Hippo Auto Insurance Review (2024)
Hippo car insurance isn't available, but home insurance with Hippo is cheap, averaging $101/mo. In addition, you can buy Hippo condo insurance to protect your vacation home. Read our Hippo auto insurance review to learn about its customer service, coverage offerings, and how to reach the Hippo insurance company.
Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
UPDATED: Nov 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Hippo Insurance
Average Monthly Rate For Good Drivers
$114A.M. Best Rating:
A-Complaint Level:
LowPros
- Hippo Insurance is a fast-growing tech-based company that does not use traditional agents
- Home insurance rates with Hippo are affordable, averaging $101/mo
- Hippo carries an A- rating from A.M. Best, indicating good financial stability
- You can get various home insurance add-ons with Hippo
Cons
- It does not offer auto insurance and only sells home insurance policies
- Hippo has several customer complaints from the Better Business Bureau
- Hippo’s underwriters have a high complaint index from the National Assocation of Insurance Commissioners
A top question drivers ask is, “Does Hippo have car insurance?” No, you can’t get Hippo car insurance quotes since the company focuses on its affordable home and condo insurance offerings.
Hippo sells comprehensive home insurance coverage at competitive rates, averaging $101 monthly, allowing homeowners to protect their personal belongings, assets, and liabilities.
Looking for cheap car insurance? Or are you curious how much Hippo homeowners insurance costs for you? Learn more about Hippo car and home insurance offerings and in our Hippo auto insurance review. You can also read more about the cheapest auto insurance companies here.
While you can’t get Hippo quotes for car insurance, enter your ZIP code into our free quote comparison tool above to find the best coverage for you and your needs.
Learn More: How to Compare Auto Insurance
What You Should Know About Hippo Insurance Services
Hippo home insurance is on the rise, though you won’t be able to buy car insurance with Hippo.
You can find Hippo insurance quotes for homeowners at around $101 monthly. So, while you can't get car insurance quotes with Hippo, the company may be a great fit if you need to protect your dwelling.Daniel Walker Licensed Auto Insurance Agent
Read More: Does owning a home affect auto insurance rates?
Hippo offers homeowners insurance covering property damage, personal damage, and liability costs. Rather than a Hippo auto insurance review, this will be a general review of the company.
We know as well as you do that the American insurance industry is rapidly changing. Today, there are more tech-enabled insurance companies than ever before. In this guide, we’ll give you a Hippo review that answers various questions on the mind of many vehicle owners’, such as, “Does Hippo have auto insurance?”
Hippo.com car insurance isn’t available, so our Hippo auto insurance review will walk you through the company’s coverage types, customer service, claims handling, and financial ratings. We’ll also assist you with your Hippo insurance quote comparison to ensure you get the best deal.
Learn More: How to Evaluate Auto Insurance Quotes
We’ll also give a Hippo homeowners insurance review to help you decide if the company is right for you.
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Hippo Insurance Customer Reviews and Ratings
Hippo home insurance reviews are mostly poor. Of 149 customer reviews on the Better Business Bureau (BBB) website, Hippo reviews average 1.67 out of 5 stars. Most Hippo insurance complaints relate to poor customer service and claims handling.
In addition, Hippo’s two underwriters, Topa and Spinnaker Insurance Companies, both have a high complaint index score from the National Association of Insurance Commissioners, indicating poor claims handling.
On the other hand, you’ll find that the Hippo insurance rating for financial strength is good, as it carries an A-, or excellent, from A.M. Best, an established and trusted agency that reviews an insurance company’s financial stability.
Read More: How to Check if an Auto Insurance Company Is Legitimate
However, you won’t find any Hippo car insurance reviews since the company only sells home insurance.
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Hippo Insurance Services Insurance Coverage Options
Though you can’t get a Hippo car insurance quotation, Hippo does sell property insurance, making it a great option for homeowners interested in cheap liability insurance. Home insurance with Hippo includes all the standard coverages, such as dwelling, personal property, loss of use, and liability.
In addition, you may be able to get Hippo umbrella insurance to help pay for costs that exceed your policy limits, but you should call the Hippo insurance phone number at 1-800-585-0705 to ensure the coverage is available near you.
You can also get optional add-ons coverages from Hippo for:
- Hail damage
- Service lines
- Water backup
- Extended replacement cost
- Equipment breakdown
- Home office equipment
- Earthquakes
- Floods
While Hippo’s main focus has been homeowners and condo-owners insurance, the company is now rolling out Hippo landlord insurance as well.
How to Get Hippo Auto Insurance
One of the first things people want to know about Hippo is, “Does Hippo insurance cover auto owners?”
Unfortunately, the answer is no — you can’t get a Hippo car insurance quote at this time. So, drivers won’t be able to bundle Hippo car and home insurance. This can be a downside for those looking to get property insurance discounts, as auto insurance specialists recommend bundling rates.
Read More: How to Save Money by Bundling Insurance Policies
However, Hippo insurance quotes for homeowners are very cheap considering it only focuses on its home insurance offerings, with rates averaging $101 monthly.
