AIG Auto Insurance Review (2025)

AIG car insurance is only for members of the Private Client Group since the company primarily focuses on other products, such as AIG Direct life insurance, AIG travel insurance, AIG health insurance, and AIG annuities. In addition, AIG only writes auto insurance for high-value cars, with coverage geared toward high-income policyholders.

Read More: Best Auto Insurance for Luxury Cars

Contact the AIG Private Client Group via its phone number at 1-888-978-5371 for eligibility questions. However, if you aren’t a luxury car owner or high-net-worth driver, you’ll see more savings with the other best auto insurance companies.

Read our AIG auto insurance review to see if this company offers the auto insurance types and customer service you need at a price that fits your budget. Enter your ZIP code into our free comparison tool above to instantly compare your AIG auto quote vs. the top insurers near you.

What You Should Know About American International Group, Inc. (Aig)

AIG, or the American International Group, has a comprehensive website showcasing its insurance options for individuals, families, and businesses. You can use AIG’s website to read about AIG products, explore company history, or view your account details. With your AIG auto insurance login, policyholders can get quotes, file claims, and make their AIG insurance payment.

While the AIG car insurance company did once offer auto insurance to standard policyholders, the company sold the AIG auto insurance company branch in 2009.

The Private Client Group is built for high-net-worth policyholders. Its protections are designed for large assets like high-value vehicles, fine homes, yachts, and private collections. They also include benefits like worldwide liability auto insurance coverage. As a result, group membership will also raise your AIG car insurance price. If you’re wondering who has the cheapest auto insurance, it’s not AIG.

AIG Car Insurance Reviews: Customer Service and Financial Stability

According to the National Association of Insurance Commissioners (NAIC), AIG automobile insurance has a 0.30 complaint index rating, whereas the national average is 1.00. This score indicates a low amount of complaints, indicating good AIG reviews for customer service.

AIG automotive insurance also has an A rating from A.M. Best, indicating a good financial outlook for the company.

On the other hand, the Better Business Bureau (BBB) website shows that the average AIG car insurance review, out of 107 customer reviews, is 1.01/5 stars. However, AIG automotive insurance doesn’t have a rating from the BBB.

Where to Buy AIG Auto Insurance

The Federal Reserve assumed control of AIG during the financial crisis of 2008. The nationalization was later deemed illegal, and AIG regained autonomy in 2012.

So, you may wonder, “Does AIG have auto insurance?” Yes, and the only way to get an AIG Private Client Group auto insurance quote is to request a complimentary policy review.

If you want to request a review, the first step is to enter your personal information into AIG’s policy review form. This form is available on AIG’s website. Once you’ve submitted your request, an independent insurance agent representing AIG will contact you about your review.

AIG auto insurance coverage is available abroad, allowing customers overseas to get car insurance quotes with AIG. You can also purchase and service an AIG Private Client Group auto insurance policy from anywhere in the United States.

American International Group, Inc. (Aig) Insurance Coverage Options

If you purchase an auto insurance policy through AIG’s Private Event Group, you will receive a wide variety of comprehensive coverages. They include:

• Personal property coverage: Personal property coverage will compensate you if belongings in your car are damaged or stolen.
• Emergency living expenses coverage: This coverage will compensate you for living expenses you’ve accrued while away from home because of an emergency.
• Worldwide liability coverage: AIG’s liability coverage compensates you for an accident that has happened anywhere in the world. AIG also offers high liability limits. Policyholders can purchase liability limits of up to $1 million per occurrence. They can also purchase up to $500 million in umbrella liability coverage.
• Rental car reimbursement: If your car is being repaired, AIG will pay up to $12,500 for a rental car of comparable value.
• Original manufacturers’ parts replacements: AIG strives to repair vehicles using original manufacturers’ parts to the benefit of vintage and luxury car owners seeking to preserve their vehicle’s value. (Read More: Best Auto Insurance Companies That Offer OEM Parts Coverage)
• One-policy program: One of AIG’s standout coverages is its one-policy program. This coverage is designed for policyholders with multiple cars. Rather than giving each of your cars its own policy, AIG will insure all of them under one.
• AIG Premier Client Solutions: This program, also known as AIG PCS, is an AIG customer service option for policyholders.

As you can see, these coverages are designed with high-net-worth policyholders in mind. Protections like worldwide liability coverage are designed for frequent travelers, while features like the one-policy program benefit policyholders with multiple high-value assets the most. AIG commercial auto insurance is also available.

If you’re an AIG policyholder but not a member of AIG’s Private Client Group, you’ll have to purchase an auto insurance policy through a separate auto insurer.

However, Private Client auto insurance policyholders gain access to multiple insurance types when they join. In addition to auto insurance, policyholders can purchase luxury AIG homeowners insurance, private collections insurance, yacht insurance, and excess liability coverage. AIG also sells special policies like equine and wildfire protection.

AIG Auto Insurance Coverage Availability

You can purchase and service an AIG Private Client Group auto insurance policy from anywhere in the United States. That means AIG is in Atlanta, Denver, and every other major U.S. city.

