Texas Farm Bureau Auto Insurance Review in 2024 (Expert Evaluation)
Our Texas Farm Bureau auto insurance review shows affordable choices, with monthly rates starting at $61 for drivers with good records. Texas Farm Bureau is well-regarded for its competitive pricing, tailored service, strong local presence, and dependable auto insurance coverage choices for Texas residents.
Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
UPDATED: Nov 25, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 25, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Texas Farm Bureau
Average Monthly Rate For Good Drivers
$61A.M. Best Rating:
A-Complaint Level:
LowPros
- Affordable premiums
- Extensive discounts
- Diverse coverage options
Cons
- Claims processing challenges
- Limited national coverage
- Texas Farm Bureau is the highest-rated insurer for customer satisfaction in Texas
- Coverage is only available to members who live in Texas
- Monthly rates for Texas Farm Bureau are higher than average when compared to other companies
This Texas Farm Bureau auto insurance review highlights affordability and local experience as primary benefits. Texas Farm Bureau insurance quotes offer local agent support and competitive pricing at $61 for good drivers.
Although Texas Farm Bureau car insurance earns praise from many clients for reliability, some had difficulties with statements.
Texas Farm Bureau Auto Insurance Rating
| Rating Criteria |  |
|---|---|
| Overall Score | 3.9 |
| Business Reviews | 5.0 |
| Claim Processing | 4.7 |
| Company Reputation | 4.0 |
| Coverage Availability | 2.7 |
| Coverage Value | 4.0 |
| Customer Satisfaction | 4.0 |
| Digital Experience | 4.0 |
| Discounts Available | 5.0 |
| Insurance Cost | 3.8 |
| Plan Personalization | 4.0 |
| Policy Options | 2.5 |
| Savings Potential | 4.2 |
Knowing how to settle a car accident without auto insurance is also essential for specific drivers.So, you always compare the best quotes for the appropriate coverage.
When you enter your ZIP code in our free quote tool above, getting cheaper Texas Farm Bureau auto insurance rates only takes a few moments.
- This Texas Farm Bureau auto insurance review reveals rates from $61 monthly
- Texas Farm Bureau claims are known for their efficiency and quick resolutions
- TFB insurance offers substantial discounts for bundling policies together
Cost Analysis of Auto Insurance Coverage With Texas Farm Bureau
The price is the most critical factor when considering Texas State Farm Bureau insurance. The monthly average premium for prudent drivers is around $61, remaining within pretty affordable means. However, insurance rates with TX Farm Bureau can differ significantly across customers due to age, gender, and driving history.
Texas Farm Bureau Auto Insurance Monthly Rates by Coverage Level, Age, & Gender
| Age & Gender | Minimum Coverage | Full Coverage |
|---|---|---|
| Age: 16 Female | $300 | $475 |
| Age: 16 Male | $325 | $525 |
| Age: 18 Female | $250 | $400 |
| Age: 18 Male | $275 | $450 |
| Age: 25 Female | $150 | $240 |
| Age: 25 Male | $165 | $260 |
| Age: 30 Female | $120 | $195 |
| Age: 30 Male | $130 | $210 |
| Age: 45 Female | $61 | $122 |
| Age: 45 Male | $115 | $175 |
| Age: 60 Female | $100 | $155 |
| Age: 60 Male | $105 | $160 |
| Age: 65 Female | $95 | $150 |
| Age: 65 Male | $100 | $155 |
Young drivers or those with fewer than 3 years of experience will face a higher premium, which benefits more experienced drivers as they receive a lower rate. According to Texas Farm Bureau quote reviews, the company has a rating of 3.7, showing that policyholders generally get what they pay for, whether the experience is favorable or not.
Competitive rates and savings will create exceptional value for price-conscious policyholders seeking dependable coverage.Kristen Gryglik Licensed Insurance Agent
In addition, Texas Farm Bureau insurance often is below the national average, which means drivers seeking to lower auto insurance rates are likely to find it interesting. If you ask how to estimate the auto insurance costs for a new car, you might use this provider’s competitive rates as a baseline against which to compare.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Comparing Average Rates: Texas Farm Bureau vs. Other Insurers
When comparing the cost of car rental protection through the Texas Farm Bureau and auto insurance providers like State Farm, it’s evident that demographics influence pricing.
