Ana Compania De Seguros Auto Insurance Review (2024)

Ana Compañia De Seguros offers a wide variety of auto insurance products. Their website is easy to use, even for non-Spanish speakers.

They do not, however, appear to have a way to file a claim online. Overall, the company seems to be an excellent choice for drivers in Mexico.

What You Should Know About Ana Compania De Seguros

Ana Compañia De Seguros is pairing with Octo Telematics to create a usage-based Insurance policy, sometimes called UBI.

Many insurance companies are now offering the ability to get lower rates on your insurance if you let them track your driving activity, either with a smartphone app or a physical device attached to your vehicle.

When you review Mexican car insurance reviews of Ana Seguro (Ana Seguro opinions), you will find that many people love getting rewarded for good behavior, but others are wary of the privacy violations and other issues that come with allowing a corporation to track your movement.

If you want to sign up for the UBI program through Ana Compañia De Seguros, contact their customer service department for more information. Mexico auto insurance reviews of Ana UBI claims have high ratings, showing policyholders are happy with the process.

If you are switching to a U.S. company, check out our ranking of the best and most affordable providers: Cheap Usage-Based Auto Insurance (Save With These 7 Companies).

Canceling Your Ana Compania De Seguros Auto Insurance Policy

No information on the company website explains how to cancel your policy, so you’ll need to contact the company directly to cancel your coverage.

The Ana customer service phone number is 1-800-835-3262.

If you elected a policy with Ana Compañia De Seguros through an independent agent, you can also contact that agent for help terminating your insurance coverage. This can be especially helpful for people who aren’t Mexican citizens or otherwise familiar with the insurance laws in Mexico to ensure you avoid a legal issue while terminating your policy.

Learn more here: How to Cancel Auto Insurance

How to Make an Ana Compania De Seguros Auto Insurance Claim

If you need to file an auto insurance claim after a car accident, Ana Compania De Seguros has a toll-free number to call to provide all the information necessary to report the claim (Ana Seguros reportar siniestro).

They also have agents in their national office and in their local offices who can take the claim information in person.

Ana Compania De Seguros agents and their website also offer tips on how to avoid accidents. Studies show that 80 percent of accidents are avoidable when driver changes their driving habits.

Following these tips on avoiding accidents and driving more defensively can save you money on your monthly premiums.

If you need to file an auto insurance claim, you should call the company directly at one of the following Ana numbers:

• If you’re in Mexico City, call (55) 5322 8282.
• If you’re in Mexico but not specifically in Mexico City, call 01 800 911 2627.
• If you’re calling internationally, call (001 + 52 + 55) 5322 8282.

When you call to report your claim, you’ll need to have access to the following information:

• Policy number
• Name of the insured
• Vehicle series (located on the circulation card)
• Place of the accident

It may be tempting not to report an accident, but it’s always better to do so.

How to Get an Ana Compania De Seguros Auto Insurance Quote Online

The first step in getting an online quote from Ana Compania De Seguros is to visit their website. In the images below, you’ll notice that we’ve used the translate option to have menus and other text in English, but the process is the same in both English and Spanish.

From the homepage, you’ll hover over the Our Insurance option in the menu, and it will bring up a drop-down menu. The example we’re using here is for cars, but you can select trucks and pickups, insurance for tourists, or any other option you want.

Once you’ve selected, you’ll be taken to the next page. It will allow you to learn more about the insurance plan or get a quote.

Click on the Quote button in the center of the screen. This will take you to a field of drop-down menus where you can enter your automobile information.

In this instance, we’ve used the 2023 Toyota Corolla from our previous example:

Once you’ve filled out your vehicle information, select the Next button at the bottom of the screen.

On this screen, you’ll fill out the information about where you live and what kind of payment plan works for you. Once you’ve made all your choices, you’ll be taken to a screen where you have quotes for several different plan levels.

When you’ve chosen the right plan, click the Buy button to enter your payment information.

Getting an online quote from many companies can be inconvenient, but if you’re looking for coverage in Mexico, this is the best option. As you can see portrayed in the Ana Seguros logo, their goal is to make you feel welcomed and cared for as a policyholder.

If you’re looking for coverage in the United States, you can use our FREE quote tool to get a quote from multiple insurance companies at once.

