Omni Auto Insurance Review for 2025 (See Ratings & Cost Here!)
This Omni auto insurance review highlights rates starting at $62 a month. Omni underwrites Good2Go policies and offers a 15% discount for bundling and up to 15% savings for safe drivers. Rates vary by age and driving record, but Omni provides affordable coverage and efficient customer service.
Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
UPDATED: Jan 31, 2025
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jan 31, 2025
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Omni Insurance Group
Monthly Rates:
$62A.M. Best Rating:
BComplaint Level:
MedPros
- Multiple savings options
- Affordable for new and mature drivers
- 15% off for multi-policy and good students
Cons
- No roadside assistance
- Mixed customer feedback
- Omni Insurance Group is located in Atlanta, Georgia.
- The company offers multiple auto insurance policies, such as collision, comprehensive, and body liability coverage.
- There is a 24-hour claims service available for clients of Omni Insurance Group.
Explore this Omni auto insurance review, with rates starting at $62/month for basic coverage. Omni offers discounts of up to 15% for safe drivers and policy bundling.
Rates vary based on age, driving record, and location, making it crucial to compare prices. Auto insurance rates by age significantly affect premiums, so understanding this can help you find the best deal.
Omni Auto Insurance Rating
| Rating Criteria |  |
|---|---|
| Overall Score | 3.2 |
| Insurance Cost | 3.8 |
| Coverage Availability | 2.5 |
| Customer Satisfaction | 2.5 |
| Discounts Available | 3.7 |
| Claims Processing | 3.4 |
| Policy Options | 2.5 |
| Business Reviews | 3.0 |
| Company Reputation | 3.0 |
| Digital Experience | 2.5 |
| Plan Personalization | 3.0 |
| Coverage Value | 3.2 |
| Savings Potential | 3.8 |
With efficient customer service and a straightforward claims process, Omni aims to deliver affordable coverage tailored to your needs.
No matter how much coverage you need, you can find the lowest rates by entering your ZIP code into our free comparison tool.
- Omni auto insurance has rates starting at $62 monthly
- Discounts up to 15% available for safe drivers and policy bundling
- Rates vary by age and driving history, making comparison essential for savings
Omni Auto Insurance Rates by Age, Gender, and Coverage Level
Omni Insurance Services LLC, originally known as Omni Fraternity Insurance and established in 1986, now underwrites Good2Go policies. As Good2Go Insurance, the company offers various auto and property-casualty coverage options, providing solutions for individuals and businesses for decades.
Omni auto insurance provides coverage options through Good2Go, offering competitive monthly rates based on your age, gender, and selected coverage level. Here’s a breakdown of the rates available for both minimum and full coverage
Omni Auto Insurance Monthly Rates by Coverage Level, Age, & Gender
| Age & Gender | Minimum Coverage | Full Coverage |
|---|---|---|
| Age: 16 Female | $400 | $610 |
| Age: 16 Male | $450 | $720 |
| Age: 18 Female | $360 | $580 |
| Age: 18 Male | $410 | $640 |
| Age: 25 Female | $190 | $340 |
| Age: 25 Male | $220 | $380 |
| Age: 30 Female | $170 | $300 |
| Age: 30 Male | $200 | $320 |
| Age: 45 Female | $150 | $260 |
| Age: 45 Male | $180 | $280 |
| Age: 60 Female | $130 | $220 |
| Age: 60 Male | $160 | $240 |
| Age: 65 Female | $120 | $210 |
| Age: 65 Male | $150 | $230 |
Rates for minimum and full coverage auto insurance are available through Good2Go and depend on individual factors like driving history and location. Compare quotes from different providers to ensure you’re getting the best deal tailored to your needs.
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Omni Auto Insurance: Credit and Driving History’s Effect on Rates
Coverage through Omni is provided via Good2Go Insurance, which offers competitive rates across different credit score ranges. Below are the monthly rates for drivers with good, fair, and poor credit.
