Trustgard Auto Insurance Review for 2024 (Comprehensive Overview)

This Trustgard auto insurance review also shows it offers customized policies through Grange agents. The competitive pricing the auto insurance offered in this company for good drivers is $55 a month. You can opt for liability, collision, and comprehensive coverage with them. More on these options are below.

UPDATED: Nov 1, 2024Fact Checked

Shawn Laib

Insurance and Finance Writer

Since graduating from the University of WA with a B.A. in English Literature, Shawn has been professionally writing in the spheres of entertainment, insurance, business, marketing, and politics. He is passionate about using his writing skills and insurance knowledge to educate the general population on everyday issues surrounding these misunderstood topics. His work has been published on SUPERJ...

Insurance and Finance Writer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Nov 1, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Nov 1, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Nov 1, 2024Fact Checked
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3.5
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Trustgard Insurance Company

Average Monthly Rate For Good Drivers

$55

A.M. Best Rating:

A

Complaint Level:

Low

Pros

  • Affordable premiums from $55.
  • Up to 20% bundling discount.
  • First accident forgiveness.
  • Broad coverage options.

Cons

  • Only available in 13 states.
  • Delays in claims processing.
  • Limited online purchase options.
[su_box title="Things to Remember..." style="default”]
  • Trustgard Insurance Company is part of the Grange Insurance Group
  • Trustgard Insurance offers policies that are customized by Grange insurance agents
  • Trustgard offers a variety of insurance options including auto, boat, and RV insurance policies
[/su_box]Trustgard Insurance Company is one of eight companies that make up a group known as Grange Insurance. Trustgard was incorporated in 1981 and provides property and casualty coverage in 13 states. Trustgard auto insurance works pretty much the same as anyone else's coverage with one exception: your policy is customized according to your specific needs by a Grange agent. You can start with simple basic liability coverage, add things like collision and glass, or move all the way up to a fully comprehensive policy. Grange and Trustgard attempt to offer customized policies whenever possible, rather than a generic one-size-fits-all policy, which makes buying Trustgard auto insurance a more personalized experience. Read our Trustgard insurance review to learn more.

The benefits of this Trustgard auto insurance review include competitive prices from $55 a month and the support of local Grange agents who offer personalized service. 

Trustgard Auto Insurance Review

This means that it will be one of the most money-saving insurance companies offering its coverage plans under Trustgard auto with reliable claims handling and all at very competitive prices.

Trustgard Auto Insurance Rating

Rating CriteriaTrustgard
Overall Score3.5
Business Reviews3.0
Claim Processing3.4
Company Reputation3.5
Coverage Availability4.0
Coverage Value3.2
Customer Satisfaction2.5
Digital Experience3.5
Discounts Available5.0
Insurance Cost3.9
Plan Personalization3.5
Policy Options2.5
Savings Potential4.3

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Drivers with clean records can benefit from Trustgard’s low rates, but it’s important to compare quotes from different insurers to get the best deal. Understanding how auto insurance companies check driving records is key, as it can impact your premium.

Start lowering your auto insurance costs by entering your ZIP code above and comparing rates from Trustgard auto insurance and other providers.

Things to Remember

  • Trustgard auto insurance review shows claims may be filed at 1-800-445-3030
  • Trustgard offers multi-policy discounts ranging up to 20% when bundling policies
  • Accident forgiveness is available to qualified drivers on Trustgard policies

Trustgard Auto Insurance Review Coverage Costs by Key Factors

Trustgard Insurance Company’s claims process and pricing are driven by so many factors, including your driving record, age, gender, and location, all of which individually or in combination can greatly influence how high or low the cost of premiums may be.

With Grange Trustgard, you can enjoy competitive rates whereby the Trustgard insurance starts from $55 per month depending on the good records of the driver. People or families with a history of previous accidents or traffic infringements might pay a high fee, where the money on a large scale goes into funding state regulations in addition to that of the Trustgard policy.

Trustgard Auto Insurance Monthly Rates by Coverage Level, Age, & Gender

Age & GenderMinimum CoverageFull Coverage
Age: 16 Female$220$450
Age: 16 Male$270$550
Age: 18 Female$190$370
Age: 18 Male$240$480
Age: 25 Female$110$210
Age: 25 Male$130$250
Age: 30 Female$85$170
Age: 30 Male$95$185
Age: 45 Female$60$115
Age: 45 Male$55$110
Age: 60 Female$52$102
Age: 60 Male$57$107
Age: 65 Female$54$100
Age: 65 Male$59$105

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With an overall affordability score of 3.8 out of 5, Trustgard is mid-range in comparison to other national providers, providing solid choices for budget-conscious drivers.

If one wants to save some cash, then it’s always a good idea to look around for where to compare auto insurance rates with different providers. This will only ensure that they get the best coverage at the most competitive price while considering what Trustgard has to offer.

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Comparing Trustgard Auto Insurance Costs to Competitors

Comparing insurance company rates by Grange Trustgard with those of major competitors such as State Farm, the company provides a significant discount compared with their major competitors, especially for young drivers or individuals with a clean driving history.

