Progressive vs. Travelers Auto Insurance in 2024 (Best Value Revealed)
Progressive and Travelers auto insurance offer competitive rates starting at $37 per month. Progressive vs. Travelers auto insurance highlights Progressive’s lower rates for teens and seniors, while Travelers excels with extensive discount programs and flexible coverage options for middle-aged drivers.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Nov 4, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 4, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
13,128 reviewsCompany Facts
Min. Coverage
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
1,731 reviewsCompany Facts
Min. Coverage
A.M. Best Rating
Complaint Level
Pros & Cons
1,731 reviewsProgressive vs. Travelers auto insurance offers different benefits for various drivers. Progressive is notable because it has good rates for young and older drivers, while Travelers shines with many discounts and more choices in coverage options.
The article goes into details about financial ratings, how happy customers are, and the way claims are handled. This helps you decide which provider is best for your needs.
Progressive vs. Travelers Auto Insurance Rating
| Rating Criteria |  |  |
|---|---|---|
| Overall Score | 4.4 | 4.4 |
| Business Reviews | 4.0 | 4.5 |
| Claim Processing | 3.5 | 4.5 |
| Company Reputation | 4.5 | 4.5 |
| Coverage Availability | 5.0 | 5.0 |
| Coverage Value | 4.2 | 4.3 |
| Customer Satisfaction | 4.1 | 4.1 |
| Digital Experience | 4.5 | 4.5 |
| Discounts Available | 5.0 | 5.0 |
| Insurance Cost | 4.3 | 4.0 |
| Plan Personalization | 4.5 | 4.5 |
| Policy Options | 5.0 | 4.1 |
| Savings Potential | 4.5 | 4.3 |
| Progressive Review | Travelers Review |
Every company gives special advantages, making sure drivers can get customized choices according to their age and what kind of coverage they want. Discover how auto insurance rates by age impact your premiums with Progressive and Travelers.
Before comparing Progressive vs. Travelers, enter your ZIP code to find free auto insurance quotes from companies in your area.
- Progressive vs. Travelers auto insurance starts at $37/month
- Travelers excels with discounts and flexible coverage options
- Progressive offers competitive rates for teens and seniors
Comparing Progressive and Travelers Rates by Age and Gender
This table shows how Progressive vs. Travelers auto insurance prices change depending on age and gender. The comparison helps to see which company gives cheaper choices for different groups of people.
Progressive vs. Travelers Full Coverage Auto Insurance Monthly Rates by Age & Gender
| Age & Gender | | |
|---|---|---|
| Age: 16 Female | $801 | $719 |
| Age: 16 Male | $814 | $910 |
| Age: 30 Female | $131 | $99 |
| Age: 30 Male | $136 | $108 |
| Age: 45 Female | $112 | $98 |
| Age: 45 Male | $105 | $99 |
| Age: 60 Female | $92 | $89 |
| Age: 60 Male | $95 | $90 |
For teenage drivers, Travelers give better prices for girls, but Progressive has cheaper rates for boys. At 30 years old, Travelers offers lower costs for both men and women and keeps being affordable until age 45.
At age 60, the difference in rates becomes smaller, but Travelers still provides somewhat lower prices for both men and women drivers. This analysis can help identify which insurance company is a better match for you, making sure you get the most affordable choice.
Progressive vs. Travelers Farm Full Coverage Auto Insurance Monthly Rates by Driving Record
| Driving Record | | |
|---|---|---|
| Clean Record | $105 | $99 |
| Not-At-Fault Accident | $186 | $139 |
| Speeding Ticket | $140 | $134 |
| DUI/DWI | $140 | $206 |
Drivers who have clean records will see that Travelers provides somewhat cheaper rates compared to Progressive. But, if the accident is not their fault, Travelers’ rates become much more favorable in comparison to Progressive.
Progressive have lower prices for drivers who get speeding tickets, but Travelers charge much more if driver has DUI/DWI. This information helps to understand which insurance company is better choice depending on driver’s past driving behavior. Uncover the top factors that affect auto insurance rates and how they vary by driver.
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Available Coverages With Progressive vs. Travelers
Auto insurance companies offer numerous forms of coverage to customers. Combining these coverages allows customers to create their ideal policy. Basic coverages provided by Progressive and Travelers include:
- Bodily Injury Liability
- Property Damage Liability
- Personal Injury Protection
- Uninsured/Underinsured Motorist Coverage
- Medical Payment Coverage
- Collision Insurance
- Comprehensive Insurance
- Rental Car Reimbursement
- Rideshare Insurance
In addition to the basic coverages, Travelers offers GAP insurance, new car replacement, and accident forgiveness.