For instance, a 30-year-old male driver with a spotless driving history may discover that the rates from Texas Farm Bureau are generally more affordable than those of State Farm or other competitors. However, it’s important to note that some customers have raised Texas Farm Bureau complaints regarding certain services.
Texas Farm Bureau Auto Insurance Monthly Rates vs. Top Competitors by Driving Record
| Insurance Company | Clean Record | One Ticket | One Accident | One DUI |
|---|---|---|---|---|
 | $160 | $188 | $225 | $270 |
 | $117 | $136 | $176 | $194 |
 | $139 | $173 | $198 | $193 |
 | $80 | $106 | $132 | $216 |
 | $174 | $212 | $234 | $313 |
 | $115 | $137 | $161 | $237 |
 | $105 | $140 | $186 | $140 |
 | $86 | $96 | $102 | $112 |
| $122 | $180 | $200 | $240 |
 | $99 | $134 | $139 | $206 |
Contact their customer service using the Texas Farm Bureau phone number for inquiries. Rates may also vary for female drivers or those in different age brackets. However, auto insurance quotes from the Farm Bureau remain highly competitive.
Texas Farm Bureau Auto Insurance Monthly Rates vs. Top Competitors by Coverage Level
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| $61 | $160 |
| $44 | $117 |
| $53 | $139 |
| $30 | $80 |
| $68 | $174 |
| $44 | $115 |
| $39 | $105 |
| $33 | $86 |
| $61 | $122 |
| $37 | $99 |
Texas Farm Bureau’s average monthly auto insurance cost tends to be more affordable than other top providers, making it an attractive choice for cost-conscious drivers seeking quality insurance.
Texas Farm Bureau’s Auto Insurance Coverage Choices
From primary liability to full coverage auto insurance for fully comprehensive coverage, Texas Farm Bureau auto insurance has several coverage options to fit the needs of policyholders.
You could opt for minimum coverage that is nearly the liability required in your state or comprehensive coverage that guards against non-collision events such as theft or weather-related damages. Farm Bureau auto insurance also provides some add-ons to bridge the difference between the value and outstanding loan for financed automobiles.
Texas Farm Bureau Auto Insurance Coverage Options
| Coverage | |
|---|---|
| Collision | Covers collision damages |
| Comprehensive | Non-collision damages covered |
| Death Indemnity | Provides death benefit |
| Liability | Covers injury/property damage |
| Medical Payments | Covers medical expenses |
| Personal Injury Protection (PIP) | Covers injury-related costs |
| Rental Reimbursement | Covers rental car costs |
| Roadside Assistance | Emergency roadside services |
| Uninsured/Underinsured Motorist | Protects against uninsured drivers |
Those residing in Texas can find similar coverage options provided under TX Farm Bureau insurance toward the requirements of a state. High-risk drivers can benefit from SR-22 filings, while add-ons like rental reimbursement, roadside assistance, and death indemnity enhance flexibility.
Farm Bureau insurance in Texas enjoys a rating of 2.7, which gives plenty of room for improvement to serve the diverse needs of drivers. Conversely, during the grace period, Texas Farm Bureau car insurance offers them more leeway to provide uninterrupted coverage for drivers.
Available Discounts With Texas Farm Bureau Car Insurance
Farm Bureau in TX works to keep auto insurance affordable by offering various discounts that help policyholders save on their premiums. The most significant discounts include 20% for multi-car policies, 15% for good students, and 15% for bundling multiple lines of insurance.
Texas Farm Bureau Auto Insurance Discounts by Savings Potential
| Discount Type | |
|---|---|
| Multi-Vehicle | 20% |
| Good Student | 15% |
| Bundling | 15% |
| Low Mileage | 10% |
| Safe Driver | 10% |
| Anti-Theft Device | 5% |
| Defensive Driving Course | 5% |
Drivers can receive a 10% discount for driving fewer miles and another 10% for maintaining a safe driving record. They can also save 5% by installing anti-theft devices in their vehicles and another 5% by completing defensive driving courses. Additionally, Farm Bureau roadside assistance offers added security for drivers on the road.
