Great Divide Auto Insurance Review (2024)

Looking at Great Divide auto insurance? They offer property, worker's comp, travel, and umbrella protection and have a financial rating of A+ (Excellent) from A.M. Best.

UPDATED: Sep 24, 2024Fact Checked

Rachel Bodine

Feature Writer

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Feature Writer

Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications.  As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...

Licensed Insurance Agent

UPDATED: Sep 24, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Sep 24, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Sep 24, 2024Fact Checked

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Great Divide Insurance Company

Average Monthly Rate For Good Drivers

$125

A.M. Best Rating:

A+

Complaint Level:

Low

Pros

  • Great Divide Insurance Company offers surplus or excess insurance coverage for insurance companies who have stop-loss clauses with their clients
  • Great Divide has offices in Asia, Australia, Argentina, Brazil, Canada, and Europe

Cons

  • There is no individual Great Divide website, as it is under the W. R. Berkley Corporation site
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  • Great Divide Insurance Company offers surplus or excess insurance coverage for insurance companies who have stop-loss clauses with their clients
  • Great Divide Insurance Company has an “A+” Superior rating from A.M. Best
  • Purchasing a variety of insurance policies with Great Divide will ensure savings, while participation in risk management and safety programs are incentives for the company
[/su_box] A Great Divide auto insurance review unveiled a company associated with the Nautilus Insurance Group. This group is a subsidiary of W.R. Berkley Corporation, specializing in reinsurance, specialty, alternative, and other forms of coverage.
Reinsurance provides insurance for the insurance company.
Great Divide offers surplus or excess coverage for insurance companies who have stop-loss clauses with their clients. This company can cover their policyholders and affiliates with insurance that could save them from financial devastation. To get auto insurance quotes today, all you need is your ZIP code and a couple of minutes!

What You Should Know About Great Divide

Most businesses need commercial business coverage, and most use some form of transportation to deliver goods and services. Inland marine is one form of commercial coverage that many business owners do not even know they need.

Although this type of coverage can be a bit complex for some, it is the very type of coverage needed by some small business owners.

When most people hear inland marine, they think of a port with men passing boxed parcels between them. Whereas it was once designated to domestic water transport, inland marine also includes the goods you transport.

This is the type of insurance contract that protects you and your equipment while you are in transit or sitting idle.

If you are visiting a client and your computer malfunctions while conducting business, an inland marine policy might cover the issue, even if it doesn’t result from damage. It all depends on the relationship between your business and the import and export industry.

Lloyd’s of London, the auctioneer, initiated this coverage.

Ensuring valuable cargo that came in through London’s shipyards became essential. These items needed protection from an insurance plan while in storage, holding or limbo, and transit. Today retailers, wholesalers, builders, and transportation companies use inland marine coverage.

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How can you score Great Divide Auto Insurance Savings?

There are several ways to save on your Great Divide auto or specialty vehicle policy. Whether you have a small to medium-sized business, transportation business, or otherwise, there are ways to save on your premiums.

Some people prefer to see their savings on the front end. Businesses need to be able to consolidate and save money on insurance coverage, just like individuals.

Relying on Great Divide as your primary coverage translates to having a network of specialty professionals on speed dial.

A detailed assessment of your company, risk factors, and management strategy will help customize your policy.

Multiple policies with Great Divide will ensure savings, while participation in risk management and safety programs are incentives for company discounts.

Fleet discounts may be something your company qualifies for, as an example. Your company may also receive global discounts rather than having to pay international rates as well. The best time to talk to an agent about what discounts you may qualify for is while you’re getting your insurance quote.

Can Great Divide Auto Insurance Provide International Coverage?

Operating on a global scale is essential in the modern business arena. Many Fortune 500 companies diversify and open branches in foreign locations.

Great Divide has offices in Asia, Australia, Argentina, Brazil, Canada, and Europe. In America, the company is licensed under its subsidiaries in 49 states.

Why can’t you find The Great Divide Auto Insurance website?

There is no individual Great Divide website, as it is under the W. R. Berkley Corporation site.

This site gives a glimpse at the:

  • History of the business
  • Products it offers
  • Press releases
  • Career opportunities

The approximate 48 insurance companies, reinsurance, specialty carriers, and alternative and international markets that fall under the W.R. Berkley Corporation are listed on the site. The website also includes investor stats for those considering affiliating with the company.

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Great Divide Insurance Coverage Options

Great Divide Insurance Group products envelopes everything relating to property and casualty into one insurance policy.

This includes:

  • Interruption Insurance
  • Travel Coverage
  • Umbrella Protection
  • Comprehensive and Crime
  • Property
  • Accident
  • Worker’s Compensation
  • Surety Bonds

These are just some of the inclusions in business property-casualty products. Your terms (as well as your premium) will totally depend on your business needs.

Great Divide Discounts Available

Multiple policies with Great Divide will ensure savings, while participation in risk management and safety programs are incentives for company discounts.

Fleet discounts may be something your company qualifies for, as an example. Your company may also receive global discounts rather than having to pay international rates as well. The best time to talk to an agent about what discounts you may qualify for is while you’re getting your insurance quote.

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Frequently Asked Questions

What is Great Divide Auto Insurance?

Great Divide Auto Insurance is an insurance company that specializes in providing coverage for automobiles. They offer a range of insurance policies tailored to meet the needs of individual drivers and their vehicles.

What types of auto insurance policies does Great Divide offer?

Great Divide Auto Insurance offers various types of auto insurance policies, including liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and personal injury protection (PIP). These policies provide different levels of protection for your vehicle, yourself, and others involved in an accident.

How can I obtain a quote for Great Divide Auto Insurance?

To obtain a quote from Great Divide Auto Insurance, you can visit their website and fill out an online form with your personal information and details about your vehicle. Alternatively, you can contact their customer service department via phone and provide the necessary information to receive a quote.

What factors can affect my auto insurance premium with Great Divide?

Several factors can influence your auto insurance premium with Great Divide, including your age, driving experience, location, type of vehicle, annual mileage, driving record, and coverage options. Generally, drivers with a history of accidents or traffic violations may face higher premiums.

Can I customize my auto insurance policy with Great Divide?

Yes, Great Divide Auto Insurance allows you to customize your policy based on your specific needs. You can choose the coverage limits, deductible amounts, and additional coverage options that best suit your requirements and budget.

How can I file a claim with Great Divide Auto Insurance?

If you need to file a claim with Great Divide Auto Insurance, you can do so by contacting their claims department via phone or email. They will guide you through the process, gather the necessary information, and assist you in resolving your claim as efficiently as possible.

Does Great Divide Auto Insurance offer any discounts?

Yes, Great Divide Auto Insurance provides various discounts that can help reduce your premium. These discounts may include safe driving discounts, multi-vehicle discounts, multi-policy discounts (such as bundling auto and home insurance), discounts for completing defensive driving courses, and discounts for certain safety features on your vehicle.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Rachel Bodine

Feature Writer

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Feature Writer

Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications.  As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Compare Quotes from Top Companies and Save

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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