Trumbull Auto Insurance Review in 2024 (Get the Inside Scoop)

This Trumbull auto insurance review highlights why it excels, offering AARP members exclusive policies with rates starting at $50 per month and a program for replacing totaled vehicles within 15 months.

Trumbull also offers Recover Care services after accidents, though it carries a higher-than-average complaint index score (3.37) from NAIC, reflecting more dissatisfaction among customers. Older drivers seeking budget-friendly, dependable coverage will gain the most from Trumbull’s plans.

Trumbull Auto Insurance Rating

However, it’s crucial to compare different quotes to ensure you’re choosing from the best auto insurance companies to find the right option for your personal circumstances.

You can find affordable auto insurance no matter what your driving record looks like by entering your ZIP code above in our free quote comparison tool.

Trumbull’s Pricing by Age and Gender

Trumbull Auto Insurance Monthly Rates by Coverage Level, Age, & Gender

Younger drivers, especially males, pay higher rates, with 16-year-old males paying $325 for minimum and $470 for full coverage. Rates decrease by age 25, with women paying $135 and men $155. By age 65, premiums drop to $50 for women and $52 for men, showing lower costs for older drivers and smaller gender differences.

Trumbull auto insurance rates vary significantly based on driving history, with premiums rising for those with accidents, DUIs, or tickets. Drivers with a clean record enjoy the lowest rates, starting at $59 for minimum coverage and $118 for full coverage. Those with a DUI face the highest costs, paying $220 for minimum and $440 for full coverage.

What You Should Know About Trumbull

Trumbull car insurance is a subsidiary of The Hartford insurance Company, which has been around since 1810 when it began selling insurance. The company has grown quite a bit over the last 200 years and currently maintains offices in the United States, Japan, the United Kingdom, Canada, Brazil, and Ireland. Find insights in our guide titled, “Best Auto Insurance for Drivers With a Canadian License.”

The Trumbull Insurance company customer service, through its parent company, is technologically savvy. The company has created an app for your mobile phone. Simply download the app per the directions on the website.

The Hartford and its subsidiaries remain strong after all these years and continue to receive an A+ rating by A.M. Best. Unfortunately, Trumbull Insurance Company reviews are mixed, as it has a high complaint index score of 3.37 from the National Association of Insurance Commissioners (NAIC), more than three times higher than average.

The Trumbull Insurance company also cares about what its policyholders think. As a policyholder, you can submit feedback with any comments you wish to share. Whether you’re a customer of the Trumbull Insurance company in IL, or PA, they want to hear from you on how they can improve.

You can contact Trumbull Ins Co via their phone number at 1-877-896-9320 for any questions or feedback.

Trumbull Car Insurance Monthly Rates by Provider & Driving Record

Insurance Company	Clean Record	One Accident	One DUI	One Ticket
	$150	$220	$300	$180
	$145	$210	$280	$170
	$160	$230	$320	$190
	$155	$225	$315	$185

It’s important to assess these rates against your driving profile and compare quotes to ensure you’re getting the most suitable coverage for your needs.

Trumbull Car Insurance Policyholder Benefits

Trumbull, under The Hartford insurance company, provides many benefits to its customers. For example, the company offers Recover Care, which provides assistance to its policyholders after an accident such as cooking, cleaning, shopping, and providing transportation.

Another benefit the company provides is a lifetime guarantee on car repair if your vehicle is repaired at one of the authorized dealers recognized by Trumbull insurance.

There’s also a new car replacement insurance guarantee if your 15-month-old or younger car is deemed totaled after an accident. What does a new car replacement mean? Your auto insurance company will pay you the full amount you owe on your car if you total it.

Trumbull also promises never to drop its policyholders due to accidents or citations, unless the policyholder is found guilty of driving under the influence of drugs or alcohol.

Is rental car reimbursement necessary? It may be, and it is another benefit of Trumbull. Not only will they pay for the car rental, but the Trumbull Insurance Company at One Hartford Plaza will have the rental car delivered to you at a convenient location.

Trumbull Insurance Company Contact Details

The Trumbull Insurance Company is in Hartford, CT, since its parent company The Hartford is headquartered there.

