Safeway Auto Insurance Review (2024)

Safeway offers no-fault policies as well as standard policies. No-fault policies can also be called Personal Injury Protection policies; they help cover any bodily injury or loss of income you or your passengers may sustain in an accident, regardless of who is at fault. Because this is a small insurance agency, they offer a lot more flexibility than some of the bigger players out in the field.

If you are a high-risk driver, you may want to know that this company can also offer non-standard policies for those with a blemished driving record, SR22s, or FR44s.

What You Should Know About Safeway Insurance Co.

Safeway Insurance Group is actually a group of companies made up of businesses with similar names in the states where they operate, such as:

• Safeway Insurance Company of Georgia
• Safeway Insurance Company of Arizona
• Safeway Insurance Company of Louisiana
• Oakbrook County Mutual Insurance Company
• SPIC Financial Corporation

Who is Safeway car insurance good for?

The average person may be unable to buy vehicle insurance coverage from a major carrier for many reasons. They may have several moving violations on their driving record, they may have been in an accident, or they may not have been able to get auto insurance coverage at an affordable rate in the past so there are lapses in their coverage. Safeway Insurance is a small company that sells affordable coverage and priceless peace of mind to anyone who needs comprehensive coverage, even if they have a bad driving record.

Safeway car insurance specializes in selling auto coverage to the average person.

What is the Safeway Insurance claims process like?

Safeway Insurance is not yet set up to receive your claim online. Instead, policyholders can only make claim submissions by phone. The company promises to pass on the report, within hours, to the representative who initiates the next step in the claims process.

Representatives understand the inconvenience of being in an accident. They are trained to make the process as smooth as possible if your vehicle has been damaged.

You can expect representatives to arrange your repairs by scheduling the adjuster’s trip to assess the car and the repair shop.

Some rental car agencies will pick you up from the repair shop after you have concluded your business with them.

If you are at fault in an accident, the company will communicate the status of the situation to the other driver and passengers. This step is taken within 48 hours of receiving a report of the accident.

If more damage is detected during the repair period, Safeway will send an adjuster out to assess the new damage as well.

What do reviews say about Safeway Insurance Company?

This is a solvent company based on the rating it received from A.M. Best, the most recognized auto insurance rating company.

A.M. Best issued Safeway an “A” (Excellent). This indicates that the company is in good standing among its peers and policyholders.

This company has a definite online presence in the form of information about the company and its different insurance coverage options, along with many reviews. Several people have had bad experiences with Safeway that made them so angry they made comments to the Ripoff Report.

Most of these reviewers were involved in accidents with Safeway policyholders.

You can get online auto insurance rates from several companies by simply entering your ZIP code below!

Safeway Insurance Co. Insurance Coverage Options

Every state establishes the minimum coverage requirements based on the area’s conditions. Safeway can provide its policyholders with the minimum coverage in minutes should they need something on the spot.

When you establish your insurance policy by phone, you make a down payment and will pay your first monthly payment on the spot.

However, you don’t really receive verification of your policy terms right away when it is done this way.

An overview of your policy is called the declaration page. The company website describes everything you might find on the “dec” page and what they all mean. You can always speak to an agent if you have questions about your automobile insurance policy.