Mid-Century Auto Insurance Review (2024)

Is Mid-Century Insurance owned by Farmers? A Mid-Century auto insurance review unveiled a subsidiary of Farmers Insurance Group, which was established in 1949. Mid-Century and Farmers Insurance have a long-standing reputation in the U.S. for its homeowners insurance. Mid-Century is not affiliated with 21st century insurance.

What insurance is Mid-Century? The Mid-Century Insurance Company of Texas handles Farmer’s property and casualty department, including auto policies. Monthly rates cost $139 for good drivers, but the provider will raise rates after claims or traffic violations.

Customers leave mostly positive Mid-century Insurance Company reviews. The company earned an “A” from A.M. Best and received an “AA” rating from Standard and Poor’s, which is another insurance financial rating company.

Making sure you find cheap auto insurance rates is important, as is making sure an insurance policy meets your needs. You can get online auto insurance rates at your fingertips by entering your ZIP code in the search tool.

What You Should Know About Mid Century

Is Mid-Century insurance the same as Farmers? Yes, it and other Mid-Century Insurance Company subsidiaries underwrite Farmers home and auto insurance policies in select states. The Mid-Century auto insurance phone number is the same as Farmers, as are their claim and customer service departments.

Is Farmers insurance good? Although Mid-Century Insurance Company ratings are pretty good, Farmers Insurance reviews, on the other hand, are more negative than the company would like.

In contrast, reviews of Farmers Insurance recognize the good it did during the California fires.

Read More:

• Auto Insurance Companies Pulling Out of California
• Auto Insurance Companies Pulling Out of Florida

Mid-Century Insurance Company of Texas Reviews

People who buy Mid-Century auto insurance are pleased with its service overall. Regarding Mid-Century Insurance customer service, most complaints refer to poor Mid-Century Insurance company claims service. Several lawsuits grace the internet regarding Mid-Century insurance claims adjusters and other decision-makers within the company.

If you need to process a complaint, call the Mid-Century Insurance Company customer service number at 1-800-435-7764.

The Farmers Insurance and Mid-Century Insurance Company of Texas phone numbers are the same for customer service and claims. Call the Mid-Century insurance phone number at 888-327-6335 to speak to a local agent in your state.

Mid-Century Insurance Group does not have an individual website, therefore all inquiries have to be made via the Farmers website. The site is comprehensive and full of information on Farmer’s products. You are able to submit your Mid-Century auto claims via the website. You can also call the Mid-Century Insurance Company of Texas claims phone number above to file a claim.

Farmers and Mid-Century Auto Claims Review

Filing a claim with Mid-Century, which operates under the Farmers umbrella, requires a few necessary steps. Most Mid-Century and Farmers insurance claims reviews complain of slow response times and lowball offers, but you can avoid a negative experience by following the steps below and reaching out to your adjuster with the Mid-Century insurance claims phone number they give you.

Follow these steps can help you speed up the process 

• Gather Information. Collect information from all parties involved, including names, contact information, insurance details, and vehicle information.
• Contact Mid-Century. Reach out to Mid-Century Insurance to file your claim. You can do this through various channels:
  • Online: Visit the Farmers website and navigate to the claims section to file your claim electronically.
  • Phone: Call the Mid-Century auto insurance claims number at 1-800-435-7764 to speak with a representative and initiate the claims process.
  • In-Person: Visit a Farmers Insurance agent’s office to file your claim in person. They will give you a Mid-Century claims phone number to reach them directly throughout the process.
• Provide Documentation. Be prepared to provide documentation to support your claim, such as the police report, photos of the accident scene, and any relevant medical records. You may need to send documentation to the Mid-Century insurance company claims address:
  • Farmers National Document Center, Mid-Century Ins. Co. (or Mid-Century Ins. Co. of TX), P.O. Box 268994, Oklahoma City, OK 73126

Remember that the Mid-Century Insurance company address is the same as Farmers Insurance. File your claim as soon as possible to expedite the process. Ensure all information provided is accurate and complete to avoid delays in processing.

Keep all documentation related to the claim in one place for easy access, and stay in touch with Mid-Century to track the progress of your claim. You can provide any additional information requested by calling the Mid-Century Insurance Company claims phone number at 1-800-435-7764 or via the number provided by the adjuster.

Mid Century Insurance Coverage Options

To save money in a struggling economy some people are becoming more creative by planning local camping and road trips, or stay-cations.

Mid-Century has your trip covered whether you just take the family car or hook up the travel trailer, and there will be good Mid-Century auto insurance rates for you to choose from.

Your car insurance coverage may already contain the minimum required by your state but, when adding a trailer to your insurance policy, your insurer can inform you of the additional considerations.

Campers come in different variations like the following:

• Fifth Wheels
• Pop-up Campers
• Truck-Hitched
• Stationary Travel Trailers

Park models are another example of covered travel trailers. Insuring your travel trailer is not as expensive as you might think. Since it is considered a specialty vehicle that is driven less than 25,000 miles per year, it qualifies for specialty coverage.

Specialty coverage focuses more attention on comprehensive protection versus the amount of liability and collision. This example also applies to other specialty vehicles such as:

• Exotic cars
• Classic cars
• Luxury vehicles
• RVs

All-terrain vehicles (ATVs) and motorcycles fall into a category of their own also. There is an increased risk of injury on these recreational vehicles so you may be advised to increase the minimum on these alternate vehicles.

You may save if you take a motorcycle or ATV safety class, which qualifies for an auto insurance discount on coverage. Call the Mid-Century Insurance Company phone number to see what discounts you qualify for.

Mid Century Discounts Available

Farmers and Mid-Century Insurance have the same discounts. Read our Farmers insurance review to get the full list of Farmers auto insurance discounts available to Mid-Century drivers.

One of the many ways of saving on your auto insurance coverage is to add safety features to your car or truck. A good security system and the new rearview cameras are worth the investment because these things can help protect your vehicle from damage and you from personal injury in an accident.

Another way to minimize risk and save with safety features is to make sure your vehicles have extra side airbags. Today American and other manufacturers are including side airbags simply because it makes cars safer. Security systems are also not new to the industry, and the rearview camera is a collision safety mechanism that will eventually be included in all new cars.

Electronic Stabilization Programs (ES) are a recent safety feature manufacturers include in vehicles to assist in maintaining control of the vehicle. ESP has been included in vehicles as far back as the late 1980s. Different makers offer this feature under different acronyms like ESC in the European Mercedes-Benz.

All of these features can help save you money on your personal auto insurance coverage as many of them help reduce the risk of driving your insured vehicle and help you qualify for discounts.

Mid-Century Auto Insurance Review: The Bottom Line

In conclusion, Mid-Century Insurance, a subsidiary of Farmers Insurance Group, stands as a reliable option for auto insurance. With strong Farmers insurance ratings, including an “A” rating from A.M. Best and an “AA” rating from Standard and Poor’s, Mid-Century Insurance demonstrates financial stability and reliability.

The biggest challenges in Mid-Century auto insurance reviews are in claims processing, such as slower response times, but overall satisfaction among customers remains high.

Navigating the claims process with Mid-Century Insurance, whether online, in person, or via the Mid-Century insurance claim phone number, is best done promptly. We found that providing comprehensive documentation is crucial to expediting the process and improving the overall experience. Additionally, maintaining clear communication with your adjuster will speed up the processing time.

Mid-Century Insurance offers accessible customer service channels and is the subsidiary of one of the largest auto insurance companies in the U.S. But if you’re looking for affordable, mid-sized insurance companies that provide more personal touches to claims and customer service, enter your ZIP code below. We’ll give you free quotes from local auto insurance companies in your area.