Good2Go Auto Insurance Review (2024)

Good2Go offers minimum coverage for drivers who are high risk. Good2Go may be a good fit for you if you are having difficulty finding coverage.

Still, the company’s customer service ratings aren’t great, and policyholders don’t have many options for customizing a policy. Before making any decisions on car insurance, it’s important to shop online and compare quotes from other providers.

What You Should Know About Good2Go

Good2Go does not have the best financial strength, and Good2Go car insurance reviews suggest the company does not have adequate customer service. Reviews from customers cite unfair denials of claims and a lack of proper information as reasons customers are unhappy with their policies.

Still, Good2Go could be a practical option if you need high-risk coverage or have to file an SR-22 in your state. However, before making any decisions, you should read company reviews to see what Good2Go customers have to say about their experiences.

Good2Go Insurance Coverage Options

Good2Go offers high-risk coverage for drivers who need it. Here are some of the individuals who might benefit from a Good2Go policy:

• New drivers
• Teen drivers
• Drivers living in high-risk areas
• Drivers with multiple violations or accidents on their record
• Drivers who’ve been convicted of a DUI
• Drivers with poor credit
• Drivers over 70

Good2Go provides the following liability policies to its policyholders:

• Bodily injury liability
• Property damage liability
• Medical payments
• Personal injury protection
• Collision
• Comprehensive

Unfortunately, Good2Go does not include add-on coverage options, such as roadside assistance or accident forgiveness. But the company appeals to individuals who only want a minimum coverage policy.

Good2Go Insurance Rates Breakdown

You will need to get a quote from the company to know how much you’ll end up paying. Rates with Good2Go vary based on several different factors.

Teen Drivers

Teen drivers pay much more for coverage with Good2Go than the national average.

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In some cases, premiums are nearly 35% higher than the national average and almost double GEICO rates for the same demographic.

Adult Drivers

Young adult drivers pay more for coverage with Good2Go as well. Rates are around 5% higher with Good2Go than the national average, and individuals could pay nearly $1,000 less annually with a GEICO policy.

Good2Go rates for the average adult drivers are around 6% higher than the national average.

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Adult rates are nearly double those with GEICO.

Senior Drivers

Senior drivers could pay nearly 10% higher premiums than the national average.

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Rates for the same demographic with GEICO are typically around $600 less per year.

Rates After a Speeding Ticket

A speeding ticket can significantly impact your car insurance rates. With Good2Go, policyholders pay around $500 more than the national average.

Rates are nearly $1,000 more than they would be with State Farm.

Rates After a Car Accident

Your Good2Go rates could be 28% higher than the national average if you have a car accident on your driving record.

These rates are also nearly $1,200 higher annually than those available through State Farm.

Rates After a DUI

With a DUI, you would only pay rates around 2% higher than the national average.

Still, this equates to around $950 more than a State Farm policy.

Take a look at the chart below to see how your auto insurance rates may change based on your driving history.

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Rates with Poor Credit

If you don’t have good credit, it could impact your car insurance rates. Good2Go rates cost around 7% more than the national average for people with poor credit.

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It’s possible to save around $1,100 annually by choosing GEICO over Good2Go if you have bad credit.

Minimum Coverage Rates

Minimum coverage with Good2Go costs around 22% more than the national average. The map below shows each state’s average monthly minimum coverage auto insurance rates.

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Minimum coverage with GEICO is nearly half the cost of Good2Go, and State Farm coverage is around $700 annually cheaper.

Full Coverage Rates

You’ll pay rates 27% higher than the national average if you choose a full coverage policy with Good2Go. Here’s a look at the monthly average full coverage rates across the U.S.
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GEICO is around $800 less annually for a similar policy.

Good2Go Discounts Available

Good2Go provides several auto insurance discounts to its customers:

• Driver’s education. Get 10% off your insurance by taking a driver’s education course.
• Defensive driving. Pass a state-certified course and save anywhere from 5% to 15% on your insurance.
• Good driver. You can save 10% to 35% on your insurance coverage if you have a clean driving record.
• Student driver. Students aged 16-24 who keep a B average may save up to 20% on their coverage.
• Cell phone safety. A text-blocking app can help you save 5% on your coverage.
• Non-owner. If you frequently borrow a car to drive, you could save around 25% on your policy.
• Homeowner. Owning a home could help you save 8% on your coverage.
• Multi-vehicle. Insuring multiple vehicles under one policy could help you save more than 30%.
• Paid-in-full. Paying your premium in a lump sum may allow you to save more than 30% on your coverage.
• Renewal. If you renew a policy with Good2Go, you could save 5% on your insurance.
• Prior insurance. If you prove you had insurance before switching to Good2Go, you can save nearly 40% on your policy.
• Safety features. Airbags and passive restraints in your vehicle may save 5% on your coverage.
• Anti-theft system. An anti-theft device in your car may help you save 5% on your insurance premium.

Specific Good2Go discounts can help you save up to 40% on coverage. You can speak with a company representative to see if you’re eligible to save money on your policy.