Kaiser Permanente Auto Insurance Review (2024)
Kaiser Permanente auto insurance reviews aren't available because they are a health insurance company. Kaiser Permanente Insurance offers health insurance plans in eight states and D.C. Kaiser Permanente health insurance is an HMO that may cover some car accident injuries. There's no such thing as Kaiser Permanente car insurance, but you can compare car insurance quotes for free right now.
Joel Ohman
Certified Financial Planner
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joe...
Certified Financial Planner
UPDATED: Jun 26, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Kaiser Permanente
Average monthly rate for good drivers:
$135A.M. Best rating:
A+Complaint level:
LowPros
- Highly recognized, large insurance company
- Strong network of agents
- Top financial ratings
Cons
- Kaiser Permanente does not cover auto insurance
- High complaint ratio
- The Kaiser Permanente insurance company has operated mainly as a health and life insurance company since the early 1930s.
- Kaiser Permanente has local offices operating in eight states plus the District of Columbia.
- In 2019, Kaiser Permanente had a complaint ratio for group health insurance higher than the national average.
Bundling your health and auto insurance under the umbrella of one insurance company can save you both time and money. However, it’s not always easy to find out if a larger life and health insurance company like Kaiser Permanente offers types of car insurance discounts.
So, how do you find the answers to questions like: How do I get Kaiser Permanente? Is Kaiser Permanente auto insurance an available coverage plan? How do I purchase affordable Kaiser Permanente auto insurance?
And If so, how much is Kaiser Permanente insurance after said discounts? We have done the research and will provide you with all the answers to your Kaiser Permanente car insurance questions.
If you’re interested in seeing detailed auto quotes from multiple insurance companies right now, then try out our free online quote option before jumping into this Kaiser Permanente auto insurance review. All you have to do is type in your ZIP code.
What You Should Know About Kaiser Permanente
The Kaiser Permanente insurance address for its corporate headquarters is located at 1 Kaiser Plz, Oakland, CA 94612.
What states have Kaiser Permanente? Since the health insurance company is one of the largest in the nation, Kaiser Permanente has local offices operating in eight states (Hawaii, Washington, Oregon, California, Colorado, Maryland, Virginia, Georgia) and the District of Columbia (Washington DC).
You can use the Kaiser Permanente near me search option online from the company’s website to find the closest office, or you can call the customer service hotline at Kaiser Permanente Insurance’s phone number 1-800-788-0710 Monday through Friday 7 a.m. to 7 p.m. for more Kaiser Permanente insurance information and local offices in your region of the country.
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Does Kaiser Permanente sell auto insurance?
Before we get to questions about auto insurance, let’s find out what type of insurance is Kaiser Permanente. And on average, how much is insurance for Kaiser?
Kaiser Permanente insurance has operated mainly as a health and life insurance company since the early 1930s.
According to a 2018 report from the Kaiser Family Foundation (KFF), the average rate for individual healthcare coverage was $575/mo topping out at $6,896/yr while the average rate for family coverage was closer to $1,635/mo or $19,616/yr.
Does a Kaiser Permanente coverage auto insurance policy exist? And are Kaiser Permanente employee auto insurance discounts given for those policies?
That would be a definite no for both questions. The company shows no signs of expanding into the auto market to offer various types of vehicle insurance.
Unfortunately, Kaiser Permanente auto discounts for bundling insurance types is not an option for employees nor for current or future policyholders.
It is important to note that obviously any health-related injuries that occurred as a result of an auto accident may be covered under a Kaiser Permanente health insurance policy, so you could still benefit from their coverage.
What car insurance details are needed in an accident as opposed to health insurance details would be ironed out between the health and auto insurance companies. To be clear, though, Kaiser Permanente does not currently offer coverage to vehicles.
Since Kaiser Permanente does not sell auto insurance, we have provided you with the NAIC reported average auto insurance rates by each state in the table below.