The Texas Farm Bureau review shows that their wide range of discounts makes it easier for all drivers to access quality coverage.
Texas Farm Bureau Midland boasts a pristine 5.0 rating, leading its industry. Such an impressive reputation means that this provider is very reliable because of their ability to provide good quality car insurance for responsible drivers. Discounts offered at Texas Farm Bureau only add to such quality for customers.
The question often arises, “Are discount auto insurance companies trustworthy?” Texas Farm auto insurance is all about helping you save as much as good commercial auto insurance money at the cost of prices only on the performance you can ensure against your good quality table.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Customer Reviews of Texas Farm Bureau Insurance Services
Policyholders of TFB-ins have been sharing their positive experiences on Reddit and Quora, emphasizing the reliable Texas Farm Bureau Insurance roadside assistance and the excellent support provided by local agents. Users also mention the competitive pricing offered through quotes.
There have been some concerns regarding the handling of claims. A few customers encountered delays in processing, but most were pleased with the response from local agents during the underwriting process, especially about services like Texas Farm Bureau roadside assistance.
Is anyone using Texas Farm Bureau for auto insurance?
byu/NierStellar inInsurance
This mixed feedback plays a role in the 4.0 review ranking for Texas Farm Bureau customer service. Potential customers can explore reviews from other users about the Texas Farm Bureau car insurance coverage to help them decide if it’s the right option for them.
If you are reviewing a policy, you may want to know if you can have your auto insurance claim cheque written to you; on balance, after all, though the company has pluses, such as being able to obtain a Texas Farm Bureau auto insurance quote relatively quickly, it also has some minuses which you should evaluate before making a final decision.
Texas Farm Bureau’s Ratings and Reputation in the Insurance Industry
TFB auto insurance comes from a well-regarded company with solid ratings from independent agencies. TFB insurance has a score of 890 out of 1,000 on the J.D. power scale, representing above-average customer satisfaction, and it rates 78 out of 100 from consumer Reports, illustrating good foreign complaint records.
Texas Farm Bureau Insurance Business Ratings & Consumer Reviews
| Agency | |
|---|---|
 | Score: 890 / 1,000 Above Avg. Satisfaction |
 | Score: A+ Excellent Business Practices |
 | Score: 78/100 Positive Customer Feedback |
 | Score: 0.75 Fewer Complaints |
 | Score: A Excellent Financial Strength |
Texas Farm insurance earns an A, which is excellent, from A.M. combined with customer referrals appearing on social media; these ratings add further relevance to the marketplace luster of the provider.
Our review consistently highlights Texas Farm Bureau auto insurance's strong business ratings and commitment to customer satisfaction.Eric Stauffer Licensed Insurance Agent
Texas Farm Bureau auto insurance is among the best business auto insurance, scoring an outstanding review ranking of 5.0 based on our scoring scale.
Pros and Cons of Choosing Texas Farm Bureau for Auto Insurance
While analyzing Texas Farm Bureau Mutual as an insurer for car insurance, some pros and cons are needed to weigh on each other. Here is a balanced review of the pros and cons of the company:
Pros
- Low Premium: Offers highly competitive premiums for good record drivers
- Multiple Discount Options: There are numerous options for great discounts; for instance, it offers the best multi-vehicle auto insurance discounts in town.
- Numerous Coverage Options: Flexible with various coverages and policy options that depend on different needs.
Cons
- Claims Processing Issues: Some customers have complained of delays and hassle in claims processing by this insurance firm.
- Limited National Coverage: It caters to more Texas residents and is thus disadvantageous for all drivers.
If you have any questions or need help, you can contact the Texas Farm Bureau number for any information about policies and help. The Texas Farm Bureau Mutual insurance company has many advantages, prospective customers should consider its positive and negative aspects to make informed choices that suit their insurance needs.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
A Closer Look at Texas Farm Bureau Auto Insurance
This Texas Farm Bureau car insurance review points out that this is the insurer with affordable premiums ranging from about $61 a month for good drivers and commitment to personalized local service.
