Tri-State Auto Insurance Review (2024)

This Tri-State auto insurance review highlights affordable rates starting at $50 per month and solid coverage options for high-risk drivers.

Competitively priced for individuals with less-than-perfect driving records, Tri-State Insurance for vehicles provides good coverage at discounted rates, making it ideal for budget-conscious drivers seeking protection.

Tri-State Auto Insurance Rating

Rating Criteria
Overall Score	3.4
Business Reviews	3.0
Claim Processing	2.8
Company Reputation	2.5
Coverage Availability	4.7
Coverage Value	3.1
Customer Satisfaction	2.5
Digital Experience	2.5
Discounts Available	4.3
Insurance Cost	4.0
Plan Personalization	2.5
Policy Options	2.5
Savings Potential	4.1

There are very few available and insufficient discounts on this option. Still, Tri-State car insurance is a good option for drivers who want reasonable premiums with reliable coverage, especially for high-risk auto insurance profiles.

To discover if you qualify for lower Tri-State auto insurance rates, simply input your ZIP code into our free quote tool above to compare prices from nearby providers.

Tri-State Auto Insurance Coverage Cost

While generalizing it with a tri-state consumer, the analysis reveals the premium rates mostly depend on age, location, driving history, and gender, as is commonly seen with TSC Direct auto insurance.

Tri-State Auto Insurance Monthly Rates by Coverage Level, Age, & Gender

For example, drivers with less experience typically face higher insurance rates, while older, more experienced drivers enjoy lower premiums because they tend to have fewer accidents. In the tri-state area, the monthly premium for TSC car insurance is around $112, which is lower than the national average of $120. It aligns with many reviews of TSC insurance, highlighting its competitive regional pricing.

Average rates again vary from state to state, which, in many cases, depend on the locality since the city drivers tend to be charged higher rates for being associated with higher accident rates, among other factors.

More so, given the fact that what is the average auto insurance cost per month, it is essential to note that Tri-State’s review ranking score is 3.9 out of a maximum grade of 5, which simply indicates that its service levels are satisfactory and, hence, pricing can be tolerated by many.

Average Tri-State Auto Insurance Cost Compared to Competitors

Further comparisons of state auto insurance reviews (BBB) and rates from Tri-State General Insurance with its close competitors, State Farm, reveal substantial differences according to demographic considerations.

For instance, a 30-year-old male driver with no violations may have his fees at about $1,200 when insured by Tri-State, but State Farm might be able to offer coverage at about the same range of about $1,000. Younger drivers between the ages of 18 and 25 may face higher rates with State Farm, so Tri-State is more competitive for them.

Tri-State Consumer Direct Auto Insurance Monthly Rates vs. Top Competitors by Driving Record

Insurance Company	Clean Record	One Ticket	One Accident	One DUI
	$160	$188	$225	$270
	$117	$136	$176	$194
	$139	$173	$198	$193
	$80	$106	$132	$216
	$174	$212	$234	$313
	$115	$137	$161	$237
	$105	$140	$186	$140
	$86	$96	$102	$112
	$99	$134	$139	$206
	$107	$130	$150	$200

Stillwater home insurance reviews show the same demographic impacts, and for any claims, Tri-State Insurance Company of Minnesota claims the phone number to deliver its support directly.

Moreover, a driver needs to know how auto insurance companies check driving records; this disclosure shows how State Farm tends to boast many available discounts, while Tri-State has the sweet spot of individualized service and flexible payment methods.

Tri-State Insurance Coverage Options

Tri-State auto insurance offers a comprehensive selection of coverage options tailored to fit the diverse needs of its customers. Below are the various types of coverage available:

• Complete Coverage: Includes liability protection and damage coverage for your vehicle. You need full coverage insurance to finance a car, making this option essential for securing a loan.
• Minimum Coverage: Meets state requirements, suitable for budget-conscious drivers.
• Comprehensive Coverage: Protects against non-collision incidents like theft and natural disasters.
• Gap Insurance: Covers the difference between your car’s value and the remaining loan balance in case of a total loss.
• SR-22 Filings: Required for high-risk drivers to comply with state insurance laws.

Tri-State’s review ranking score of 2.5 indicates that while options are plentiful, customer satisfaction with these offerings may vary.