Comprehensive Auto Insurance Monthly Rates by State
State | Rates |
---|---|
Alabama | $12 |
Alaska | $12 |
Arizona | $15 |
Arkansas | $15 |
California | $8 |
Colorado | $13 |
Connecticut | $11 |
Delaware | $9 |
Florida | $9 |
Georgia | $13 |
Hawaii | $8 |
Idaho | $9 |
Illinois | $10 |
Indiana | $10 |
Iowa | $14 |
Kansas | $19 |
Kentucky | $11 |
Louisiana | $17 |
Maine | $8 |
Maryland | $12 |
Massachusetts | $11 |
Michigan | $12 |
Minnesota | $14 |
Mississippi | $16 |
Missouri | $14 |
Montana | $17 |
Nebraska | $17 |
Nevada | $10 |
New Hampshire | $9 |
New Jersey | $10 |
New Mexico | $14 |
New York | $13 |
North Carolina | $10 |
North Dakota | $19 |
Ohio | $9 |
Oklahoma | $17 |
Oregon | $7 |
Pennsylvania | $11 |
Rhode Island | $10 |
South Carolina | $14 |
South Dakota | $19 |
Tennessee | $11 |
Texas | $16 |
Utah | $9 |
Vermont | $10 |
Virginia | $11 |
Washington | $9 |
Washington, D.C. | $19 |
West Virginia | $16 |
Wisconsin | $11 |
Wyoming | $19 |
U.S. Average | $12 |
We hope the information provided in the table above helps to give you a better understanding of what it will cost you to purchase comprehensive coverage from a third-party auto insurance company.
So, does Kaiser Permanente cover auto accidents?
The short answer is no.
A car accident of any form would have to be insured through a separate company offering automotive policy coverage.
Companies | Average Annual Rates With a Clean Driving Record | Average Annual Rates With 1 Accident | Average Annual Rates With 1 DUI | Average Annual Rates With 1 Speeding Violation |
---|---|---|---|---|
USAA | $1,858.11 | $2,737.39 | $3,224.03 | $2,132.96 |
State Farm | $2,561.35 | $2,934.63 | $3,462.47 | $2,561.35 |
Geico | $2,769.60 | $3,651.43 | $3,061.96 | $3,570.55 |
Nationwide | $3,351.99 | $3,351.99 | $4,977.19 | $3,789.11 |
Progressive | $4,066.74 | $5,258.36 | $4,753.00 | $4,581.27 |
Allstate | $4,270.52 | $6,562.28 | $6,837.95 | $4,270.52 |
American Family | $4,418.84 | $5,627.66 | $4,931.37 | $4,418.84 |
Keep in mind that even a single-car accident can have an impact on your auto insurance rates, as this table shows.
States that Kaiser Permanente Covers
Reviews of Kaiser Permanente reveal that coverage is not in every state. Kaiser offers individual plans in the following states: California, Colorado, Georgia, Hawaii, Maryland, Virginia, Washington D.C., Oregon, Washington, and Ohio.
- California
- The Kaiser provider phone number in Northern California is (800)-464-4000
- The Kaiser claims phone number is (800)-390-3510
- The Kaiser claims address is 2829 Wyatt Avenue Ste #130 Sacramento, CA 95821
- The Kaiser provider phone number in Southern California is (800)-464-4000
- The Kaiser claims phone number is (800)-390-3510
- The Kaiser claims address is P.O. Box 7004 Downey, CA 90242
- The Kaiser provider phone number in Northern California is (800)-464-4000
- Colorado
- The Kaiser provider phone number in Colorado is (800)-632-9700
- The Kaiser claims phone number is 303-338-3600.
- The Kaiser claims address is P.O. Box 373150 Denver, CO 80237
- Georgia
- The Kaiser Permanente provider phone number in Georgia is (888)-865-5813
- The Kaiser claims phone number is 404-261-2825
- The Kaiser claims address is P.O. Box 370010 Denver, CO 80237-9998
- Hawaii
- The Kaiser Permanente provider phone number in Hawaii is (800)-966-5955
- The Kaiser claims phone number is 877-875-3805.
- The Kaiser claims address is P.O. Box 378021 Denver, CO 80237
- Maryland/Virginia/Washington D.C
- The Kaiser provider phone number in DelMarVa is (800)-777-7902
- The Kaiser claims phone number is 800-777-7902
- The Kaiser claims address is P.O. Box 371860 Denver, CO 80237-9998
- Oregon/Washington
- The Kaiser Permanente provider phone number in Oregon/Washington is (800)-813-2000
- The Kaiser claims phone number is 509-241-7206
- The Kaiser claims address is P.O. Box 34585 Seattle, WA 98124-1585
- Ohio
- The Kaiser provider phone number in Ohio is (800)-777-7902
- The Kaiser claims phone number is 503-735-2727
- The Kaiser claims address is P.O. Box 370050 Denver, CO 80237-9998
Kaiser insurance does not exist in Florida. Texas also does not have Kaiser insurance options.
Kaiser Permanente Membership Services is designed to assist members with a variety of needs related to their health insurance and healthcare services. To learn if you are eligible for Kaiser coverage, call the customer service phone number. You can check out Kaiser Permanente prices or get a quote for Kaiser Permanente medical insurance online.
