Security National Auto Insurance Review for 2025 (See Rates & Discounts Here)
Our Security National auto insurance review found that Bristol West, its parent company, specializes in high-risk coverage in Florida and Texas, with rates from $41 per month. Backed by an A rating from A.M. Best, it has the financial strength to handle Security National claims reliably.

Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
UPDATED: Mar 22, 2025
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Mar 22, 2025
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Security National Insurance Company (Bristol West)
Monthly Rate:
$41A.M. Best Rating:
AComplaint Level:
LowPros
- Low rates for high-risk drivers and those with bad credit
- Save 20% with good driver and anti-theft discounts
- Includes non-owner and rideshare coverage
Cons
- Only in Texas and Florida
- Poor claims satisfaction reviews
Our Security National auto insurance review found it now operates as Bristol West and offers specialized, high-risk policies starting at $41 per month (Learn More: Bristol West Auto Insurance Review).
Security National Auto Insurance Rating
Rating Criteria | Security National |
---|---|
Overall Score | 3.6 |
Claim Processing | 3.4 |
Company Reputation | 4.0 |
Coverage Availability | 4.7 |
Coverage Value | 3.2 |
Customer Satisfaction | 2.5 |
Digital Experience | 4.0 |
Discounts Available | 4.0 |
Insurance Cost | 3.9 |
Plan Personalization | 4.0 |
Policy Options | 2.5 |
Savings Potential | 3.9 |
Business Reviews | 3.0 |
Security National and Bristol West are both Farmers subsidiaries. So, existing Security National policies now fall under Bristol West, with no action required. See how Farmers’ reputation supports Security National insurance policies in our Farmers review.
Call the Security National auto insurance phone number at 1-888-888-0080 for more information.
- Security National policies now go through Bristol West
- The company specializes in high-risk coverage, with rates from $41 monthly
- Save 20% with its good driver and multi-car discounts
Compare Bristol West Insurance, formerly Security National, to top providers near you using our free quote comparison tool.
Security National Auto Insurance Cost
The Security National Insurance Company’s rates can vary by driver age, record, gender, and state law. Check out these rates for Security National insurance policies, now administered by Bristol West:
Security National Auto Insurance Monthly Rates by Coverage Level
Age & Gender | Minimum Coverage | Full Coverage |
---|---|---|
16-Year-Old Female | $220 | $566 |
16-Year-Old Male | $252 | $618 |
18-Year-Old Female | $179 | $416 |
18-Year-Old Male | $216 | $501 |
25-Year-Old Female | $52 | $138 |
25-Year-Old Male | $57 | $150 |
30-Year-Old Female | $49 | $128 |
30-Year-Old Male | $53 | $139 |
45-Year-Old Female | $46 | $119 |
45-Year-Old Male | $45 | $119 |
60-Year-Old Female | $41 | $106 |
60-Year-Old Male | $43 | $110 |
65-Year-Old Female | $45 | $117 |
65-Year-Old Male | $45 | $117 |
For example, a driver in their 60s with a clean record might pay as little as $41 per month for liability car insurance.
However, insurance companies often charge higher premiums to high-risk drivers with accidents or traffic violation records. See what you could pay for Security National coverage through Bristol West based on your driving record:
Security National Auto Insurance Monthly Rates by Driving Record
Violation | Minimum Coverage | Full Coverage |
---|---|---|
Clean Record | $48 | $117 |
1 Ticket | $62 | $160 |
1 Accident | $100 | $190 |
1 DUI | $130 | $250 |
Compared to State Farm, The Security National Insurance Company offers the cheapest rates to drivers with a clean record. For those interested in estimating the cost of auto insurance for a new car, the vehicle manufacturer and model, safety technology, and driving records significantly affect the final quote.
In addition, rates with Security National can more than double after an accident.
Driving violations like accidents, DUIs, and tickets show insurers that you're a high-risk driver, which can raise your rates.Travis Thompson Licensed Insurance Agent
For more help, call the Security National insurance company phone number at 1-888-888-0080.
