950-5872
• To find American Auto Insurance near you visit the Allianz website, not the americanautoinsurance.com, to find locations in your country.

When researching vehicle warranties, reading American Auto Protection reviews can provide valuable insights into customer service experiences and overall service quality. For those looking for comprehensive coverage, American Auto Protector Insurance offers a range of options to ensure your vehicle is well-protected.

What is an independent agent?

Independent agents, in the United States, represent several insurance companies and can obtain price quotations from each of those companies to help you make an informed decision about your car insurance coverage options.

Typically, these agents will give you advice about the amounts and types of auto insurance required by law in your state and help you determine the adequacy of these limits and coverage for your life and circumstances.

An advantage of the independent agency system is that they are dedicated to your insurance needs and are flexible enough to allow changes that are in the customer’s best interest. Read: How can I find auto insurance agents in my area?

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SR-22 (Financial Responsibility)

Sometimes, due to accidents or suspension of a license, the state will require an SR-22 or Financial Responsibility filing to be made by your auto insurance provider to renew or obtain your driving license.

This filing assures the state that you will have automobile liability insurance in force until a certain term expires.

Usually, this filing needs to be made immediately, and American Auto Insurance can arrange to have an SR-22 filing made within a day.

The insurance company will not notify the Department of Motor Vehicles if the insurance lapses or is not paid.

In that case, you will receive a notice indicating that your driving privileges have been revoked until you acquire automotive insurance again. Motor Vehicle Departments send notifications to your last address on your license, they don’t worry about it getting to you. Read SR-22 insurance to learn more.

International Drivers Licenses

Persons temporarily in the United States may use their International Drivers License validly, but insurance is still necessary.

Consult with American Auto Insurance for the details of this requirement and registration with the Department of Motor Vehicles.

These departments are concerned about international driver’s licenses resulting from the various laws about driving from the United States to other countries.

Laws vary depending on your country, so take the time to educate yourself before getting behind the wheel.

The Fine Print

American Auto Insurance will explain the necessary aspects of automotive insurance in further detail, but here are some of the things you need to be aware of about car insurance.

• Liability insurance – insurance for your property damage and bodily injury responsibilities in an accident — is required by all states
• Physical damage insurance – insurance to cover your property — is optional but helpful if you have a limited income and is necessary if you have a loan on the car. Physical damage coverage can provide coverage against theft, vandalism, weather damage, animal damage, as well as collision
• Uninsured motorists insurance – protects you from paying for medical costs if you are injured by someone without insurance because not everyone is law-abiding

To get an insurance quote, have the following information in hand:

• Full names of all drivers and their dates of birth
• Drivers license numbers
• Description – year, model, and make of cars to be insured and their VINs
• Driving records

Auto insurance consumers will be pleased with the ease of using the website for American Auto Insurance not only for quotes but also for comparison of insurance prices and services.

The agency is highly respected in Illinois and has locations throughout the Chicago area. They can provide insurance throughout Illinois. Go online to see for yourself and consult with one of their friendly customer service representatives.

When considering your next insurance provider, it’s crucial to gather all necessary information to make an informed decision. For those interested in American Auto Insurance, the American auto insurance phone number can be a vital resource for immediate inquiries and assistance.

The Amerian Auto Insurance website, also known as the Allianz website,  provides comprehensive details about their policies and services. For claims-related issues, contacting the American Automobile Insurance Company claims department is essential, and having the American Automobile Insurance Company claims phone number handy can streamline the process. Additionally, reading an American auto review can offer insights into customer experiences and overall satisfaction, helping you evaluate if this provider meets your needs.

Don’t forget that if you are looking for the American Auto phone number, it’s now under Allianz Global Corporate & Specialty (AGCS).

If you’re ready to start comparing car insurance quotes, simply enter your zip code in the box below!