To submit a claim, visit the Kaiser Permanente website, choose your region and look for the exact communication details there.
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Kaiser Permanente Insurance Coverage Options
As one of the first points of contact for policyholders, Kaiser Permanente has agents or brokers on the local level who can answer questions, offer more detailed quotes, and help explain the particulars of a plan.
Your local broker will have answers to questions as basic as what Kaiser Permanente is, as well as more detailed ones like how Kaiser Permanente can work for you in the event of a health crisis.
How do I file a claim with Kaiser Permanente?
Like the majority of modern-day insurance companies, Kaiser Permanente has moved the majority of its operation and customer service to the digital online world. The majority of all medical and life insurance claims should be filed online.
Although Kaiser Permanente’s online services have taken over as the primary method of filing claims for health and life insurance plans, the company does encourage policyholders to contact Kaiser Permanente customer service line at 1-888-901-4636 to review plan details.
Medical service claims can also be mailed to the following address:
- Claims Processing
Kaiser Permanente
P.O. Box 30766
Salt Lake City, UT 84130
So, how do I get reimbursed from Kaiser if the entire process is online?
After accessing your account through the Kaiser Permanente login portal, policyholders can file claims as well as check up on the status of filed claims.
Reimbursement requests must be received within 12 months from the date of service and processing can take up to four to six weeks for all medical claims.
Repayment options can also be further discussed with your local broker.
How Do You Cancel Kaiser Permanente Insurance?
If you are unhappy with your Kaiser Permanente insurance plan or want to switch insurance companies, policyholders are urged to contact their local brokers directly in order to cancel their health and life insurance plans.
Policyholders can also call the member services phone number for cancellation options. Numbers for local listings can be found online at the Kaiser Permanente website.
In either instance for cancellation, members are encouraged to make contact at least one month before the date they want to cancel.
Since there is no Kaiser Permanente auto insurance, those still interested in finding auto coverage should try out our free online quote option. Type in your ZIP code and within moments you’ll receive detailed quotes from multiple auto insurance companies in your area.
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How do I get a quote from Kaiser Permanente?
Kaiser Permanente has online quote options available on its website where potential policyholders can not only receive estimates but also apply for coverage.
Kaiser Permanente Discounts Available
The insurance company does extend discounts to policyholders and employees through health incentives that are not auto-related; for example, Kaiser Permanente does not pay for gym memberships but does offer them to clients at an extremely discounted rate. While Kaiser does not cover gym memberships, the discounts that are offered may still be worth it.
More information on Kaiser Permanente employee discounts can be found online under the Kaiser Permanente careers section of the company website. According to GlassDoor, Kaiser Permanente jobs are a highly respected profession with a 4 out of 5-star employee satisfaction rating and a 70 percent approval rating for the CEO.
Satisfied employees generally lead to an increase in customer satisfaction which means more policyholders who are content with their level of coverage and customer service.
However, the rate of customer satisfaction is not represented in the National Association of Insurance Commissioners’ (NAIC) recent complaint index report.
For health insurance, Kaiser Permanente (NAIC# 60053) had a drastically higher complaint ratio for group health insurance at 2.33 for 2019, well above the national average. The group health insurance complaint index score for 2018 had been much lower at 0.35, below the national average.
Frequently Asked Questions
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Frequently Asked Questions
Does Kaiser Permanente pay for gym memberships?
Kaiser Permanente does not pay for gym memberships, but it does offer health incentives through discounted rates at participating gyms as well as employee-based reimbursement payouts for working out.
To determine if Kaiser has gym discounts, it’s best to review your plan documents or contact your representative for your Kaiser health plan directly.
To look at your plan online visit the Kaiser Permanente website.
You can also create your KP login here.
Does Kaiser Permanente offer health and auto insurance discounts?
No. Kaiser Permanente does not offer auto insurance nor is it partnered with a third-party auto insurance company, so there are no bundling discount options to add to an existing health or life insurance plan.
Does Kaiser Permanente cover auto accidents?
The short answer is no. Kaiser Permanente will not cover any automobile accidents; however, there may be some overlap with health insurance policies covering injuries resulting from a car accident.
In these cases, the auto insurance company of either driver usually covers the cost of any injuries under its liability policy.
While Kaiser will not cover a car accident with their insurance, if you are in California you may be subject to their healthcare services or may be covered if you already have their health insurance.
What is Kaiser Permanente Auto Insurance?
Kaiser Permanente Auto Insurance is an insurance company that provides coverage for automobiles, offering protection against financial loss in case of accidents, theft, or other covered events.