Ana Compania De Seguros: Auto Insurance Ratings

Unfortunately, because Ana Compania De Seguros (Aseguranza Ana) isn’t an American company, we can’t get the traditional ratings we can find for companies doing business in the United States.

Typically, we would find ratings for a company with the following organizations:

• A.M. Best – A.M. Best rates companies on financial stability. Their scale goes from A++ to D.
• Better Business Bureau – The Better Business Bureau rates companies on ethics and consumer complaints by state. There is a Mexican Better Business Bureau, but we could not locate a record for Ana Insurance (Ana Aseguradora).
• Moody’s – Moody’s rates companies based on financial aspects, from Aaa to C, with Aaa being the highest rating and C being the lowest.
• Standard & Poor’s – Standard & Poor’s, or S&P, also rates insurance companies based on their financial abilities. They rate companies on a scale from AAA to D.
• NAIC – The National Association of Insurance Commissioners rates companies by their complaint ratio, among other standards.
• J.D. Power – J.D. Power and Associates ranks insurance companies based on overall satisfaction, price, billing process and policy information, interaction, and claims.

Anyone looking for information on doing business with Ana Compania De Seguros would need to research international rating agencies or, better yet, look online to find Ana auto reviews to see what their customers have to say.

Ana Compania De Seguros: Auto Insurance History

The company was created by the National Automobile Association, better known as ANA, founded in 1930 to promote organized racing in Mexico and provide roadside assistance and mechanical work for its customers.

In 1995, the ANA created the insurance company under the legal name A.N.A. Insurance Company S.A. The Ministry of Finance in Mexico authorized the company through the Department of National Insurance and Bonding.

How is Ana Compania De Seguros’ online presence?

Since its start in 1995, Ana Compania De Seguros has worked hard to keep up with the market.

Several years ago, they added the online payment option to their website. In addition to paying through the mail or going to one of the local insurance offices, you can pay online with a debit card, credit card, or by providing bank account information for automatic withdrawal.

Since then, they have added the online quote feature and the ability to lower your rates with their Usage-Based Insurance product. They are working hard to stay innovative when it comes to insurance.

Does Ana Compania De Seguros have commercials?

Yes, the company does have commercials and video advertisements available:

They don’t only limit themselves to what Americans would consider television commercials, allowing them to use video testimonials in several ways to encourage people to choose a policy with Ana Compania De Seguros.

These testimonials can be very helpful when potential customers are looking for an insurance company.

What do Ana Compania De Seguros employees have to say?

When it comes to insurance companies in the United States, several websites provide reviews from employees regarding the companies they work for, as well as statistical information, such as pay rates and the average age of an employee group. We have listed several of those companies below.

It can be useful to know how a company treats its employees. Not only will it give you an idea of how much turnover they are likely to have, but knowing that a company treats its employees well can help you feel secure that they will probably treat their customers well, too.

Unfortunately, the sites below don’t have any information regarding Ana Compania De Seguros.

• Glassdoor – While job searching is available through Glassdoor, the site provides much more than just a place to apply for jobs. You can compare salaries, read reviews from previous and current employees, and find salary information for specific positions within a company.
• PayScale – PayScale provides salary ranges for positions within a company. The site also provides age and gender breakdowns of a company’s employees, company locations, and salary breakdowns by position and gender.
• Great Place to Work – Great Place to Work provides a company overview, employee demographics, and employee reviews for specific companies.

For those comparing U.S. providers, check out our ranking: 8 Top Auto Insurance Companies According to Consumer Reports

Design of Ana Compania De Seguros Website & App

Ana Compania De Seguros’ website is beautifully designed. It’s easy to navigate, even for non-Spanish speakers. As the online quote section above shows, getting a quote or finding information about their products is very simple, requiring only a few clicks of the mouse.

They also have a smartphone app called ANA Go, allowing you access to your policy, giving you directions via a map, and lets you have a live video chat with an agent. You can also use the app to find assistance after a breakdown or accident on the road.

The app has an overall rating of 3.7, with most ratings being four or five stars.

Ana Compania De Seguros Insurance Coverage Options

The only discount specifically mentioned on the website is for customers who pay their policy in full. You can pay in full, biannually, or quarterly. Paying your entire bill at once can save you money on your insurance.