The Trumbull Insurance Company address is:
One Hartford Plaza
Hartford, CT 06155

However, the Trumbull Insurance Company claims address is:
P.O. Box 14219
Lexington, KY 40512

Contact the Trumbull Insurance Company provider phone number at 1-877-896-9320. The Hartford Insurance phone number is the same at 1-877-896-9320.

You can also contact the AARP Trumbull Insurance Company phone number at 1-888-546-9099. The Hartford AARP insurance phone number is the same at 1-888-546-9099.

For assistance filing a Trumbull insurance claim, call 1-866-574-4833, which is also The Hartford’s auto claims phone number. Get detailed insights in our guide titled, “Can you claim auto insurance if it’s your fault?”

Trumbull Insurance Coverage Options

The Hartford, Trumbull Insurance company provides various coverage choices depending on the state you live in and your insurance needs.

Available coverage from the Trumbull insurance agency includes:

• Bodily Injury Liability
• Comprehensive Insurance
• Collision Auto Insurance
• Uninsured/Underinsured Motorist Coverage
• Medical Payments

You can call a specialist at the Trumbull Insurance company phone number at 1-877-896-9320, or you can use the online auto insurance coverage calculator to determine the coverage you need and find affordable Trumbull auto insurance rates.

Trumbull Car Insurance Coverage Options

Trumbull provides an extensive selection of coverage types, from basic liability and collision protection to more tailored services like gap coverage and accident forgiveness. These offerings allow policyholders to personalize their coverage according to their unique needs. With a variety of options available, Trumbull delivers reassurance in a range of driving situations.

Trumbull Auto Insurance Add-on Coverages and Benefits

Trumbull Insurance company also provides additional coverage for an additional cost. The additional coverage includes:

• Rental Car Reimbursement: Coverage for Trumbull rental car expenses while your vehicle gets repaired after a covered accident.
• First Accident Forgiveness: Trumbull Insurance will forgive your first at-fault accident by not increasing your rates as a result.
• Vanishing Deductible: Your deductible will go down by $150 with a good driving record.
• Deductible Waiver: You won’t pay a deductible with Trumbull if you didn’t cause the accident. Contact The Hartford auto claims phone number at 1-866-574-4833 to begin your claim after an accident.
• AARP Benefits: You can get benefits from AARP with Trumbull Insurance Company. AARP members save up to 10% on car insurance through the AARP Auto Insurance Program from The Hartford. Contact the AARP Trumbull Insurance Company phone number at 1-888-546-9099 for more details.

For assistance with non-AARP auto insurance policies, call the Trumbull Insurance Company number at 1-877-896-9320.

Trumbull Insurance Rates Breakdown

Since you’ll get your Trumbull car insurance coverage from The Hartford, check out the table below to compare The Hartford car insurance rates from other cheap providers:

Low-Income Auto Insurance Monthly Rates

Insurance Company	Minimum Coverage	Full Coverage
	$80	$120
	$72	$112
	$76	$116
	$65	$105
	$85	$125
	$78	$118
	$75	$115
	$70	$110
	$90	$130
	$60	$100

As you can see, full coverage auto insurance rates from The Hartford average $130 monthly. Always compare your Hartford, Trumbull Insurance company quotes against competitors to find the best rates.

Contact The Hartford Insurance Company phone number at 1-877-896-9320 to learn more about other ways to save, such as discounts or fewer coverage options. If you’re an existing policyholder and need to file a claim, contact The Hartford insurance auto claims phone number at 1-866-574-4833. (Read More: The Hartford auto insurance review)

Comparing Trumbull’s Premium Discounts for Maximum Value

Trumbull auto insurance provides numerous discounts, giving drivers ample opportunities to reduce their premiums. With savings such as a 25% safe driver discount and 15% off for bundling policies, these options help make coverage more cost-effective. Find out more by reading our guide titled, “How to Save Money by Bundling Insurance Policies.”

Trumbull Car Insurance Discounts by Savings Potential

Even with these discounts, it’s essential to review Trumbull’s overall business evaluations. Holding an A+ rating from both the Better Business Bureau and A.M. Best, Trumbull shows strong financial stability and customer satisfaction.

