Anchor General Auto Insurance Review for 2025 (See Cost & Options Here)

Explore this Anchor General auto insurance review, which focuses on high-risk drivers in California, Arizona, and Texas.

The company provides non-standard policies through retail agents, specializing in liability and physical damage coverage.

Anchor General Auto Insurance Rating

Rating Criteria
Insurance Rating	2.6
Insurance Cost	3.6
Business Reviews	2
Claim Processing	2
Company Reputation	2
Coverage Availability	1.5
Coverage Value	2.5
Customer Satisfaction	3.1
Digital Experience	2.5
Discounts Available	2.3
Plan Personalization	2
Policy Options	2.2
Savings Potential	3.2

Anchor General Insurance Agency is a San Diego based covering states in California, Arizona, and Texas. Policyholders benefit from flexible payment plans, including low-down payments and multiple payment options.

Despite limited availability, it serves thousands of drivers needing essential coverage. Click here and enter your ZIP code to get started comparing Anchor General car insurance quotes now.

Anchor General Auto Insurance Pricing Compared

This table breaks down Anchor General auto insurance rates against top competitors, showing minimum and full coverage auto insurance costs.

Anchor General Auto Insurance Monthly Rates vs. Top Competitors by Coverage Level

Insurance Company	Minimum Coverage	Full Coverage
	$104	$254
	$32	$84
	$63	$164
	$43	$114
	$47	$123
	$76	$198
	$56	$150
	$87	$228

Anchor General’s rates are significantly higher, with minimum coverage at $104 and full coverage at $254, making it less budget-friendly. USAA offers the lowest rates, while Allstate and Farmers remain on the higher end.

The table below highlights how age and gender affect monthly premiums for Anchor General auto insurance. Teen drivers pay the most, with 16-year-old males at $170 for minimum coverage.

Anchor General Auto Insurance Monthly Rates by Coverage Level, Age, & Gender

Rates decrease with age, with 60-year-olds seeing the lowest costs. Males generally pay more than females across all age groups.

This table shows how violations impact monthly premiums with Anchor General auto insurance. Drivers with a DUI pay the most, with full coverage at $210 per month.

A single accident raises costs to $180, while a clean record secures the lowest rates at $80 for minimum coverage.

Comprehensive Guide to Anchor General Insurance Coverage Services

Anchor General is distinguished because it offers many kinds of car insurance services specially made for drivers who may have difficulties finding coverage in other places. They offer the following:

• Liability Coverage: Essential for all drivers, covering damages to others if you’re at fault.
• Physical Damage Coverage: This covers damages to your vehicle from accidents or other incidents.
• Non-Standard Coverage: Specially made insurance for drivers with problems such as DUIs, accidents, or many tickets on their record.

Anchor General offers unique insurance coverage for high-risk drivers. It protects individuals with accidents, DUIs, or multiple violations. Discover the legal and financial impacts with DWI vs. DUI differences explained today.

Anchor General Auto Insurance Consumer and Website Reviews

This table highlights how Anchor General ranks across multiple rating agencies, reflecting customer satisfaction, financial stability, and complaints.
Anchor General Business Insurance Ratings & Consumer Reviews

Agency
	Score: 745/ 1,000 Lower-Than-Average Satisafaction
	Score: A- Good Business Practices
	Score: 67/100 Avg. Customer Feedback
	Score: 1.85 More Complaints Than Avg.
	Score: B Fair Financial Strength

J.D. Power scores it below average at 745/1,000, while NAIC reports more complaints than average at 1.85. A.M. Best assigns a B rating, indicating fair financial strength.

Anchor General’s website contains very little information for potential customers. While there is minimal information about the company, contact information, and career opportunities, there is no information about the insurance policies that are offered, no place to get a quote, and no customer testimonials.

Most of the links on the website are for current customers and are geared towards online billing, account information, and car insurance claims information.

Most site features, including billing and claims management, are restricted to existing policyholders with login access. These links are password-protected for members only.

Read more: Who oversees auto insurance companies?

Anchor Insurance Group Discounts Available

This table shows the discounts available from Anchor General, which help policyholders decrease their expenses based on driving behavior and payment options. Discover the best auto insurance discounts and maximize your savings.

Anchor General Auto Insurance Discounts by Savings Potential

Discount Type
Multi-Car	10%
Good Driver	15%
Paid-in-Full	12%
Defensive Driving	8%
Good Student	7%
Senior Driver	5%
Telematics Program	5%

People who drive well can save up to 15%, whereas having multiple cars under one policy reduces rates by 10%. Students, older drivers, and those using telematics can also receive lower-percentage discounts, making it possible for them to afford insurance through intelligent decisions.

What You Should Know About Anchor Insurance Group

Anchor General Insurance Agency, Inc. is accredited by the Better Business Bureau and has a current rating of A-. Discover more by reading our guide “How to File a Complaint Against Your Auto Insurance Company.”

The most significant reason for this rating’s lowering is that 47 complaints have been filed against Anchor General in the past three years. Factors that have helped to raise Anchor General’s rating include:

• The length of time the company has been in business
• The company’s response to all complaints
• Anchor General had provided the BBB with sufficient company information

The majority of complaints were categorized as problems with service, including claims payouts, responses to claims, and customer service in general. Six complaints referred to billing issues.

Anchor General Auto Insurance Contact Information

Customers and potential customers of Anchor General Insurance Agency can contact the company for information via the following means. To send mail correspondence, you must use the P.O. Box address.

• Street Address: 10256 Meanley Drive, San Diego, CA 92131
• Mailing Address: P.O. Box 509020, San Diego, CA 92150-9020
• Phones: Anchor General insurance customer service number – (800) 542-6246; Fax – (858) 527-3750/Anchor General insurance claims phone number – (800) 542-6246; Fax – (858) 527-3740

Customer service and claims departments share the same phone number, making it essential to clarify your request. Fax options are available, but no online chat or direct email is listed. See what are the worst auto insurance companies and their biggest issues.

Anchor General Auto Insurance Careers

If you are interested in a career in the insurance industry you can contact Anchor General for a possible position. The company is relatively small, with a staff of 67 employees currently, but they are looking to expand. As of this review, Anchor General currently has openings for the following positions:

• Claims Examiner – Bodily Injury
• Computer Systems Analyst
• Quality Assurance
• Computer Software Developer

Anchor General’s website offers a link to email information, or you can call the company for further employment details. It also states that you can fax your resume to be considered for current and possible future positions. Learn how auto insurance companies check employment status and why it matters.

How to Get a Quote and Make Payments With Anchor General

Potential clients have the option to contact Anchor General Insurance directly with their specific phone number or to go to their website to get a quote online. Both methods are organized smoothly so that you get fast and thorough quotes that match your personal requirements.

Anchor General offers many convenient payment options. Customers can make payments online using their customer portal, by phone, or through mail. The company stresses ease and access when handling your policy.

Learn more by checking out our guide: How do auto insurance payments work?

Anchor General Insurance Reviews: What Customers Say

If you are thinking about selecting Anchor General for your car insurance, it is important to consider actual customer experiences. Reviews of the Anchor General insurance company often underline that their expertise lies in providing coverage to drivers who might not be able to find simple insurance options because of their past driving records.

Some customers like Anchor General’s affordable prices and simple process for getting insurance for high-risk situations, but others worry about how fast claims are handled and how customer service reacts. See how to file an auto insurance claim and avoid common mistakes.

This mix of opinions shows that while Anchor General meets a critical need in the car insurance market, people who want to become customers should carefully consider service and cost.

Explore Anchor General auto insurance options by entering your ZIP code into our free quote comparison tool.