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Available Discounts With Progressive vs. Travelers Auto Insurance
Auto insurance discounts allow customers to save on their coverage. Comparing Progressive vs. Travelers auto insurance company discounts will help you determine the provider that offers the most savings.
Discounts offered by Progressive include:
- Good Student Discount
- Student Away at School
- Multiple Policies
- Multiple Vehicles
- Pay in Full
Discounts offered by Travelers include:
- Good Student Discount
- Multiple Policies
- Multiple Vehicles
- Good Driver
- Student Away at School
- Driver Training
- Green Vehicle Discount
- Pay in Full
You can also obtain Travelers and Progressive windshield replacement coverage should you suffer glass damage.
Financial Strength of Progressive and Travelers Auto Insurance
Credit rating agencies review and rate insurance companies based on financial strength. These financial ratings determine the company’s likelihood of providing a payout when you file a claim. The most trusted rating agencies have rated Progressive and Travelers. Get insights into how long you can file a claim after a car accident to stay informed.
Progressive has been rated an A+ by A.M. Best, an A2 by Moody’s, and an AA by S&P. These are solid ratings, indicating that Progressive will provide a payout when you file a claim.
Travelers has been rated an A+ by A.M. Best, an Aa2 by Moody’s, and an AA by S&P. These are excellent ratings and suggest that Travelers is very financially strong. While Progressive and Travelers have been rated the same by A.M. Best and S&P, Travelers is rated higher by Moody’s.
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Analyzing Complaints for Progressive vs. Travelers Auto Insurance
The Better Business Bureau (BBB) and the National Association of Insurance Commissioners (NAIC) allow customers to list complaints about insurance companies. The organizations have received complaints about Progressive and Travelers.
At the time of this comparison, the BBB has received 2,812 complaints about Progressive. The company’s NAIC complaint index ratio is also 1.66, indicating that Progressive has more complaints than similarly-sized companies.
The best offense is a good defense! Bundling your home and auto with Progressive gives you double coverage when life calls a trick play. Whose defense are you counting on this Sunday? pic.twitter.com/oyH9Vvm050
— Progressive (@progressive) September 22, 2024
The BBB has received 427 complaints about Travelers. According to the NAIC, the company’s complaint index ratio is 0.90, indicating fewer complaints than competitors of a similar size. These numbers show that Travelers has greater customer satisfaction than Progressive.
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Progressive vs. Travelers Roadside Coverage
Progressive and Travelers offer roadside assistance plans to customers. This coverage is helpful when policyholders suffer car trouble while on the road.
In most states, Progressive includes roadside assistance with comprehensive insurance and collision insurance coverage. Travelers offers two levels of roadside assistance. The basic plan includes:
- Towing up to 15 Miles
- Battery Service
- Fuel Delivery
- Tire Change
- Locksmith Service
The Travelers premium option includes everything in the basic plan and trip interruption reimbursement, allowing drivers to obtain up to $200 per day for a rental car.
If you purchase roadside assistance as an add-on, it will increase your Progressive or Travelers auto insurance quotes.
Mobile App Features of Progressive vs. Travelers
Progressive and Travelers offer mobile apps that are accessible on any mobile device. Entering a Progressive or Travelers Insurance login allows customers to access digital ID cards, manage policies, request roadside assistance, and make payments.
Steps to File a Claim With Progressive or Travelers
Customers that buy Progressive or Travelers can file auto insurance claims through the companies’ mobile apps, websites, or by calling customer service. You can reach Progressive Insurance customer service by calling (800) 776-4737. You can claim Travelers Insurance by calling (800) 252-4633.
Evaluating the Top Choice: Progressive or Travelers
The decision on the best auto insurance company depends on your age and personal preference. Younger and older drivers will often find Progressive to be the cheaper option. On the other hand, those between the ages of 30 and 60 will find lower rates with Travelers.
🔔 #SafeDrivingTip: Turning on your phone’s “do not disturb” function before you begin driving can help reduce the temptation to browse online at a red light or immediately respond to a text message.
Find more tips from the @NatlDDCoalition: https://t.co/iS4wx4sbQW #FocusOn pic.twitter.com/y0btT0vBOt
— Travelers (@Travelers) October 19, 2023
Even if Progressive offers lower rates for your age, Travelers has more discount opportunities, allowing customers to decrease their monthly rates. Examining these discounts will help you find the best choice for your auto insurance.
Evaluating Progressive and Travelers Auto Insurance Business Ratings
The table display how Progressive compare to Travelers auto insurance according to different business rating agencies. It show important differences in customer happiness, number of complaints, and financial health.