Security National Cost vs. Competitors
Security National may be a good deal for high-risk drivers, but if you have a clean record, other providers could have cheaper rates. Compare insurance quotes for Security National vs. top providers to find your best deal:
Minimum Coverage Auto Insurance Monthly Rates by Age & Gender
Company | Age 18: Female | Age 18: Male | Age 30: Female | Age 30: Male | Age 45: Female | Age 45: Male | Age 60: Female | Age 60: Male |
---|---|---|---|---|---|---|---|---|
$193 | $223 | $64 | $67 | $61 | $62 | $59 | $60 | |
$131 | $178 | $43 | $51 | $43 | $170 | $40 | $150 | |
$315 | $271 | $61 | $64 | $53 | $53 | $47 | $50 | |
$93 | $107 | $32 | $32 | $30 | $30 | $28 | $29 | |
$131 | $167 | $53 | $48 | $43 | $44 | $39 | $41 | |
$251 | $281 | $48 | $50 | $41 | $39 | $35 | $36 | |
Security National | $220 | $255 | $55 | $58 | $48 | $50 | $45 | $46 |
$101 | $125 | $36 | $39 | $33 | $33 | $30 | $30 | |
$223 | $310 | $37 | $40 | $37 | $37 | $35 | $35 | |
$78 | $88 | $28 | $30 | $22 | $22 | $21 | $21 |
As you can see, rates with Security National are generally higher than those of most top competitors, such as Geico and State Farm. However, this could be a great deal for high-risk drivers having trouble finding a policy.
Auto Insurance Monthly Rates: Clean Record vs. One Ticket by Provider
Company | Clean Record | One Ticket |
---|---|---|
$61 | $72 | |
$44 | $51 | |
$53 | $66 | |
$30 | $39 | |
$44 | $53 | |
$39 | $52 | |
Security National | $48 | $62 |
$33 | $37 | |
$37 | $51 | |
$22 | $25 |
Rates for Security National after a ticket start at $62 monthly, which is still higher than most other companies. Enter your ZIP code into our free quote tool to see if Security National is right for you.
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Security National Auto Insurance Coverage Options
Managed by Bristol West, Security National provides all the basic coverage options you’d expect from most providers, including:
- Liability Insurance
- Uninsured/Underinsured Motorist (UM/UIM)
- Collision and Comprehensive Coverage
- Medical Payments (MedPay)
- Personal Injury Protection (PIP)
You’ll also find various add-on coverages to enhance your Security National policy with Bristol West, listed here:
Security National Auto Insurance Optional Coverages & Benefits
Add-On Coverage | What it Covers |
---|---|
Vanishing Deductible | Reduces your deductible by $250-$500 for each claim-free year. |
Gap Insurance | Covers the gap between your car's value and loan balance if totaled. |
New Car Replacement | Replaces a brand-new car with a similar model if it's totaled. |
Rental Car Reimbursement | Pays $50 per day for up to 30 days during vehicle repairs. |
Rideshare Insurance | Extends coverage to Uber and Lyft drivers while working. |
Roadside Assistance | Provides towing, jump-starts, tire changes, and lockout services. |
In addition, Security National makes it easy to comply with state insurance laws if you need to file an SR-22. For coverage questions, the Security National car insurance customer service phone number is 1-888-888-0080.
Read More: How to Check if a Vehicle Has Auto Insurance Coverage
Security National Auto Insurance Discounts
Security National insurance company, through Bristol West, has many discounts to help policyholders lower premiums. Some of the most significant discounts include the following:
Security National Auto Insurance Discounts by Savings Potential
Discount | Security National |
---|---|
Good Driver | 20% |
Multi-Policy | 15% |
Good Student | 15% |
Multi-Car | 12% |
Distant Student | 12% |
Defensive Driving | 10% |
Affinity | 8% |
Good Payer | 7% |
Homeowner | 7% |
AutoPay | 5% |
Paperless | 5% |
This company will also benefit those seeking the best motorcycle insurance discounts.
For questions about discounts and coverage, contact the Security National insurance phone number, which is for Bristol West customer service, at 1-888-888-0080.
What Customers Say About Security National Auto Insurance
Reviews of the Security National Insurance Company in Florida – managed by Bristol West – show some Reddit users enjoy its low rates and fast claims processing.
However, some customers report inconsistent customer service. One Redditor praised the lower price point but struggled to resolve billing disputes.
thoughts of bristol west for auto insurance?
byu/CreativeDrawer9460 inInsurance
Security National Insurance Company reviews on Yelp also show customers dealing with billing issues and policy cancellations. According to one Yelp user, Security National failed to follow up on a claim they filed against a policyholder, even after numerous calls and emails.
The Security National Insurance Company has competitive rates, but some areas require improvement, such as customer service. See the top auto insurance companies with the best customer service here.
Security National Third-Party Ratings
Always consider company ratings to see what customers think and whether the company is financially stable. According to reviews of Security National Insurance Company, it has a financial strength rating of A from A.M. Best through Bristol West, which shows strong claims handling.