AIG’s coverage is also available abroad. While AIG’s headquarters are in New York City, the company has offices across the globe. With locations in cities like Bratislava, Seoul, and Dubai, AIG is the 17th-largest insurance company in the world. AIG’s international presence allows the company to easily provide protections like worldwide liability coverage.

Other AIG Insurance Products

While you can get AIG car insurance quotes, the company also offers other types of coverage. Check out the list below to learn about its full list of insurance products:

• Classic car insurance: AIG classic car insurance offers specialized coverage for the owners of collector or vintage vehicles. It works by allowing vintage car owners and AIG to set an agreed-upon value for vehicles, affecting your AIG car insurance quote. (Read More: Best Auto Insurance Companies for Classic Cars)
• Motorcycle insurance: You can also get AIG motorcycle insurance — simply call the AIG property casualty company phone number at 1-800-225-5244 for more details. However, compare your AIG motorcycle insurance quote vs. other providers to find cheaper rates.
• Home insurance: Policyholders looking to protect their dwelling can get an AIG home insurance quote to protect their high-value asset. However, you should always compare your AIG homeowners insurance quote against competitors to find the best deal for you.
• Life insurance: AIG sells life insurance coverage through one of its subsidiaries, known as American General. Our AIG review found that American General has several poor customer reviews and and F rating from the BBB.

You can also purchase an annuity from AIG, a financial product that guarantees a stream of income over a specific period that can benefit seniors planning for retirement.

Read More: Best Auto Insurance for Seniors

To read AIG annuities reviews, you’ll need to check out Corebridge Financial, which facilitates its annuities. On the BBB website, Corebridge Financial’s customer reviews average 1.06/5 stars, with a total of 66 reviews, indicating poor customer service. It also has an F rating from the BBB.

How to File an AIG Auto Insurance Claim

AIG recommends that all Private Client Group members file an auto insurance claim through their independent insurance advisors. However, you can also report AIG claims by calling directly.

If you’re in the U.S., you can report a claim by calling this AIG insurance contact number 1-888-760-9195. You can also fax AIG using this insurance group number: 1-866-858-1472. If you’re a U.S.-based policyholder traveling abroad, the best way to report a claim is to call 1-302-482-6000.

American International Group, Inc. (Aig) Insurance Rates Breakdown

When it comes to policy rates, AIG is not like other major auto insurers. AIG primarily sells car insurance for luxury cars. Few auto insurance companies sell insurance for luxury, exotic, or high-value vehicles. This is because the expensive replacement and repair cost of high-value vehicles makes them difficult to insure.

Most insurance companies focus instead on providing policyholders with the cheapest annual rates possible. However, since AIG sells high-value auto insurance, its policy is not geared toward affordability. Compare your AIG insurance auto quote vs. other providers to find the cheapest rates.

Below are the average rates you can expect to pay if you own one of the 20 most expensive vehicles.

Full Coverage Auto Insurance Monthly Rates: Top 10 Most Expensive Cars

Rather than provide standard auto insurance coverage, AIG prioritizes treating high-value vehicles with the right level of care. For example, if you damaged your luxury vehicle in an auto accident, you would want to take it to a specialist. Often, luxury vehicle specialists are two to three times more expensive than standard mechanics.

Though a visit to a luxury vehicle specialist would exceed a standard auto insurance policy’s coverage limit, AIG’s auto insurance policies are built to accommodate these kinds of costs. Of course, enhanced protection comes at a price. Your AIG car insurance quote will likely be higher than standard insurers, since it insures high-value vehicles.

American International Group, Inc. (Aig) Discounts Available

Wondering if you can bundle a life insurance policy with AIG Direct auto insurance? Unfortunately, AIG’s Private Client Group does not provide options for bundling insurance policies.

How American International Group, Inc. (Aig) Ranks Among Providers

To get reliable auto insurance ratings for AIG, you need to go where trustworthy auto insurance company reports are for the best auto insurance companies.

AIG Insurance Business Ratings & Consumer Reviews

Agency
	Score: 835 / 1,000 Avg. Satisfaction
	Score: A Good Business Practices
	Score: 77/100 Good Customer Feedback
	Score: 0.98 Fewer Complaints Than Avg.
	Score: A Excellent Financial Strength

Our AIG insurance review found that the company has exceptionally high ratings for financial strength, and its client satisfaction with other policies is also high. J.D. Power ranks AIG above average for life insurance satisfaction, which reflects a strong customer service team that addresses all insurance claims with the same level of integrity.

While comparing your AIG insurance quote against cheaper providers is important, you should always consider a company’s customer service reviews and financial ratings.

AIG Insurance Reviews: Comparing its Luxury Coverage to Competitors

AIG auto insurance is only available to members of its Private Client branch. As a member, you’re eligible for customizable car insurance for high-end vehicles not typically available through standard insurance companies.

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Whether you don’t need luxury auto insurance or need more affordable exotic car insurance rates, compare your AIG auto insurance price with other top insurers to get the best deal. Enter your ZIP code into our free quote comparison tool below to see how AIG auto insurance quotes stack up against competitors.