Mexico has different laws, rules, and traditions, but in America, some of the typical discounts available to drivers are:

• Pay-in-full discount – This discount is available if you pay your premium all at once rather than month-by-month.
• Anti-theft device discount – Many companies offer a discount on your comprehensive coverage for certain anti-theft devices.
• Multi-car discount – You may be entitled to a discount if you insure multiple vehicles in America. Check out our ranking here: 8 Best Auto Insurance Companies for Multiple Vehicles
• Good driver discount – You may be entitled to a discount if you pass a certified driving course.
• Multi-line discount – If you have multiple policies with an insurance company, you may be entitled to a multi-line discount.
• Affinity groups – If you work for a company associated with a specific auto insurance company or belong to an organization connected to the company, you may be entitled to a discount.
• Good student discount – A good student discount is typically available to students with a B average or higher.
• Student-away-at-school discount – If you have a student on your policy who is away at school and won’t have access to your vehicle regularly, you may be entitled to this discount.
• Low-mileage discount – If you don’t drive much, you have a decreased risk of being in an accident, so American insurance companies are generally happy to reward you for your reduced risk with a low-mileage auto insurance discount to lower your premium.

Again, just because it’s not listed on the Ana Insurance (Ana Aseguranza) website doesn’t mean it’s not offered. It can’t hurt to ask.

Ana Compania De Seguros Insurance Rates Breakdown

Ana Compañía De Seguros offers a tailored approach to auto insurance, with four distinct coverage levels designed to meet a variety of needs and preferences. Each plan is crafted with specific benefits, ensuring that there’s an option for everyone.

• Amplia: This comprehensive plan is especially considerate of families, providing coverage for damages caused by minor children in road accidents, irrespective of their licensing status. It’s a testament to Ana Compañía De Seguros’ commitment to offering inclusive and thorough protection.
• UPT: Standing out for its unique offering, the UPT plan ensures policyholders are covered for the total loss of the vehicle. It’s an ideal choice for those seeking peace of mind in knowing they are protected against significant financial setbacks.
• Limitada: The Limitada plan strikes a balance between affordability and coverage, excluding material damage and total loss coverage to maintain lower premiums. It’s suited for individuals more comfortable with assuming a bit more risk to save on costs.
• R.C. (Responsabilidad Civil): Focused on liability protection, the R.C. plan is the most basic option, excluding coverage for stolen vehicles. It represents a minimalist approach for drivers prioritizing essential coverage at a reduced price.

The table below offers a glimpse into the semestral rates for a Honda Civic 2024 across the different coverage levels. Prices are displayed in both Mexican Pesos and U.S. Dollars to cater to a wider audience.

Ana Compania de Seguros Monthly Rates: 2024 Honda Civic

The “Broad Basic” plan, presumably a more comprehensive version of the “Amplia” coverage, is reflected in its premium. The “Wide +10” and “Wide” options suggest variations of the “Amplia” plan, offering expanded coverage at different price points, tailored to the needs and budgets of diverse drivers. Meanwhile, the “Limited” and “R.C.” rates emphasize the affordability of Ana Compañía De Seguros’ more basic coverage options.

This breakdown not only showcases the diversity in Ana Compañía De Seguros’ offerings but also provides potential policyholders with a clear perspective on how different coverage levels can fit into their financial planning.

Remember, you don’t want to just get one quote and assume it’s the best. You want to compare multiple quotes from several top providers to ensure you’re getting the best deal. You will find more detailed advice on getting and comparing car insurance quotes in our guide: How to Get Multiple Auto Insurance Quotes.

Ana Compania De Seguros Discounts Available

Ana’s insurance website does not give any information about the possibility of bundling coverages. However, they may still offer a discount for insuring more than one vehicle, so you’ll want to contact the company directly if this is a concern.

Because the Ana Compañia De Seguros only provides auto insurance, there is no indication that you could bundle home or life insurance with your auto policy for a lower rate. The company is affiliated with Grupo Valore, so you may be able to reach out to either company to find out if there is a way to bundle all of your policies for a lower rate.

For drivers in the U.S. looking for a comprehensive list of car insurance discounts, check out our updated guide: Auto Insurance Discounts.