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About Hippo Insurance
Who owns Hippo insurance? Hippo was founded in 2015 by Assaf Wand, a former McKinsey consultant. The company was launched in Palo Alto, California. Wand is famous for being a serial entrepreneur. He is fascinated with the question: What will be the next disruption in the insurance industry?
Hippo Insurance Services is centered around modern technology. For example, the company focuses on delivering a transparent online purchase process. Hippo has been able to modernize online insurance purchases with the help of an application programming interface, also known as an API.
If you’ve been wondering, “What is Hippo insurance underwritten by?” the answer is Topa and Spinnaker. Over the last five years, Hippo has partnered with both Topa Insurance and Spinnaker Insurance Company to provide its policyholders with better, more expansive services. Spinnaker and Topa Insurance at Hippo are lesser-known insurance providers that bulk up the company’s coverage behind the scenes.
Lastly, Hippo is well known for its 60-second quote delivery. This makes it easy for interested homeowners to learn about Hippo insurance online. Insurance policyholders can also use their Hippo insurance login to pay premiums and manage their policy.
Hippo Insurance Services Insurance Rates Breakdown
Though you can’t get Hippo car insurance coverage, you should still compare rates from the top auto insurance providers to find the best deal.
Auto Insurance Monthly Rates by Top Providers
| Company | Minimum Coverage | Full Coverage |
|---|---|---|
| Geico | $30 | $80 |
| State Farm | $33 | $86 |
| Travelers | $37 | $99 |
| Progressive | $39 | $105 |
| Nationwide | $44 | $115 |
| American Family | $44 | $117 |
| Farmers | $53 | $139 |
| Allstate | $61 | $160 |
| MetLife | $67 | $118 |
| Liberty Mutual | $68 | $174 |
As you can see, you can usually find the cheapest auto insurance rates from Geico and State Farm.
More About Hippo Auto Insurance Reviews
Hippo does not sell car insurance, but it does offer affordable homeowners insurance. You will not be able to earn bundling discounts, but the company does provide other ways to save on insurance.
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— AutoInsurance.org (@AutoInsurance) January 16, 2024
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Frequently Asked Questions
Does Hippo offer auto insurance?
Many drivers may wonder, “Does Hippo do car insurance?” No, Hippo insurance for auto owners isn’t available, but you can check out our Hippo home insurance review to protect your dwelling.
Why is Hippo insurance so cheap?
Hippo is known for being about 40% cheaper than the national average. Hippo is able to cut costs and charge less for policies by modernizing its company structure and coverage options.
Does Hippo offer auto and home insurance bundles?
Can I combine my Hippo auto insurance and home policies? No, since Hippo does not offer auto insurance, it does not sell auto and home insurance bundles.
Is Hippo insurance good?
You may wonder, “Is Hippo a good insurance company?” With an A- rating from A.M. Best, you can rest assured that the company is financially stable.
However, Hippo.com reviews are poor, with many customers complaining about its customer service and claims handling. In addition, the company isn’t rated by the BBB.
What rating does Hippo Insurance have?
Hippo has an excellent “A-” financial rating from A.M. Best.
How does Hippo handle auto insurance claims?
Hippo doesn’t sell car insurance, but it does offer 24/7 home insurance claim support. Homeowners can file claims online or over the phone.
What are the Hippo car insurance contact details?
You won’t be able to call about Hippo vehicle insurance, since the company doesn’t offer it. However, the Hippo home insurance phone number is 1-800-585-0705, and you can also email [email protected].
The Hippo claim number is 1-855-999-9746.
Does Hippo Insurance have agents?
Yes, Hippo has online insurance agents and a support team you can contact through email at [email protected] or by calling 1-877-838-8866.
How do I file a claim with Hippo Insurance?
You can file a claim with the company by calling the Hippo claims phone number at 1-855-999-9746. The Claims Concierge Team will assist you in reporting your claim. You can also follow up on your claim through your Hippo account.
Does Hippo Insurance offer landlord insurance?
Yes, in addition to homeowners and condo-owners insurance, Hippo is rolling out landlord insurance. If you are a landlord, you may be able to get coverage for your rental property through Hippo Insurance. It’s recommended to contact a Hippo insurance agent for more information and specific details regarding landlord insurance coverage.
How do I get Hippo auto insurance quotes?
Many readers are asking, “Does Hippo offer car insurance quotes?” Hippo does not sell car insurance, so you will not be able to find Hippo auto insurance quotes online.
Can I get Hippo home insurance quotes?
Hippo is well-known for its 60-second quote delivery service. All you have to do to obtain a quote is submit your home address and describe who is living in your home. After you do so, the application will identify your home’s features. You can modify this information before receiving your quote.
Where is Hippo Insurance headquarters?
Hippo Insurance has offices in Palo Alto, CA, Austin, TX, and Dallas, TX.
What is the Hippo insurance claims phone number?
The Hippo claims number for homeowners is 1-855-999-9746.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.