The Texas Farm Bureau deserves respect for the Texas-centric insurance products, but customer complaints have been witnessed, especially in claim payment.
The Texas Farm Bureau company review reveals a provider offering affordable and reliable coverage explicitly tailored for Texans.
The company scored 890 out of 1,000 points on the scale by J.D. Power in terms of customer satisfaction. The company provides auto liability, comprehensive coverage, and other discount options that help minimize client premiums.
Texas Farm Bureau is an appealing choice for drivers seeking the cheapest liability-only auto insurance, as it offers some of the lowest rates by meeting only the minimum coverage required in Texas. To compare Texas Farm Bureau’s auto insurance premiums with other highly-rated providers in your area, enter your ZIP code below.
Your Opinion Matters!
Rate your insurance provider and provide share feedback with shoppers just like you.
Frequently Asked Questions
Is Texas Farm Bureau a good insurance company?
Texas Farm Bureau provides affordable insurance and the necessary local services at fair prices. While they provide competitive quotes, they have high customer satisfaction, but some policyholders complain about the swiftness of claiming.
Insurance companies provide good value for auto insurance in Texas. Knowing how insurance companies determine the value of a vehicle to determine coverage and even claims is crucial.
What types of insurance does the Texas Farm Bureau offer?
Other coverages available through the Texas Farm Bureau include home, life, and farm insurance, besides auto insurance.
How can I file a claim with the Texas Farm Bureau?
The claims can be submitted online using the Texas Farm Bureau mobile app or by contacting the agents directly.
Does the Texas Farm Bureau offer discounts on insurance premiums?
True, the Texas Farm Bureau offers discounts that include a multi-policy discount, a safe driver discount, and being a member of the Farm Bureau. Compare quotes from top home insurance providers by entering your ZIP code into our free tool below and explore the Texas Farm Bureau auto insurance options.
Is the Texas Farm Bureau only for Farmers?
The Texas Farm Bureau offers services to all residents of Texas, not just Farmers or producers. This broad accessibility primarily benefits those seeking cheap farm vehicle auto insurance. Knowing that anyone can use their services significantly expands insurance options.
How does the Texas Farm Bureau compare to other insurance providers?
Texas Farm Bureau is known for competitive pricing and solid local customer service, but comparing coverage options and customer reviews with other insurers is essential.
Does the Farm Bureau cover rental cars?
It is a good and trustworthy insurance company, although its pricing might not be the lowest in the market, especially for those rural residents. Besides that, the Farm Bureau offers various policies like auto, home, farm, and many others. Some customers love it because it provides personalized services to Farmers and rural communities.
Is Farm Bureau insurance good?
Farm Bureau auto insurance can indeed include rental car coverage; however, this would depend on the individual’s policy and specific states. Generally, such coverage can be available either as an addition to an already existing auto policy or as a standard benefit; however, it also usually depends on the specific policy or the agent a person is dealing with. A call would clarify one’s coverage with the insurance company or agency.
What are the payment options for Texas Farm Bureau insurance?
Texas Farm Bureau accepts client payments via the Internet, draft, phone, and mail. If you have such knowledge, managing your auto insurance will be easier if you invest it online.
Is Texas Farm Bureau insurance good?
Texas Farm Bureau insurance is well known for offering good customer service and low rates, especially for homeowners and Farmers. They are also more attuned to the needs of rural communities. Reviews for the company can vary with any insurer, but many Texas residents consider it a reliable choice for multiple types of insurance.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Left_stranded_
Road side assistance left me stranded
CBXSteve
Mission Accomplished - Adjuster Ignored Customer, Claim Gone
yhmnbvc
Good service and rates from a solid reliable Company
Fisherman2019
Been with this company many many years
Insurer
Seeking other insurance provider - in your best interest
Lindsey1
Good coverage, good rates
Movingon2222
Misinformed information
Trhorn820
Fix this
Jmbrow1
Farm Bureau is the best, most aff insurance company around.
RetireMyHusband
Wish We Had Switched Sooner!