Travelers Auto Insurance Review for 2024 (Check Out Their Score!)

The Travelers auto insurance review confirms it is the best option, with monthly rates as low as $38. It competes well with other providers by offering a range of coverage.

Travelers provide insurance for high-net-worth individuals and boast an A++ rating from A.M. Best. It offers discounts such as a multi-policy and safe driver. Travelers are best for hybrid coverage in terms of affordability and comprehensiveness.

IntelliDrive can push rates higher than others, but Travelers provides a range of ways to save and remains competitive with relatively low complaint levels. Find out more by reading our “Travelers IntelliDrive Review.” 

Travelers Auto Insurance Rating

Rating Criteria
Overall Score	4.4
Business Reviews	4.5
Claim Processing	4.5
Company Reputation	4.5
Coverage Availability	5.0
Coverage Value	4.3
Customer Satisfaction	4.1
Digital Experience	4.5
Discounts Available	5.0
Insurance Cost	4.1
Plan Personalization	4.5
Policy Options	4.1
Savings Potential	4.4

The company also offers bundling options that significantly lower premiums, which makes Travelers an excellent choice for those who want reputable and dependable insurance from their providers. Start saving on auto insurance by entering your ZIP code and comparing quotes.

Travelers Average Cost vs. Competitors

Compared to significant competitors like Geico, State Farm, and Progressive, Travelers offers slightly higher rates for some demographics, especially younger drivers or those with less-than-perfect driving records. However, Travelers’ pricing can be competitive for drivers with a clean record or those eligible for discounts.

Travelers vs. Competitors: Auto Insurance Monthly Rates by Provider & Coverage Level

Insurance Company	Minimum Coverage	Full Coverage
	$61	$160
	$44	$117
	$85	$237
	$53	$139
	$30	$80
	$67	$174
	$44	$115
	$39	$105
	$33	$86
	$38	$99
	$22	$59
U.S. Average	$45	$119

The company’s extensive policy customization options and its solid claims process often justify the marginally higher premium. In addition, Travelers’ bundle deals for home and auto insurance can further reduce costs, positioning it favorably compared to competitors who may offer fewer bundling incentives.

Delve into our “Progressive vs. Travelers Auto Insurance” depths for additional insights.

Travelers Auto Insurance Review

It would be best if you were wary of many aspects when deciding the value behind Travelers auto insurance. This review includes coverage costs, policy options, discounts, and customer experiences. Given that, we will shed some light on each area related to what Travelers offers and how it stacks up against its competitors.

The overall score is calculated using a weighted ranking in categories such as insurance cost, policy options, and customer satisfaction. Uncover additional insights in our article called “Best Auto Insurance Companies.”

Travelers Auto Insurance Monthly Rates by Coverage Level, Age, & Gender

Compare Travelers car insurance rates by age and sex. Minimum and full coverage insurance—Younger drivers, especially males, always pay more. For example, more comparisons are made after the age of 25 to determine which company offers cheaper rates as drivers age.

Travelers Auto Insurance Monthly Rates by Coverage Level, Age, & Gender

Premiums drop here at Travelers again, except it comes down more from men than women. Female drivers in all age groups usually receive lower rates than male drivers in each group. Explore further details in our “How to Cancel Travelers Auto Insurance.”

Travelers Coverage Options

Travelers offer slightly heftier rates than major rivals like Geico, State Farm, and Progressive for specific demographics—particularly younger drivers or anyone with incidents on their driving record. Nonetheless, Travelers can offer some of the best premiums to drivers with good records or other discounts.

Overall, its slightly higher premiums can frequently be justified by the level of policy customization and solid claims process. Plus, Travelers makes bundling your home and auto insurance easy for additional savings. Discover a wealth of knowledge in our “Compare Cheap Online Auto Insurance Quotes.”

Travelers Available Discounts

Travelers provide many discounts, potentially decreasing premiums for some drivers. Typical discounts include multi-policy, good student discounts, safe driver discounts (5 years accident-free), early quote discounts, and savings for vehicles with security features. A less common type of discount is for hybrid or electric car drivers, though this will only suit eco-friendly consumers.

Loyalty discounts are also available for policyholders who have carried a Travelers plan over multiple years. These discounts can be much more significant for drivers who must reduce their insurance premiums yet maintain coverage. Expand your understanding with our “Best Auto Insurance for Out-of-State Drivers.”

Travelers Customer Reviews

Most Travelers auto insurance customer reviews are positive, citing the company’s excellent customer service and simple claims process. Travelers have a reputation for being responsive and offering reasonable assistance when filing claims.

However, occasionally, there are complaints about delayed claims settlements or minor communication hiccups during a complex claim. That being said, for the most part, customers report satisfaction with this service and appreciate that ABC is prompt in meeting issues head-on.

In general, travelers should be proclaimed as solid insurers with areas needing to trim fat with their claims processing. Gain deeper insights by exploring our “Auto Insurance for Different Types of Drivers.”

Travelers Business Review

Travelers have a robust business model (primarily insurance). It has been around for over 160 years and is known for its financial strength and long-term reliability. A.M. Best rates the company as A++ (the top score), indicating that it has enough money to pay claims and a strong history of this process in practice.

