American Modern Auto Insurance Review (2024)
American Modern auto insurance offers specialty car coverage for classic, collector, and muscle cars. Enter your ZIP to compare auto insurance quotes now.
Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
UPDATED: Aug 18, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 18, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
American Modern Insurance
Average monthly rate for good drivers:
$120A.M. Best rating:
A+Complaint level:
Low- American Modern Insurance Group has been around since 1965 and sells casualty and property insurance policies
- One of the specialty insurance American Modern sells is for collector cars
- American Modern offers optional coverage such as national roadside assistance, foreign coverage, and full safety glass.
American Modern Insurance Group has been around since 1965 and sells casualty and property insurance policies. As far as auto insurance goes, it appears they only offer specialty car coverage such as for classic cars and muscle cars.
The company is made up of six insurance companies and has insurance products for personal watercraft, boats, ATVs, motorcycles, collector vehicles, and recreational vehicles.
In addition, they also have coverage available for vacation homes, homes that are vacant, rental properties that don’t need homeowners coverage.
If you are looking for individual auto insurance, you can enter your ZIP code below and you will be able to compare auto insurance quotes for a variety of companies in your area!
What You Should Know About American Modern Insurance Group
American Modern Insurance Group is extremely financial stable. Since 1998, it has been named one of Ward’s Top 50 Performer and in 2010 SNL named it a Top 10 property and casualty insurer. A.M. Best Company gave American Modern an A+ rating, which is superior.
American Modern has 1.6 million policyholders and is licensed in all 50 states. It is also a part of Munich Re, which is a large insurance organization. It is ranked 73 on the Global 500 list of Fortune Magazine.
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American Modern Auto Insurance Contact Information
American Modern Insurance Group is located at 7000 Midland Blvd, Amelia, OH, 45102-2607. Their mailing address is PO Box 5323, Cincinnati, OH, 45201-5323.
There are a couple contact numbers for American Modern Insurance Group:
Get a Quote: 1-866-884-6167
Customer Service: 1-800-543-2644
Report a Claim: 1-800-375-2075
American Modern Auto Insurance Claims
American Modern Insurance Group says that they are able to process auto insurance claims fairly and quickly. One reason for this is that the adjusters for American Modern all take a special training program that is hands-on.
Training includes taking apart and putting together a motorcycle, perform flooring and drywall repair, fixing things such as a hole in a boat, and much more. This training helps the adjusters understand exactly what repairs are needed and how long they will take.
The adjusters also get continuing education and training through phone calls, webinars, and more hands-on classes.
American Modern claims that:
- 80 percent of property claims are settled within a month
- Almost 70 percent of their customers get a call from their adjuster the very same day that they report a loss
- 84 percent will get a call by the next day
To file a claim, there are a couple of ways to go about it. You can call their toll-free number for claims, which is 1-800-375-2075.
You can also call your insurance representative directly or send an email. There is someone available to speak with 7 days a week, 24 hours a day.
American Modern Insurance Group Insurance Coverage Options
One of the specialty insurance American Modern sells is for collector cars. This includes coverage for collector trucks, restorations in progress, autos that are difficult to place like Cobras, trailers, custom and classic motorcycles, military vehicles, fire engines, tractors, and race cars.
Included coverage includes one liability charge, unlimited miles, spare parts, towing, pet coverage, and trip interruption coverage.
American Modern offers optional coverage such as national roadside assistance, foreign coverage, and full safety glass. There are also multiple deductible options that range from $0 to $10,000.
On their website, American Modern gives ideas on how you can save money on your auto insurance policy. Some of the ways include discounts and credits for anti-theft devices, higher-value vehicles and large collections, taking a course on accident prevention, and memberships with a car club or association.
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American Modern Auto Insurance and Commercial Insurance
American Modern Auto Insurance Group offers insurance products for businesses. The specialty products are made to match up with the requirements of businesses who want coverage for physical damage of recreational retail inventory, manufactured housing, and rental businesses for watercraft.
The coverage is flexible to work with the size of your business and as it grows. There are extras included that other insurance companies charge for, and the policies help make the administration of reporting requirements easier.
Frequently Asked Questions
What is American Modern Auto Insurance?
American Modern Auto Insurance is an insurance company that specializes in providing auto insurance coverage for vehicles. They offer a variety of policies tailored to meet the unique needs of their policyholders.
What types of auto insurance coverage does American Modern Auto Insurance offer?
American Modern Auto Insurance offers a range of coverage options, including liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, personal injury protection (PIP), and more. The specific coverage options may vary based on the policy and state regulations.
How can I contact American Modern Auto Insurance?
To contact American Modern Auto Insurance, you can reach out to their customer service department through phone, email, or other contact methods provided on their official website or policy documents.
How can I file a claim with American Modern Auto Insurance?
To file a claim with American Modern Auto Insurance, you can contact their claims department directly. They will guide you through the claims process, provide the necessary forms, and assist you in gathering any required information. It is important to report accidents or incidents promptly to initiate the claims process.
Does American Modern Auto Insurance offer roadside assistance?
American Modern Auto Insurance may offer optional roadside assistance coverage as an add-on to their policies. Roadside assistance can provide services such as towing, jump-starts, fuel delivery, and lockout assistance in case of emergencies or breakdowns while on the road. The availability of this coverage may vary based on the policy and state regulations.
Can I manage my American Modern Auto Insurance policy online?
Yes, American Modern Auto Insurance typically provides an online portal or mobile app that allows policyholders to manage their policies. This may include tasks such as making payments, viewing policy documents, updating personal information, and accessing digital ID cards.
How are American Modern Auto Insurance premiums determined?
American Modern Auto Insurance calculates premiums based on several factors, including the driver’s age, driving history, location, type of vehicle, coverage options selected, and other relevant factors. Premiums can vary from person to person based on these factors.
Does American Modern Auto Insurance offer discounts?
American Modern Auto Insurance may offer discounts to eligible policyholders. These discounts can vary but commonly include safe driver discounts, multi-policy discounts, good student discounts, and discounts for certain safety features installed in the vehicle. The availability and specifics of discounts may vary based on the policy and state regulations.
Can I cancel my American Modern Auto Insurance policy?
Yes, policyholders generally have the option to cancel their American Modern Auto Insurance policy. However, the specific terms and conditions related to cancellations may vary. It’s advisable to review the policy documents or contact the company directly to understand the cancellation process and any applicable fees or penalties.
How can I get a quote for American Modern Auto Insurance?
To get a quote for American Modern Auto Insurance, you can visit their official website or contact their customer service department. They will ask for relevant information about your vehicle and personal details to provide an accurate quote based on your specific needs and circumstances.
Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Stickdog
NO RESPECT FOR THEIR CUSTOMERS! NONE!
David_contreras
9 months of looking at my classic car wrecked.
dissatisfiedcustomer
What is wrong with you guys?
smpottinger
I do not recommend this company! VERY SHADY
Zapz
Interesting monthly rates. Good service. Friendly agents.
james dahl
American Modern review
jennygirl44
Yesyes
MikeM
Hassle Free and Fast Settlement
Danixturtles
An average company
xxluvforeverxx
An Ight Company