For instance, Trustgard provides coverage to a 30-year-old male driver for $75 every month. The same coverage will cost $85 with State Farm. Just dial the Grange auto insurance number for any information.

However, the rates offered by Trustgard vary considerably based on state laws and personal factors, so it is very essential to understand how to compare auto insurance quotes effectively. Trustgard’s competitive pricing gets it an overall cost comparison rating of 3.8, setting it up as a competition winner for budget-conscious drivers.

If you need to know more about Trustgard or would like further assistance, you can call the Trustgard insurance company phone number directly for personal information.

Trustgard Auto Insurance Coverage Options and Add-Ons

Trustgard Insurance offers a variety of coverage options to meet different driver needs, including full coverage auto insurance, which covers liability, collision, and comprehensive insurance protection.

Those with newer vehicles can also take advantage of gap insurance, and those who will have to file SR-22s will also appreciate that Trustgard also offers this. For greater peace of mind, customers can add options such as roadside assistance and rental car reimbursement coverage.

With a rating of 3.5, this Trustgard auto insurance review shines with strong coverage options and add-ons, but claims processing might be slower than you'd expect, all things considered

Scott W. Johnson Licensed Insurance Agent

However, in terms of flexibility, the company lags behind. It scored 2.5 on the scale recently in terms of flexibility as it offers fewer diverse options than many other insurance providers. Customers can read more about it at Grange claims the phone number and Grange homeowners insurance reviews.

When you ever have to file a claim, Trustgard insurance company claims phone number is reachable, but it would be prudent to do your homework on policies and determine which one can cater to your needs before settling on one.

Trustgard Auto Insurance Discounts and Full Value Saving

One of the prominent features of Trustgard auto insurance is the numerous discount opportunities offered to its policyholders so that they can pay a lower premium for quality coverage.

There are many expensive saving opportunities, like how to save money by bundling together your insurance policies, for example, your home and auto insurance, which will allow up to 20% savings. This website will be a goldmine in searching for incentives on safe driving rewards, which can go up to 15% in discounts for good drivers.

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Trustgard promises saving incentives on multiple automobiles, good-grade pupils, and paperless billing, making it pretty cheap. Such a capability of saving discounts has earned Trustguard a great 5.0 rating for drivers in the quest for affordable insurance. Analyze further insurance recommendations by consulting Grange insurance complaints and Grange insurance reviews BBB.

You can easily reach out to the Trustgard insurance phone number to get more information or about your policy to check out the options you have individually to reduce your savings.

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Consumers Feedback and First-Hand Experience at Trustgard Auto Insurance

Trustgard car insurance has received mixed opinions from different customers as one may have any opinion towards the insurance.

On the positive side, many customers commend it as offering cheap price quotes with drivers who have spotless records, whereas others complain about its slowness in attending to claims and is also unreachable by the claims department.

Trustgard Insurance Business Ratings & Consumer Reviews

AgencyTrustgard
Score: A+
Excellent Business Practices
Score: 1.0
Avg Complaints
A.M. BestScore: A
Excellent Financial Strength

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Other social media sites, such as Reddit and Quora, have shared similar frustrations of having to deal with rude customer service representatives.

Nevertheless, best customer loyalty auto insurance discounts remain an important incentive for choosing Trustgard as a no-frills policy that saves budget-conscious drivers through loyalty incentive offers.

Trustgard Insurance Company Business Ratings and Industry Scores

Its business ratings give an idea of where Trustgard stands in the world of insurance. A.M. Best has given Trustgard a respectable “A” rating when it comes to financial standing, showing prudent handling of financial obligations.

However, BBB and Consumer Reports have given negative ratings concerning customer care and claims handling. You can call the Grange Mutual Casualty Company phone number or check the details on the Grange Property & Casualty insurance company to learn more about the company.

Claims Handling Definition Card: Trustgard Auto Insurance Review

There are a few things, however, that may need a little extra work on improving them. With such an industry review, we are giving Trustgard an overall rating of 3.0.

This should be understood to make informed decisions about Trustgard or other providers: the knowledge of how to research auto insurance companies is essential for you to compare options and be sure that you are really choosing the best coverage, not necessarily on financial stability, but about real-world customer experience.

Trustgard Auto Insurance Pros and Cons

If you wish to have an auto insurance policy with affordable schemes, Trustgard auto insurance has low premiums to back coverage up to your demands. However, there are a few pros and cons for consideration.

Pros

  • Affordable Premium: Rates start at $55 for drivers with clean records, making it a competitive choice for budget-conscious consumers.
  • Generous Discounts: Trustgard’s multi-policy discount runs as high as 20% and is perfect if you want to bundle your home and auto policies.
  • Accident Forgiveness: Drivers who qualify will receive the benefit of accident forgiveness, which can help them avoid premium increases after their first accident.
  • Broad Coverage: You will have a vast number of standard and add-on covers, such as liability and collision, and comprehensive coverage and add-ons like roadside assistance and rental car payment.

Cons

  • Availability: Trustgard is offered in only 13 states, so it’s not generally available everywhere in the country
  • Claims: Some customers reported that their claims were less satisfactorily handled, which made the process longer than they expected.
  • Agent-Based Purchasing: You’ll have to purchase through an agent, so if you like doing everything online, this can be a real pain.