Trumbull Insurance Business Ratings & Consumer Reviews

Agency	Trumbull
	Score: 825 / 1,000 Above Avg. Satisfaction
	Score: A+ Excellent Business Practices
	Score: 80/100 Good Customer Feedback
	Score: 3.37 Above Avg. Complaints
	Score: A+ Excellent Financial Strength

However, specific ratings from J.D. Power and Consumer Reports are currently unavailable, making it important to compare its rates and discounts with other insurers to ensure you’re getting the best value for your situation.

Trumbull Insurance Company: Strength and Weaknesses

Trumbull auto insurance offers various perks, especially for drivers looking for solid coverage supported by a well-known provider. Its policies deliver strong value, particularly with specialized benefits designed to enhance customer satisfaction.

• Affordable Premiums: Trumbull’s rates are cheaper than many of its competitors, especially for people with traffic tickets or DUIs.
• Supported by The Hartford: Trumbull’s connection to The Hartford makes it seem more trustworthy.
• Repair Guarantee: Authorized dealer repairs come with a lifetime guarantee, giving you peace of mind.
• Replacement Coverage: Trumbull will give you a new car if your old one breaks down within 15 months, so people with newer cars will get more value.

With its association with The Hartford and unique coverage guarantees, Trumbull is a strong contender for customers buying auto insurance for new cars or those needing flexible, dependable coverage. The company’s ability to serve drivers with unique needs, like accidents or new cars, sets it apart from its rivals.

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Despite Trumbull’s strong offerings, it has a few downsides that may dissuade potential customers. These issues include customer service challenges reflected in various ratings.

• High Complaint Rate: Trumbull’s NAIC complaint index of 3.37 indicates that the company receives a greater number of consumer grievances than the national average.
• BBB Feedback: The Hartford maintains an A+ rating with the Better Business Bureau; however, its customer evaluations are predominantly unfavorable.
• Mixed Customer Opinions: The reviews are inconsistent as a result of the broad range of feedback from clients.

Even with its affordable pricing and solid policy options, Trumbull’s high complaint index and mixed customer reviews may raise concerns for potential buyers. It’s important for drivers to weigh these factors when comparing insurance choices.

Trumbull Discounts Available

Trumbull Insurance agency offers discounts to its policyholders that qualify. For example, if you also have homeowners insurance through the Hartford, you can receive a discount on your automobile insurance.

You may also qualify for a usage-based car insurance discount with The Hartford, Trumbull Insurance company. Check out the table below to see how much you could save with UBI:

Usage-Based Auto Insurance Discounts by Provider & Savings Amount

Insurance Company	Program Name	Device Type	Sign-up Discount	Savings Potential
	AAADrive	Mobile App	15%	30%
	Drivewise	Mobile App	10%	40%
	KnowYourDrive	Mobile App or Plug-in	10%	20%
	DriveEasy	Mobile App	20%	25%
	RightTrack	Mobile App or Plug-in	5%	30%
	Mile Auto	Neither	20%	40%
	SmartRide	Mobile App or Plug-in	10%	40%
	Snapshot	Mobile App or Plug-in	$25	20%
	Drive Safe & Save	Mobile App or Plug-in	5%	50%
	TrueLane	Plug-in	5%	25%
	IntelliDrive	Mobile App	10%	30%
	SafePilot	Mobile App	5%	20%

You could save up to 25% with The Hartford’s TrueLane program. Contact a The Hartford auto insurance customer service agent to get exact program details for your area — The Hartford auto insurance phone number is 1-877-896-9320. 

Other discounts include good student discounts, air bag discounts, and anti-theft insurance discounts.

Trumbull Insurance Company Coverage Highlights

Trumbull auto insurance offers a variety of attractive coverage options, supported by The Hartford, making it a reliable option for AARP members looking for cost-effective premiums and special features like new car replacement and lifetime repair warranties. Unlock details in our article called, “AAA vs. AARP Auto Insurance.”

However, the elevated complaint rate and varied customer feedback highlight areas where improvements could be made, especially in terms of service quality and app performance. Comparing Trumbull to other leading insurers can help drivers decide if the advantages outweigh the potential downsides, particularly for those with a history of accidents or violations.

Shopping around for quotes remains essential for finding the best protection at the most competitive prices. Enter your ZIP code into our free quote tool below to find the best auto insurance providers for your needs and budget.