Insurance Business Ratings & Consumer Reviews: Progressive vs. Travelers
| Agency | | |
|---|---|---|
 | Score: 832 / 1,000 Avg. Satisfaction | Score: 860 / 1,000 Above Avg. Satisfaction |
 | Score: A+ Excellent Business Practices | Score: A+ Excellent Business Practices |
 | Score: 72/100 Avg. Customer Feedback | Score: 76/100 Good Customer Feedback |
 | Score: 1.11 More Complaints Than Avg. | Score: 1.12 Avg. Complaints |
 | Score: A+ Superior Financial Strength | Score: A++ Superior Financial Strength |
J.D. Power rates Travelers slightly higher in customer satisfaction, reflecting its strong service performance. Both companies get very good grades from A.M. Best, showing they have strong financial power. But Travelers is a little bit better with an A++ rating.
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Consumer Reports says Travelers has better feedback from customers, but both companies have good reputations. Progressive has a little higher complaint index, which means they can get better at dealing with customer issues.
Progressive has big market share, showing it has many customers and does a lot of advertising. Travelers is smaller but gives special coverage and good prices, staying strong in important groups of people.
The difference in market share shows Progressive’s appeal to various age groups, while Travelers focuses on price-sensitive customers with specific plans. Knowing these details helps people pick an insurance company that fits their wants and needs better. Get the details on the best auto insurance companies to find the perfect fit for your policy.
Concluding Thoughts on Progressive vs. Travelers Auto Insurance
The choice between Progressive and Travelers depends on what’s most important to you. While Travelers generally has lower rates than Progressive, the companies are rated the same by A.M. Best and offer similar coverages.
Progressive’s higher complaint index of 1.11 contrasts with Travelers’ lower 1.12, indicating slightly better customer satisfaction for Travelers.Brandon Frady Licensed Insurance Producer
Comparing Travelers vs. Progressive auto insurance will help you determine the best option for your situation. If you aren’t happy with your decision, check out our guides for how to cancel Progressive auto insurance or how to cancel Travelers auto insurance. Now that you’ve compared Progressive vs. Travelers, enter your ZIP code to get free auto insurance quotes from companies in your area.
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Frequently Asked Questions
What coverage options does Progressive auto insurance in Florida offer?
Progressive auto insurance in Florida offers liability, collision, comprehensive, and additional coverages like roadside assistance and rental car reimbursement. Find tips on choosing the best Florida auto insurance to protect your vehicle.
Is Travelers Insurance better than Progressive for auto coverage?
Whether Travelers Insurance is better than Progressive depends on your needs; Travelers may offer better rates for middle-aged drivers and more discounts, while Progressive is often cheaper for teens and seniors.
What does Travelers Insurance’s roadside assistance include?
Travelers Insurance’s roadside assistance offers services like towing, battery jump-starts, flat tire changes, and a premium option with trip interruption coverage. Find the best auto insurance company near you by entering your ZIP code into our free quote tool below.
Does Progressive’s rental car insurance cover all rental vehicles?
Progressive’s rental car insurance typically covers rental vehicles if you have collision and comprehensive coverage on your policy, but it’s best to confirm specific terms.
What are the highlights of Travelers car insurance reviews?
Travelers car insurance reviews often highlight its competitive rates for middle-aged drivers, extensive discounts, and strong customer satisfaction scores. Learn tips on how to help teen drivers get their first license with ease.
How does Progressive vs. Travelers home insurance compare?
Travelers vs. Progressive home insurance comparisons show Progressive partnering with other companies for home coverage, while Travelers offers its own robust home insurance policies with multiple coverage options.
How can I access my Travelers auto insurance login?
You can access your Travelers auto insurance login through their website or mobile app by entering your username and password to manage your policy, make payments, and file claims.
How can I get a Progressive auto insurance quote?
You can get a Progressive auto insurance quote online by visiting their website, using their mobile app, or calling customer service.
What does Travelers auto insurance in Virginia offer?
Travelers auto insurance in Virginia provides standard coverage options such as liability, collision, comprehensive, and additional features like roadside assistance and rental reimbursement. Explore options for finding the best Virginia auto insurance to fit your budget.
What’s the difference between Progressive basic and choice coverage?
Progressive basic offers essential coverage options, while choice adds features like accident forgiveness and small claims forgiveness for more comprehensive protection.
What is the phone number for a Progressive car insurance quote?
You can get a Progressive car insurance quote by calling customer service at 1-800-PROGRESSIVE (1-800-776-4737). Uncover affordable auto insurance rates from the top providers by entering your ZIP code below.
Does Progressive offer new car replacement coverage?
Yes, Progressive offers new car replacement coverage through its “Progressive Advantage” program, providing a brand-new car if yours is totaled within the first few years of ownership.
What features are available on the Progressive auto insurance app?
The Progressive auto insurance app allows you to access digital ID cards, manage your policy, make payments, request roadside assistance, and file claims conveniently from your mobile device. Discover the best auto insurance apps to manage your policy on the go.
Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