Security National Insurance Business Ratings & Consumer Reviews
Agency | Security National |
---|---|
Score: 850 / 1,000 Above Avg. Satisfaction |
|
Score: A Good Customer Service |
|
Score: 78/100 Positive Customer Feedback |
|
Score: 0.70 Fewer Complaints than Avg. |
|
Score: A Excellent Financial Strength |
In addition, the Security National Insurance Company has a lower-than-average complaint index than most other top providers, meaning customers are satisfied with their Bristol West policy.
Learn More: Can a private auto insurance company meet my needs?
For questions or support, call the Security National Insurance Company auto insurance phone number at 1-888-888-0080.
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How to File Security National Insurance Company Claims
If you need to reach Security National about an insurance claim, your claim will be processed through its parent company Bristol West. Follow these simple steps to file Security National car insurance claims:
- Gather Relevant Info: Have key details like your policy number, accident date and location, damage photos, contact information for involved parties, and a police report.
- Report the Incident: Call the phone number for Security National auto insurance claims at 1-800-274-7865, which is Bristol West’s claims number for Security National policies. See how long after a car accident you have to file a claim here.
- Work With the Adjuster: After reviewing the damage, your claims adjuster may ask for additional documents, such as repair estimates, witness statements, or medical bills, before making a settlement offer.
After completing the Security National insurance auto claims process, you can expect to hear back on your claim – now handled by Bristol West – within 7 to 14 days, but it could take longer depending on the complexity of your case.
For more details, check out “How to File an Auto Insurance Claim” for step-by-step instructions on the claims process.
Why Security National is Great for SR-22 Auto Insurance
Security National provides specialized high-risk coverage from $41 monthly if you’re looking to meet SR-22 requirements. They also offer unique add-ons like rideshare insurance for Uber or Lyft drivers, as well as gap insurance for those with outstanding loan balances.
While Security National has good financial ratings via Bristol West, its parent company, it’s not the cheapest provider. Also, some users complain that Security National insurance customer service isn’t helpful.
Compare minimum auto insurance rates now with our free quote tool and see how providers like Security National compare in price.
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Frequently Asked Questions
Is Security National legit?
Yes, Security National Insurance Company is a legit insurance company managed by Bristol West, which is owned by Farmers Insurance. While it has low rates for SR-22 coverage, customers report billing and customer service concerns.
Who owns the Security National Insurance Company?
Many readers ask, “Is Security National the same as Bristol West?” Security National is owned by Bristol West, a subsidiary of Farmers.
Learn More: Farmers Auto Insurance Review
What is the Security National Insurance Company address?
The mailing address with Security National, now Bristol West, is P.O. Box 248834, Oklahoma City, OK 73124-8834. On the other hand, the Security National auto insurance claims address is P.O. Box 258806, Oklahoma City, OK 73125-8806.
How much does Security National auto insurance cost?
Monthly rates with Security National (now Bristol West) start at $41 per month. However, premiums vary based on age, driving history, location, and coverage level.
What types of coverage does Security National offer?
Security National offers a variety of coverage options, including liability, comprehensive, collision, and gap insurance. They also provide SR-22 insurance filings for those required by law.
Are there discounts available with Security National?
Security National discounts policyholders for good driving, paperless billing, and electronic payments. Discounts may vary by state and policy type.
Is TD insurance the same as Security National?
No, Security National Insurance Company through Bristol West is not the same as Security National Insurance Company under TD insurance in Canada.
Can I get gap insurance with Security National?
Security National offers gap insurance, which covers the difference between your car’s current value and the amount you owe on your loan. This coverage is beneficial for vehicles still under a loan. If you’re asking how often auto insurance is paid, knowing how payment frequency can affect your overall insurance management is essential.
How do I contact Security National?
The Security National car insurance company phone number is 1-888-888-0080, which directs to Bristol West. In addition, the auto claims phone number for the Security National Insurance Company is 1-800-274-7865.
Where does Security National offer coverage?
Drivers can get Security National auto insurance in Florida and Texas, though rates may vary. However, check with a local agent for coverage options in your area.
How do I contact Security National in Florida?
Filing Security National Insurance Company auto claims in Florida is simple. Call the Security National insurance phone number in FL at 1-800-274-7865 to file a claim.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Buzarsmichelle_gmail_com
Worst company ever
Miichelle
Ripoff
Phoenix-Fire
This is straight up theft!
Bristol_Scam
Bristol West is a scam
grumpygringo
Bad insurance company shady practices.
Jtobiasson_
Bad business practices
Muhammad_Abdullahi
Charging extra Money!
Ayoub_Khan
Horrible Experience with company.
Lexabshi03
Don’t even bother…
bkelly66
poor customer service