Available Discounts Through Tri-State Auto Insurance

Tri-State auto insurance provides some premium discounts to help policyholders control their premiums. With a review ranking of 4.3, these options do an excellent job of adding value to Tri-State auto insurance, thus making it one of the best auto insurance discounts for cost-conscious drivers.

Read other Tri-State auto group reviews to see what customers appreciate about savings and service. It helps to read these reviews or get more in-depth information on how other policyholders feel about this type of coverage before deciding to opt-out.

Tri-State Auto Insurance Customer Review

The Tri-State Insurance Company of Minnesota reviews indicate that there is strict control over its policyholders. Many comments that the firm reaches out to them during the challenging moments with answers that are hard to match.

On the other hand, some customers complain about the inability to get hold of the representatives and, hence, varying outcomes. Those in need can use the Tri-State Insurance Company of Minnesota phone number, often broadcasted as Tri-State 1-800-join-now.

Tri-State auto insurance consistently receives positive feedback for its affordable rates and comprehensive coverage, making it a top driver choice.

This feedback from sites such as Reddit, Quora, and entitled direct review reveals a mixed impression of positive and negative feedback that shows how other people’s experiences determine the overall view of the company.

The ranking score is 2.5, as registered in the review ranking, and this reflects just how varied these opinions are of what an auto insurance policyholder in the Tri-State system is.

Business Reviews of Tri-State Auto Insurance

A good critique of Tri-State car insurance would also not be complete without including ratings from more or less credible sources. The following table provides the provider’s ratings on different platforms:

Tri-State Consumer Direct Insurance Business Ratings & Consumer Reviews

Agency
	Score: 825 / 1,000 Above Avg. Satisfaction
	Score: A Good Business Practices
	Score: 75/100 Good Customer Feedback
	Score: 0.90 Fewer Complaints Than Avg.
	Score: A+ Excellent Financial Strength

Incorporating social media posts that show the provider’s ratings can give the company more transparency and give possible clients an insight into the company’s standing. If you are wondering how to check if an auto insurance company is legitimate, an appraisal of these ratings may be your first step.

Tri-State has a business review ranking score of 3.0, illustrating that they are fair but still have much to improve. For further information, contact the Tri-State Insurance company phone number.

Pros and Cons of Tri-State Auto Insurance

When choosing between various options for buying auto insurance, one has to weigh the pros and cons of a specific insurance company. Tri-State auto insurance is like every other insurance company in terms of plans.

However, here are some pros and cons of Tri-State auto insurance, which might help you choose the right auto coverage:

Pros

• Diversified Coverage Options: Offers comprehensive plans with various options to suit diversified needs.
• Attractive Discounts:The company provides the most competitiveauto insurance discounts for a new car, thus covering a broad scope of demographics.
• Satisfactory Customer Service: Several positive claims are reportedy the customers dealing with the insurance services.

Cons

• Mixed Reviews from Customers: Many dissatisfied comments regarding customer service experiences could be a cause for concern.
• Online Features: Users have criticized the website for not having convenient online features.

When balancing these pros and cons, would-be customers can assess whether Tri-State auto insurance would suit their needs regarding insurance services, especially for clients seeking products in the Tri-State financial network. A well-informed choice will assist you in making the best decision regarding your insurance coverage needs.

Summation of the Tri-State Auto Insurance Review

The coverage available, pricing, and customer satisfaction in an auto insurance review will be able to inform the decision better. On average, the monthly premium is $112. Its rate is established based on age, gender, and driving record; in many cases, Tri-State is more affordable than State Farm for younger drivers.

Full coverage and gap insurance are options, as well asSR-22 filings. Customers may request the state auto phone number if assistance is required and ascertain the recommended auto insurance coverage levels before deciding on one. Customer reviews indicate that the company has strengths, particularly customer service.

With an average monthly rate of just $50, Tri-State auto insurance stands out for its affordability and competitive coverage options.

J.D. Power and the Better Business Bureau provide other review sites with highbrowed views that, from a middle-of-the-line perspective, make it possible for people and potential customers to think about it thoroughly.

Talk continues with the Tri-State Insurance Company in Minnesota, and TSC direct car insurance may be an option if you qualify. Find the lowest Tri-State auto insurance quotes by entering your ZIP code into our free comparison tool below.