MAPFRE Auto Insurance Review (2024)
MAPFRE offers auto insurance coverage with reasonable rates and discount options.
Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
UPDATED: Aug 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
MAPFRE Insurance
Average monthly rate for good drivers:
$83A.M. Best rating:
A (Excellent)Complaint level:
HighPros
- Website available in Spanish
- Several coverage options
- Discounts on coverage
Cons
- Lack of availability
- A high number of customer complaints
- Inferior digital tools
- MAPFRE’s auto insurance is only available in certain states in the U.S.
- The company has a low number of customer complaints regarding car insurance coverage
- MAPFRE received a relatively high number of customer complaints, according to the National Association of Insurance Commissioners (NAIC)
If you’re searching for the best car insurance companies in your area, you may want to consider MAPFRE auto insurance. MAPFRE offers auto insurance coverage in several states in the U.S.
Unfortunately, MAPFRE is not available everywhere. According to the National Association of Insurance Commissioners (NAIC), MAPFRE has a higher-than-average number of customer complaints.
What You Should Know About Mapfre Insurance
MAPFRE Insurance Company of Florida offers coverage in eight states and Puerto Rico. In addition, the company provides MAPFRE auto insurance quotes in some states and sells policies via local agents.
According to the National Association of Insurance Commissioners (NAIC), MAPFRE has a higher-than-average number of customer complaints for a company of its size. If you’re considering purchasing an insurance policy with MAPFRE, read the reviews online to see what current customers say.
MAPFRE acquired Commerce Insurance, and Commerce insurance reviews are similar to its parent company. For example, the Commerce insurance rating for financial strength is an A (Excellent) with A.M. Best, though MAPFRE no longer has a rating with the company.
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Mapfre Insurance Coverage Options
MAPFRE offers standard liability coverage to meet the minimum requirements in certain states, including:
- Property damage liability
- Bodily injury liability
- Medical payments
- Personal injury protection
- Uninsured/underinsured motorist
- Collision coverage
- Comprehensive coverage
In addition, MAPFRE offers add-on coverage options, including:
- Disappearing deductible. Lower your deductible over time with a clean driving record.
- Accident forgiveness. Avoid increasing rates even if you’re at fault in an accident.
Depending on the coverage you’re looking for, you may find that MAPFRE car insurance is a practical option in your area.
What other types of insurance does MAPFRE offer?
In addition to auto insurance, MAPFRE offers:
- Business
- Umbrella
- Watercraft
- Motorcycle
- RV
The company may offer you a discount if you bundle multiple policies, which could help you save money.
Mapfre Insurance Rates Breakdown
Car insurance rates with MAPFRE vary based on factors like:
- Age
- ZIP code
- Driving record
- Credit score
MAPFRE offers pretty competitive rates on car insurance, but you may find that other companies in your area have better deals on coverage.
First, let’s take a look at what you can expect to pay for minimum coverage across the country.
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Now, look at the map below for full coverage rates. The prices may more than double but you are so much better protected if you get into an accident.
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As mentioned earlier, your driving record plays a vital role in how insurance companies determine your annual rates. If you have a clean record, you can expect rates similar to the tables above.
However, if you receive a speeding ticket or cause an accident, your rates will increase. Below is a table showing how much you can expect your rates to increase after getting a traffic ticket.
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Drivers will see even larger increases if they cause an accident. Look at the chart below to see how insurers raise rates after an accident.
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If you’re caught driving under the influence and receive a DUI from an officer, your rates will increase dramatically. Insurance companies consider drivers with a DUI on their record to be high-risk and more likely to file claims. Other events that can affect your car insurance rate are being involved in an at-fault accident or getting a ticket for other traffic violations.
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Another factor that determines your car insurance rates, is your credit score. Not all states allow insurance companies to use credit scores as a factor, but most do.
You can see how your credit score can affect your annual premium in the chart below.
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If you compare GEICO vs. MAPFRE, you may find that MAPFRE offers cheaper rates in certain situations. Still, it would help to compare car insurance quotes with multiple companies in your area to see which provider offers the coverage you want at the best price.
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Mapfre Insurance Discounts Available
MAPFRE offers a few auto insurance discounts to its policyholders, including:
- Paid-in-full. Save money if you pay for your annual premium all at once.
- Good student. Enjoy a discount for meeting specific GPA criteria.
- Clean-in-three. Save on your insurance coverage if you remain accident-free for three years.
Discounts can help you save a significant amount on car insurance. Speak with a MAPFRE agent today to see how much you could save on coverage.
Frequently Asked Questions
Where does MAPFRE sell auto insurance?
MAPFRE sells coverage in California, Massachusetts, Maine, New Hampshire, Ohio, Rhode Island, Vermont, Washington, and Puerto Rico.
Does MAPFRE offer rideshare coverage?
Drivers can get rideshare coverage in Massachusetts. Additionally, MAPFRE sells GAP coverage in Massachusetts. Unfortunately, coverage in other states is not as robust.
How can I pay for my MAPFRE coverage?
Policyholders can go to the MAPFRE website or use the company’s mobile app to make payments.
What is the customer service contact information for MAPFRE Auto Insurance?
For customer service inquiries regarding MAPFRE Auto Insurance, you can contact their customer service department by phone or visit their official website for additional contact information.
Can I manage my MAPFRE Auto Insurance policy online?
Yes, MAPFRE provides online account management tools that allow you to access and manage your policy online. This includes reviewing your coverage, making payments, updating your personal information, and more.
How do I file a claim with MAPFRE Auto Insurance?
To file a claim with MAPFRE Auto Insurance, you can contact their claims department directly by phone or through their online claims portal. They will guide you through the process and assist you in getting your claim processed efficiently.
Are there any discounts available with MAPFRE Auto Insurance?
MAPFRE Auto Insurance offers various discounts that can help you save money on your premiums. These discounts may include safe driver discounts, multi-policy discounts, good student discounts, and more. Contact MAPFRE or your agent to inquire about the available discounts.
What is personal injury protection (PIP)?
Personal injury protection, also known as PIP, is a type of insurance that helps cover medical expenses, lost wages, and other related costs resulting from a car accident, regardless of who is at fault.
What is uninsured/underinsured motorist coverage?
Uninsured/underinsured motorist coverage is a type of insurance that helps protect you financially if you are involved in an accident with a driver who does not have insurance or has insufficient insurance coverage to pay for your damages.
What is medical payments coverage?
Medical payments coverage, also known as MedPay, is a type of insurance that helps cover medical expenses for you and your passengers if you are injured in a car accident, regardless of who is at fault.
What is comprehensive coverage?
Comprehensive coverage is a type of insurance that helps pay for the repair or replacement of your vehicle if it is damaged by something other than a collision, such as theft, vandalism, fire, or natural disasters.
What is collision coverage?
Collision coverage is a type of insurance that helps pay for the repair or replacement of your vehicle if it is damaged in a collision with another vehicle or object, regardless of who is at fault.
What is liability coverage?
Liability coverage is a type of insurance that helps protect you financially if you are responsible for causing injuries or property damage to others in a car accident.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
ld465
Responsive Company with Reasonable Prices
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Good but Could be Better
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An ok experience
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Mapfri makes it easy
Kayla1995
Horrible customer service
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Mapfre Insurance review
Michellejay6
Through the years with Mapfre
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More expensive doesn’t always mean better quality
SeanG
Mapfre works
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matfre