Omni Auto Insurance Monthly Rates vs. Top Competitors by Credit Score
| Insurance Company | Good Credit | Fair Credit | Poor Credit |
|---|---|---|---|
 | $115 | $150 | $220 |
 | $125 | $160 | $235 |
 | $95 | $130 | $185 |
 | $130 | $165 | $240 |
 | $105 | $140 | $210 |
| $110 | $145 | $210 |
 | $120 | $155 | $225 |
 | $100 | $135 | $200 |
 | $110 | $150 | $215 |
 | $85 | $120 | $170 |
As shown, Omni, through Good2Go Insurance, provides competitive pricing comparable to top industry players, making it a viable option for drivers with varying credit scores.
These rates are offered through Good2Go Insurance and can vary based on individual circumstances, including location and coverage level. To ensure you receive the best rates, it’s recommended to compare quotes from multiple providers.
Your driving record has a big impact on your insurance rates. A clean history means lower premiums, while tickets, accidents and DUIs mean higher costs. To save money, drive safely. Maintaining a clean driving record, for instance, can earn you discounts of several hundreds of dollars over time.Michelle Robbins Licensed Insurance Agent
DUI drivers have the highest rates, beginning at $245 per month. These variations in risk are why Omni can provide personalized rates based on your specific driving history. Finding cheap auto insurance after a DUI can be challenging, but Omni offers affordable rates for eligible drivers.
Omni vs. Top Providers: Competitive Rates for Minimum and Full Coverage
The rates in the table below reflect coverage provided through Good2Go Insurance, a trusted partner offering budget-friendly auto insurance options for minimum and full coverage. For minimum coverage, Omni’s rates start at $62 per month, comparable to industry leaders like Geico and State Farm, whose rates begin at $58 and $60, respectively.
Omni Auto Insurance Monthly Rates vs. Top Providers
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| $65 | $135 |
| $70 | $140 |
| $58 | $122 |
| $72 | $145 |
| $63 | $130 |
| $62 | $129 |
| $67 | $138 |
| $60 | $125 |
| $64 | $132 |
| $50 | $115 |
These rates are for coverage offered through Good2Go Insurance, which delivers affordable options for drivers, whether you need basic or full coverage. Make sure to compare these options with other providers to find the best deal tailored to your needs.
It presents less expensive products, so it’s a solid choice for motorists wanting to control the price of insurance, which goes, principally, into factors that affect auto insurance rates.
Omni Auto Insurance Discounts: Top Savings on Premiums
Omni offers several auto insurance discounts to help customers cut costs on their premiums. These are a 30% discount for what some companies call passive restraint systems, 15% off for having multiple policies with them or being a good student, and 12% for paying your premium in full upfront.
Omni Auto Insurance Discounts
| Discount Name | |
|---|---|
| Passive Restraint | 30% |
| Multi-Policy | 15% |
| Good Student | 15% |
| Paid in Full | 12% |
| Mature Driver | 10% |
| Defensive Driving | 10% |
| Driver Training | 10% |
| New Vehicle | 10% |
| Anti-Theft | 5% |
Additional savings include 10% off for mature drivers, completing defensive driving courses, or undergoing driver training. New vehicle owners can save 10% when buying auto insurance for a new car, and customers with anti-theft devices installed in their vehicles are eligible for a 5% discount.
These discounts allow Omni to offer more affordable coverage options tailored to various needs and circumstances.
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Omni Auto Insurance Coverages to Consider for Complete Protection
When choosing an auto insurance policy, it’s important to understand the different coverage options available to protect yourself. Good2Go Insurance, which provides coverage through Omni auto insurance, offers a variety of choices to suit your needs. Here’s a look at five key coverages that can help you avoid financial strain, including finding cheap auto insurance after an accident.
- Liability Coverage: Covers damages or injuries you cause to others, including property damage and medical expenses, with two parts: bodily injury and property damage liability.
- Collision Coverage: Pays for damage to your own vehicle in the event of a collision, regardless of who is at fault.
- Comprehensive Coverage: Protects against damages to your vehicle not involving a collision, such as theft, vandalism, weather-related incidents, or animal collisions.
- Personal Injury Protection (PIP): Covers medical expenses for you and your passengers, regardless of fault, after an accident. Some states require PIP as part of their minimum coverage.
- Uninsured/Underinsured Motorist Coverage: Provides protection if you’re involved in an accident with a driver who doesn’t have enough insurance (or any insurance at all) to cover your expenses.