What types of coverage does Kaiser Permanente Auto Insurance offer?
Kaiser Permanente Auto Insurance offers various types of coverage, including liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and personal injury protection (PIP) coverage.
How can I get a quote for Kaiser Permanente Auto Insurance?
To obtain a quote for Kaiser Permanente Auto Insurance, you can visit their official website or contact their customer service representatives directly. They will ask you for information such as your vehicle details, driving history, and personal information to provide an accurate quote.
When were the 2024 Kaiser open enrollment dates?
Open enrollment dates were from November 1, 2023 to January 15, 2024.
The open enrollment is open during the same time each year. Kaiser open enrollment will always end in January following the start of open enrollment.
Please review the Kaiser Permanente website each year for updates.
Is Kaiser Permanente good insurance?
They are regarded as a reputable and high-quality health insurance provider.
Reviews of Kaiser Permanente reveal some of the factors that contribute to KP’s positive reputation:
- Comprehensive Coverage
- Integrated Care Model
- Focus on Prevention
- Patient-Oriented Approach
- Strong Financial Stability
Kaiser Permanente does not offer pet insurance.
If you need advice on choosing the care that’s right for you you can call the Kaiser Permanent nurse hotline.
How can I pay my Kaiser Permanente bill?
There are various ways that you can pay your Kaiser Permanente bill.
- Online
- To create an account go to kp.org/signup to sign-up.
- Automatic Bank Withdrawal
- Phone Payment
- The Kaiser billing phone number is (800)-777-7902
- Mail-In-Payment
- Make sure to log in online to your region to get the exact address
- In-Person Payment
- Go to kp.org member login to see where the closest location is.
What insurance does Kaiser Permanente accept?
Kaiser Permanente, being a healthcare provider and not an insurance company, typically offers its health insurance plans to its members.
Kaiser Permanente Health plans are good insurance options offered within the Kaiser network of hospitals, clinics, and affiliated providers.
While KP primarily serves members within its health insurance plans, Kaiser may also accept other insurance on a case-by-case basis.
Does Kaiser offer employee discounts?
Yes, Kaiser does offer employee discounts. Reviews of Kaiser permanent express that some of the Kaiser job benefits are:
- Health and Wellness Benefits
- Retirement Plans
- Paid Time Off
- Continuing Education and Professional Development
- Employee Assistance Program
- Discounts on Kaiser Permanente Services
- Fitness and Wellness Discounts
- Employee Discounts and Perks
- Work-Life Balance Programs
What is the Kaiser Permanente Insurance Company address?
Kaiser Permanente Headquarters
- National Headquarters: Kaiser Permanente One Kaiser Plaza Oakland, CA 94612
Regional Offices
- Northern California: Kaiser Permanente 1950 Franklin Street Oakland, CA 94612
- Southern California: Kaiser Permanente 393 E. Walnut Street Pasadena, CA 91188
- Colorado: Kaiser Permanente 10350 E. Dakota Avenue Denver, CO 80247
- Georgia: Kaiser Permanente 9 Piedmont Center 3495 Piedmont Road NE Atlanta, GA 30305
- Hawaii: Kaiser Permanente 3288 Moanalua Road Honolulu, HI 96819
- Mid-Atlantic States (Maryland, Virginia, Washington, D.C.): Kaiser Permanente 2101 E. Jefferson Street Rockville, MD 20852
- Northwest (Oregon, Washington): Kaiser Permanente 500 NE Multnomah Street Portland, OR 97232
What are some Kaiser Permanente health insurance reviews?
Kaiser Permanente Insurance generally received positive reviews for its health insurance services but also its integrated healthcare system.
Is Kaiser Permanente an insurance company?
Kaiser Permanente is a good insurance company offering a unique combination of both health insurance and healthcare services.
The components of Kaiser Permanente are:
- Kaiser Foundation Health Plan
- Kaiser Foundation Hospitals
- Permanente Medical Groups
What is the Kaiser Medicare star rating?
Kaiser Permanente consistently receives high ratings for its Medicare Advantage plans, often earning top marks in the star rating system.
Kaiser Medicare Insurance plans achieve a 5-star rating, the highest possible score.
Kaiser Insurance rates high in overall performance, quality of care, member satisfaction, and preventative services.
Kaiser reviews not only show but reflect the company’s commitment to providing high-quality, coordinated care.
What is the Kaiser Foundation Health Plan address?
Kaiser Permanente operates in several regions across the United States, and each region may have its own administrative offices.
You can also call the Kaiser hotline number.
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Joel Ohman
Certified Financial Planner
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joe...
Certified Financial Planner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.