Travelers Auto Insurance Business Ratings & Consumer Reviews

Agency
	Score: A++ Superior Financial Strength
	Score: A+ Excellent Business Practices
	Score: 76/100 Good Customer Feedback
	Score: 860 / 1,000 Above Avg. Satisfaction
	Score: 1.12 Avg. Complaints

Regarding business reviews across platforms like the Better Business Bureau (BBB), Travelers Insurance has a good score. However, for any major organization, there are always customer complaints.

However, its years of withheld dividends and solid financial ratings help it remain a secure option. For a broader perspective, learn more about our “Best Auto Insurance for International Drivers.“

Travelers’ Pros and Cons

Traveler insurance is best for customizable coverage, financial stability, and discounts. Nonetheless, it has higher premiums and sometimes processes claims more slowly upfront.

Pros

• Wide Range of Coverage Options: Travelers offers an extensive selection of customizable policy options to suit different drivers’ needs.
• Strong Financial Stability: The company’s A++ rating from A.M. Best ensures it can meet its claims obligations.
• Numerous Discounts Available: Travelers provides a variety of discounts that can help policyholders lower their premiums.
• Positive Customer Service Reputation: The company’s customer service is frequently praised for being helpful and responsive.

Cons

• Slightly Higher Premiums: Travelers’ rates can be above average for specific drivers, particularly younger or high-risk individuals.
• The Claims Process can be Slow: Some customers have reported delays in claim resolutions, which could frustrate those seeking faster service.

Travelers are best for a range of coverage and good customer service. The editorial team is a team of experts in many fields who have provided all information to the Internet for over six years. However, there are cons to hybrid insurance—higher premiums for some drivers and slower claims handling.

Elevate your knowledge with our “Allstate vs. Travelers Auto Insurance.”

Travelers Auto Insurance Monthly Rates by Driving History

Travelers car insurance rates are determined based on the age, gender, and coverage level you select. Young drivers usually pay more than those purchasing minimum or full coverage. After that, rates drop precipitously, with men almost always spending more than women in each age range up until their thirties and forties.

Travelers Auto Insurance Monthly Rates by Driving History

However, full coverage is still much more expensive than the minimum. For a comprehensive understanding, read our “Cheapest Auto Insurance Companies.”

Travelers Companies, Inc. Insurance Coverage Options

All insurance companies offer the liability auto insurance coverage required in each state. Still, not all offer the add-on coverages customers desire, such as Traveler’s auto insurance roadside assistance or gap coverage.

In addition to liability, collision auto insurance, and comprehensive auto insurance, Travelers offers the following coverages:

• Accident Forgiveness Auto Insurance
• Gap Insurance
• Non-Owner Auto Insurance
• New Car Replacement Auto Insurance
• Rental Auto Insurance Coverage
• Rideshare Auto Insurance
• Roadside Assistance
• Uninsured/Underinsured Motorist Coverage

The noticeable coverages missing are classic car insurance, modified car insurance, and SR-22 auto insurance. So, if you’ve made expensive vehicle modifications, own a classic car, or need high-risk auto insurance, you should look elsewhere for coverage.

Travelers Auto Insurance Rates by State

Travelers’ auto insurance rates vary by state, just like all auto insurance companies. Insurers also consider local factors like crime, weather, crash statistics, and more when setting rates.  Look at which states have the cheapest and most expensive auto insurance rates below:

Travelers Full Coverage Auto Insurance Monthly Rates by State

Michigan and New York are some of the most expensive states in which to purchase traveler insurance. Ohio and Idaho are some of the cheapest states. Please read our guide to finding affordable auto insurance in Idaho.

Travelers Unbiased Review of Coverage Options & Rating

In Travelers insurance reviews, we detail its wide range of products like auto and homeowners insurance as well as specialty coverages. The kind of service that has made a lot of prospective traveler auto insurance clients pick the carrier is its cheap rates and high-level customization, attributes which usually correspond with little servicing.

That said, Travelers car insurance reviews, quotes and its maximum auto protection do offer options to meet the needs of its customers, with many complaints alleging that claims processing takes too long.

Homeowner insurance reviews for Travelers home insurance often highlight its flexible coverage, but some customers complain of delays in claim payouts. The Better Business Bureau is another resource for Travelers insurance ratings of providers and generally scores well overall on the various sites but somewhat less impressively in certain categories.

In addition to the smooth claims process, many Travelers insurance windshield replacement reviews for those with comprehensive coverage note a positive aspect. Read our “What is a good auto insurance score?

Travelers Auto Insurance Overview

Get a quote if you think you will fall into the high-risk insurance category, but do not worry. Travelers are often considered the best option for auto insurance due to their outstanding customer service and wide range of coverage options.

It has competitive pricing for many drivers, with an average monthly rate of $38. Travelers offer many discounts, some common ones such as multi-policy and safe driving, which typically make it a great value.

With an excellent record for reliability and claims satisfaction, this insurer rises above the competition in a crowded field as one of our top recommendations to drivers looking for peace and protection. Get the full story by checking out our “Liberty Mutual vs. Travelers Auto Insurance.” Please find the best auto insurance company near you by entering your ZIP code into our free quote tool.