Understanding these coverage options is key to making an informed decision about your auto insurance.
Each type provides a different level of protection, so be sure to consider your needs and state requirements when selecting the coverage that’s right for you.
Omni Insurance Reviews: Financial Strength and Satisfaction
Omni auto insurance, which underwrites Good2Go policies, holds a fair financial standing with an A.M. Best score of B, reflecting moderate strength. The company also has a BBB rating of B+, indicating solid business practices.
Omni Auto Insurance Business Ratings & Consumer Reviews
| Agency | |
|---|---|
 | Score: B Fair Financial Strength |
 | Score: B+ Good Business Practices |
 | Score: 65 /100 Mixed Customer Feedback |
 | Score: 789 / 1,000 Lower-Than-Average Satisafaction |
 | Score: 1.5 Avg. Complaints |
Consumer feedback is mixed, with a score of 65/100 from Consumer Reports, while J.D. Power rates customer satisfaction at 789/1,000, showing lower-than-average satisfaction. The NAIC score of 1.5 suggests a higher-than-average number of complaints.
This Yelp review highlights a customer’s positive experience with Omni Insurance, emphasizing excellent customer service and convenience. The reviewer praises staff members like Adam and Maria for their clear explanations and personalized attention.
With Omni full coverage, I saw a significant decrease in my premiums as I aged, highlighting how much my driving history and age can influence insurance rates.Tonya Sisler Insurance Content Team Lead
Additionally, the convenience of handling everything via email—avoiding the need to visit the office—is appreciated. The customer highly recommends Omni for its hassle-free service, reliable support, and affordable options, making it an excellent choice for those seeking value and great customer care.
Omni Auto Insurance: Pricing and Coverage Benefits
Omni claims to have competitive rates starting at $62 monthly, which would make them a budget-friendly option compared to the big names in the industry like Geico and State Farm.
Well-behaved motorists can save as much as 15%, and bundlers can save an additional 10%.
- Competitive Pricing: With plans starting at just $62 monthly, it is one of the cheapest options vs. big-name companies like Geico and State Farm.
- Discounts for Safe Drivers: Drivers can also save up to 15% off their policy with Omni, and receive a 10% discount if they bundle their policies.
- Customizable Coverage: Omni provides options to customize coverage based on age, driving histories, and locations to generate a more personalized and affordable way to develop terms.
Omni’s expandable coverage options cater to age, driving history, and location, offering a personalized plan to fit individual needs and wallets, providing cheap auto insurance for a bad driving record.
- Slow Claims Process: There are customers who report long wait times and difficulty reaching agents during the claims process, adding to the delay in getting help.
- No Roadside Assistance: Omni does not provide roadside assistance like many competitors, so customers must look for third-party services for emergency help.
Omni Motor offers an affordable and flexible insurance option with competitive pricing, discounts for safe driving, and customizable coverage.
While some customers report delays in the claims process and the lack of roadside assistance, Omni remains a solid choice for those looking to save on auto insurance.
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Omni Auto Insurance Review: Competitive Pricing and Limitations
Omni auto insurance, which underwrites Good2Go policies, offers rates starting as low as $62 per month. The company provides discounts of 15% or more for safe drivers and offers flexible coverage options based on your age, driving history, location, and bundling discounts, making it an affordable choice for many drivers.
Some reported weaknesses include mixed customer feedback, including delays in the claims process and difficulty reaching agents. Roadside assistance is not an option with Omni either, which may place limits on customers that expect more thorough service such as that included in a comprehensive auto insurance policy.
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Frequently Asked Questions
What should I expect from an Omni claims agent during the claims process?
Your Omni claims agent will walk you through your claims process and explain every step along the way. They are required to process your claim quickly and keep you updated. The customer service experience may vary, but the objective is to provide support and to get a resolution in a timely manner.
How can I contact Omni Insurance company for customer support?
You can call Omni Insurance Company’s customer service at 1-855-646-4661 for general inquiries or support.
Find the best auto insurance company near you by entering your ZIP code into our free quote tool.
What makes Omni auto insurance company a good choice for budget-conscious drivers?