This summary tells us that Trustgard auto insurance is the best for affordable coverage, primarily for those individuals who qualify for some of the best auto insurance discounts offered, such as multi-policy savings or accident forgiveness.

With rates starting at $55 a month, Trustgard auto insurance offers affordable coverage that balances key pros like comprehensive options with cons of limited nationwide availability.

Jeffrey Manola Licensed Insurance Agent

You can actually stack many discounts into saving more at grangeagent.com. However, not so free but worth it for convenience reasons alone, considering the faster processing of claims and you would have everything in full digital management of your policy.

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Deep Trustgard Auto Insurance Review

Trustgard auto insurance offers very competitive rates, with as low as $55 a month for good drivers. Therefore, it can be a rather affordable auto insurance for people on a budget.

Policies are offered by local Grange agents in 13 states wherein these agents offer their clients a diversified range of coverage options apart from liability, collision, and comprehensive protection. There are more discounts on offer to clients, including a safe driver reward and policy bundling for those wishing to achieve even more substantial reductions in premiums.

Trustgard auto insurance scores a decent 3.5 for cost and products, so it is the best option for budget-conscious drivers looking for a company that provides personal service.

Though Trustgard offers sound claims handling, its finances are unbeatable, some of the users face extended claim processes, and options for e-shopping are very few. The overall rating it has achieved is 3.8 out of 5.

In case you want to buy auto insurance online then Trustgard is not the best option as there is meager access to it. Discover the top auto insurance options in your area by using our free quote tool below and entering your ZIP code for Trustgard auto insurance rates.

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Frequently Asked Questions

What is Trustgard auto insurance?

Here are the different coverage options in Trustgard auto insurance with Grange Insurance: liability, collision, and comprehensive protection. So, before you have to make a comprehensive auto insurance claim, let’s know about them so that you will know the right kind of coverage to get into your situation.

What states does Trustgard auto insurance operate in?

Trustgard auto insurance is available in 13 states. It’s important to verify if your state is covered by contacting a Grange agent.

How can I get a quote from Trustgard auto insurance?

You can get a quote by contacting a local Grange agent or by visiting their website, where you can input your ZIP code to get a personalized quote.

Does Trustgard auto insurance offer discounts?

Yes, Trustgard provides a range of discounts, including those for safe drivers, multi-vehicle policies, paperless billing, and students with good grades. If you’re purchasing a new car, you’ll want to explore the best auto insurance discounts for a new car to maximize your savings and ensure you’re getting the best deal possible.

What factors affect Trustgard auto insurance premiums?

Premiums are influenced by factors such as your driving record, age, location, vehicle type, and selected coverage levels. Avoid paying too much for auto coverage. Enter your ZIP code below to check if Trustgard auto insurance offers you a better rate.

How do I file a claim with Trustgard auto insurance?

To file a claim, contact the Grange Insurance claims department by phone or through their website. They will guide you through the process.

What coverage options does Trustgard auto insurance offer?

Trustgard provides liability, collision, comprehensive coverage, and additional options like roadside assistance and accident forgiveness.

Can I manage my Trustgard auto insurance policy online?

Yes, Trustgard provides online policy management through the Grange Insurance website or mobile app, where you can easily access and update your policy details. If you’re looking for how to buy auto insurance online instantly, this is essential to understand, as having quick access to manage your policy online is key for staying informed and in control of your coverage.

Is Trustgard auto insurance affordable?

Trustgard is known for offering competitive rates, especially for good drivers. Prices start as low as $55 per month, though premiums vary based on individual factors.

What is the financial stability of Trustgard auto insurance?

Trustgard has an A rating from A.M. Best, indicating strong financial stability and reliability in fulfilling its financial obligations.

How does Trustgard compare to other auto insurance providers?

Trustgard is often more affordable than major competitors like State Farm, particularly for younger drivers with clean driving records, though service and claims processing may vary.

What are the pros and cons of choosing Trustgard auto insurance?

Trustgard auto insurance offers affordable premiums, good discounts, and personalized service from local agents. However, it’s limited to certain states and requires agent-only purchases. Be sure to check the minimum auto insurance requirements by state to ensure you’re meeting the right coverage needs.

Is Grange a good insurance company?

Yes, Grange is considered a reliable insurance company, known for competitive pricing, customizable policies, and strong financial stability (A rating from A.M. Best). However, it has mixed reviews on customer service and claims handling, so comparing with other providers is recommended to find the best fit for individual needs.

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Shawn Laib

Insurance and Finance Writer

Since graduating from the University of WA with a B.A. in English Literature, Shawn has been professionally writing in the spheres of entertainment, insurance, business, marketing, and politics. He is passionate about using his writing skills and insurance knowledge to educate the general population on everyday issues surrounding these misunderstood topics. His work has been published on SUPERJ...

Insurance and Finance Writer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Compare Quotes from Top Companies and Save

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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<h3>Trustgard Auto Insurance Monthly Rates by Driving Record</h3>
<h3>Trustgard Auto Insurance Monthly Rates by Driving Record</h3>