Heartland Auto Insurance Review (2024)

Looking at Heartland auto insurance? They offer personal and commercial insurance coverage for auto, health, home, life, liability and worker's compensation.

UPDATED: Sep 24, 2024Fact Checked

Luke Williams

Insurance and Finance Writer

Luke Williams is a finance, insurance, real estate, and home improvement expert based in Philadelphia, Pennsylvania, specializing in writing and researching for consumers. He studied finance, economics, and communications at Pennsylvania State University and graduated with a degree in Corporate Communications.  His insurance and finance writing has been featured on Spoxor, The Good Men Project...

Insurance and Finance Writer

Heidi Mertlich

Licensed Insurance Agent

Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...

Licensed Insurance Agent

UPDATED: Sep 24, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Sep 24, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Sep 24, 2024Fact Checked
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Heartland Insurance

Average Monthly Rate For Good Drivers

$83

A.M. Best Rating:

N/A

Complaint Level:

Low
[su_box title="Things to Remember..." style="default”]
  • Heartland Insurance is an independent insurance agency based out of Missouri
  • Auto insurance is one of the biggest insurance products that Heartland Insurance sells
  • Homeowners insurance is another popular product offered through Heartland Insurance
[/su_box] Heartland Insurance, LLC is an independent insurance agency based out of St. Louis, Missouri. It is a full-service agency that represents a variety of auto insurance companies and other insurance providers. Heartland offers auto as well as life, home, commercial, and health insurance policies. If you would like a rate quote from this company and many others in your area, enter your ZIP code and compare auto insurance rates now!

Heartland Insurance, LLC is an independent insurance agency based out of St. Louis, Missouri.

It is a full-service agency that represents a variety of auto insurance companies and other insurance providers. Heartland offers auto as well as life, home, commercial, and health insurance policies.

If you would like a rate quote from this company and many others in your area, enter your ZIP code and compare auto insurance rates now!

What You Should Know About Heartland Mutual Insurance Company

Heartland Insurance has a few offices around the St. Louis, Missouri area. The main office is located in St. Charles and its address is 2230 Bluestone, St. Charles, MO, 63303.

There are other smaller offices in South St. Louis City, MO, Chesterfield, MO, and Collinsville, Illinois. Heartland offers insurance policies to the entire area of St. Louis Metro as well as Metro East in Illinois.

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Heartland Auto Insurance Partner Companies

Heartland Insurance has partnered up with a variety of insurance providers to give their customers the best choices and value. Each company has certain products that they specialize in.

Some of the companies who have partnered with Heartland include:

  • Allied Insurance
  • America First Insurance
  • American Modern Insurance Group
  • Bristol West Insurance Group
  • CAN Surety
  • Cameron Insurance
  • Columbia Insurance Group
  • Consumers Insurance
  • Cornerstone Group
  • Fidelity
  • First Marine Insurance

More companies include Foremost Insurance Group, The Hartford, Lititz Mutual Insurance Company, Missouri Employers Mutual, West Bend, Progressive, Safeco Insurance, Travelers, Zurich, and several more.

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Heartland Auto Insurance Careers

If you are interested in joining the team as an independent auto insurance agent, Heartland Insurance would like to hear from you. They are looking for qualified and highly driven professionals to become a part of their team.

There is uncapped earning potential for the sales professional and the opportunity to build your own business.

Heartland Mutual Insurance Company Insurance Coverage Options

Auto insurance is one of the biggest insurance products that Heartland Insurance sells.

Not only does Heartland have access to some big names in the car insurance business, but it also has the flexibility to use smaller companies that can offer more focused insurance for special circumstances or needs of the client.

Homeowners’ insurance is another popular product offered through Heartland Insurance. The rates for homeowners’ insurance vary quite a bit between insurance providers because each one uses a different rating system when they figure out the rates.

Heartland does its best to keep apprised on the continual changes in the homeowner insurance market to get you a competitive rate.

For those who own a business, whether it is small or large, commercial insurance helps to bring peace of mind from unforeseen circumstances.

Although Heartland Insurance can provide insurance for pretty much any business, the markets that they are extremely competitive in include:

  • Auto dealers
  • Daycare centers
  • Yoga studios
  • Auto repair
  • Tanning salons
  • Pest control
  • Tree services

Life insurance is one area that people often do not think about, but it is extremely important when thinking of securing the futures and protecting loved ones.

Heartland Insurance realizes that it may not be the right choice for everyone at any given time but they do their best to discuss the options so when one is ready, they know what is available.

If there is a type of insurance that you are interested in but is not listed above, contact Heartland because they may be able to help you or steer you in the right direction to get your needs met.

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Frequently Asked Questions

What factors affect the cost of auto insurance with Heartland?

The cost of auto insurance with Heartland is influenced by various factors, including your driving record, age, location, type of vehicle, coverage limits, and deductibles. These factors help determine the risk associated with insuring you and your vehicle, which affects the premium you’ll pay.

Can I bundle different types of insurance with Heartland?

Yes, Heartland offers personal and commercial insurance coverage for auto, health, home, life, liability, and worker’s compensation. Bundling multiple insurance policies with the same provider may result in discounts and convenience by having all your coverage in one place.

How can I file a claim with Heartland Auto Insurance?

If you need to file a claim with Heartland Auto Insurance, you should contact their claims department as soon as possible. They will guide you through the claims process, explain the required documentation, and provide assistance throughout the claim resolution.

Can I make changes to my insurance policy with Heartland?

Yes, you can make changes to your insurance policy with Heartland. Whether you need to update your coverage, add or remove a vehicle, or make adjustments to your policy details, you can contact Heartland’s customer service or your assigned agent to discuss the changes you wish to make.

Are there any online tools or resources available through Heartland Insurance?

Heartland may provide online tools and resources to assist customers. These could include online account management, policy documents access, claims tracking, and possibly educational resources on insurance-related topics. It’s recommended to visit their website or inquire with Heartland directly for specific details about their online offerings.

Where are Heartland Insurance offices located?

Heartland Insurance has multiple offices in the St. Louis, Missouri area. The main office is located at 2230 Bluestone, St. Charles, MO, 63303. They also have smaller offices in South St. Louis City, MO, Chesterfield, MO, and Collinsville, Illinois. Heartland serves the entire St. Louis Metro area and Metro East in Illinois.

Luke Williams

Insurance and Finance Writer

Luke Williams is a finance, insurance, real estate, and home improvement expert based in Philadelphia, Pennsylvania, specializing in writing and researching for consumers. He studied finance, economics, and communications at Pennsylvania State University and graduated with a degree in Corporate Communications.  His insurance and finance writing has been featured on Spoxor, The Good Men Project...

Insurance and Finance Writer

Heidi Mertlich

Licensed Insurance Agent

Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Compare Quotes from Top Companies and Save

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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