Omni auto insurance company offers competitive rates starting at $62 per month, with discounts for safe driving, bundling policies, and installing anti-theft devices. As one of the best companies for bundling home and auto insurance, their coverage options are designed to suit various needs, making it a solid choice for those looking to save on premiums.
Is Omni Insurance now known as Good2Go?
Yes, Omni Insurance Company rebranded as Good2Go Insurance in 2016. While the name has changed, the company continues offering affordable car insurance under the Good2Go brand, with the same competitive pricing and discount options.
How do I file a claim with Omni car insurance?
To file a claim with Omni car insurance, call the Omni Insurance claims phone number at 1-800-777-6664. Alternatively, claims can also be submitted online for added convenience.
What factors affect the Omni car insurance price?
Omni car insurance prices depend on driving history, age, location, and coverage level. Younger drivers and those with accidents or tickets often face higher premiums. However, Omni offers competitive rates, with basic coverage starting around $62 per month, making it a good option for budget-conscious drivers seeking recommended auto insurance coverage levels.
Can I reach Omni insurance group for any inquiries related to my policy?
Yes, Omni Insurance Group can be reached for general policy inquiries by calling 1-855-646-4661. For assistance related to auto insurance claims, call the Omni Insurance car insurance claims phone number at 800-777-6664.
Where can I reach Omni Insurance for customer service?
For customer service inquiries, you can contact Omni Insurance Group at their general phone number: 1-855-646-4661. For claims, use the Omni car insurance phone number 800-777-6664.
How does Omni third-party insurance price compare to full coverage?
Omni’s third-party insurance is much cheaper than complete coverage, starting at around $62 monthly. This makes it a good option for drivers seeking essential protection on a budget. Still, for those looking for cheap full coverage auto insurance, it’s important to balance cost with the level of coverage needed.
Is there a specific phone number for Omni auto insurance in Pennsylvania?
Yes, if you’re in Pennsylvania and need to reach Omni Insurance, you can contact the Omni auto insurance Pennsylvania phone number at 1-855-646-4661 for customer service. For filing claims, use 800-777-6664.
How can I access Omni insurance company’s website?
You can visit Omni Insurance company’s official website by searching for “Omni Insurance” online or entering “www.omniinsurance.com” in your browser. The website offers information on insurance products, claims process, and customer support.
Where is Omni Indemnity Company located?
Omni Indemnity Company, also known as Omni Insurance, is based in Atlanta, Georgia. They offer various auto and property-casualty coverage options for individuals and organizations, ensuring that all essential coverage types are included for adequate auto insurance coverage, such as liability, collision, and comprehensive protection.
What is the contact information for Omni insurance company in Atlanta, GA?
To contact Omni Insurance company in Atlanta, Georgia, you can reach their customer service at 1-855-646-4661. For claims, use the number 1-800-777-6664. Visit their website for more details on coverage options and services.
What benefits are included in the Omni loyalty program?
The Omni loyalty program provides perks for long-standing policyholders, including discounts for remaining with the company for several years. Such advantages not only help lower premium rates over time, but they may offer further discounts for bundling several policies together.
How do Omni Insurance Company auto claims compare to other providers?
Omni Insurance offers a straightforward claims process through Good2Go Insurance, with claims filed online or via a dedicated number. For details, see how to file an auto insurance claim. While claims handling is generally efficient, occasional delays are reported, so file promptly and follow up for quicker resolution.
What are the hours of operation for Omni Insurance customer service?
Omni Insurance customer service is available Monday through Friday, typically during business hours from 9 AM to 5 PM. For claim-related inquiries, you can contact them via their dedicated claims line at 1-800-777-6664 outside regular hours.
Is Good2Go Insurance Company related to Omni Insurance?
Yes, Good2Go Auto Insurance acquired Omni Insurance Group on November 30, 2006. This means that Good2Go Insurance Company is connected to Omni Insurance Group through this acquisition. However, Omni Insurance Group itself was a provider of automobile insurance and underwriting services before being acquired by Good2Go.
How can I make an Omni insurance payment?
Omni Insurance allows auto insurance premium payments online, by phone, or via the mobile app using credit/debit cards or electronic checks. Automatic payments are available for convenience. Traditional payments can also be made by mailing a check.
Start saving on your auto insurance by entering your ZIP code and comparing quotes.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
